Codename Doctor, Moved to Hong Kong

Chapter 51 Enlightening Macmillan

"Sorry, HSBC can't afford it!" McMillan said slowly.

"Great, I like your attitude!

Let's go, Lao Chen, let's go to Standard Chartered Bank and Citibank. I don't believe that I can't sell my gold!" Zhang Chaoyang didn't talk any more nonsense with McMillan, and just stood up and walked out.

Chen Chuan quickly picked up the receipt for the gold deposit and left with Zhang Chaoyang.

"and many more!
Mr. Zhang, don't worry!" McMillan quickly stood up and stopped Zhang Chaoyang with a wry smile.

McMillan once again experienced Zhang Chaoyang's character, who would overturn the table if he disagreed with something.

The 75 tons of gold will be beneficial to HSBC whether it is deposited in HSBC for mortgage loan or sold directly to HSBC.

Gold is now hard currency, and the currencies of many countries in the world are pegged to gold.

Once this gold is collected, it can be used at a magnified multiple, bringing huge profits to HSBC.

If Macmillan kicks Zhang Chaoyang out today, Zhang Chaoyang can use this as an excuse to hold Macmillan accountable in the board meeting.

If you think about it carefully, Macmillan was just an employee of HSBC, not the boss of HSBC Bank. If he really made a serious mistake, he could be removed from office by the board of directors.

Previously, he could have blamed the freezing of more than one billion yuan of funds under Zhang Chaoyang's name on the two vice presidents who were wiped out, but now that 75 tons of gold have been pushed out, he has no way to explain it.

"Mr. McMillan, I don't know what you are thinking?
Do you think that by making things difficult for me, you can stop me from joining HSBC?

You should understand that I have more than 1 billion Hong Kong dollars in liquid funds at HSBC, and you can't stop me!" Zhang Chaoyang stopped, flicked the cigar in his hand, looked at McMillan and said with a faint smile.

"Don't be anxious, Mr. Zhang. Let's discuss it. We can talk about anything." McMillan put away all his little thoughts and forced a smile.

"Okay! Let's talk!" Zhang Chaoyang turned around and sat back on the sofa.

"Mr. Zhang, tell me your request!"

“My request is very simple!

Either lend me the money interest-free, or I will just sell the gold to HSBC." Zhang Chaoyang said with a smile.

"Can!
Does Mr. Zhang want a loan or sell gold? " McMillan no longer made things difficult for Zhang Chaoyang, but simply agreed to Zhang Chaoyang's request.

"Sell it!" Zhang Chaoyang flicked his cigar nonchalantly and said with a smile.

It turns out that Zhang Chaoyang is still thinking that selling gold now would be a loss, after all, the current gold price is too low.

However, the moment Zhang Chaoyang saw the hundreds of tons of gold in the HSBC vault, he figured it out.

Gold is just a kind of currency. It is not wise to keep it in your hands.

No businessman gets rich by hoarding money. Merchants make money by circulating money and allowing the money to appreciate in value through constant circulation.

Instead, save your money and wait for the currency to appreciate.

The price of gold will skyrocket in the future, so what?

At worst, you can wait until that time comes and buy the gold back in advance, or speculate in gold futures, and take the opportunity to make a fortune.

Instead of keeping the gold in hand and waiting for it to appreciate like we are doing now.

"OK!

I'll have someone handle the gold trading for Mr. Zhang!" McMillan agreed straightforwardly. Zhang Chaoyang signaled Chen Chuan to handle the gold trading procedures, while he continued to stay with McMillan, ready to have a good chat with him.

"Mr. McMillan should have worked in the Shanghai Stock Exchange in the past, right?" Zhang Chaoyang looked at McMillan and asked with a smile.

"Yes, I used to be the manager of HSBC Bank in Shanghai," said McMillan.

HSBC was originally called the Hong Kong and Shanghai HSBC Bank. As the name suggests, its head office is in Hong Kong and the HSBC Bank in Shanghai is just a branch.

Macmillan was the boss of the Shanghai branch of HSBC Bank in Hong Kong.

"That must be an old friend. When I was in Shanghai, I kept most of my money in two banks, HSBC and Citibank."

"Thank you Mr. Zhang for your trust in HSBC!" McMillan smiled awkwardly.

“In fact, I have always wanted to ask, Mr. McMillan, are you worthy of my trust?

Or is this how you treat an old customer?"

"Mr. Zhang, there is a misunderstanding here. Individuals cannot represent HSBC. The freezing of Mr. Zhang's funds was just the personal behavior of some people."

"What a personal behavior!" Zhang Chaoyang smiled lightly, and then said: "Mr. McMillan, don't get me wrong, I am not here to hold you accountable today.

Because there is no need for me to bother with a dead person.

I am just discussing an issue with Mr. McMillan as a shareholder.

A question of life and death for HSBC!"

"Mr. Zhang, please speak!"

"What kind of situation would HSBC be facing if Labres and Charleson had not died?
You froze a customer's funds for no reason, just because the customer is Chinese!

Have you thought about the consequences?" Zhang Chaoyang looked at McMillan and asked seriously.

“If I take HSBC to court.

I don't even need a court ruling. I just need to give some money to those newspapers and publicize this matter all over the world.

You dare to freeze my funds today just because I am Chinese and because I compete with foreign merchants and damage their interests. What do other Chinese customers of HSBC think?
If you can freeze my funds today, will you freeze their funds tomorrow for the same reason?

Do you think you can please foreign merchants and companies in this way?
Do you know what other foreign merchants and companies think?

What would American businessmen think?
What do the merchants in the devil country think?
What do businessmen in Southeast Asia think?
Are they worried that one day, when they come into business competition with British merchants, your HSBC will freeze their funds for no reason?"

Zhang Chaoyang's series of rhetorical questions made McMillan sweat profusely, his face flushed, and he was speechless.

"The deaths of La Bresse and Charleson did not cause much loss to HSBC!

You have to understand that I have shown mercy!
If a bank loses its credibility, only death awaits it!" Zhang Chaoyang pointed at the coffee table and said seriously.

"Mr. Zhang is right!" McMillan no longer had the arrogance he had before, and nodded with a pale face.

“So, I let HSBC go and didn’t push it to death.

I am not an enemy of HSBC, nor am I an enemy of you, Macmillan!

If Macmillan still regards me as an enemy or foe, then I have to reconsider my attitude towards HSBC!"

(End of this chapter)