Back To 2005

"What, what's the problem?"

After hearing the other party's question, Zhou Anan asked in confusion.

"If you want to invest in Hong Kong next time, it may be a bit troublesome to invest large amounts of Hua Yuan funds."

Under the explanation of this beautiful consultant, Zhou Anan realized that transferring large amounts of money to Hong Kong City would be quite troublesome.

"The following are the rules of another world, please do not substitute them into reality"

At that time, the amount of more than two million plus a certain girl's money was not large, so Zhou Anan encountered no obstacles when converting it into Hong Kong dollars.

But now he has hundreds of millions of funds. If he wants to convert it into Hong Kong dollars to invest in the stock market, he will have a lot of trouble.

Zhou Anan didn't want to use any connections to operate this, so as not to leave hidden dangers in the future.

"What do you suggest?"

Since the other party brought it up, Zhou Anan naturally knew that the other party had a solution, otherwise why would he ask?

"If Mr. Zhou is willing, we can provide you with a low-interest loan."

Seeing that the other party was interested in continuing to invest in Hong Kong, Zhang Qian enthusiastically introduced the loan services their bank provided to domestic wealthy users, which could easily bypass certain rules of the Chinese banking industry.

The general meaning is that Zhou Anan's funds will not move, and the Swiss bank will directly transfer the funds to the VIP customers' domestic accounts by issuing loans, eliminating the trouble of exchange rate conversion.

When the time comes, if customers want to invest in Hong Kong Island, they can also use another method to transfer directly to a Swiss bank account.

Of course, the premise is that the funds must be legitimate gains, and some handling fees are required.

And this loan interest rate is indeed much lower than the loan interest rates of the four major domestic banks.

"Okay, how much can I borrow?"

As a billionaire who wants to earn several times the profit, Zhou Anan doesn't care about the interest.

He will invest in the real estate market several times next year, and then come back to invest in TX stocks and earn dozens of times. He will not pay attention to the interest and handling fees at all.

"Unsecured loan, 300 million. If Mr. Zhou is willing to use 0.78% of the inherent shares of TX as collateral, he can borrow 1 billion. Sorry, our bank will conduct due diligence on large customers every once in a while. I hope you understand."

With a sweet smile, Zhang Qian said her ultimate goal and explained it by the way.

For the bank's major customers, UBS will regularly refresh the customer's information and determine the customer level.

The 0.78% of TX's inherent shares held by Mr. Zhou will naturally not be hidden from Swiss Bank's powerful information collection methods.

In fact, the other party's controlling stake in Celebrity Group and shares in Blue Whale Entertainment are both in the UBS database.

It's just that these are openly held by the other party, and Zhang Qian will not say it casually to avoid making the other party unhappy.

"Then let's get a loan of 300 million. How long will it take to get it done?"

Unexpectedly, all the inherent shares he held in TX were known to the other party, so Zhou Anan was not polite and directly borrowed the maximum limit.

He will not let go of this good thing about unsecured loans. Anyway, the money in his hands will definitely not be lost.

As for the other party's secret investigation of his own assets, Zhou Anan felt a little unhappy, but it quickly disappeared.

Perhaps, when wealth reaches a certain level, in the eyes of big banks like UBS, there aren’t many secrets.

At least, the current Swiss banks also encrypt customer information at the highest level, which can reassure people that it will not necessarily be the same after many years, and they can change banks by then.

"Your customer level is very high. Our lending speed is very fast. The funds will arrive in your account at the four major domestic banks today. Now I need to ask you to sign a few contracts."

Seeing that the other party agreed, Zhang Qian's face blossomed into a smile.

From this loan alone, her salary this month is definitely a gratifying figure. This year's loan business can also be exceeded, and the year-end bonus will not be small.

"Um."

After signing several contracts, Zhou Anan got an upgraded Swiss Bank black card and also received a text message from ICBC that 300 million yuan had been credited.

Even Zhou Anan received a call from ICBC's personal customer service within ten minutes. The customer service girl's voice was very pleasant.

After politely rejecting the customer service girl's demagogic financial advice, Zhou Anan walked out of UBS after asking some questions.

Raising her hands to cover her eyes, Zhou Anan looked at the sun outside, her heart filled with endless reverie.

Coming back next year is not just a small pursuit of a billionaire.

"The next step is to buy, buy, buy."

After sighing, Zhou Anan started her shopping trip.

When you come to Hong Kong City, how can you come back empty-handed? You must buy, buy, buy.

I bought a set of cosmetics and jewelry for my girlfriend, a set of skin care products for the younger sister, a gift for the two eldest ladies, two sets for my confidante sisters... I also bought some other bits and pieces.

Rarely, Zhou Anan spent hundreds of thousands to buy himself a Rolex watch.

Originally, he was interested in an Omega worth millions, but now that he is experiencing an explosion of wealth, he tolerates it.

This year's million may be next year's 3 million. Forget it, I'll buy two more next year.

"Brother, do you want to buy a famous watch? I have Omega, Patek Philippe, Vacheron Constantin, Rolex and all kinds of famous watches here. They are only 40% off. They are guaranteed to be authentic and have regular invoices."

Just as Zhou Anan was walking out of the mall, a young man in a suit came over and asked with a unique Hong Kong flavor.

"No."

Shaking his head, Zhou Anan would not be fooled by such small tricks.

How is it possible to buy a luxury watch worth hundreds of thousands or millions of dollars from this kind of salesman? It is 100% A-quality.

As a billionaire, he only has 300 million in cash in his account. How could he be short of such a small sum?

"Then do you want to buy stocks? Many Hong Kong stocks are rising now, which is suitable for you mainlanders to invest. I will recommend you a few potential stocks that are guaranteed to earn more than 30% per month. Most people can't buy them."

Seeing that the mainland compatriot who came to shop was unmoved, the man in the suit continued to recommend stocks.

"Thank you, I've spent all the money."

In order to avoid the other party's entanglement, Zhou Anan gestured to the cosmetics bag in his hand.

"Then this is my business card. Next time you come to Hong Kong City and want to buy luxury watches or stocks, you can come to me anytime."

After hearing what the other party said, the man in the suit was not discouraged. He handed over a business card and turned around to intercept another potential 'customer'.

“These days”

Looking at the diligent back of the other party, Zhou Anan shook his head and laughed, then his eyes narrowed.

I don’t know which movie it is from, but the financial boss in it said that when a salesman at a street stall sells stocks, it represents a very dangerous signal.

The stock market is going to crash.

Fortunately, he has sold all the TX stocks that can be liquidated today, and the rise and fall of the stock market has nothing to do with him.

However, can we take advantage of this opportunity to short Hong Kong stocks?

After thinking about it, Zhou Anan still decided to forget it.

First of all, he is not familiar with this kind of operation at all, and it is not safe to find others to do it, and it is easy to be cheated;

Secondly, he has no idea about the changes in Hong Kong stocks this year and next, and the possibility of losing money is also very high;

Thirdly, it is better to make less money for this kind of defrauding Hong Kong compatriots. He is a patriotic young man.

"I heard you came to Hong Kong Island?"

Just as Zhou Anan was about to take the subway back and transfer to the internal train, he received a call from General Manager Feng.

"Why, are you on Hong Kong Island too?"

Zhou Anan, who had just bought a subway ticket, heard the other party's tone and asked in return.

As for why General Manager Feng knew about his arrival in Hong Kong, Zhou Anan knew without thinking that it was Secretary Chi who revealed it. His itinerary was not a secret anyway.

"Since it's such a coincidence, let's come over and have dinner together, and then we'll go back together."

"Okay, I can call you wherever you are."

"Forget it, I'll have someone pick you up."

After hearing such unqualified behavior from his major shareholder, Feng Jiming wanted to buy him a copy of "Self-cultivation of a Billionaire" to avoid lowering the image of their Blue Whale Entertainment.

However, it seems that this major shareholder is worth more than one billion.

"Mr. Feng, are you happy?"

Li Zhenggang, who was not far away, saw the smile on Feng Jiming's face and walked over with a smile and asked.

"Mr. Zhou from our company will come over later and will talk to Mr. Li about our film cooperation."

After taking a sip of red wine, Feng Jiming replied with a smile, his eyes scanning the many beautiful Hong Kong actresses in the banquet hall.