Blackstone Code

Connor got two glasses of wine for himself and Lynch, and they chatted about it on the terrace. The surroundings were quiet, and no one would eavesdrop, and no one could eavesdrop.

Because there is also a layer of glass on the terrace!

It's said to be a terrace, but it's actually more like a sunroom.

"I have talked about this with people from the medical group, as well as people from the bank and insurance industry, and they are very supportive of my reform of the medical insurance system."

"My team has been studying this issue for more than half a year. Today's medical insurance is indeed somewhat behind the times."

The current federal medical security system exists as a bottom branch of the social security system.

By paying a small amount of money every month, you can enjoy some low-priced medicines and very few free medical services.

For example, there is no additional cost other than medicine for getting an injection in a designated hospital. If you do not participate in insurance, you will also need to pay a surgical fee.

Yes, it may be a problem of understanding, or it may be a conspiracy of capitalists. In short, the injection is a "micro-surgery."

Since it is a surgery, whether it is large or micro, there is always a surgery fee.

This may be one of the few medical benefits available under the social security system.

Lin Qi took a sip of the wine. Connor's wines were all very good. Not only was he very rich, he often gave some wine when others gave him gifts.

For example, Lynch himself will give a bottle of wine as a gift every time he comes, and it is impossible to drink a bottle of wine in one meal, so he will leave a lot for daily use.

He listened carefully and then motioned for Connor to continue.

"The current situation makes me a little confused about what to choose. Last time I listened to your suggestion and conducted a nationwide survey on medical issues."

"Less than 40 percent of people clearly expressed their willingness to pay more to enjoy better medical services."

"Among the remaining 60%, half said it doesn't matter whether it should be reformed or not, and the other half said they were not optimistic about the future of reform."

Lynch sounded a little confused, and of course Connor's expression was not precise. "You mean that at least one-third of the people now agree with the reform?"

This number is much smaller than Lynch himself imagined, and he believes that at least half of the population will want better health care.

At present, the federal medical problem does not seem to be very serious, but in fact, behind this very easy problem are many people who cannot afford to see medical care, their helplessness, and their acceptance of a more cruel reality.

Today’s medical groups don’t have the habit of doing good things. Do you want to see a doctor if you don’t have money?

Go ahead and dream!

The federal government does not provide better medical protection. In addition to the lowest price for purchasing designated drugs and no surgical fees for injections and IV fluids, there is nothing else you can enjoy.

But Lynch soon realized that the main reason why people disagreed, or didn’t care, was still in the expenditure.

The current federal social security system costs only account for about 5% of tax revenue, calculated based on Bu Payne's current basic salary of 523 yuan.

This amount of money includes about 160 to 200 yuan in taxes. If we take the middle 180 yuan to calculate, then in fact each taxpayer pays only about 10 yuan in social security fees every month. bucks.

That's one hundred and twenty dollars a year.

It may not seem like much, but for ordinary people, especially families where only one person works but needs to feed four or five people, this is already a very heavy expense.

If this number is increased upwards, it may increase several times, and the per capita medical security expenditure will become even more unacceptable!

This does not include the fact that some families with income have to pay social security contributions for those without income.

It's like a family with five people, but only one person works.

They have to spend an extra 40 yuan every month to buy social insurance. Once the medical insurance benefits double, they may have to face dozens or even hundreds of additional expenses.

Their lives will become a mess!

However, there is good news. After liberating the female labor force, there are now more and more dual-income families in the Federation.

This is hailed as one of the most significant victories in the fight for women’s rights this century!

But no matter what, there are still a small number of families who can accept this additional support.

Among the groups that support the reform of the medical security system, the middle class and quasi-middle class almost account for the majority!

High income means they are willing to spend more and enjoy better medical coverage.

This problem is actually very difficult to solve. Only by comprehensively increasing people's income can it be effectively solved. But increasing people's income is not something that can be solved in one sentence.

It has a lot at stake, and with Connor's abilities...it's a shame he's unlikely to be able to do that.

"Now my question is, it's harder to push than I thought, what do we do to push it?"

Connor initially believed that the main reason for the difficulty in promotion was the medical group, but after detailed investigation and research, he discovered that the real problem actually lay with ordinary families.

Medical groups actually support health care reform because no matter who pays the money, it will eventually end up in their pockets.

So they have no reason to object, and the current medical system guarantee itself has no actual benefits for medical groups.

Dispensable or not, they are definitely willing to support reform.

Lynch thought for a while and gave a suggestion, but he said it in a story-telling way.

"In one factory, the owner proposed to set up a relief fund, and each worker would invest five yuan into this fund every month."

"When someone is injured or needs help, this money is used to help these people, and it is limited to workers in the factory."

"Not many people agreed at first, but some people agreed. After all, there are always people who are willing to try new things."

“Those people who are willing to try are put on the list of people who can be helped.”

"One day, a guy's hand was hit by a machine. According to federal regulations, he could probably get a few hundred dollars in compensation, but the money wasn't even enough for treatment."

"But because he participated in this relief fund, the relief fund covered all his medical expenses."

"As a result, employees throughout the factory realized the benefits of joining this fund, and they were not stingy with the five yuan."

"Accidents don't happen every day in the factory, and people don't need help every day. If the standards are slightly stricter, most people's minor problems will not be included in the list of help."

"If there are a thousand people in this factory, then the factory owner can get an extra five thousand yuan every month."

"If it's 10,000 people, that's fifty thousand dollars."

"If it had 80 million people..."

Lynch looked at Connor and pursed his lips, "That's 400 million!"

"This is actually the same purpose as our reform. We hope that everyone can afford medical treatment, even if they cannot afford medical treatment."

"But like I said, there are not that many problems that happen every day. And as long as we make the rules more perfect and reduce loopholes, factory owners will have more and more money!"

"For example, we can set the medical expenses below 100 yuan, and we will not bear it, or the expenses of the responsible person, we will not bear it."

"We can accurately pinpoint the problem to a special group through some data analysis, and this group is the backbone of social productivity!"

Connor was a little confused when he heard it, but his subconscious was telling him that this was a genius idea.

He shook his head and asked a question of his own, "But what if no one is still willing to pay?"

Lynch curled his lips, "Then they will no longer enjoy real medical services."

"Connor, if you really want to do this, then we have to make sure of one thing."

"That is to first directly normalize the current medical security system, that is, they do not need to pay any medical security fees, but can purchase low-price drugs and enjoy some free medical services."

"In this way, we will satisfy those who are unwilling to reform the medical system. Whether they participate or not, the status quo will not change."

"Then for those people who participate, we improve the services they can enjoy, such as various... When they can't afford to see a doctor, we can bear part or even all of the medical expenses!"

"What we're trying to do is actually make a small group of people sick and spread it evenly across a large group of people!"

"As for the medical groups and the insurance industry, they will agree with this option because once it is implemented, their opportunities will become more!"

"In the past, those who could not afford to see a doctor would go to the hospital, and those who were previously unwilling to consider commercial insurance will also start to consider commercial insurance."

"What I'm talking about is just a rough and macro plan. If you want to try it, you have to organize people to do further work, fill in its rules, and try it out."

Connor listened very carefully. He felt that what Lynch said was right and very meaningful.

What makes sense is that the federal government does not need to bear too much. In fact, the expenditures on medical security are all people’s money.

He even thought that if there was any surplus of this money, it could also contribute to the federal finance!

Of course, you can only think about this kind of thing. The person who actually operates it will not let it have a balance. In fact!

Connor thought over and over Lynch's suggestions and wrote them down in his notebook. He seemed full of energy.

Lynch sat nearby, drinking and smoking, watching Connor work.

Sometimes he feels that Connor is actually the person most suitable to be the president of the Federation. At least he is whimsical and willing to try to realize it!