An Expert Is actually By My Side

Chapter 189 How did you become a part-time job?

Just when Hao Yun was sitting in the classroom having a class meeting, Lin Jun, who was sitting in front of the computer in an office building in the Entrepreneurship Park in the south of the city, spoke abruptly.

"The second round of financing can start."

Sitting aside and looking at the data in the computer, Zhang Tao froze for a moment, looked at Lin Jun and pushed his glasses.

"So fast? Didn't you say that the second round of financing will be launched in January?"

"I chatted with Mr. Hao for a while yesterday. Mr. Hao is still not satisfied with my work progress," Lin Jun said solemnly, "Just now I thought about it carefully, and I was indeed a bit too conservative when making decisions!"

Hearing this sentence, Yu Jie who was drinking water almost sprayed it on the screen.

Dare to place an order of 200 million with 20 million, do you call this conservative? !

He had never seen such a conservative person before!

Zhang Tao was also in a daze, and for a long time he didn't realize what aspect Lin Jun was referring to by being conservative.

"Since our project has already achieved success in Jiangcheng, what we need to do now is not to hesitate, but to seize the opportunity and replicate our success to other cities as quickly as possible."

With that said, Lin Jun stood up from the office chair, grabbed the formal suit that was put aside and put it on his body.

"I'm going to Shenzhen City in the afternoon."

Zhang Tao hesitated slightly and asked.

"To Shenzhen City?"

Lin Jun nodded and said.

"Well, that's the headquarters of the Sea-Lion Group. Our ideal partners are Internet companies, and they are the only companies among Internet companies that have mastered both payment tools and social platforms."

Yu Jie asked puzzledly.

"But didn't you say that they must come to us to discuss financing?"

Lin Jun smiled and said confidently.

"Did I mention that I was here to discuss financing?"

Zhang Tao asked.

"Then what are you going to do?"

"Of course it is to bring shared bicycles to Shenzhen City," Lin Jun continued, looking out the window, "Our user growth in Jiangcheng will soon enter a bottleneck."

"What we have to do now is to lock in more users with a deposit before other people enter!"

"At the same time, turn the most likely competitors into our allies!"

...

River City Bank.

Governor's Office.

Luo Weijian, who was sitting at the desk, was staring at the documents on the desk and thinking hard.

The content of the file is a risk assessment report on the Motobike project.

These days, the entire financial community in Jiangcheng is agitated by these shared bicycles that suddenly fill up the streets and alleys. In less than half a month, nearly 700 million funds were gathered, and the number is still increasing.

With such a terrifying ability to absorb money, even banks have to start paying attention to this issue.

According to the current financial regulations, Modern Bicycle has not done anything out of the ordinary, such as using the money to illegally lend money to engage in P2P or something.

However, it is foreseeable that if they don’t do this, someone will soon copy their business model, and then use the cash flow to do those high-risk and high-return transactions.

At this moment, Luo Weijian suddenly noticed an interesting detail in the document.

The first round of financing of Modern Bicycle seems to be Yunmeng Investment, and the parent company of Yunmeng Investment is Yunmeng Group?

Thinking of the identity of Mr. Hao of Yunmeng Group, Luo Weijian couldn't help but have a look of uncertainty in his eyes.

Did he figure out this way of playing on his own, or did someone teach him to play this way?

If it's the latter, maybe Xia Lin Group, a commercial real estate giant, is also involved. If it's the former, this kid's ability is too awesome.

Using 20 million yuan to leverage the leverage of hundreds of millions is not something that can be done with courage.

At this moment, there was a knock on the door outside the office.

Luo Weijian raised his head and said "Come in", and soon an old acquaintance opened the door and walked in.

"Old Luo, I'm here to see you."

Looking at Ding Shihui who appeared at the door, Luo Weijian's mouth curled into a smile, and he put down the pen in his hand.

"What brings you here?"

"What else could it be, the bike-sharing project." Ding Shihui smiled, walked to the desk and put the documents in his hand on the table, "It's a routine matter, I have to trouble you to look over it."

Glancing at the documents on the table, Luo Weijian was taken aback for a moment, then said with a smile.

"I haven't seen you for a few days. Why are you working for someone?"

The document on the desk is a money management agreement.

According to the agreement between Modern Bicycle and Jiangan Capital, the account of Modern Bicycle in Jiangcheng Bank for depositing user deposits will be managed by Jiangan Capital, which holds the qualification of public offering fund.

As for how to manage it, this has to refer to the agreement between the two parties. According to Xia Guo's financial regulations, Jiang'an Capital needs to write the management plan in writing and submit it to the bank. The bank will issue a risk assessment opinion letter based on the content of the management plan and submit it to the actual controller of Modern Bicycle for signature before approving the fund management agreement. effective.

This set of procedures is mainly to prevent systemic financial risks, but it is largely a formality.

After all, the market is changing rapidly. In actual operation, it is definitely impossible to operate according to the plan given in advance, so signing is also a routine process.

And if something really happens, the bank is usually not responsible...

"What does it mean to be a part-time worker? Didn't I originally work for Jiang'an Capital?" Ding Shihui coughed lightly.

Luo Weijian smiled and remained silent, picked up the fund management plan, took a look, and then put it aside.

"I'll hold a meeting to discuss it later. It shouldn't be a big problem."

"That's troublesome." Ding Shihui said with a smile.

"It's not troublesome, it's not troublesome," Luo Weijian waved his hand, leaned on the office chair, and continued in a rather emotional tone, "But it's really unexpected, we were still chatting about that at the dinner party a month or two ago Boy, it hasn't been a month or two, and all my old friends have become part-timers."

Ding Shihui sighed and said.

"Now the entire Jiangcheng financial circle is staring at this piece of cake. It's not bad to get this opportunity...Don't talk about me, you don't want to have a good relationship with this client?"

Being asked such a rhetorical question, Luo Weijian blushed, unable to refute, coughed and said.

"That's what I said, but the preferential treatment and convenience that our local banks provide them is also very good... At least it's much higher than the conditions offered by the four major banks."

Ding Shihui made a helpless expression.

"So we are all looking at the money, just talking about business, why are you laughing at me?"

"I'm not kidding you... But old Ding, do you think their project is really reliable?" Luo Weijian looked at Ding Shihui and asked seriously.

"It's not up to me whether they are reliable or not. I can only say that they have only passed the first test now, and there are still many tests waiting for them."

After sitting down and taking a sip of tea, Ding Shihui continued.

"I heard that Xiahai Capital has already set its sights on the bike-sharing market, and several Internet giants such as Sea Lion are also planning to come in to get a share. It may be difficult for a city like Jiangcheng to last for a long time. Their pressure period will be in three months. ...if their user growth rate slows down within three months, after three months the users will be able to withdraw their deposits, which will be enough for them to drink a pot.”

"Is that why Jiang'an Capital didn't plan to participate in their second round of financing?" Luo Weijian asked with a smile.

"No plan? Haha, I want to participate in their second round." Ding Shihui smiled weakly and spread his hands, "but the problem is that they don't want it."