American Fortune Life

There was a joke in Hollywood that said: Since the big hits of "Spider-Man" and "Iron Man", the lawncutters in Beverly Hills can tell you what type of movie is the easiest to make money-to adapt a comic book hero movie.

There was a joke in Hollywood that said: Since the big hits of "Spider-Man" and "Iron Man", the lawncutters in Beverly Hills can tell you what type of movie is the easiest to make money-to adapt a comic book hero movie.

Modern industry has oppressed people from the vast land to the industrial assembly line, and urban civilization requires everyone to become a vassal of the machine like the workers in "Modern Times" or "Metropolis".

People can no longer flout unreasonable legal rules like martial arts and cowboys, and can no longer experience the mysterious power of primitive myths and legends.

And superheroes who are outside the law have given modern people a new spiritual sustenance.

After 9/11, Americans who were severely wounded in their hearts needed the consolation of heroes. In 2002, Marvel (later officially renamed Marvel in Rabbit Country) "Spider-Man" won the North American box office champion that year, and even the second in history. The North American box office breaks through the $400 million film.

The meeting in Andy's office didn't last long. Although everyone was surprised by the object the boss wanted to acquire, most of them were Americans, and they had strange emotions for the two largest comic companies, DC and Marvel. .

Of course, DC is escorted by Warner. As for Marvel Comics, which has been committed to death, everyone has watched it go from glory to decline, and then go public, bankruptcy protection and reorganization, and now rely on mortgage copyrights to fully recover vitality.

It is not so easy to acquire a company with a long history, complicated internal forces, multiple mergers, and even bankruptcy and reorganization. Shareholders are different from the wolves on Wall Street, and have more feelings and expectations for Marvel.

This is a big deal. Of course, Andy would not be stupid and use his own money to buy this entertainment group, especially since he cannot manipulate the stock price through the stock market to make a holding acquisition, and for some debt problems, he needs a powerful company. The bank is the backing. Of course, the bank is not a fool. In addition to the expensive commissions involved in the acquisition, it is also very profitable to control the debt of the acquired company.

In the current atmosphere of fear and doubt on Wall Street, every bank involved in the subprime mortgage issue is terrified. As the largest commercial bank in the United States in terms of assets, Bank of America will naturally have many commercial investments.

The subprime mortgage bonds have long been stuffed into various investment portfolios by the group of animals on Wall Street, not to mention these commercial banks in the United States, all the banks in other countries who are optimistic about the US economy and have bought US bonds,

Even the central bank can't escape the trap, which is the main reason why the subprime mortgage crisis in the United States will quickly sweep the global financial market.

Bank of America's self-examination made them tremble with fear. To be honest, manipulating the market is completely impossible to avoid these large commercial banks. Speculators in China, such as Lehman Brothers, are the biggest takers of buying this kind of toxic bonds in the market, which is why the US government will not rescue it, and no one can stop it if they die.

Today is undoubtedly a sunny and lucky day for the people of Bank of America. They also know that Andy Smith, a high-quality customer of their bank, has just reached a deal with Morgan Stanley, but they did not expect happiness to come so soon.

The Bank of America's previous investment in Andy has been paid off, such as low-interest loans and green channels for personal credit loans. Now it seems that everything is worth it.

Andy's old acquaintance has always been the representative of Bank of America, Lewis, who is in charge of contacting him. Well, he is now the manager of the credit department of the headquarters, and he can be regarded as a big shot on Wall Street.

In the conference room, the people of Bank of America gasped and looked at Andy Smith who was sitting opposite. 100 million turned into 4 billion, crazy, this is simply like robbing their bank. . . Ah bah, how could it be so fast to rob the bank, after all, it is impossible for the bank to have so much cash.

"Gudong..." Lewis maintained an unbelievable expression, feeling his mouth was dry, took a sip of the mineral water on the table, calmed down, looked at Andy, who was smiling calmly, and said, " Mr. Smith, are you sure you will buy all the paper gold for the $4 billion? At the current price of $648 per ounce, you can buy about 174 tons of gold..."

"Wow, that's quite a lot!" Andy was also slightly surprised by Lewis's talent for mental arithmetic, turned his head and smiled with the group members around him, and continued to smile at Lewis: "I'm not as big and safe as the Federal Reserve Although the golden gold is very charming, I don’t need to mention the physical gold, I will use my gold savings to borrow money from your bank, no problem, right?”

"Of course! We have always been a solid partner, and the cooperation has always been very pleasant. There is no problem at all, because gold is used as collateral, and we can give you an excess loan if you need it."

Lewis is already a little star, Nima, the commission alone is enough for them to be happy for a while, besides, the risk of gold reserve mortgage is almost no risk for their bank, and there is no problem with excess loans, the bank is doing it in the first place With a gold reserve of 10 billion, they dare to borrow 100 billion for business.

"Please rest assured about the interest rate, our bank will give you the lowest loan interest rate..."

Andy nodded in satisfaction. Another bank with bundled interests and a solid foundation of cooperation as a partner is one of the most important factors for making the business bigger and stronger.

Of course, the cash flow in hand must be guaranteed. If modern enterprises want to grow rapidly, crazy expansion is undoubtedly the most commonly used method. There is a saying among major emerging enterprises in the world that enterprises can lose money, but they must have enough cash in their hands!

The consequence of the crazy expansion of many companies is that once they encounter obstacles, there will be a danger of interruption of cash flow, and then various troubles will emerge, turning the original star companies that have stirred up the situation into liars that everyone shouts overnight company. (For example, those who went to the United States to build cars, so-and-so's music TV)

With Lang's concubine interested, the loan agreement was completed very quickly. Bank of America purchased $4 billion of paper gold and $700 million of Morgan Stanley's preferred stock as collateral, and borrowed a total of $5 billion from Bank of America. .