American Fortune Life

When it comes to British banks, I believe most people still think of Standard Chartered Bank and HSBC. However, Barclays Bank, which installed the world's first ATM machine, issued the UK's first credit card, and issued the UK's first debit card, plays a pivotal role in the UK and even the world.

Especially after acquiring the North American investment bank that Andy Smith obtained from the bankrupt Lehman Brothers, it has bond, stock sales, trading business, and related investment business, and it has become one of the largest banks and financial institutions in the world. one.

Barclays Bank, which has just completed the loan of Tottenham Club's new stadium with Andy Smith, received the news of the sudden visit of this big client, Barclays Bank President Robert Diamond directly put down his work and greeted him in person.

In the conference room, the guest of honor sat opposite each other. After Andy and Robert Diamond chatted and greeted each other, Robert also knew that the young business genius in front of him, the super rich man, was definitely a person who didn’t get too early and would come to the door for everything, so he laughed first. asked with an open mouth.

"So, Mr. Smith, is there anything we can do to help you?"

"Hehe, it's a good thing." Andy said, with a smile on his face, Andy reached out to take a stack of documents from the assistant in a black round neck and slim-fit OL suit, and handed them directly to Robert Diamond.

With a smile on his face, Robert looked at Andy with curious eyes, took the file, glanced at it quickly, and asked with some uncertainty: "Do you want to..."

"That's right, I want to use Tottenham Hotspur as collateral to get a loan from your bank. I believe your bank won't refuse, right?" Andy's smile became brighter, and his bright eyes met the other's .

"Of course, this is our honor. I don't know Mr. Smith, how much are you going to borrow?"

"One billion pounds!"

"This..." Robert Diamond frowned slightly. He didn't think that Tottenham Club was worth so much money, but that Barclays' cash flow was already stretched. The banks turned to the government as the only ones to shrug it off and publicly dislike the prospect of the government becoming a major stakeholder in the banks. Barclays may face the risk of short-term cash shortages if £1 billion is siphoned off.

Seeing the frowning expressions on the faces of everyone in Barclays Bank opposite, Andy couldn't help but smile and said, "What? Is there any difficulty?"

"No problem!" Robert Diamond looked at the meaningful smile on Andy's face, and couldn't help but feel disgusted. However, as a Premier League club with no debt and excellent profitability, Tottenham can undoubtedly be said to be a very high-quality asset, especially the new stadium. The plan will make Tottenham the hottest club in the near future, and the loan amount of 1 billion pounds is really not much.

"Hehe, that's good. As a bank that has not received capital injection support from the government in such a severe financial turmoil, it is still operating at a high speed and expanding. It is worthy of my trust, so I will come directly to you without hesitation. Seeking a loan really didn't disappoint me!" Andy was not stingy with his appreciation and praise.

And everyone in Barclays Bank looked at their president with solemn eyes. The people present undoubtedly knew the situation of their bank very well. Now the president agreed to Andy Smith's loan without hesitation. Suspected of risk taking, everyone knows that the young man in front of him is the person who has the least cash shortage, but this person who has the least cash shortage has come to the door to seek a loan in person, without any purpose, and even killed this group of people would not believe it.

As the president, Robert Diamond can naturally think of things that his subordinates can think of. It is because he thinks that the smiling young man opposite him is not a kind person, so he agrees to the other party's loan request without hesitation. He doesn't want to Because of a refusal, the other party may have deeply buried evil intentions, such as a crisis of confidence in investors, leading to the risk of a run, etc. He still has some understanding of some shameless methods of Andy Smith's group,

He doesn't want the stock price, which has already plummeted by 70%, to crash again!

Now that a consensus has been reached, they soon entered into a negotiation on the loan interest rate between the two parties. Andy kept smiling as he watched his subordinates and the people at Barclays Bank argue to lower the loan interest rate, although he didn't know why his big boss If you want a loan, what should you do with the loan, but since the big boss decides this way, it must have his intentions. What their subordinates have to do is to strive for the best interests for the boss.

Ammar glanced curiously at Andy Smith, who was sipping coffee and waiting for the outcome of the negotiation leisurely. To be honest, he suddenly received a call and rushed to Gaia to meet him. However, it seems that the role of the lawyer team is still for the signing of the loan contract.

It seems that Andy didn't want to waste too much time on the issue of interest rates. When the pressure reached a certain percentage, Barclays was killed and no longer backed down. Andy, who had been in a leisurely state, put down his coffee cup and made a decision directly. Made a decision and agreed.

Robert Raymond's pupils shrank slightly. Although the interest rate on the loan to the other party was very low, it was not the lowest. He thought that the other party would continue the negotiation, but he didn't expect that the other party would not. This is an extra one or two million pounds a year. He agreed so easily, and at this moment, he really began to become more and more suspicious. The key point is that the young man in front of him is not a good person who can let others take advantage of him!

The interest rate was determined. Even Robert Raymond, who was full of doubts in his heart, could only smile and look at his subordinates and Andy's subordinates. The lawyers began to draw up the contract. Because there were no problems and disputes, the contract was drawn up very quickly.

"Snapped!"

After signing, Andy's signature pen paused on the document and made a knock, which seemed a bit abrupt in the quiet conference room. Everyone saw the sunny smile on Andy's face, and closed the document folder, and handed it to Amar beside him, and smiled at Raymond: "The text message is here, it seems that the money has arrived."

As he spoke, Andy narrowed his eyes with a smile, took out the mobile phone in his pocket, unlocked it, opened the unread text message, clicked to read it, and smiled at Raymond who was also smiling, but his eyes were a little puzzled. After that, put the lock screen back in your pocket.

"Happy cooperation!" Raymond was smiling and was about to stand up and shake hands with Andy. Andy crossed his hands with a brighter smile, put them on the conference table, and said before he was about to stand up: "Don't worry , Mr. Raymond, I still have a business to discuss with your bank, I wonder if you are interested?"

"Oh?" Robert Raymond thumped in his heart. He still kept a smile on his face, but his eyes became a little gloomy. Sure enough, he still came. How could this insidious and cunning hungry wolf let people take advantage of him? "I don't know what business it is?"

"I know that your bank is raising funds in a planned way, but I don't know, does your bank welcome my investment?" Andy smiled with a warm smile, and his white teeth shone in the sun.

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