Blackstone Code
0181 Black October【Middle and Lower】
There will be business counters of the six major banks in the three major exchanges. Financial investors in the exchanges will often have capital needs. After they leave here, they will go to the bank and come back with a receipt. It's all cold.
Standing in front of the counter of Shenghua Bank, the teller of Shenghua Bank glanced at him and then looked away. There was a formal smile on his face, but there was only fatigue in his eyes.
Working in an exchange is a high-intensity job, and you can’t make mistakes. If you make a mistake, you will be dismissed from your job, and if you make a mistake, you will have to pursue legal responsibility and compensate for the loss.
There are two kinds of people who will be placed here, those with backgrounds and those without.
People with background will become the supervisors of the business department of the exchange. They only need to reconcile accounts every night to easily complete their own tasks, and get a minimum excellent evaluation, plus they have worked in such key positions , it is easy to get a chance to be promoted.
As for those who have no background, they are now in front of the agent.
The broker opened the suitcase and turned around. There were neatly placed bonds inside.
The three colors of red, green and purple are the main colors of these bonds. Each of them has the same pattern printed on it. In the middle of the bond, there is a very conspicuous "100". Here are all bonds with a denomination of 100 yuan. The reminder on the back, now the holder can go to the bank to cash in the ratio announced when it was issued that year, but obviously it has no value.
The salesperson at the counter looked at the box full of bonds, about 200,000 yuan, and was a little confused, "Sir, I don't quite understand what you mean?" She began to concentrate and changed her sitting position.
The broker sighed, "I want to cash in on these bonds!"
The girl sitting behind the counter had a weird expression on her face. She shook her head, "I'm sorry, sir, we have already issued an announcement that Shenghua does not accept cashing or remittance services for overseas bonds. You can go and have a look."
The counter clerk of another bank not far away curled her lips, expressing appropriate disdain for this kind of kicking the ball, and of course she will do the same later.
The broker didn't leave immediately, but pressed his hands on the counter and leaned forward, "Listen, this concerns the safety of my wife and children. These bonds also come from your bank..."
This batch of bonds was sold by Shenghua's commissioned broker company, and the other party gave them a rebate of 7% of the face value.
To put it simply, for every one million bonds sold by the broker's company, they can get a handling fee of 70,000 yuan from Shenghua Bank, and at the same time, they can get no less than 100% from the purchaser. The handling fee for the second is about 10% when the two sides add up.
When customers need to sell these bonds, they can also get a bilateral handling fee of no less than 2%, which is no less than 4% of the total transaction sum.
The more trades, the more commissions financial firms get, which is why they encourage their clients to experiment and keep getting them to buy and sell stock securities.
But they don't need to take any risks, even a little loss related to risks in any sense may not need to bear.
This is also the reason why there are more and more financial companies in the past few years. As long as they have trading seats, they are not afraid that those who want to make money in the stock market will not join them.
Ordinary people do not have priority trading rights. If the financial market was underdeveloped and prosperous in the past, they could still trade normally. At this time, the matching of transactions only happens in the trading seats. In addition to signing contracts to become customers of financial companies, There is no way.
With customers, financial companies will become the most important partners of securities companies and banks, and thus continuously obtain more and more profits.
In fact, the small yellow list and the first listing are similar. The issuer has to give these financial companies more rebates to let them mainly recommend those stocks, so that the market value can be doubled several times after the first day of listing. myth.
As for what will happen in the future, that is another matter. The "legal fraud" system of financial companies can survive until today, without the slightest danger of falling down, which is enough to make people understand that they have a whole set of methods to deal with ordinary people. people's program.
Only this time, the thorn in the side of the agent recognized him, no matter how he explained his innocence, Frank would not listen, he only recognized his own agent—"You asked me to buy it, I just bought it." Looking for you!"
The salesperson shook his head, "Sir, you know that I'm just an ordinary salesperson. I decided not to make such a decision. If you have time to embarrass me here, why don't you think of other ways."
"Also, if your family is in danger, I suggest you play it off."
The broker closed the suitcase in disappointment. In fact, he knew from the beginning that there would be such a result. How could an economy at the level of a bank treat him with a worthless little broker?
It's one thing to know, but quite another to feel the ignorance.
He carried the suitcase cursingly and walked towards their company's "trading hall". On the eighth floor of the Yiko Exchange, they rented half a floor to serve as the company's face.
Some important contracted customers sometimes have the urge to go to the site to take a look, so they will arrange people here. There will also be a public sign here, and it will scroll continuously to synchronize with the public sign on the trading floor.
If customers want to experience a more direct sense of actual trading, they can also stand on the side of the trading floor and watch the wonderful pictures of those traders who are constantly waving their arms and roaring in the wide trading hall.
The market has not yet opened in the morning, and only the cleaners are doing the final cleaning work in the room. Those who can come here are big accounts with their company and have more than 100,000 yuan in funds to operate. Naturally, these people will enjoy better treatment.
The agent went straight into the manager's office with a cold face. The manager was a little surprised by his arrival, but very enthusiastic.
The broker is a relatively important business manager of this financial company, just like he said to Frank, he has as many contacts as a friend like Frank, which also gave him a lot of opportunities and wealth.
"What's the matter?" The manager put down his work and looked at him with a smile.
The manager pursed his lips, "I'm in a little trouble."
"Let me hear it, maybe I can give you some advice?" The manager remained very close.
The broker told what happened to him, including Frank's frenzied kidnapping of his family last night, and the requirement that he must convert these bonds into cash and re-deposit them into his account.
When it came to the end, the broker almost begged the manager, "After all, we sold these bonds to him. There will be no loss for us to cancel this transaction. We can still eat from this canceled transaction." Drop Frank's 3% handling fee..."
The more he talked, the more he felt it made sense, "Maybe it's okay to deduct our losses from Frank's account, no, that's the way it should be!"
The manager kept smiling and watched the agent diverge, and when he had finished speaking, the manager pointed to the door, "I suggest you leave my office immediately and go to the police, what you said is impossible. "
"You have to understand that once the transaction happens, there will be no such operation as 'withdrawal', and the bank will not agree with us to do so. At that time, the bond will only fall into our own hands."
"When other people know about these things, more and more people will trouble us. How will we deal with it then?"
When he said this, his tone was slightly calmer, "Frank, the most important thing you should do now is to call the police. The police will help you solve all this. Do you need me to help you?"
The manager picked up the phone, pressed a finger on the dial, and Frank's expression became even uglier.
In fact, he is very clear that it is not yet the final settlement time. In other words, even if Frank's bonds are returned to the pool, it will not affect the final changes, but the company refuses to do so.
Frank's complexion had turned very bad, but the manager's words immediately extinguished all his angry flames.
"Frank, you have made a lot of money over the years. About 200,000 yuan is not too difficult for you. Why don't you try to deal with him yourself?" The manager's words were like poison into Frank's heart.
His face instantly turned pale.
Frank's account still has more than 300,000 funds in circulation. He also speculates in stocks, but he is much smarter than those clients in his hands. He belongs to the kind of person who occasionally has inside information.
He will not do it until he has accurate information. Once he does it, he will definitely gain something.
Of course there will be some losses at times, but generally speaking, you will always make money.
He bought a big house, bought a luxurious car, and enjoyed a comfortable life, all of which were based on the laughter and pain of some people.
Now what the manager said made him suffer a lot in his heart. Of course family is the most important thing, but so is money!
The manager knew that his words had worked, he put down the phone, and comforted him, "Maybe you should think about it again. I saw that there are only about 200,000 bonds here. You can take out this money and spend it in exchange for your family. safety, or call the police and let the police deal with it, the choice is yours, but don’t play with the company’s idea!”
The dazed agent didn't know how he left the office. He stood outside the Yikou Exchange. At this time, the opening was approaching, and a large number of social elites who were dressed similarly to him began to pour into the exchange from all directions.
Things that used to excite people were now lifeless, making him feel uncomfortable and suffocated.
Ten minutes later, Frank appeared at the police station. He chose to call the police, and then a large number of reporters flooded in, because he told some media he knew that he was going to put a big bomb.
He was just an innocent poor man implicated. The company obviously had a solution but was unwilling to help him. The bank obviously didn't care about the bond issue, but they watched him go to despair.
Then let's play together!
But at least, he kept his money, and there was a slight possibility that he could solve the problem!
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