Blackstone Code
Chapter 434 We Never Lose Money
"Mr. Lynch, please come with me!"
After a brief greeting, Carl took Lynch to the elevator. This is not a place to talk about business, but you can talk about other things.
"When Joe Griman called me, I was really taken aback. I didn't expect him to be lucky enough to meet a big man like you in such a remote place. What an enviable guy!"
Carl even talked about the art of speaking and the importance of this art. He praised Joe Griman, but praised Lynch even higher. This kind of indirect flattery is not so naked and not too offensive.
"Mr. Joe Griman is a very interesting person. He gave me a lot of help when I started my career." When the two walked to the elevator door, the elevator door opened.
There was already a blond elevator attendant inside, serving the two men with a smile on his face.
Entering the elevator, the elevator attendant was facing Lynch and Carl with his back. I don't know if it was intentional or not. Her skirt may be half a size too small. Not only did it look a little tight, but even the traces of what she wore underneath showed it. come out.
Sometimes it's unsightly and unsightly to show such marks, but other times it's special.
The eyes of the two men stayed on the staff member's skirt for a moment and then retracted. This type of work is only available in such occasions, and there is no such thing as a small place. This is also a beautiful scenery.
"...When we are still obsessed with decorating our shelves with eighty-cent plaster vases and one-dollar glass vases, those capitalists have turned our girls into vases. This is a shameless society..."
The above sentence comes from a book by a sociologist. The sales volume is not very good, but what he said is thought-provoking.
The elevator didn't stop all the way, because it doesn't accept ordinary people, and ordinary people are not qualified to take such an elevator. Although there is an elevator on the other side of the lobby, and there are some disabled staff in the elevator, the difference between the two There is an insurmountable gap between them.
Lynch didn't know that in the bank, from the bottom cleaners to the middle managers, they were all proud of taking this elevator. As long as they took this elevator, it meant that they had received an interview from the bank's top management. .
The elevator stopped on the ninth floor, and the young and beautiful girl walked out of the elevator car with a smile, bending over outside.
From Lynch's perspective, she could directly see the red dress she was wearing today through her chest, but she didn't seem to notice anything.
After leaving the elevator, the elevator door slowly closed. Karl stretched out his hand and led Lynch to his office. While walking, he said with a smile, "It's only a little over five hundred yuan, isn't it a good deal?"
What he was talking about was actually the elevator attendant. For just over 500 yuan, the middle and senior management of the entire company can maintain a certain kind of secret joy after "taking advantage of others" all day long. Girl, this deal is really a bargain.
For people like Karl, the growing feminism in society is nothing but bullshit. He can use money to smash most girls to their knees. In fact, his attitude also reflects the real upper class of society in this era. manner.
A haughty, arrogant, innate attitude that there is a gap between the middle and lower classes of society, and they only see those people as a necessity to adjust the environment, not as an equal.
Only those who can make them face up are people to them.
Carl's office is very large, about 100 square meters, with a bar and a pool table. There is a door in the corner behind his desk, which should be a lounge.
Most of the federal top management offices have a lounge, which is one of the reasons why the problem of sexual domination in large federal enterprises is very serious and rampant. They actively provide the necessary environment for the management.
"Sit casually, would you like something?" He raised his wrist and glanced at his watch, "Maybe some light wine is a good choice..."
At this time, there are still about two hours before lunch, and it is not suitable for drinking strong alcohol in the morning, and coffee is not very good, juice..., there is no juice here, so some light wine is a good suggestion .
Lynch nodded, he poured a glass for Lynch, took them together, and then sat opposite Lynch, "I heard you want to take more proportions?" He pushed the glass to Lin Qi strange.
Lynch took it for a while, but didn't pick it up. He just changed the position of the wine glass slightly, and then nodded, "I took the funds from the exchange last time, but it was too little."
There are bank desks and even their account managers in the three major federal exchanges. The purpose of these people is to target the major stock brokerage companies and those institutions and provide them with a full range of financial services.
From quick mortgage loans, short-term and even overnight loans to providing leveraged funds of various proportions, they do everything that has something to do with money and allows them to make a little money.
He contacted six banks, but they basically could only offer him a ratio ranging from eight to ten times. If he wanted to go a little higher, the banks began to refuse.
In fact, Lynch can also understand. After all, he has never shown his talent in this area, and it is normal that the proportion given by the bank is not high.
What banks like to do most is to make money that is stable and never loses, not money that is risky and the risk is not small.
Fortunately, he passed the first hurdle, now we can talk about the second hurdle.
"I've heard that ten times, in fact, this ratio is no longer considered public..." Carl did not show his attitude of agreeing with Lynch, and he felt that ten times is really not a small number.
"Maybe from the outside, ten times ten dollars is just one hundred dollars, but Mr. Lynch, the funds we are talking about are all counted in hundreds of thousands or millions, and ten times one million is one hundred dollars. Ten million, the risks in the international financial market are unpredictable, and we don’t even have time to forcefully liquidate our positions.”
"Unless you can provide more guarantees."
There is a certain time delay between international financial transactions, which may only be a few minutes, but this is enough for many people to experience the process of getting rich and going bankrupt in a very short moment.
To give a simpler example, a person owns 1 million, and then receives 9 million allocations from the bank, making up 10 million.
He made 10% three minutes ago, which means that he actually made 1 million with 1 million. If there is no allocation of funds, he would need to make at least 100% profit to do this before.
But with capital leverage, as long as there is a 10% profit, he can take home a million.
But in the same way, because of the transaction delay, it may only be five minutes, and the things he bought fell by 5%. In order to ensure that his own interests are not harmed, the bank will forcibly close the position.
Five percent of 10 million is 500,000, so that the bank can ensure that its own 9 million funds will not be lost, and there will be a profit of 500,000 (according to the contract).
But if the market fluctuates by more than 5%, 10%, for example 15%, even if the bank closes the position immediately, besides the 1 million in hand, the distributor will have nothing to lose. The additional loss owed to the bank of 500,000 yuan, as well as the negotiated allocation fees, can also be said to be handling fees or interest, whichever is fine.
The higher the leverage, the greater the risk. The risk that a bank with 100 times leverage can bear is only 0.5 percent, and the risk that a bank with 200 times leverage can bear is only 0.1 percent.
If there is no collateral, or no behind-the-scenes transactions, how can the bank release a hundred times the leverage casually? You must know that in the international futures market and foreign exchange market, fluctuations of about 10% in a short period of time are relatively common.
Even if according to the game theory at the close, an account has indeed made a profit, but in fact, any fluctuation in the process is enough to make the account bankrupt after forced liquidation.
In Karl's view, the ten times the capital allocation puts the banks under a lot of pressure. The current economic situation is not good, and the federal government is promoting credit loans, so the banks are actually not willing to invest too much cash. into high-risk financial activities.
If Lynch wants to get more ratios, he must come up with a guarantee.
If he can't come up with guarantees that can ensure the interests of the bank, Karl can increase this ratio to twelve or fifteen times at most, no more.
Lynch was silent for a moment, he opened the briefcase he was carrying, took out a document from it, put it on the wide coffee table, and pushed it over.
Carl didn't open it right away, but looked at it a few more times, whether it was the document or Lynch, then reached out and picked it up slowly, and asked, "What is this?"
"Money!" Lynch picked up his glass and took a sip, "A lot of money!"
Carl was amused by Lynch's words before he came to read it anxiously. He glanced over the document and glanced at Lynch, "I hope it is, but let me see it first..."
Lynch didn't bother him anymore. Carl looked at it very carefully. He put down the documents several times on the way, went inside and made a few phone calls. After a while, a group of people came. They apologized to Lynch and audited together around the desk. this document.
It can be seen that these people's expressions are a little excited, but also a little nervous. For banks, this kind of business that is sure to make money and not lose money is their favorite!
It lasted until nearly twelve o'clock, and Lynch sat here for more than an hour before they came to the result.
"A lot of money!" Carl, who sat back across from Lynch, couldn't help but sigh with emotion, "Can I ask, how did you get this contract?"
Lynch shook his head, "No comment, that's a commercial secret, does it have enough weight?"
Karl was a little hesitant. He actually knew that it was enough, but he had to show an attitude that it wasn't enough, so that it would be convenient for him to lower the price later.
But before he could show the struggle, Lynch interrupted his performance, "We all know the value of it, if you say 'no' now, I'll go across the street."
There is an equally powerful bank across the road called Shengrong Gold (Bank) Bank!
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