A wealthy family from Hong Kong Island conquers two beauties, four stunning beauties and ten beautie

Chapter 0065: Great harvest in 1981, 20 billion assets!

At dawn, Lin Fei woke up from his sleep.

Looking at the two girls next to him, Lin Fei suddenly showed a satisfied smile on his face.

To be honest, the two girls didn’t dance very well yesterday night, their coordination wasn’t very good, and the beats might not match well.

It is indeed a bit late for them to learn to dance at this age.

But the best thing is to do it with all your heart.

Anyway, it ended up being a big melee.

This kind of life is what I want.

Lin Fei got up, but the two women were still sleeping.

On the other side, the Filipino maid also started to prepare breakfast for Lin Fei.

Lin Fei also hired many such Filipino maids in his villa.

Generally speaking, these fees are for long-term employment, starting from ten years and even reaching twenty or thirty years.

Although he is a servant in name, in reality, over time, he becomes just like a member of the family.

The Filipino maid selected by Lin Fei was also quite professional.

It will never interfere with your private life.

Regarding meals, most Filipino maids will eat with their employers, but the employers need to provide food. If the employer does not provide food, the law stipulates that the Filipino maid must pay an additional monthly meal fee of more than 1,000 yuan.

Lin Fei didn’t have that many concepts of master and servant. Basically, whatever Lin Fei ate, the servants also ate.

Many Filipino maids have families of 26 to support, so they need to send their wages back home.

In fact, their prices are not high. The price of more than 4,000 yuan is completely affordable for most working-class families, because as long as both husband and wife have full-time jobs, a family’s monthly income is 3, 4 or more. Very common.

In comparison, live-in nannies in the Mainland are more expensive and usually require employers to pay for accommodation, transportation and other expenses. In comparison, Filipino maids are more affordable because they have received formal training, have good work attitudes, and can do everything, including walking dogs, washing cars, taking care of children, cooking, and cleaning.

The price of Lin Fei’s Filipino maid is still quite good. The monthly salary alone starts at 20,000 yuan.

After simply saying hello to the Filipino maid, Lin Fei asked the Filipino maid to take care of the two girls in the house.

Then he came to Feilong Group leisurely.

Zhou Lu had already prepared the cut newspapers.

Overall, Hong Kong today cannot be impetuous.

The popularity of real estate has attracted more capital into it, and the economic growth has also brought endless confidence, making everyone feel that their wealth can grow infinitely, and their wages can also continue to grow.

A crisis or something will never come.

Obviously, the oil crisis broke out in 1978, but for the people of Hong Kong now, everything is over.

“There are too many projects, and banks are lending uncontrollably!”Lin Fei glanced at it a few times, but he couldn’t help but sneer in his heart. According to the current situation, once the real estate industry starts to experience thunderstorms, it will not only be the real estate companies that have problems, but also banks and financial companies.

Once the crisis breaks out, many financial companies will Companies are about to be liquidated, and banks are about to be run.

For banks, depositors’ money is not a profit, but a liability. They have to repay interest every year. If they want to make a profit, the bank needs to lend money, and the bank’s loan profit must be greater than the loan profit. However, one thing that banks should pay attention to when lending is that it is impossible for all depositors’ capital to be used as working capital.

To put it simply, bank loan interest rates are higher than depositors’ storage interest rates. Secondly, depositors’ money will never be used. It is larger than the liquidity of banks; therefore, no matter which bank has a bank run event, it may be on the verge of bankruptcy.

The only difference is that giants like HSBC will basically not experience large-scale bank runs.

Although Shen Bi is lavish on loans now, in fact, Shen Bi can ensure that the bank has more than 25% of the liquidity of deposits from beginning to end.

So once a bank run occurs due to social panic, the most unlucky person will be Hong Kong Island. Finance companies; not only banks in Hong Kong can open deposit boxes to deposit money, finance companies can also absorb depositors’ funds; but the most important reason why finance companies are not called banks is that they are not strong enough and have not yet obtained a banking license..

Because these financial companies are not strong enough, most of their deposits are lost in real estate developers; therefore, once a run-on event occurs, the financial company has no choice but to liquidate it. Now, Yida Investment is a financial company.

Xianbin established Everbright Investment as a financial company.

Judging from the information Shen Bi gave him, Yida Investment was almost a blank wolf. Yida Investment and Everbright Investment were equity swaps, while Li Xianbin, a fool, He invested all his 2.4 billion in capital.

Lin Fei was not in a hurry, so he just let Li Xianbin deal with it. Anyway, the crisis between China and Britain was about to break out, which was the time for Shen Bi to die.

, Lin Fei, Li Jiacheng, Charter King, Li Zhaoji, Guo Desheng and other future tycoons at the same time began to stop expanding, but began to pursue stability more and more, so that the cash flow in their hands became more and more abundant. , The storm is coming soon.

Now the real estate seems to be blooming, but in fact, it is about to experience a violent shock.

Whoever can survive will grab the biggest fruits of victory.

She looked at Zhou Lu and said,”Alu, pay close attention to Everbright Investment and all the projects they invest in!

Zhou Lu nodded immediately:”Understood!””

This is a great gift from Shen Bi.

Once there is a problem with Everbright’s investment, once all Li Xianbin’s money is invested, and the loss is so big that his mother explodes, then Shen will definitely not be able to repay the loan from HSBC. Bi would not hesitate to sell the equity of Lixisan Real Estate to himself at a low price, allowing him to complete the merger with Lixisan Real Estate.

After that, Lin Fei directly held a meeting with the company’s general manager Qiao Jiakang. , the general manager of Kwai Tsing Container Terminal, Tang Wenzhe, the general manager of Feilong Securities, Shao Jiahui, and Huang Xizhao of Feilong Media. However, Lin Fei is still very cautious about the management. They are promoted easily.

They are basically trained by themselves.

The company is developing rapidly, but Lin Fei is still very cautious about the use of personnel.

Faced with this year’s situation, Lin Fei made a summary. , just go to Feilu Novel Network!)

To put it simply, cash is king, whether it is a loan or cash flow reserve, in short, we must start conservatively and reserve cash flow.

“After the new year, I will probably go to the mainland!

Lin Fei said slowly:”I want to see the development on the mainland. What I hope is that you can stabilize your investment. Any investment exceeding 100 million must be notified to me. You cannot invest blindly. You cannot invest blindly.” Add leverage!

Tang Wenzhe asked:”Boss, what do you mean, we should not enter the real estate industry for the time being?””

“Don’t worry, let’s manage the dock we have on hand first! Lin Fei smiled and said:”Sooner or later we have to enter the real estate industry. Now, my requirement is stability, stability!”

Tang Wenzhe frowned and said,”Are we too conservative?” Now Xiangjiang real estate is still very hot.”

It is because it is too hot, so we have to be conservative! Lin Feidao:”You can do the math. This year, in 1981, real estate income accounted for 35% of the Hong Kong government’s fiscal revenue. Don’t you think this income ratio is too high? I think as long as there is a little bit of bad news, the price of this land will definitely plummet!

Tang Wenzhe nodded and said,”Understood!””

“Shao Jiahui Securities Investment should also be as conservative as possible. Don’t think about real estate or banks. In short, I have only one request. Make money with us. When we allocate funds, we can quickly withdraw 090!”

Shao Jiahui stood up quickly, then nodded and said:”Understood!”

Lin Fei really didn’t feel at ease with these men, so he could only give them as much warning as possible.

Among this group of people, the most comfortable one was Huang Xizhao.

Basically, Lin Fei didn’t make any demands for Huang Xizhao.

Anyway, he just asked him Continuing to develop Asia Television step by step, Feilong Media invested in a movie not long ago, and the box office was not bad, reaching the standard of 10 million, which was considered quite successful.

However, in Lin Fei’s view, it was actually just that. That’s it.

Ten million.

Now Qiao Jiakang’s bonus and salary are close to ten million.

Lin Fei has not even finished the painting of his own theater.

Lin Fei’s idea was temporarily suppressed.

Don’t worry, real estate prices are very expensive now.

Wait until the real estate prices plummet.

Lin Fei stretched his muscles and said with a smile.

:”Okay, next year, everyone should work together!

” The whole year of 1981 was definitely a great harvest for Lin Fei.

In the first half of the year, one was the stock of Hong Kong Electric Group and the other was the land of Kwai Tsing Container Terminal, which directly brought Lin Fei nearly 10 billion in income.

The main purpose of Kwai Tsing Container Terminal was to add value.

It was worth 2 billion at that time.

Now, with the explosion of Xiangjiang real estate, it has increased five times to 10 billion.

Secondly, it is the profit brought by Lin Fei’s short selling of Jianing Group.

A cash flow of 10 billion.

Now, Lin Fei’s net worth has reached 20 billion, of which 5 billion are liabilities.

However, this low-interest loan.

That’s no loan.

A net worth of 20 billion, a debt of 5 billion, and a cash flow of nearly 10 billion.

This is Người mua ‘s current net worth.

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