American Fortune Life

Andy was sitting on the reclining chair, playing with the mobile phone in his hand, and showing a smile. In the past, Andy really hated his manager, especially in the past six months, Carl's constant persuasion and finding work for him everywhere, which made him feel uncomfortable. The very proud Andy felt ashamed. After all, he was young and frivolous and could not understand the agent's intentions.

Now Andy is a little bit fond of this wretched fat man. In this world where money is paramount, it is really not easy to see a little humanity in Carl, especially for a career like a broker. The milk is the mother, and the rich is the father. If you don’t discuss it, you can spend your money and play with your wife. You can do anything.

But thinking of Carl's little secretary, Andy was worried for a while. That woman is not a fuel-efficient lamp. This is Hollywood. All the people who come here are all dedicated to climbing up. This Vanity Fair is where people step on people and eat people. On the battlefield, the weak are not worthy of success here.

The dead fat man does not listen to persuasion, and sooner or later he will fall over! He stood up and stretched greatly, driving away his messy thoughts, picked up the coffee cup on the table and walked into the room.

He came to the study with freshly brewed coffee, sat in front of the computer, looked at the text in the document, moved his fingers, and continued to type on the keyboard.

Through the floor-to-ceiling windows, I watched the rain fall from the gloomy sky and hit the glass, splashing everywhere.

Andy looked at the time, it was already past nine o'clock, and it was almost time to leave at the time agreed with the banker. After tidying up a little, he picked up the car keys and walked into the garage.

With the splashing rain and the roar of sports cars, Andy came to the Los Angeles branch of Bank of America.

Walking into the lobby, lawyer Nelson and accountant Kohler were already waiting in the sofa area of ​​the lobby.

Seeing Andy walking towards them, they both stood up and greeted them. Andy stepped up to them and greeted them both, "I'm not late for this damn weather, right?"

"Hehe, boss, there is plenty of time." Kohler, a shrewd and capable accountant in his thirties, was introduced to him by Nelson when Andy first arrived in Los Angeles. He was very professional.

The three sat down and chatted for a while. Nielsen took out a stack of documents from his bag and handed it to Andy, "These are asset assessments and copyright assessments. Boss, please take a look first."

After taking the document, Andy browsed it roughly, "How much can we borrow from the bank?"

"The real estate is at a hot time now, and house prices are soaring. Boss, your house is now worth about 4 million after an appraisal. The copyright appraisal of two of your works has also been included in the teen book catalogue some time ago, even if one of them is a movie adaptation. The right has been sold, and now I can also lend 2-3 million US dollars." Kohler explained to Andy with a calm face, but his eyes flashed from time to time with an imperceptible light of envy and jealousy.

"Oh" Andy closed the document and handed it back to Nelson, "What about the loan rate?"

Kohler hurriedly took out a form, "This is the loan interest rate table of all banks that accept copyright loans. Bank of America has the lowest loan interest, but the amount of the mortgage needs to be negotiated."

"Well, professional things are handed over to professional people, I believe in your ability." Andy glanced at the form, smiled and returned it to Kohler.

Nelson looked at the time and gestured to Andy. All three got up and walked to the account manager's office.

The bank's credit account manager is a man in his fifties. He has a neat suit and meticulously combed hair. He looks very capable, with a smile on his face and a very gentle look.

Seeing Andy coming in, he smiled and stood up to greet him. "Boss, this is Mr. Lewis, the credit account manager of Bank of America. Mr. Lewis is my boss, Andy Smith. Kohler introduced."

After Lewis heard it, the smile on his face was even brighter and he shook hands with Andy and said, "Nice to meet you, Mr. Smith,

I like your work very much. "

Andy also shook hands with him with a smile on his face and said, "Thank you, it's also my honor to see you."

The two released their hands and exchanged a few words. After they both sat down, Andy said, "Mr. Lewis, I believe Kohler should have communicated with you about the specific loan project. I don't know how much your bank can loan me. ?"

Lewis took the asset appraisal document that Kohler handed him, and was not surprised by Andy's simplicity and directness. The amount of this business was not large, but the security and stability of the house mortgage and copyright mortgage were all he valued.

"Mr. Smith, our bank repayment interest is the lowest. Please believe that we are very sincere in lending to you. This is our report. Please take a look at it." Lewis took out a stack of documents and handed it to Andy. They began to explain.

Hearing their terms, Andy quietly discussed the details with Nelson and Kohler, and then fought over the details again, so an agreement was quickly reached. Nelson and Kohler began to read all the legal documents and rules. Both parties were looking at the documents, and it was not easy to deal with them in a short time.

Andy waited patiently, drinking the coffee in the cup, thinking slowly, the current Apple stock is a little more than 51 yuan, can't delay any longer, this time, he can borrow a total of 6 million US dollars plus a deposit of 200 US dollars. Ten thousand dollars, I can only get so much, unless I lend it to the public. Although my grandfather is a famous big farmer in California, what Andy needs now is cash. Think about the follow-up troubles, various explanations, or forget it.

There is nothing more or less, how much you can earn, anyway, it is just to dig the first pot of gold, there are too many opportunities to make a fortune.

Breaking free from the entanglement of missing out on maximizing profits, Andy breathed a sigh of relief and calmed down. After more than half an hour, Andy began to get busy and started signing documents one by one, transferring the three assets. Mortgage out.

Six million dollars was credited into Andy’s account, and the two sides chatted for a few minutes before they ended. Lewis and Andy exchanged phone calls. Lewis still appreciates this young writer. After all, he knows one more friend. It doesn't hurt, does it.

Walking out of the building of Bank of America, the rain had stopped outside. After saying goodbye to Nelson, under the leadership of Kohler, Andy opened a stock account, bound the bank card, and went home to download the stock software and put all the funds. into the stock account.

"Boss, do you want to buy stocks for the eight million dollars?" Kohler asked suspiciously after a moment of hesitation.

Andy smiled mysteriously, looked at the accountant with a slightly embarrassed look, nodded, and did not explain much. In Kohler's explanation, he was familiar with the operation of stock transfer, and looked suspicious and sarcastic. Kohler looked away, closed the door, and Andy snorted, it seems that I need a new financial advisor!

Kohler sat in the car with a contemptuous sneer on the corner of his mouth, "What a prodigal! I really think I'm a genius, I know everything! There are times when you cry." He looked at the luxury villa outside the car window with malicious eyes and jealousy. Pick up your phone.

"Hello, is this Mr. Nelson? I'm Kohler."

"Hi, Kohler, hello, what's the matter?" Nelson put down the document in his hand and adjusted to a comfortable sitting position. He also took great care of the son of this college classmate.

"Sir, do you know that Mr. Smith has transferred all the funds into the stock market. But he has never touched stocks at all. The stock software is the method I just handed him to use, and he refuses my help. I'm afraid He lost everything in the end." Kohler said with a hint of schadenfreude.

"Huh? Entering the stock market?" Nielsen was stunned for a moment, and said in surprise, but he quickly reacted, hearing the sarcasm of Andy in Kohler's tone, his brows furrowed, as if he had guessed Kohler's psychology, revealing With a sneer, "Oh, no matter what the situation is, it is the customer's choice, we can just do our own work, well, if there is nothing else, I will open another meeting, and greet your father for me. ."

Hearing the busy tone of the phone on the other side and Nelson's icy tone, Kohler couldn't help but froze for a moment. Looking at the phone in his hand, he became annoyed and said fiercely, "Wait, you even taught me a lesson, Bi Chi!"

After Nelson hung up the phone, he walked back and forth in the office, frowning and looking worried, and finally picked up the phone.

"Hello, is that Mr. Smith? I'm Nelson, and I want to tell you about Andy Smith..."