Blackstone Code

“You can have your people go to a bank and try out a loan, look at their process, and then take their copy of that loan document and add some extra content.”

He glanced at Mr. Fox beside him, "For example, while giving up the pledge after a certain period of time, you still have to repay all the arrears and interest, so that you can lower the interest rate on the surface."

This method is a variant of the bank's usual method. If the loan from the bank cannot be repaid in time, they will send the pledge to the auction for auction.

It may seem like a reasonable process for the proceeds of the auction to permanently repay the borrower's irrecoverable arrears, but it is not.

Because the bank's valuation of the pledge was very low from the very beginning, and the interest rate was quite high, most people who need loans do not have the ability to repay in the short term.

The simple reason is that if these people can raise this part of the money within a month or two, there is no need for them to borrow money from the bank.

Since they couldn't raise this part of the money, they would naturally be unable to repay the bank's loan, and the bank would be able to eat up these pledges in a fair manner.

If the lender is able to repay the money in a short period of time, and the bank does not lose money, they earn a sum of interest in the short term.

Maybe this money is not very eye-catching in a single process, it is only a few to ten percent of one hundred yuan, but if all the bank's business is piled up, it is not one hundred yuan, maybe It is 10 million, 100 million, or even more.

Lynch's suggestion is just that compared with the end after the bank is terminated, there is an additional clause to continue to recover the principal and interest.

In fact, even in the bank, this is definitely not just the end, they have a lot of ways to eat up the lender to the bone!

Banks may not be as negative news in the society as financial companies like Mr. Fox, but banks are not good people in nature. You must know the boundaries of all legal policies related to illegal funds. Referring to the highest standards of the bank..., they are not only athletes, but also referees!

Some people that Mr. Fox said before are unwilling to see their business legalized. He is talking about those congressmen who have relationships with banks and large consortia.

Banks, consortiums, supported them and their families, and possibly their private staff, maintained their decent lives, so they naturally had to learn to claim rights for the masters who fed them.

Lynch's set of things is not complicated at all. If you can't beat the opponent, then join the opponent.

It's just that in order to avoid risks, some word games have been added to the contract to make some things ambiguous and convenient.

After serious thinking for a moment, Mr. Fox hesitated, "I will give it a try, anyway, thank you very much for your suggestion!"

Lynch waved his hand and said with a smile, "Your matter is settled, I also need you to do me a favor..."

After having a meal at Mr. Fox's farm, he left here with some souvenirs, some ornaments of ox horns, if you ignore the gold and some inconspicuous gems on them, it is not worth a lot of money.

Meanwhile, the Michael they were talking about finally met his son, Michael Jr., at the Sabine District Jail after a morning of applications.

Sometimes people think that a criminal case must go through several court trials before being judged. In fact, it is wrong. If the criminal voluntarily admits to the crime, the process will be greatly shortened.

Although the court has not finally announced the sentencing result of Michael Jr., he has already started to serve his sentence in advance, which can be regarded as a kind of preferential treatment for him.

In the room used to receive the families of the prisoners, the father and son sat across a table. After the prison guard and Michael nodded, they left the position where he should have been stationed all the time.

The rules are like this, some people are following them, some people will break them, those who break these rules are often the privileged class, even the rule makers, and those who obey the rule management are always those who have no ability to resist.

It's funny, but it's not funny.

What's even more ridiculous is that those who can break the rules have been accusing those who can't break the rules, saying that they are breaking the rules, and constantly adding rules that are beneficial to themselves to consolidate their position and power.

"You must file an appeal in the court hearing in a few days, and you must not plead guilty!" Michael looked back at the closed door and continued, "I have hired a lawyer, and he will try his best to clear you of the charges , don't worry!"

Little Michael is very calm, no surprises, no anger, only calm, he feels that his soul has been sublimated.

The way he looked at Michael seemed to be different from the past. There was no admiration, no irritability, no rebellion, and no obedience with gritted teeth.

In a blink of an eye, he grew up a lot, he shook his head, which surprised Michael, and then a burst of anger rose from the soles of Michael's feet.

He stood up abruptly, leaned forward and reached out to grab Little Michael's collar to let him know it was not time to joke, but his movements were too big, alarming the guards outside the door.

The prison guard coughed to remind him not to go too far, Michael froze for a moment, suppressed the anger in his heart and sat back.

He stared at little Michael with unkind eyes, "Why?"

Little Michael replied in a tone that Michael hated very much, "One of us will always come in, you always say that I can't bring you glory, look, I protect you now!"

As he spoke, he became a little impatient, "I don't want to hear your explanations, it doesn't matter if you did or didn't do it, now the problem happened, I admit my fault, so I am making up for my fault, and... ..."

Little Michael seemed not to want to say it anymore, "Actually, I plead guilty. It's good for you, me, mother, and us. Don't worry about these issues. Consider how to reduce my sentence. I heard people here say that I Probably nine to 12 months in prison."

After talking about these little Michael stood up, he patted the table, the prison guard walked in, he glanced at the father and son, then took little Michael by the arm, and led him away.

Michael already understood Little Michael's thoughts, but he had to say he was stupid, because this was planting and framing!

As long as the person who framed it can be solved, this matter will be over, and neither of their father and son will bear some notoriety for it, but he can't make it clear to little Michael now.

He just wanted to delay until the truth came out, but that bastard didn't think so, and even thought he was protecting Michael himself.

Unreasonable child, and stupid as hell!

After seven o'clock in the evening, Lynch returned to the second floor of the tavern after eating outside. He didn't have time to look at the house these days, so he was still living here temporarily.

This place is on the side of the road, people come and go, and there is a lively tavern downstairs. Once something happens, it is difficult not to alarm the people around the house. This also guarantees his safety from another level.

When he stood at the door and just took out the key, he was stunned for a moment. There were obvious pry marks on the keyhole. He pushed the door lightly, and the door creaked open.

In the dark room, there is a spark that flickers on and off. Whenever it lights up, a faint face can be seen faintly.

The room was a little messy, and it looked like it had been turned over again. Lynch turned on the switch by the door, and the dim light came on. Michael leaned against the wall of the cubicle and looked at him.

Lynch smiled. He walked into the room, looked at the messy things that had been turned over, and sighed helplessly.

"You must not do housework at home, so you don't know how troublesome it is to clean up these things, it consumes energy and makes people irritated." He bent down and picked up a few books and put them on the closet beside him. When he bent down again, Michael suddenly rushed in front of him, pushed hard, and pushed him against the wall.

"You framed my son, Lynch..."

Michael's fierceness was not in Lynch's eyes at all, he looked at Michael who was close at hand, as calm as he was in the alley that day, "Apologize, and get out, this matter is over, otherwise all consequences Take it upon yourself, just like I told you that day!"

Lynch did not show any weakness, and confronted each other.

Bullying is addictive, and the feeling of controlling others will make people try again and again, for example... Masthead, although Lynch does not know what kind of hatred there is between Masthead and Michael, but it is probably similar in this way.

If one person had to be destroyed, Lynch felt that it would not be him!