American Fortune Life

Third-party payment, to be honest, Andy has always been hesitant, mainly because this thing can't be played in the United States!

Not only is the supervision extremely strict, but without the endorsement of a huge banking alliance, it is impossible to replace credit cards as the main consumer among European and American people.

I believe that everyone who uses a credit card knows that they often give points, interest-free installments for digital products, discounts, and other activities. You can also save airline miles, hotel discounts, and enjoy VIP services similar to airports.

In the United States, where the financial industry is the core industry, consumers have already developed a dependence on credit cards. What's even more speechless is that, in addition to the credit cards of several major banks, all major chain stores and brand companies in the United States have their own credit cards, which offer discounts for consumption. . .

Therefore, foreign banking systems will not support or accommodate third-party payment platforms for collective consumption, wealth management, and settlement from the perspective of costs and benefits.

The vast majority of banks in European and American countries are private banks. Therefore, no bank or card organization is willing to undertake a large number of low-efficiency or even negative-efficiency savings accounts, network security, counter authentication services, and transfer settlement for third-party platforms. Do wedding dress business.

Therefore, in the United States, online payment can only be attached to the already mature credit card payment system. It can only be consumed but not transferred. It is simply impossible for third-party payment to develop into a certain treasure and certain letter in the United States.

Compared with user habits and technical conditions, interest is the most fundamental determinant!

Andy now has his own bank, so he is very aware that third-party payment is not welcomed in the American banking industry. He also mentioned it to Stephen Nuby, who became the CEO of Yingtai Bank. The other party shook his head and persuaded the big boss to find another Bank cooperation, do not regard Yingtai Bank as a settlement bank. . .

Even Nima himself feels that it is thankless for Yingtai Bank to be the settlement bank of its third-party payment platform. It is conceivable that other banks will not wait to see it.

However, it is still a good business to make money, although it is a little bit expensive, so Starbucks, a chain coffee shop, is needed as a test field for the promotion of third-party payment.

While earning some hard money with third-party payment, the most important thing is to connect your own online and offline industries to form an ecological circle of internal circulation industry clusters.

After dealing with some matters of Wattsup, Andy came to the Instagram (photo wall) company which is only one block away. The current Instagram is also different from what it used to be. It is developing and expanding extremely rapidly. Of course, it is burning money. Also a good hand!

There is no way, the current Instagram platform has completely developed into a monster under Andy's tossing, a social platform website integrating text, photo push, microblog, and online community.

Moreover, Instagram has firmly followed the orders of the big boss, crazily suppressed Twitter, and almost hollowed out the core team of that small Twitter company. There are only two founders who only got power this year in 2008.

Instagram poachs people unscrupulously, plus Instagram has the famous founder and boss of Andy, Hollywood stars, NBA stars, Premier League stars and other stars and celebrities, such as Paris, who take pictures to show off their wealth and sell them. SAO, the implant promotion in "Gossip Girl", has attracted most young people in the United States to download and use it.

As for the 140-character Twitter company, although it is still in operation, it is still struggling. Xiaomazi Zuckerberg, who originally wanted to buy Twitter, has now lost interest.

Because the Instagram photo wall company has many functions that overlap with Facebook, Xiao Mazi called several times, hoping to acquire Instagram, but his idea was too beautiful.

"...continue to maintain and develop the advantages and powerful photo functions of InstagramAPP.

Fast, cool and fun way for users to share photos, share life!

The homepage of Instagram should be concise and clean, and the photos are presented in the form of large images, so that users can get a better experience.

The mission of our Instagram company is to capture and share the wonderful moments of the world. "

Andy stood in front of the white writing board in the meeting room, holding a marker pen in his hand and quickly wrote this bold statement on it. The senior executives in the meeting room applauded warmly. They knew that this was a call to action. Next, their group of management will need to pass it on to employees, users and future advertisers.

"Don't think about the market value, and don't think about how many advertisers you can attract to start making profits. I repeat, there is no pressure to make profits. The only thing to do is to make the functions of the app better and the maintenance and operation of the homepage and website better. Well, let's get more users!

When our APP becomes mandatory for every mobile phone, and the number of our users exceeds 100 million, 200 million, 500 million, and 1 billion, everything else will no longer be a problem! We, still a new company, have to calm down and calm down. . . "

Andy sat in the simply decorated office that the photo wall company used when he first came to host the business, drinking a bottle of mineral water in his hand. The morning was really fulfilling.

There is no way, although there are professional managers to help him manage the company, but to make the company develop better, he still needs to take the helm himself. In fact, his current control method is a bit scattered, and he can be in the According to the established goal of rapid development and growth, in addition to his clear development ideas as a traverser, the more important thing is that he has a think tank that has done a lot of work.

The think tank is an extension of his brain, which allows him to be like an octopus centered on himself, firmly controlling every aspect without missing something.

"How is Michael Wright's preparation?" Throwing the empty bottle of mineral water into the wastebasket beside him, Andy picked up the documents on the desk, looked through them, and stretched out his hands to hold them down. The green button on the answering machine at the side asked.

"Mr. Wright, I called before, and the evening reception is ready."

Hearing the little assistant's answer, Andy hummed lightly, and then said: "Look for a footbath restaurant at noon..."

"Okay boss, I'll arrange it right away."

After releasing the button, Andy picked up the very flamboyant pen, opened the cap, made instructions on the document, and signed his name.

Wow——

After closing the file, Andy capped the pen, took out the phone from his pocket, and checked the text message.

"I'm leaving at 2 o'clock, see you in the afternoon."

Seeing the message from Lily Collins, she couldn't help but smile. She had just finished filming "Twilight" because of the raging fire in Los Angeles and the air pollution was very serious. So she decided to abandon her mother and come to have a tryst with him.

Well, as a female companion, I will accompany him to the financing reception of the City of Liberty APP Mall tonight. Although Charlize is by his side, it is impossible for him to take Laura's mother to show off so blatantly. Embarrassing Ivana.

The guests at the reception tonight are mainly Google as the main investment intention Fangfang and representatives of many investment companies in Silicon Valley.

The convening of this reception also indicates that Andy Smith has finally decided to raise his butcher knife and slaughter investors!