All-round Athlete

Chapter 39 Loans

In mid-March, the 2004 Top Ten Lawrence Champion Award was announced. Although it is called "Lawrence", this award is not the same award as the Lawrence International Award. The predecessor of this award was the selection of the top ten domestic athletes. Although Zhang Guan was shortlisted, he was ultimately voted out. After all, Zhang Guan's qualifications are too low, and the final selections are all outstanding athletes who have been struggling in sports for many years and have won many honors.

At the end of March, the national team started a closed training camp.

This training camp was not held at the same location. Since all the participants in the Olympic Games have not been confirmed, the principle of proximity is adopted for this training camp. For example, Liu Feiren participated in the training camp at the Xinzhuang Training Base, while Zhang Guan went to the National Sports Center for training. base for training.

This kind of large-scale training activities, in addition to athletes, domestic excellent coaches will also be recruited to participate in the training, all the expenses for food and lodging, field equipment, medical treatment, relocation training and other expenses required by all the personnel participating in the training are all paid by the field management center Responsible, sports equipment is also issued by the field management center. In addition, the coaches of the events on the venue can also bring 1-2 accompanying athletes, and the center will also be responsible for the board and lodging expenses.

For many young athletes, it is a once-in-a-lifetime opportunity to be a training partner for the national team. They can meet the best athletes and coaches in the country, and experience the highest level of training in the country. For young athletes, it is a way to improve themselves. good opportunity.

Track and field training is an extremely boring thing, such as basketball, football and other team sports, in addition to training, there are tactical explanations and teamwork training; and table tennis, badminton, even singles also have tactical training; and The training of track and field events is faster, higher, farther, and stronger. Especially the 100-meter sprint, there are basically no tactics and no teamwork, so the training is repeated over and over again. Simple, but a different kind of torture.

From the initial feeling of freshness, to the later boredom, to the later disgust, to the final numbness, Zhang Guan spent three months in constant repetition, until the end of the National Athletics Championships and Athens Olympic trials in late May After that, the training session ended.

It is already early June when Zhang Guan returned to his hometown again, and he will enjoy his last vacation before the Olympics. According to the schedule, the inaugural meeting of the Athens Olympic delegation will be held in July, followed by the Olympic swearing-in meeting, then athlete training, and then they will leave for Athens.

...

Going home this time, the most important thing for Zhang Guan is to prepare as many euros as possible. For this reason, he took the real estate certificate of the house rewarded by the Provincial Sports Center and came to the bank's credit center business hall. This year he has turned 18 and can take out a loan.

Zhang Guan walked into the gate of the business hall of the Bank of China Credit Center, and the salesman sitting behind the counter looked up at him, but ignored him.

These days, personal loans are mainly student loans and personal housing loans for poor students. Student loans are usually only a few thousand yuan, and many county-level credit unions can handle them; The online down payment amount is relatively high, so a house can be loaned at most hundreds of thousands.

This bank credit center usually handles some large business of corporate loans, so when Zhang Guan walked in, the salesperson knew that Zhang Guan was not an entrepreneur, so naturally no one paid attention to him. These salesmen really look down on the little money from student loans and mortgages.

In desperation, Zhang Guan went to one of the counters and sat down, while the credit clerk on the opposite side was still typing on the keyboard and ignored Zhang Guan at all.

"I want a loan." Zhang Guan said.

The man still didn't look up, but looked at the computer and said directly: "You have to go to the school to issue a certificate for the student loan, and then you can go to the credit union or the Agricultural Bank of China to get it."

"I'm not looking for a student loan, I'm trying to..."

Zhang Guangang was interrupted in the middle of his speech.

"The housing loan needs to be certified." The man raised his head impatiently and glanced at Zhang Guan. He felt familiar, but he didn't recognize him.

"I want to take out a mortgage." Zhang Guan took out the real estate certificate while talking, and continued: "I want to use this house as a mortgage for a loan."

The salesman looked at Zhang Guan curiously. There are very few people who choose to use their houses as collateral to obtain personal loans these days, and even an old salesman like him rarely gets it.

He took the real estate certificate, opened it to look at the address, and said, "Family Court of the Sports Department, this is a civil servant community. The location is good, and the water, electricity and heating facilities are also complete. This house is not bad. The name on the real estate certificate is Zhang Guan. is it you?"

"It's me." Zhang Guan handed the ID card to the salesman.

Zhang Guan still uses a first-generation ID card. Although the photo is not as clear as the second-generation ID card, since it was issued just last year, there is not much difference between the photo and the real person. Suddenly, an incredulous expression appeared on his face.

"Zhang Guan! Are you Zhang Guan?" The salesman asked loudly.

Zhang Guan nodded.

"It's the record-breaking Zhang Guan! Flying Zhang Guan!" The salesman's voice was like thunder on the ground, and all the salesmen in the business hall immediately looked over.

"It's really Zhang Guan!"

"Sign it for me!"

"Have you brought your camera, let's take a photo together!"

All the salesmen in the business hall surrounded him.

In China, Zhang Guan's reputation is not high, far inferior to that of Liu Fei. After all, Liu Feiren has continuously won honors in international competitions since 2000, and Zhang Guan's outstanding result was the champion of the Asian Athletics Championships last year. There is such a race, if Zhang Guan did not break the Asian 100-meter record, I am afraid it would have been forgotten by people.

But this city is Zhang Guan's hometown, so Zhang Guan is quite well-known, which is directly related to the publicity. As Zhang Guan's hometown, it is natural to give maximum coverage to Zhang Guan's breaking the Asian 100-meter record , Here, although most people still don't know Zhang Guan, almost everyone knows Zhang Guan's name.

"What are you doing during working hours!" A voice came from the side, and it was Manager Wu from the Credit Business Office who came.

When everyone saw Manager Wu coming, they all returned to their original positions. Someone had already told Manager Wu about Zhang Guan's arrival just now, and he walked up to Zhang Guan, stretched out his hand and said, "Hi, I'm Credit The manager of the department, my surname is Wu."

"Hello, Manager Wu." Zhang Guan stood up and shook hands with Manager Wu.

"Mr. Zhang, how about we talk inside?" Manager Wu showed a professional smile and led Zhang Guan to the VIP service center behind.

After being seated, the staff brought refreshments, and Manager Wu greeted Zhang Guan to drink tea, and then got to the point and said, "I heard that you want to handle personal mortgage loan business?"

"Yes, I want to use this house as a mortgage." Zhang Guan took out the real estate certificate.

Manager Wu took the real estate certificate, looked at it roughly, lowered his head and thought for a few seconds, and then said: "The value of this house needs to be evaluated by our bank's professionals, but I guess there is this house as a mortgage , there is no problem with a loan of 300,000."

"Then is there any other way to borrow more?" Zhang Guan asked.

"There must be a way." Manager Wu then asked, "How much do you need?"

"As many as you can." Zhang Guan replied.

Manager Wu nodded: "I can lend you one million."

"One million? But my house is not worth that much!" Zhang Guan said.

"This house can be loaned 300,000 yuan, and the evaluation is estimated to be similar. But you are a well-known athlete and have broken the Asian record, so I can give you more loans, but in your case, with my authority, I can only go to One million, if it exceeds one million, it needs the approval of the president in charge. In addition, if you can find a suitable guarantor, you can also borrow more." Manager Wu introduced, and then added: "Actually, I'm your fan."

Zhang Guan thought for a while: "One million is one million, but I want to exchange all of them into euros, is that okay?"

"Euro? I understand, so you are going to participate in the Olympic Games!" Manager Wu immediately thought of the Athens Olympic Games two months later.

"Yes, I would like to buy a bigger item by the way." Zhang Guan said a very reasonable reason.

Manager Wu thought for a long time about the big-ticket item worth one million dollars, and he only thought of the car. He immediately guessed whether the country gave any preferential policies to athletes participating in the Athens Olympics, such as buying imported cars without paying customs duties. Zhang Guan I want to make a fortune from this.

However, Manager Wu would not inquire about the client's privacy, so Manager Wu immediately applied for a loan for Zhang Guan, and opened a foreign currency account for Zhang Guan, and deposited the exchanged euros into it.

The euro has just been officially launched, and according to the exchange rate at that time, one million yuan was only exchanged for more than 90,000 euros.

Afterwards, Zhang Guan took out the prize money from several competitions and exchanged all of them into euros, which added up to more than 20,000 euros.

Then Zhang Guan asked his parents for some more. Although Zhang Guan's family is not a rich man, Zhang Guan's parents' income is still good, and they have accumulated hundreds of thousands over the years. This time, Zhang Guan is representing the country to participate in the Athens Olympic Games. In the eyes of Zhang Guan's father and Zhang mother, it is a very honorable event. The matter, after going abroad, I can't lose face anyway, so I exchanged another 30,000 euros for Zhang Guan.

In this way, Zhang Guan's bank card has a total of 150,000 euros.

...

After that, Zhang Guan returned to the Provincial Sports Center. Because Chen Lao left, the track and field team temporarily arranged another coach for Zhang Guan. It's ok for a few days.

At the same time, Zhang Guan asked the team to learn English. Currently Zhang Guan is the absolute top player in the provincial team. His request was immediately resolved by the team. An assistant teacher was found from the university's physical education department to teach Zhang after dinner every day. Crown two hours of English.

In his previous life, Zhang Guan also worked hard to study English for a period of time in order to take the postgraduate entrance examination. Although he failed in the end, he still has a good foundation in English, and his mother is an English teacher, so Zhang Guan's foundation in English is still very good. For other athletes in the system, they have been training since they were young and have no time to study at all. Zhang Guan's English level is much better than that.

Zhang Guan doesn't have high demands on himself, and he doesn't have the consciousness to become a master of English, as long as he can carry out basic conversations in life.

After staying in the provincial capital for a month, Zhang Guan returned to the capital. The fourth leg of the National Athletics Grand Prix is ​​about to start at the North Sports University.

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The third chapter is delivered today. This book gave birth to the first rudder owner, Loli Green Town. Before passing the test, I never expected that a rudder owner would be born in the new book issue. Thank you very much for the support of Loli Green Town. Thanks to book friend Xin Weixue for sending several golden eggs and rewards. Thanks to book friends gigiliu5277, Zhang Daoyi, Teame, mistakenly entering the book series, book friends 151028122651876, Baidu 360 guards, and Ji/卍/ming for rewarding. In the new year, we will try our best to update more and give back to you for your love and support. Please continue to support us. Finally, I wish you all a Happy New Year!