Agriculture Escape: Ultimate Boss Has A Space Pocket!

Zhang Zhang carefully observed Bai Wutong's expression, and talked about the advantages of implementing banknote circulation, "If you exchange copper plates and broken silver for banknotes, you will not be so heavy in your pocket when you travel and trade. It is also convenient for the big guys to exchange in private, and the banking business can also greatly improve efficiency."

Bai Wutong smiled suddenly, "I think this plan is feasible, but you also need to make a good budget. The amount of banknotes issued cannot cause market inflation. If there is inevitable inflation in the market, you need to respond quickly enough and make timely decisions. Market regulation, at the same time, it is necessary to ensure that counterfeit currency does not appear, increase the use of paper currency by the people, and regulate the exchange rate of gold and silver prices to currency.”

As the president of the bank, Zhang Zhang already has a great understanding of inflation and market economy.

Bai Wutong came up with a plan and request in an instant, which still surprised him.

The empress' knowledge is also impressive.

Zhang Zhang hurriedly said: "The minister receives the order."

Zhang Zhang is just the president of the bank. The issuance of banknotes requires consultation among multiple departments to formulate the amount of banknotes and the style of issuance.

By the time the banknote plan was implemented and the banknote machine was running, it was already three months later.

The common people were confused when they heard that the copper plates and broken silver were to be recycled, and they still felt a little weird until the government announced the banknotes of different denominations that were used throughout Xiaoyao Kingdom.

This is a very important event. The issuance of currency means a change in the way of transaction.

Businessmen, big and small, were all very concerned, and they ran to the bank to ask: "If the copper, silver and gold on hand are not exchanged, will they not be used in the future, nor can they be used to buy real estate in Happy City?"

This question is what everyone is most anxious about right now.

Holding the instruction manual in hand, Li Nian explained to everyone in detail: "The purpose of issuing banknotes is to make everyone's life more convenient. After a three-month exchange period for copper plates and broken silver, they can no longer be circulated and used. However, gold is excluded. After a three-month conversion period, you can still go to the bank to convert it into banknotes in the future, and gold will become the only hard currency.”

"If you don't want to exchange it into banknotes, you can also exchange it into gold. However, gold is of great value and it is very inconvenient to use. It is recommended that you still exchange it into banknotes, and you can deposit it in the bank to increase the interest."

Hearing this, the big guy asked again, "Then if you convert it into gold, won't the interest rate increase on gold?"

Li Nian explained again: "As I said just now, gold will become a hard currency that can be exchanged into banknotes. It will adjust the exchange ratio due to market changes, which means that the value of gold itself will rise or fall. There are risks and uncertainties, and banks can help store gold, but they will not give interest.”

The common people understood the last sentence in a cloud of mist, and exchanged it into gold, but there was no interest for depositing it in the bank.

It might as well not be exchanged for gold, anyway paper money can be used.

However, a smart businessman has bright eyes and can buy a large amount of gold, relying on fluctuating prices to generate income.

Just like treating gold as real estate, sell it when it rises, earn a wave, and buy it again when it falls.

By constantly selling high and buying low, you can get high returns.

It is simply a good deal in the world.

When Meng Gui learned that the paper money was issued, copper plates and silver had to be recycled, he quickly searched his home and gathered a large pile of copper plates and silver. He was afraid that there would be too many people in the bank, and the silver would no longer be silver once the three-month deadline passed. .

Knowing that it will be exchanged for gold without interest even if it has been deposited in the bank for hundreds of years, Meng Gui hesitates for a while, fearing that if the country is to be conquered in the future, the country will issue a policy that paper money cannot be exchanged for gold.

So he divided all his belongings into two, one half was used to exchange for gold, and the other half was used to deposit in the bank to save interest.

Even the interest on half of his income is more than enough to pay off his apartment loan.

When he has saved enough money in a few days and the stall is completely stabilized,

He bought another villa.

He took out the change that he would probably need tomorrow, and put it in his pocket, feeling light and dazed.

Who would have thought that there would be a day when he would use bank notes directly.

Oh no, everyone has a day when they can directly use bank notes.

A Tian girl from Qinghe Vocational and Technical College saw the issuance of banknotes, decisively discarded the previous purse, designed a wallet that was easy to hold and store banknotes, and asked a female worker to help sew it at a price of five cents each. At the gate of the bank, the business was booming decisively, earning several taels of silver in one go.

Having tasted the sweetness, she designed several different and novel wallets, long, short, zippered, and buttoned. She went directly to the clothing factory and ordered a batch of goods. Everyone wants to take good care of the brand-new banknotes. After all, these things are not like copper plates and broken silver.

Apart from setting up her own stall to sell wallets, Tian Ya also sends them to stationery stores, women's supplies stores, and clothing stores, where she sells them at low prices to shopkeepers, making money easily by herself.

In a few days, she made money that she never thought of in her life.

At the same time, seeing Tian Ya making money, other female workers also began to make wallets in private, and there were also small family clothing workshops, which also imitated Tian Ya's wallets and mass-produced them.

Tian Ya didn't make money before, but she has already earned her first pot of gold, so she simply took the boutique route and planned to open a wallet shop for herself with the money she earned.

Cartoon image, leather, canvas, shell decoration, Tian Ya gave full play to his professional level, and designed countless styles in one breath, successfully opened up new fields, and at the same time gained a firm foothold.

After the college knew about it, she was allowed to give a speech as an outstanding student.

It has attracted students to set off a wave of entrepreneurship.

Meng Gui bought gold with half of his net worth. After hearing that the price of gold would fall, he kept paying attention to the price of gold. He was afraid that if the price of gold fell, he would lose half of his net worth. He was always thinking about whether to sell it before the price of gold fell There is still interest in the bank when it is exchanged for banknotes.

But soon, he was thankful that he spent half his fortune on gold.

Rich people still feel that it is safe to exchange them for gold.

After all, this is the common currency used by the ancestors of all countries.

Therefore, more people buy gold, but the production of gold does not increase. When the supply exceeds demand, the price of gold rises.

If you sell it now, Meng Gui will earn a third!

This is much easier than him setting up a stall to make money, and it is also much higher than bank deposit interest.

He was so excited that he wished he could exchange all his belongings into gold.

However, the imperial court introduced policy regulation, and the price of gold gradually stabilized. There were ups and downs, and the risk was still very high. Meng Gui thought that he had no ability to gamble, so he took a break and exchanged a large amount of gold.

After a three-month transition period, the common people were completely accustomed to the benefits of paper currency, and it became popular again in other parts of Xiaoyao Kingdom.

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