1983 Small Island, Starting From a Large Farmer

Chapter 43 Installment Loan (please follow up)

 Twenty thousand?

 At the credit union, the group of people who were preparing for loans were also frightened by the amount of the loan.

 “Awesome, young people nowadays are very courageous.”

“Twenty thousand can buy a truck with four wheels at the rear.”

“If you can’t afford it, you can’t jump into the sea.”

Gao Jing frowned. Her monthly salary was only fifty, and she had to go without food or drink for thirty-three years to save this money.

If this Li Yaoguo hadn't been her high school classmate, Gao Jing felt that she would have couldn't help but laugh at him. She confirmed again:

 “Li Yaoguo, did your brother pronounce it correctly?”

 Li Yaoguo glanced at Li Duoyu with a wry smile. He didn't look like he was joking. Seeing that his high school classmate's face was already ugly.

Li Yaoguo quickly handed over the information:

“Gao Jing, don’t be impatient, let’s take a look at these materials before talking.”

After Gao Jing received the materials, she thought it would be another mess of production team certificates and applications, but she didn’t expect that her expression changed after just reading two pages.

 She looked at Li Duoyu while reading the materials, and finally asked Li Yaoguo:

“Is there anything wrong with your material?”

"It must be no problem." Li Yaoguo then handed over a newspaper: "If you are worried, just take a look at this and you will know. There is no way this newspaper can be faked."

Gao Jing, who was dubious, took the newspaper. After reading it for a few times, he couldn't help but take a breath, and then said seriously:

"Wait a moment. I'm afraid I can't make the decision on this matter. I have to ask our director for instructions."

 After saying that, the person left the post directly.

The huge response from the staff made the folks who were waiting in line behind to get a loan look at each other in shock.

"What's going on here?"

 “What happened? Why did the staff run away?”

A middle-aged man with a Shanghai brand briefcase and a slicked back hair took out a packet of Huazi and handed one to Lao Li.

“Brother, can I ask what industry you are in?”

 Lao Li took the cigarette and clamped it on his ear:

“We are just ordinary fishermen engaged in kelp farming.”

When he heard that it was kelp farming, someone behind him was surprised and said: "Haven't those who engaged in kelp farming lost money in the past two years? How can you repay the loan to raise it?"

 “Hahaha.” Lao Li smiled awkwardly.

 He doesn’t know why he has to raise his own son.

 What shocked the middle-aged Da Beitou was that these three people were not from the brigade or the unit, but were self-employed, which was a bit extraordinary.

 The middle-aged man smiled and said:

“Brother, let me congratulate you first. Judging from my experience, if all the staff have asked the leader for instructions, this will happen nine times out of ten.”

 I heard from this person that I can get a loan.

 Lao Li was not happy, but had a bitter look on his face.

“This is not a good thing. We act as if we don’t have to repay the loan. If we don’t pay it back one day, we might even be arrested and imprisoned.”

Dashan smiled and said nothing more. Instead, he walked up to Li Yaoguo and Li Duoyu and respectfully handed over his business card with both hands.

 “Hello.”

“I am An Yuliang from Rongcheng United Commodity Distribution Company.”

 “Hello.” Li Duoyu took the business card with both hands.

 The business cards at this time were still very simple. They contained name, position, company, address, telephone number and telegram.

 The people present couldn't help but look at him with admiration after seeing this man take out his business card.

In this era, having a business card is a symbol of status. If you are in the system, you must be a section chief. If you are in a state-owned unit, you will most likely be a manager. If you do not reach this level, you are not eligible to apply for printing business cards. of.

 At this time, printing plants were all state-owned, and it was even more difficult for ordinary people to have business cards. If it didn't matter, the printing plants would ignore you at all.

 Besides, business cards usually include a phone number and a telegram. If you don’t have these two items, you will be looked down upon when you go out to hand out business cards.

 But these days, in addition to public institutions, self-employed people can install telephones, which is definitely more powerful than households worth 10,000 yuan.

Li Yaoguo's face was filled with smiles after receiving the business card. In the entire Dandan Island, only the captain had a business card. Every time I went out with him and saw him sending and receiving business cards, I felt envious.

“Hello, I am Li Yaoguo, the accountant of Dandan Island Production Team.”

"Hello."

The big guy smiled at him, and then said to another young man: "In the future, if you have something to sell, you can contact me by phone or telegram."

"sure, no problem."

 “If there is an opportunity in the future, let’s work together.”

“I didn’t think so, little brother is still very cheerful. If you come to Rongcheng in the future, remember to come see me.”

"sure."

At this time, the female staff member who went to ask for instructions from the leader came back and said with a smile on her face: "Li Yaoguo, come with me. Our director wants to talk to you in person."

 In the envious eyes of everyone.

 Li Duoyu and his party left the credit union processing window and went to the "VIP Reception Room".

At this moment, Lao Li suddenly felt that his son was so awesome, and his face was bright, but when he thought about the fourth son having to borrow so much money, he felt very heavy.

The group of people followed the female staff member named Gao Jing to an office upstairs with an area of ​​about 20 square meters.

The office is equipped with bookshelves and a 1.4-meter desk. A middle-aged man about the same age as Lao Li is sitting there.

When the middle-aged man saw them coming, he immediately stood up to greet them, walked towards Li Duoyu, and shook hands.

“This is Comrade Li Duoyu, I am Zhang Minglu, the director of the credit union.”

 “Hello, Director Zhang.” Li Duoyu shook hands. “Come on, everyone, sit down wherever you want.”

Director Zhang asked them to sit down and said to the female staff: "Xiao Gao, why are you so blind? Please serve some tea."

Sitting on the sofa, Lao Li felt that the sofa was too clean and comfortable. His whole body smelled fishy, ​​and he was a little afraid to sit and touch it.

But what he can’t figure out the most right now is.

 A month ago, that **** who made people want to be beaten with a stick, how come local leaders even took the initiative to shake hands with him.

Li Yaoguo glanced at the newspaper on the desk. With a little experience, he naturally understood why the director was so enthusiastic.

He couldn't help but think that if he was the person in the photo with the leader in the newspaper, then he might actually have a chance to be transferred to the credit union in the town.

However, it’s impossible even if you think about it.

He had already heard from his uncle on those days when he was driving the stakes. What the fourth child said to the leader that day was not taught by him at all.

Even if it had been him that day, facing such a large group of leaders, he would have been so nervous that he couldn't say a word. Besides, he didn't have the courage to build such a large kelp breeding base.

 It didn’t take long.

Gao Jing handed each of the three of them a cup of tea.

Zhang Minglu said with a serious face: "Comrade Duoyu, our credit union will definitely support people like you who engage in kelp farming. Now the country also strongly supports agricultural development, but if you apply for 20,000 yuan at once, this is indeed a bit It’s hard for us.”

Li Duoyu frowned: "Are there any materials still missing?"

Zhang Minglu waved his hand: "No, no, you have all the materials. It's just that there are regulations above that we must strictly control when lending money."

Li Yaoguo hurriedly said: "Director Zhang, don't worry, we are really doing something. Thirty acres of kelp piles have been driven down. If you don't believe it, you can go and have an on-site inspection."

Zhang Minglu smiled and said: "It's not that I don't trust you. Let me tell you directly. Our credit union will definitely release this amount to you, but we may change the form."

“What form?” Li Duoyu frowned.

 Zhang Minglu took a sip of tea and said, "From the loan application form you filled out, I think what you are most in need of right now is probably small motorized fishing boats."

 Li Duoyu nodded:

“Yes, there is indeed a shortage of motorized boats.”

"Well, our credit union can help you solve the boat problem first. We will lend you 10,000 yuan first. After you buy the boat, you can start kelp farming. Our credit union will then make a second step based on the actual situation. What do you think of the loan?"

Li Duoyu thought about it and found that what Director Zhang said made sense.

 In fact, he originally only wanted to borrow 10,000 yuan, and deliberately filled in 20,000 yuan just to have room for negotiation.

I didn’t think so.

 Credit unions have introduced installment payments.

 This was something he didn't expect.

 Li Duoyu said: “I think it’s okay.”

“Okay, let’s sign the loan agreement directly.”

Lao Li was a little nervous when he saw that Director Zhang signed the contract so quickly.

 Always feel like it’s a scam.

“Director, your credit union didn’t go to the venue and just signed the contract like this?”

Director Zhang glanced at him and smiled: "This site must be inspected, but the loan process takes time, and we also want to serve the people as soon as possible."

"Hahaha."

Li Duoyu was amused by Director Zhang's remarks. Having lived in two lifetimes, he naturally knew who Director Zhang was serving.

 Not long after.

Li Zhengtian looked at his child, glanced at the loan agreement a few times, signed his name and pressed his fingerprints, and his whole body became heavy.

 After both parties have signed.

Director Zhang shook hands with Li Duoyu again: "Comrade Duoyu, we will arrange staff to go to Dandan Island to inspect the kelp breeding site as soon as possible. Please entertain us when we arrive."

“Director Zhang, this is definitely no problem. We may not have that much pork on Dandan Island, but we definitely have enough seafood. You must come to the island to sit there when you have time.”

"no problem."

 After signing.

 Li Duoyu and his party left the credit union.

 When he left, Lao Li looked quite haggard, but his two sons became more and more radiant.

Seeing their frivolous looks, Lao Li couldn't help but say: "Duoyu, since you have borrowed so much money, you have to work hard and don't spend the loan money frivolously. Do you understand?"

 “I got it, Dad.”

“And Yaoguo, Xiuhua cannot know about the loan, do you hear me?”

Li Yaoguo nodded: "Don't worry, dad, your son is not that stupid."

Li Duoyu and the others left for a while, and while Gao Jing was collecting the teacups, she couldn't help but ask, "Director, why don't you give them the loan in one lump sum?"

 Zhang Minglu glanced at this subordinate and said slowly:

“If we give it to them all at once, they will think it is too easy to get money and will not thank us. If we give it every time when they need it, they will feel that we are very important.

Also, there are risks in cultivating kelp. It is best if they succeed, and our credit union will be proud of it. If it fails, we will also make prudent loan processing. "

 After hearing this.

Gao Jing was stunned for a long time. She felt that she had been exposed to real officialdom for the first time in so many years of work.

Big chapter, big guys, please read it, invest, and vote monthly.

 (End of this chapter)