1983 Small Island, Starting From a Large Farmer

Chapter 130 Go to a credit union to save money (please subscribe)

 The day the kelp inventory is cleared.

Li Duoyu deposited all the money he earned in the credit union in the town.

　　After all, everyone knows that he has made a lot of money, and in this era where there are no safes or cameras, Li Duoyu does not dare to leave so much money at home.

If I remember correctly, it seems that around the millennium, in Citong City, not far from Dandan Island, the boss of a group was robbed by gangsters, which resulted in a very terrible massacre.

Li Duoyu thinks that the best solution is to deposit the money in a credit union, and before depositing, he must tell the villagers in a big way.

There are no outsiders on Dandan Island, and there are very few thefts. But we are not afraid of thieves, but they are worried about them, so it is always good to be cautious.

This time when saving money.

Li Duoyu called his father. He originally wanted to call him second brother, but he didn't expect that second brother would actually leave the island today.

Li Duoyu simply called Chen Wenchao and Li Shuguang. Ten thousand yuan is not a small amount. If there are many people, if others want to rob, they have to carefully consider whether they can beat them.

 But the most important thing is.

Li Duoyu deliberately told everyone that I had deposited the money in the credit union, so don’t worry about it anymore.

The group of people came to the credit union in the town committee compound and queued for nearly half an hour.

 It’s still the same window as last time.

 The person who received them was still the female classmate of the second brother.

 His face was expressionless at first, but after seeing Li Duoyu, he smiled instantly: "Is it you, here to apply for the second phase of the loan?"

Li Duoyu smiled:

 “No, I’m here to save money today.”

 Then, in front of Gao Jing, Li Duoyu put the army green cloth bag on the counter and took out a stack of big unity.

 After seeing so much money, Gao Jing's eyes widened.

 “Wait, you put it away first.”

 “I’ll take you to the director’s office.”

 As for the people who were queuing up to handle business at the back, their eyes widened when they saw the wad of money, and some even started to beat faster.

 Since the end of the war, it has been difficult for everyone to make money. Even those who have a boat at home can earn two to three thousand a year, which is already very impressive.

 But the man's bag just now contained at least a dozen piles, and they were all in great unity. It would be a lie to say that he was not tempted.

Seeing that there was still a young man in the group who had not followed him to the second floor, an elder sister couldn't help but asked: "Brother, what do you do? How do you make so much money?"

 The honest Chen Wenchao scratched his head: "We are kelp farmers."

 A kelp farmer?

 In the queue, someone asked excitedly: "Are you the one who raises kelp on Dandan Island?"

"Um."

 Chen Wenchao nodded.

“It’s really you. I saw it in the newspaper. It said there was a bumper harvest of kelp this year. No wonder the man just now looked familiar.”

Immediately afterwards, this person gathered around and kept asking Chen Wenchao about various things about raising kelp.

 “Is kelp easy to grow?”

 “How much does it cost to invest in the early stage?”

 “If there is any way, please introduce it.”

A series of questions confused Chen Wenchao. Although he had been following Brother Yu for a long time, to be honest, he still didn't understand how to raise kelp.

 “I really don’t know, I’m just a part-time worker.”

“Brother, you may not be able to do this. Speaking of which, your Dandan Island and our Muyu Island used to have a cooperative relationship.”

“That’s right, I won’t lose a piece of meat by saying it.”

 Chen Wenchao had a wry smile on his face.

 “I really don’t know.”

After Gao Jing took Li Duoyu to the director's office on the second floor, Director Zhang, who was still keeping accounts, saw it was Li Duoyu.

Immediately stood up, took off his reading glasses, and then cordially shook hands with Li Duoyu and his group.

 “Comrade Duoyu, long time no see.”

“Finally, I remembered and came to find us.”

This time, Gao Jing brought the tea without waiting for the director’s instructions, but Director Zhang said in disgust:

“How can this kind of tea be used? Xiao Gao, please bring me the Wuyi Mountain tea someone gave me.”

Li Shuguang, who came here for the first time, was surprised to see the director of this credit union being so enthusiastic, because he had heard many people on the island say that they even applied for a loan from the credit union to buy a boat.

That Director Zhang’s face was disgusting, and since he heard that he was buying a boat with a loan, the review process was very strict. But when I saw him today, he didn’t expect to be so polite.

After a brief chat, the two parties learned that Li Duoyu was here to deposit money, and he was shocked when he saw the money in the bag.

 “You earn these from raising kelp?”

 Li Duoyu replied: "Well, these are the money from selling kelp."

Zhang Minglu took a breath: "I remember that you only took out half of the last loan money, and now you have earned so much back?"

 “It’s just good luck.”

Zhang Minglu sighed: "Seeing how much money you all make makes me want to go to the sea with you to raise kelp."

"welcome."

Zhang Minglu then said: "Xiao Gao, please count the money first, and then give it to Comrade Duoyu, and make a deposit first." After Gao Jing took the money, he quickly counted it three times in less than five minutes, and then faced Li Duoyu smiled and said: "The total is ten thousand and five hundred, right?"

 “That’s right, that’s the number.”

Gao Jing then said: "Okay, you give me the passbook, and I will handle the deposit procedures for you now. By the way, do you want to apply for a current deposit or a fixed deposit this time?"

Li Duoyu was stunned for a moment. He didn’t expect that interest would be paid now: “How much is the interest?”

“For current savings, the interest is 2.4%, half-yearly is 3.6%, and one year is 4.5%.”

 “Then the survival period.”

 “Okay, then I will apply for a current savings account for you.”

Zhang Minglu entertained Li Duoyu warmly and even made tea himself.

In the past six months, Li Duoyu has definitely been the talk of the town committee compound. He has been reported to the police more times than their top leader.

 Less than half a year.

It was published in newspapers three times, and both times I took photos with big leaders. And yesterday, the second page of Rongcheng Daily used half of the page to talk about the news about the fishermen of Dandan Island who bravely rescued sperm whales.

He was also the one who initiated the sperm whale rescue. Shangfeng Town was repeatedly praised for Li Duoyu's advanced performance.

The town is currently planning a special topic to learn from Comrade Li Duoyu.

 And because he gave Li Duoyu a loan, he was directly named and praised by his superiors, and they also praised him for doing a good job.

To be honest, Zhang Minglu really didn’t expect that an ordinary fisherman could have such great influence.

 While drinking tea.

 Zhang Minglu asked directly: "Comrade Duoyu, when do you plan to ask for the other 10,000 yuan loan?"

 When Director Zhang said this, Li Duoyu remembered that it seemed that he originally applied for 20,000 yuan, but it seemed that 10,000 yuan was approved first.

 Li Duoyu thought for a while.

 The current money is definitely enough, but the country has finally given out welfare benefits, so don’t give them away in vain.

And Li Duoyu remembered that in less than two years, the domestic economy would experience inflation, prices would start to rise crazily, and the currency would soon depreciate.

Since he can borrow more money, Li Duoyu is naturally very willing. He plans to try his best to exchange the money for some property that is not easy to depreciate in the next two years.

This way, you can not only avoid this inflation, but also make a small profit from the appreciation. After the depreciation is over, you can sell those belongings and you can easily repay the loan of 20,000 yuan.

“Then thank you, Director Zhang.”

After the two parties completed the formalities, Li Duoyu looked at the 25,000 yuan in the passbook. Li Duoyu felt a little dazed for a moment.

The monthly interest on this money alone is more than that of a well-established researcher like Chen Dongqing.

No wonder the people who took out the loans lived so comfortably and well, it was almost like the country was raising them in vain.

 After completing all formalities.

 Zhang Minglu and Gao Jing sent them to the gate of the town committee compound.

Unexpectedly, just as he was about to leave the compound, he heard a familiar voice. Li Duoyu looked back and found that his second brother was also with the town committee.

After meeting Li Duoyu and the others, the second brother Li Yaoguo seemed very surprised. Due to the restructuring and the upcoming election.

 These days, he has been busy reporting to the town finance office on the current overall financial and asset situation of the brigade.

When he came to the town committee recently, he found that everyone had a particularly good attitude towards him, and even the top leader, Secretary Chen, even received him.

I talked to him about some things, but mostly I asked him about his brother Li Duoyu. Today I specially told him something.

 After seeing family members.

Li Yaoguo simply took the boat home with him. On the way back, Li Yaoguo smoked a cigarette and said:

“Duoyu, Secretary Chen of the town committee has something special to tell me. He wants you to write the application to join the organization as soon as possible.”

 “Ah.” Li Duoyu was stunned for a moment.

"Ah, what? Last time the big leader came, didn't you say something big?"

Li Duoyu racked his brains and thought about it. It seemed that the big leader had indeed asked him if he was willing to lead everyone to get rich together.

Anyone would say yes to this matter.

 But he had no intention of joining the organization.

 The main reason is that it is a bit troublesome to join the organization. It has to be reviewed by Wang Dapao and has to study frequently. Li Duoyu doesn't have that much time.

Seeing Li Duoyu's expression, Li Yaoguo really wanted to beat him. His brother didn't seem to care at all about what he wanted.

To be honest, when Secretary Chen asked him to urge Li Duoyu to join the organization, he was really jealous, very jealous.

 After all, he has been in the organization for so many years, and he has never seen a leader urge others to join the organization. If there is, it proves one thing that the organization intends to cultivate this person.

“Secretary Chen also said that if you don’t want to submit it to the village branch, you can directly send the party application form to the town party committee.”

 Li Duoyu thought for a while.

In this era, it is indeed easier to get things done if you have a bright red flag, and many positions have mandatory requirements.

For example, village party secretary and all positions in the party branch must have a red background.

Joining an organization is not an easy task. The examination time is quite long. It takes at least two years to become a formal member of the organization.

 “Well, let me think about it for a moment.”

Li Yaoguo couldn't help but scolded: "If you have anything else to think about, go back and write it quickly. If the handwriting doesn't look good, I'll ghostwrite it for you."

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 (End of this chapter)