Become a feudal king from today

"Bank? What is this? Why have I never heard of it?"

"That's right, there's also this steamship. This court meeting is all in the clouds."

"..."

Zhao Xu mentioned the bank, and the ministers started talking about it.

Zhao Xu smiled. Of course, only a few people knew the core secrets of steamships.

The other ministers have never heard of it, which is normal.

As for the bank, this was the first time he mentioned it. Liu Fu and Yang He also knew nothing about it.

So he said: "In other words, you will understand, this bank is equivalent to a money bank."

"It turns out to be a bank."

“But the name Bank is quite appropriate.

"..."

The ministers whispered.

"Just, why build four different banks?" Yang He asked at this time.

Zhao Xu continued to explain, "Naturally, because they have their own functions, in the future, the Royal Bank will be responsible for regulating and intervening in Dasong's domestic industrial and commercial development, and will have the right to mint coins. The three major banks and all banks that may be established in the future will be controlled by the Royal Bank. Bank Rules.”

"The commercial bank is responsible for lending money to merchants, supporting merchants to expand trade abroad, and establish commercial banks."

"Construction, as the name suggests, is to lend money to various construction projects and workshops in Dasong. Naturally, the Agricultural Bank supports agriculture." Zhao Xu tried his best to explain in a language they could understand.

After the North settles down, the next step is to develop in an all-round way.

He insisted on the development model of Dasong, with the royal industry as the core, leading Dasong's economy, private industry and commerce as a supplement, invigorating Dasong's business environment, and at the same time being agriculture-oriented.

The three major banks will provide loans to individuals involved in commerce, industry and agriculture to support them in conducting commercial activities, establishing workshops, running farms and growing cash crops.

Of course, interest will eventually be charged on this money.

However, he will ask the Royal Bank to set this interest very low to support Dasong's economic development.

In addition, he will also open up the production of some commercial goods to the private sector.

For example, it is allowed to establish private spinning workshops, weaving workshops, glass workshops, cement workshops and other light industrial workshops.

However, in order to prevent the leakage of the craftsmanship, when he opened the workshop, he would incorporate the patent rights into the Dasong Law.

Only merchants who paid money to purchase patents were allowed to build workshops using the corresponding technology, and violators would be punished.

"But if this happens, the income from the palace's industry will be reduced." Zhao Xu explained.

At this time, Yang Feng looked confused.

Yang He heard this and said with a smile: "Gong Yi Guo is wrong. If a businessman wants to build a workshop, he has to spend money to buy a patent. He also has to spend money to buy land, build a workshop, and even buy a steam engine. When they produce it, the court will They can also collect taxes from them. It seems that the palace is suffering a loss, but in fact it is the palace that is making a profit. "

After a pause, he continued: "And what they have done is equivalent to revitalizing many workshops. Building workshops requires cement, and cement requires mining of limestone, and even buying steam engines. It's just two such workshops. If Dasong has them in every county in every state, and the steam engine workshops are overwhelmed with orders. More steam engine workshops and more cement workshops are needed. Dasong's industry will also be stimulated and develop greatly..."

Yang He salivated.

He specializes in commerce and trade in the Government Affairs Department, so he naturally understands the policies that Zhao Xu will implement.

Yang Feng shook his head, still having a vague understanding, and said: "Since I came to Yanzhou, I really feel like I have become an antique."

The ministers who came from Jinling behind him felt the same way.

Originally, they were still a little dissatisfied with the Yanzhou officials and the King of Yan.

But after spending every day in Yanzhou, they finally understood that without King Yan and his officials, it would be impossible for Yanzhou to achieve what it has today.

As a result, they gradually became yes-men. What King Yan and his officials said was whatever they said, and speaking out revealed their ignorance.

Even Emperor Zhao Heng lost his temper with his ninth son after these days.

When chatting with them, he once said that in the world today, only King Yan can eradicate the powerful clans and unify the world.

"Mr. Yi Guogong, there is no need to belittle yourself. You can learn a lot about these things by going to the Government Affairs School." Zhao Xu said with a smile.

Then, he turned to look at Liu Fu and Yang He, and asked Xu Lie to hand a booklet to them, "It records the specific responsibilities and position composition of the four major banks, as well as the following industrial and commercial development of Dasong." All you have to do is strictly follow the plan.”

This is the economic development blueprint he compiled in his spare time at night.

If implemented, various workshops will bloom all over Jiangbei.

Fighting wars relies on the people, and developing the economy also requires their active participation.

Otherwise, there will only be palace industry and industry will be like a pool of stagnant water.

Once private industry and commerce becomes active, Jiangbei's industrial output will increase rapidly.

The increase in industrial output value will bring about material abundance.

The living standards of the people have naturally risen.

At the same time, the workshops will also provide a large number of jobs, giving people more income.

Only in this way can the people be prosperous and the country strong.

However, there is one thing: doing this will also lead to overcapacity.

Once the goods are saturated in Dasong, they have to be exported to other markets.

The export of goods has resulted in huge profits from overseas markets.

These profits will make Dasong richer and richer.

Therefore, while initiating the industrial and commercial development plan, he must find a way out for Dasong's products in the future.

Currently, most of the world's markets are controlled by Westerners.

If he wants to enter these markets, it will inevitably cause a bloody storm.

Before World War I, Germany quickly became an industrial power, but did not have a matching market. It was even suppressed everywhere, and finally provoked a war.

After all, once the workshops lose profits, a large number of workshops will close down, industrial development will stagnate, and people's lives will become difficult again.

And if he wants to win the overseas market, he must have the guarantee of strong military power.

So, he said to Chang Wei and Yang Feng: "We will take advantage of this period of time to give all the soldiers of the royal family into new military uniforms."

After a pause, he said: "Also, for a long time, the prince's personal military captain has commanded 500 people, and the captain has commanded 10,000 people. There is such a difference between them that I thought we should re-establish the official ranks in the army."

"From now on, for a team of ten, there will be a captain, for a team of thirty, there will be a flag, for a flag leader, for a hundred people, there will be a general flag, for a capital of five hundred, there will be a capital leader, and for a camp of one thousand people, there will be a camp commander. There is one captain for three thousand people, one guard for five thousand people, and one person to command the guards. The captain is responsible for one to three guards. Above the captain, there is General Zhenwu, who is responsible for two to five captains. The entire army Led by the general," Zhao Xu said thoughtfully.

This setting was based on the contemporary military system.

The team is on duty, the flag is the platoon, the general flag is the company, the capital is the battalion, the battalion is the regiment, the school lieutenant is the brigade commander, the guard commander is the division commander, the captain is the corps commander, and General Zhenwu is the group army commander.

The general is the marshal of the army.

With such a fine division, the royal palace's pro-army operations will be more flexible in the future.

At the same time, this is also preparation in advance for future firearms upgrades.