1986: Old Stories in Northeast China

"Manager Chen, why do I always feel that there is a kind of worry in your words? Can you explain it to me more clearly and understandably?" President Peng frowned and asked.

In fact, it was because Chen Tiezhu's words were ambiguous.

It seems that he said a lot, but if you chew it carefully, it seems that he didn't say anything. He was completely blocking both ends. How should I grasp the degree in the middle?

"Really? In fact, I don't know what I just said." Chen Tiezhu blinked.

President Peng looked at him helplessly, "I have agreed to give you a loan, and it is such a big support. Can't you say it more clearly?"

"For example, when we make loans, some small amounts are fine. Normally, a guarantor or collateral is required, right?" Chen Tiezhu asked.

"Small amounts are also required." President Peng said seriously.

"Whether it is the loan for your two companies this time or the tripartite loan in the future, your Golden Bean Company actually acts as a guarantor."

"It is because the projects promoted by your company are better and because your company is operating these projects that we will give such great support."

"For example, what if I use the machinery factory as a mortgage loan alone?" Chen Tiezhu asked with a smile.

"This... is a little bit worse. I can definitely give you some, because you have a clear development path for the machinery factory. But if there is no Golden Bean Company, it will definitely not be that much." President Peng said after a slight hesitation.

"Even though the Golden Bean Company hasn't made any progress yet, our bank has discussed that the Golden Bean Company has a good development prospect."

"That is to say, whether the money is put in the name of the Golden Bean Company or the name of the machinery factory, the key role is still played by the Golden Bean Company or you."

"Then let's assume that the machinery factory can only borrow 50,000 yuan to cope with the current business situation. I will come up with a more detailed plan, using the machinery factory as collateral, but this time I want to borrow 150,000 yuan. What will happen?" Chen Tiezhu asked.

"Isn't this similar?" President Peng asked in confusion.

"There is a difference, because the main body of this is the machinery factory itself, and it has nothing to do with people." Chen Tiezhu said with a smile.

"Then we have to prove it carefully, anyway, you are a little confused now." President Peng said with a wry smile.

"Then I will be more direct. You give me a loan of 200,000 yuan. I will give you 50,000 yuan later, okay?" Chen Tiezhu said.

"What? What are you going to do?"

Director Peng suddenly became anxious and his face changed.

"Why are you so anxious? I'm just giving an example. Is there a possibility in the future that in order to obtain personal benefits, the approval process will be relaxed?" Chen Tiezhu asked with a smile.

"This..."

Director Peng couldn't say the rest of the words, because he knew that although this matter violated the party's principles, some people could do it.

"This is a very interesting question." Chen Tiezhu said with a smile.

"According to my assumption, I will get 150,000 yuan. I will take out 70,000 or 80,000 yuan to invest in the transformation of the machinery factory, and put the rest in my own pocket."

"But I'm unlucky, and there is no improvement with this money invested, so I can only ask you to continue to lend me money. If you don't lend me money, the machinery factory will be stagnant again."

"In other words, I don't have to worry about the operation of the factory at all. Because your bank can support me, is that what you mean?"

"You..., you don't really plan to do this, do you?" Director Peng asked tangledly.

Chen Tiezhu rolled his eyes, "I can make more money if I run the business well. Why would I do such a thing? But you can't be sure that someone will think of loan fraud in the future."

"By then, there will be a lot of bad debts and dead debts. It seems that your bank is at a disadvantage. But in fact? In the final analysis, it is the country that is at a disadvantage, and the people who really need money are at a disadvantage."

"I just think that your bank should be strictly controlled. You are the God of Wealth. If someone takes you down, even if you leak a little through your fingers, it will be enough for us to eat delicious food and drink spicy drinks."

"Let's just talk about this first. Prepare a loan contract well. After the two companies have finished their inventory and come up with a specific price, we will sign the contract and you can lend me the money."

After that, Chen Tiezhu stood up, nodded to President Peng who was still thinking, and walked out.

It was also because this loan was so easy that he was inspired to say so much.

As for whether it will be possible in the futureHe didn't know whether it could serve as a warning.

Of course, he wouldn't put his mind on it, because he wasn't so greedy, and he didn't want to ruin his reputation.

You can make a lot of money by doing decent business, why bother with all those messes?

But he was really relaxed, and seeing that there was still a lot of time, he came to the county hospital.

"Finally you're here. The winner of the hand job in the internal medicine ward is still waiting for you to go over and fix your bones." Han Zhenwen said with a smile.

"What's there to say? Find me some clothes and go up and fix them now." Chen Tiezhu said indifferently.

"Oh, why are you so happy today?" Han Zhenwen asked in a puzzled manner.

"I went to the machinery factory to take a look around, and the army's morale is available. I went to the bank again, and there was no problem with the loan. Do you think I can't be happy?" Chen Tiezhu said happily.

"That's really good. Let's celebrate someday? I can go home for dinner." Han Zhenwen said hurriedly.

"Don't talk about unnecessary things. What do you think of Wenwen? If you care about her, then work harder. If you don't care about her, then just say it clearly." Chen Tiezhu said.

"Brother-in-law, why are you talking about this?" Han Zhenwen was a little anxious.

"If I don't say it, you don't care. When will it end? As a man, if you care about a girl, you have to take the initiative." Chen Tiezhu said.

"Even if you can't meet often, can't you make a phone call or something? I'll talk to Lao Fang later and arrange one day a week for you to date."

"Brother-in-law..., what are you talking about? Go to the internal medicine department to correct the patient's bones." Han Zhenwen said with a smile.

"Don't be vague. You didn't deny it, so you must be thinking about Wenwen, so take the initiative." Chen Tiezhu glared at him.

"Even if you put in half the energy I put into pursuing Yingzi, that's fine. Do you really think that if you introduce her to me, she will marry you and have children in the future?"

"Brother-in-law, brother-in-law, stop it for now. Go upstairs and get the job done." Han Zhenwen was helpless and a little shy.

Because the nurses next to him had such bright eyes, it was not going to be a good day.

Chen Tiezhu didn't say anything more and followed Han Zhenwen to Ward 7 upstairs.

He frowned when he came in just now.

Although he was wearing a mask and the smell of disinfectant in the corridor was strong, there was still a special smell in this ward.