After the Full Level of the Profession

Afterwards, the two neatly mounted a manticore each and flew into the sky.

A group of black knights flew up behind him.

They flew over two forests and arrived at the sky above the holy city of West Wind. Then, the two waved goodbye to each other in mid-air. Madeleine led the black knights to fly to the North Stone Canyon, while Robb landed slowly in his church, pretending to go back to the house to rest, but actually On the other hand, he immediately ended the tedious two-line operation, washed away the contents, and returned to the daily life of the lazy priest—paralyzed on the stone chair.

In the evening of that day, Xiyang lit a fire to burn Wanxia, ​​until Wanxia's butt was red, Wanxia was furious, turned around and knocked Xiyang hammer under the horizon.

Then, Robb, who was finally able to be lazy and blow the evening breeze on the stone chair, received another call from Miss Queen.

The moment the phone call was made, Miss Queen said calmly, "I want to build a new harbor city, and it will be built by the sea to the southwest of the Bright Road. Come and help me."

Chapter 625 Miss Queen's National Debt

"Build a new harbor city?" Robb laughed, "Why did you suddenly think of this?"

"I can't put the steel warship Westwind you just sold to me in the Lost City." The queen said seriously, "This warship is too powerful. If it is taken away by the people of the dark church, the consequences will be very serious." Seriously, I have to keep it by my side. Moreover, I only have a seaport city like the Lost City in Westland, which is also very bad. I have to have my own seaport in order to form a real fleet."

"Well, it makes sense." Robb said: "Building a seaport and city, a new shipyard, and then putting all the cutting-edge warships in this city is indeed more appropriate, but... let me ask... do you have money?"

Queen:"……"

This is very angry, very angry.

However, the queen had already guessed that the ghost man would say something like this, and she had already prepared for it. After squinting at Robb for a while, she suddenly said calmly: "No money!"

"You still want me to help you if you don't have money?" Robb snorted, "You know, I am a person who pays great attention to the interests of the workers. My workers don't even do a minute of work without money."

"But you have money, you can lend it to me." The queen said seriously: "I borrowed money from you in the name of the country, and I promised to pay you back the principal with interest at an annual interest rate of 5% afterwards."

"Wow!" Robb was amazed: "It's amazing my little sister, you actually understand the national debt."

"Huh? National debt?" The queen was stunned, thought for a while, and suddenly realized: "The word national debt is used very well. Indeed, I am really lending national debt. Then the next question comes, are you willing to lend me this sum?" National debt?"

This is a very interesting thing. Don’t think the ancients are too stupid. The speed of their brains can completely keep up with the speed of economic and technological progress.

Robb said cheerfully: "You also know that I am too lazy to die. Although I have many ways to make money, I am too lazy to use them. All kinds of industries have been given away to others. Therefore, the money that really belongs to me has always been at my disposal. Not a lot."

The Queen knows this. When Robb comes up with a new concept, he often only makes a small amount of money at the beginning, and then throws it away and leaves it to other people to diverge their thinking. For example, the sugar business has now completely become the business of Baron Noren. The stocking business is now slowly being handed over to the Cotton family. In the football league, Robb didn't touch it from the beginning, and he also dumped it to the Cotton family. As for the railway and train system, it was left to the joint efforts of the Queen, the Cotton family, and the big businessman Propo.

He just touches and leaves any business, and only makes the initial inventions, but does not eat the profits later, which is really incredible.

Robb said: "To put it simply, the money I have now is enough for one person or a group of people to live happily. But it is far from enough to build a city. Even if I want to lend it to you, I have the heart Powerless."

Queen:"……"

Robb said: "However, since we are talking about the national debt, then I will give you a little trick. Don't just ask me to borrow money alone. Broaden your vision and put it on the whole people. In your Westland Here, there are many aristocrats with a lot of money in their hands. They want to invest but are afraid of losing money. They want to find a stable and guaranteed value-added method, but they can’t find it. Instead of letting their money rot at home, you might as well let them spend it Lend it to you, let you use it to develop the country."

The queen sighed softly: "You don't know how selfish and short-sighted these nobles are. They would rather let the money rot at home than lend it to the treasury."

Robb said: "You can't blame them for this, you can only blame the lack of protection mechanism."

The queen said: "Oh? How do you say that?"

Robb said: "Lend the money to the national treasury, God knows if you can get it back, what if you turn your face and deny it, what should they do?"

Queen: "Is the reputation of the Wang family a joke? There is absolutely no reason to turn your back on it."

Luo Baile: "The most unreliable thing in the world is reputation. How can it be possible to hand over a large amount of money to reputation? Of course, an effective mechanism must be established. Therefore, I suggest you create something called a bond .”

"Bonds?"

"Yes! It is a bond representing the national debt." Robb said: "Use copper or iron to cast the bond, and mark the value on it, for example, a copper bond copper medal, worth one thousand taels of gold, etc., engraved on it The time of the bonds, the time when the country will recover these bonds, and the amount of interest are all clearly written..."

"How to prevent counterfeiting?" The queen asked the key in one sentence.

Robb smiled and said, "Use magic. Don't you have many powerful magicians and strange magic in your Wang family? Use magic to engrave the family crest of the Wang family on the bond, which cannot be imitated by others..."

The queen listened carefully.

Robb said: "Print this bond in various denominations, large and small. The large denominations can be subscribed by the nobles, and the small denominations can even be issued to the private sector, so that ordinary wealthy households can also subscribe. Of course, most families should be I will not subscribe, but there will always be a group of people who have spare money and hope that the spare money will gradually increase. They will try to buy bonds... You can receive a large sum of money through these bonds. "

Hearing this, Miss Queen has fully understood: "It's a great idea, then I will issue bonds now, the first batch of ten years, how about it?"

"Hey! You've been working on it for ten years, who would dare to buy it?" Robb said angrily, "When this thing was first invented, it was a new thing for everyone, and no one dared to buy it blindly. After ten years, I guarantee you won’t be able to sell it at all.”

"How long will that take?"

"One month!" Robb said seriously: "The first batch of bonds will be repurchased in only one month, and the annual interest rate will be 5%, and the interest will be paid honestly. Using this method of short-term borrowing to increase interest , Attract everyone to try buying, so that everyone will try to accept bonds.”

The queen frowned: "One month is not enough to lay the foundation for a new city. If I can turn over such a large sum of money in one month, why do I need to ask someone to borrow it?"

"Are you stupid?" Robb said, "You start selling the second batch of bonds before the first batch of bonds expires. The second batch of bonds will be repaid in two months, and the second batch of bonds sold The money is used to repurchase the first batch of bonds. Then, when the second batch of bonds is about to expire, you issue the third batch of bonds, and use the money from selling the third batch to buy back the second batch..."

The queen understood it immediately: "That is to say, I will never have to repay the first batch of bonds. I just need to keep paying interest on this batch of money, and the interest is only 5% a year. I can fully pay it." After the nobles and the people trust the repurchase ability of the Wang family, more can be issued.”

PS: Counting of votes is still required.

Chapter 626 Need to borrow your craftsman

"Bingo!" Robb gave her a thumbs up: "Miss Queen, you are not stupid, you can understand it as soon as you hear it. After using this method, you only need to repay the interest every year when you borrow money, and The money of the nobles and wealthy households has realized appreciation, and it can increase by 5% every year. Everyone is happy, so why not do it?"

Although praised by Yin and Yang, the queen still admires Robb's bond operation, and at the same time, she can't help sighing: This guy is really too bad, and he actually thought of borrowing the second batch of money to pay back the debt. The idea of ​​paying back the first batch of money is the same as the previous idea of ​​installing water pipes and prepaying for a year to save the initial installation fee. It is simply insane and evil, but there is nothing wrong with it.

His proposal belongs to the kind, I can make money, you can make money, everyone makes money together, gets convenience, from top to bottom, everyone is happy.

Why is there so many strange things in his mind?

This is the time limit of Miss Queen! She thought that there was a total amount of money, and if she got more, others would get less.

But Robb's thinking is advanced. The experience he borrowed from another world has been verified by time and belongs to the advanced thinking that can make everyone prosperous together. Of course, it is completely different. Although there is a total amount of money, as long as the money is circulated instead of stored at home, then the same amount of money can do more things.

"Understood, then I'm going to prepare for the issue of securities companies." The queen said: "You can help prepare various craftsmen. The craftsmen produced by your West Wind Technical School are now well-known on the Bright Road. Although I I don’t want to admit it, but I have to admit that using your craftsmen is more efficient.”

It turned out that in the past two years, Xifeng Technical School has not been idle, and has been continuously cultivating various talents.

Carpenters, blacksmiths, chefs, tailors, planting, alchemy, magic, mathematics, literature, magic tools...

As Robb got more and more professional talents, Westwind Technical School opened more and more subjects. Up to now, it is no longer the "technical school" at the beginning. In terms of the number of students, it far surpasses the Royal Magic School. As for the subjects taught there, they are also varied, far surpassing the Royal School of Magic.

The most important thing is that the tuition fee here is not expensive!

In the beginning, the first batch of craftsmen sent by Miss Queen were more expensive, but later, after local talents began to become teachers, the tuition fees became cheaper and cheaper. Of course, the salaries of the first batch of teachers did not decrease, because They have all been promoted to senior professors. They have many novel core technologies in their hands, and they are worthy of such a high salary. The low-level teachers used low tuition fees to teach elementary classes, so that the poor in the holy city of Westwind could also attend technical schools, where they could learn a skill and support their families.

There are more and more craftsmen coming out of the holy city of Westwind Town, and their reputation is also growing. Now many factories in the Bright Road will come to the holy city of Westwind Town to invite a few senior masters to go back to the town and take apprentices.

Large-scale technology export has already begun here.

Miss Queen wants to build an advanced city from scratch. It is almost impossible to hire craftsmen without going to the holy city of West Wind. Unless instead of building the prettiest new city, she wants to build an old fashioned old city.