A wealthy family from Hong Kong Island conquers two beauties, four stunning beauties and ten beautie

Chapter 0090 10 billion, acquiring a bank?

Luo Yingshi now also has to cut his flesh and leave.

If you can't get cash flow, you will be directly liquidated.

Cut the meat early, and run out while you are still valuable.

This time, it only takes three or five years to buy the bottom, and when the real estate in Xiangjiang begins to prosper, his worth will definitely exceed tens of billions.

It is no exaggeration to say that the current Lin Fei is not even doing anything.

In the future, it is bound to be among the four major families.

Of course, for Lin Fei, he didn't want to simply become one of the four major families, and how cool would it be to directly turn Xiangjiang into Lin Family City?

Now the thinking has changed from the previous incremental thinking to the stock thinking.

Whoever survives is qualified to face a better tomorrow.

An unprecedented crisis swept away most of the life savings of blind investors and had a huge impact on Hong Kong's industrial and commercial economy and stock market.

At the same time, this crisis has brought severe tests to many enterprises.

Who's the real thing, and who's the husky in the wolf.

Great Eagle Group is actually quite good.

At least his assets are still valuable, at least Lin Fei is still willing to pay for it.

And now, there are some projects that Lin Fei really won't take a look at.

A large number of companies will learn from Hong Kong Island's past experience, and while developing real estate, they will also control the company's debt ratio and liquidity, so as not to really play themselves into it.

Even if such a company encounters such a crisis, it can wait for the dawn safely.

There is also a company and 26 investors, they generally invest blindly, or take huge loans, or use leverage;

In the end, it is like a soap bubble, which bursts when you poke it.

Feilong Group

Lin Fei, Qiao Jiakang, Qin Wenning, Tang Wenzhe, Shao Jiahui and other high-level leaders gathered together for a high-level meeting.

"I want to buy a bank!"

Lin Fei glanced at everyone, but there was a smile on his face: "How do you feel?"

Several people were silent.

After a while, Qin Wenning said: "Boss, do you mean to buy a bank?

"Otherwise, what do you think I'm talking about?" Lin Fei said with a smile: "In this situation, the unlucky one is bound to be the banking industry, the fact is that many financial companies have begun to liquidate one after another, I think, it won't be long before a run on Hong Kong Island will break out, at this time, we can find a few banks and take them down completely!"

While speaking, Lin Fei clenched his fists and said: "There is a bank in our hands, whether we are doing business in Xiangjiang or doing business in the mainland in the future, we can make it more convenient!"

Several people fell silent.

Mainly, this kind of thing has never been experienced before.

For a while, I really didn't know what to say.

Qin Wenning was the first to speak: "This is indeed an opportunity, but we don't have experience in this area for the time being!"

"No experience, it doesn't matter, the most important thing is that we need a bank!" Lin Fei smiled and said, "Let's take one first!"

Qiao Jiakang touched his chin, and then said slowly: "This is indeed an opportunity, I think, next, Xiangjiang will definitely break out in a run, at this time, we can indeed rely on a low price to win a bank!"

For the bank, it is not to watch the depositors save money, depositors save money, that is to give interest, save money, this cannot be used as a profit for the bank but as a liability.

For banks, the normal operation is to lend money, lend out, and then get back the high interest.

The interest rate on the loan must be higher than the interest on the deposit.

For the bank, it is not that the more money you save, the better, but the more you need to lend out, the better, but there is also a problem with loans, you can't guarantee that you can get a return if you lend out, what if the company goes bankrupt? What if people run away with the bank's money?

In this way, it is impossible for depositors to use all of them as liquidity;

That is, the depositor's money is always greater than the bank's liquidity;

Therefore, no matter which bank run occurs, it may be on the verge of bankruptcy.

In the sixties and seventies, Hang Seng Bank faced an extremely terrifying run, and in the end, it relied on HSBC to survive the catastrophe, but HSBC also took 51% of the equity of Hang Seng Bank from then on, and then slowly increased its shareholding ratio to 62.14%.

At present, the safest banks in Hong Kong are HSBC, Hang Seng Bank and Standard Chartered Bank.

Other banks are very risky.

"Boss, what do you think?" Qin Wenning asked.

"Hang Lung Bank!" Lin Fei showed a smile on his face: "I think, Hang Lung Bank is very good, my plan is to secretly acquire the shares of Hang Lung Bank and find a way to completely take Heng Yin!"

Qiao Jiakang frowned slightly and said: "The scale of Hang Lung Bank actually has a certain ability to resist risks, I don't think it is so easy to win!"

"If it were easy, I wouldn't be staring at Hang Lung Bank, they're huge!"

Lin Fei smiled and said, "Take it down, we can also save a lot of things, A-Ning, I'll leave this matter to you to deal with!"

Qin Wenning nodded quickly: "Okay!"

Lin Fei thought for a while and said, "Let's go talk to the dealer brothers first, my sincerity is still very great!"

Qin Wenning asked, "What is our budget?"

Lin Fei smiled, and then said lightly: "You go talk first, see their tone, and we'll make a budget when we come back!"

"Understood!" Qin Wenning nodded quickly.

......

Lin Fei touched his chin, and he also knew it.

Hang Lung Bank will suffer three waves of blows.

The first case that was implicated was the trouble caused by Xie Liyuan's gold shop.

In the 70s, the Brettonson system was dismantled, and then, the price of gold rose sharply, and Xie Liyuan gold shop took the opportunity to launch the "Thousand Feet Gold Accumulation Plan": that is, Xiangjiang citizens can open a gold account and buy and sell gold at the gold price of the day.

After this policy was pushed, it was greatly welcomed by the citizens of Xiangjiang, and industry insiders estimated that Xie Liyuan Gold Shop took advantage of this to absorb more than 20 million yuan;

But the problem is that this gold is gold on paper.

It is impossible for the citizens of Xiangjiang to buy gold every day, and Xie Liyuan Gold Shop will not be idle and reserve so much gold.

Then, the time came to 1982, that is, this year, the international gold price rose sharply, and every two taels of gold rose by nearly 1,500 yuan, which suddenly caused a large number of Xiangjiang citizens to buy gold, and Xie Liyuan gold shop did not have so much gold at all, so he could only buy gold in the market to make up for the position.

This back and forth led to losses, and then further led to poor capital turnover, and eventually went out of business.

Originally, Gimpo and Hang Lung Bank had a close relationship, and the two sides signed an agreement that the bank recognized the gold coupons of the gold shop, but as a result, as soon as the gold shop collapsed, Hang Lung Bank directly denied it, and the investor took the gold coupons of Gimpo to Hang Lung Bank to ask for cash, which was refused.

Then, the matter directly became a big one, and countless users stabbed the matter to the sky, triggering a run on Hang Lung Bank, and within two days, nearly 100 million yuan was withdrawn.

As luck would have it, this time Hang Seng Bank, Standard Chartered Bank and Hua Xia Bank issued statements fully supporting Hang Lung Bank, and the run on the bank has subsided temporarily.

Two months later, Diners Club was forced to liquidate because it owed a total of HK$650 million to a number of banks and could not be repaid.

After that, a number of active financial companies in the market collapsed one after another, and the market was in a hurry.

The third case implicated - Hang Seng Bank, Standard Chartered Bank, and the Hong Kong government found through investigation that Hang Lung's problems were far more and more terrible than they were revealed, and Hang Lung Bank hid a number of bad debts, which was already a serious violation of the laws of Hong Kong.

Three runs in succession directly depleted ninety percent of Hang Lung's blood bar.

At this time, 180 waits, I can take the opportunity to start and directly take Hang Lung Bank.

......

Feilong Group (read violent novels, go to Feilu Novel Network!)

Lin Fei was drinking coffee slowly.

Qin Wenning stood in front of Lin Fei and told his experience in the Philippines.

The Zhuang brothers are not in Xiangjiang, but in the Philippines, they are Hu Jianqiao businessmen, one is named Zhuang Rongkun, the other is Zhuang Qingquan, in 1976 to acquire 80% of the equity of Hang Lung Bank.

As soon as I heard that Qin Wenning was coming to acquire Hang Lung Bank.

The brothers met with Qin Wenning, but the tone of their speech was not so good.

For example, Lin Fei is a dog thing, I have never heard of it.

For example, if Lin Fei really wants to win Hang Lung Bank, it is not impossible, or he will give us the micro-cell technology for free, or let Lin Fei directly buy Hang Lung Bank with 10 billion yuan.

Lin Fei looked up at Qin Wenning, and there was a slight sense of solemnity in his eyes: "Did they really say that?"

"There is no added oil and vinegar!" Qin Wenning gritted his teeth and said: "Boss, brother dealer, it's too faceless!"

Lin Fei put down the coffee cup, but there was a smile on his face, and he said lightly: "You go to find Henry and contact some government officials......

In the previous life, Hang Lung Bank developed too fast in the 70s and over-speculated in the real estate tide in the early 80s, so this crisis, the bank was already mired in the quagmire and could not extricate itself, and finally the Hong Kong government accepted Hang Lung Bank and injected 300 million Hong Kong dollars into Hang Lung Bank through the Exchange Fund, as for what Lin Fei needs to do is also very simple.

Let the government go bankrupt and liquidate it, and then buy the bank at a low price.

Naturally, there are countless political revolving doors involved.

And that's okay......

He is already familiar with this set.

Qin Wenning nodded, and then couldn't help asking, "Boss, aren't you angry?"

"Why should I be angry?" Lin Fei smiled: "They just don't know how good I am, now, I'll let them see how good I am!"