A wealthy family from Hong Kong Island conquers two beauties, four stunning beauties and ten beautie

Chapter 0065 The Great Harvest of 1981, Two Tens of Billions of Assets!

At dawn, Lin Fei woke up from his sleep.

Looking at the two girls beside him, Lin Fei's face suddenly showed a satisfied smile.

To be honest, the two girls danced yesterday night not very well, and the cooperation was not very good, and the beat may not be able to match well.

At their age, they were a little late to learn to dance.

However, it is better to do your best.

Anyway, in the end, it turned into a big scuffle.

This kind of life is what I want.

Lin Fei got up, and the two girls were still sleeping.

On the other side, the Filipino maid also began to prepare breakfast for Lin Fei.

This kind of Filipino maid, Lin Fei also hired a lot in his villa.

Generally speaking, these expenses are for long-term employment, starting at ten years, or even reaching twenty or thirty years.

Although he is nominally a servant, in fact, after a long time, it is the same as the family.

The Filipino maid selected by Lin Fei is also quite professional.

It is absolutely not going to interfere with your private life.

When it comes to eating, most Filipino maids will eat with their employers, but employers need to provide food. If the employer does not provide food, the law requires the Filipino maid to pay an additional $1,000 per month for meals.

Lin Fei didn't have so many concepts of master and servant, basically what Lin Fei ate, the servant ate.

Many Filipino maids have 26 families to support, so they need to send their wages back home.

In fact, their price is not high, the price of more than 4,000 yuan is completely affordable for most working-class families, because as long as the husband and wife have full-time jobs, it is common for a family to have a monthly income of 3, 4 or more.

In contrast, live-in nannies in the mainland are more expensive and usually require employers to pay for accommodation and transportation. In contrast, Filipino maids are more affordable because they are formally trained, have a good work attitude, and do everything including dog walking, car washing, childcare, cooking and cleaning.

Lin Fei's Filipino maid price is still quite good, and the monthly salary alone starts at 20,000 yuan.

After a simple hello to the Filipino maid, Lin Fei asked the Filipino maid to take care of the two girls in the house.

Then he came to the Feilong Group in a good way.

Zhou Lu had already prepared the cut newspaper.

On the whole, the current Xiangjiang cannot be impetuous.

The boom in real estate has attracted more capital into it, and the growth of the economy has also brought infinite confidence, so that everyone feels that their wealth can grow indefinitely, and their wages can continue to grow.

A crisis or something will never come.

Obviously, the oil crisis broke out in 78 years, but for the current citizens of Xiangjiang, everything is over.

"There are too many projects, and banks are also lending uncontrollably!" Lin Fei glanced a few times, but he couldn't help but sneer a little in his heart, according to the current situation, once the real estate starts to thunder, it is not only the real estate that has problems, but also the banks and financial companies.

Once the crisis erupts, a number of financial companies will begin to liquidate and banks will be run.

For banks, depositors save money this is not a profit, but a liability, every year is to repay interest, want to make a profit bank needs to lend, to make the bank's loan profit greater than the depositor's profit, however, bank lending should also pay attention to one point, that is, depositors' capital is not all as liquidity.

To put it simply, the interest rate of bank loans is higher than the deposit interest rate of depositors, and secondly, the money of depositors is always greater than the bank's liquidity;

Therefore, no matter which bank run occurs, it may be on the verge of bankruptcy.

The only difference is that a giant like HSBC is basically not going to have a major bank run.

Don't look at Shen Bi's lavish loan now, but in fact, Shen Bi can guarantee that the bank has more than 25% of the liquidity of the deposit from beginning to end.

In the event of a bank run caused by social panic, the most unlucky one is the financial company on Hong Kong Island;

Hong Kong Island is not only a bank that can open a counter to deposit money, but also a finance company can absorb depositors' funds;

However, one of the most important reasons why financial companies do not call it banks is that they are not strong enough and have not yet obtained a banking license.

It is precisely because of the lack of strength of these financial companies that most of the deposits have incurred losses in real estate developers;

Therefore, in the event of a run, the finance company has no choice but to liquidate it.

Zhong Zhengwen's Yida Investment is a financial company.

Now that Yida Investment and Li Xianbin have been established, Everbright Investment is actually a financial company.

Judging from the information given to him by Shen Bi, this Yida Investment is almost an empty glove white wolf, Yida Investment and Everbright Investment are equity exchanges, and Li Xianbin, a fool, has invested all his 2.4 billion capital into it.

Lin Fei was not in a hurry, so he let Li Xianbin toss.

Anyway, there will be negotiations between China and Britain soon.

When the crisis erupts, it is their time of death.

At this stage, Shen Bi, Lin Fei, Li Jiacheng, Charter King, Li Zhaoji, Guo Desheng and other future tycoons have all begun to stop the pace of continuous expansion, but have begun to pursue stability more and more, so that the cash flow in their hands is more and more sufficient.

Everyone knows that a raging storm is coming.

Now that real estate looks like it is in full bloom, in fact, it is about to usher in a wave of violent shocks.

Whoever survives will reap the greatest fruits of victory.

Lin Fei raised his eyes and looked at Zhou Lu and said, "Ah Lu, pay close attention to Everbright Investment next, and pay attention to all the projects they invest in!"

Zhou Lu immediately nodded: "Understood!"

This is a big gift from Shen Bi.

Once there is a problem with Everbright Investment, once all the money is smashed into Li Xianbin, and his mother explodes, he will definitely not be able to repay the loan of HSBC, and Shen Bi will not hesitate to sell the equity of Lee Hysan Land to himself at a low price, so that he can complete the merger of Lee Hysan Land.

Then, Lin Fei held a meeting directly at the company's top management.

General Manager Qiao Jiakang, General Manager Tang Wenzhe, General Manager of Kwai Tsing Container Terminal, Shao Jiahui, General Manager of Feilong Securities, and Huang Xizhao of Feilong Media.

Now the whole company is growing fast.

However, for the management, Lin Fei is still very cautious and will not be promoted easily.

Basically, they were all cultivated by themselves.

The company is developing rapidly, but Lin Fei is still very cautious about the use of personnel.

In the face of this year's situation, Lin Fei made a summary. (If you read a violent novel, go to Feilu Novel Network!)

To put it simply, cash is king, whether it is a loan or a cash flow reserve, in short, you should start conservatively and reserve cash flow.

"After the year, I'm probably going to go to the mainland!"

Lin Fei said slowly: "I want to see the development of the mainland, what I hope is that you can stabilize your investment, any investment of more than 100 million, you must notify me, you can't blindly invest, you can't blindly increase leverage!"

Tang Wenzhe asked: "Boss, do you mean that we should not enter the real estate industry for the time being?"

"Don't worry, first manage the wharf we have at hand!" Lin Fei said with a smile: "In the real estate industry, we still have to enter sooner or later, and now, my requirement is to be stable, stable!"

Tang Wenzhe frowned and said: "Are we too conservative?

Lin Fei said: "You have calculated it this way, this year, the real estate income of the whole of 1981 accounted for 35 percent of the Hong Kong government's fiscal revenue, don't you think this income proportion is too high? I think that as long as there is the slightest bit of bad news, the price of this land will definitely plummet!"

Tang Wenzhe nodded and said, "Understood!"

"Shao Jiahui Securities investment should also be as conservative as possible, don't think about real estate, and don't need to think about banks, in short, I have only one requirement, what makes money, when we withdraw funds, we can quickly draw 090 out!"

Shao Jiahui got up quickly, and then nodded and said, "Understood!"

Lin Fei was really not very at ease with these subordinates, so he could only advise them as much as possible.

Among this group of people, the most comfortable is Huang Xizhao.

Basically, Lin Fei didn't ask Huang Xizhao for anything.

Anyway, let him continue to develop Asia Television step by step, not long ago, Feilong Media still invested in a movie, and the box office was okay, reaching the standard of 10 million, which can be regarded as quite successful.

However, in Lin Fei's opinion, this is actually the case.

Ten million.

Now, Qiao Jiakang is close to 10 million in a year, relying on bonuses and salaries.

Lin Fei gave Huang Xizhao 100 million, and he didn't finish it.

Now he is preparing to prepare his own theater.

This idea was also temporarily pressed by Lin Fei.

Don't worry, the price of the property is very expensive now, wait until the price of the property plummets.

Lin Fei, on the other hand, stretched his muscles and bones all over his body, and said with a smile: "Okay, next year, the big guys will also work together!"

The whole year of 1981 was definitely a super bumper harvest for Lin Fei.

In the first half of the year, one was the stock of HK Electric Group, and the other was the land of Kwai Tsing Container Terminal, which directly brought Lin Fei an income of nearly 10 billion.

Kwai Tsing Container Terminal is mainly value-added, when 2 billion was taken down, and now with the explosion of Xiangjiang real estate, it has directly increased by five times, worth 10 billion.

The second is the profit brought by Lin Fei's short Jianing Group, which is also a cash flow of 10 billion.

Now, Lin Fei's worth has directly come to 20 billion, of which there are 5 billion debts.

This liability is mainly from loans from HSBC.

However, this low-interest loan, that is not a loan, no loan.

With a value of 20 billion, a debt of 5 billion, and a cash flow of nearly 10 billion.

Now, this is Lin Fei's current worth.