Blackstone Code
0055 New business, new share
Half a month ago, Lynch didn't expect what happened at this moment today. To be precise, he didn't expect Michael and everything related to him to happen.
Lynch does not have the ability of omniscience and omnipotence. He is just an ordinary person. The span of calculation and consideration is larger than that of ordinary people, but he can't stand at the starting point and see the end point. That is not a human being, but a god.
The series of things that Michael introduced destroyed his original plan. His original plan was to make a fortune and leave without thinking about registering any formal company. However, in order to deal with people like Michael, he had to register a company. , make yourself at least as invulnerable as possible.
Although the plan has undergone a series of changes, there are mistakes. There is not only one road to the end, and all roads lead to the bank. Now his plan is not too bad.
Mr. Fox hesitated for a moment, then asked, "Is 10% not enough?" He thought 10% was not too little, but it was really not enough.
Lynch shook his head, "If you just want to exchange change, 10% is enough, because the business I do is worth it, but if you want to take money from me to operate, 10% is not enough of!"
He said that he would not give Mr. Fox any chance to refute or ask questions, and then continued, "This is definitely not self-promotion. Now I am the only one in Sabine City who can raise a lot of cash for you in a short period of time. I have a way Get legal money, and you need money..."
Mr. Fox nodded noncommittally, he had a bit of a headache, after realizing Lynch's "wisdom", he always felt a little stupid.
Many people say that he is a cunning fox, but only in front of Lynch can people realize that cunning is not wisdom, but cleverness. He is unwilling to go around with Lynch, because the person who is finally dizzy must be himself, so he Ask Lynch very straightforwardly how much he wants.
"Ten percent of the principal, and five percent of other income, and I will not bear any other expenses!"
Mr. Fox knew every word in the sentence how it was written, what it meant, and the common variations, but when it came together, he was a little... confused.
He thought for a while, the reason for thinking for a while was just to prevent Lynch from seeing his reality clearly, although Lynch knew from the beginning that he might not be able to understand what he said, after half a minute, he frowned slightly Brows asked, "What do you mean?"
The expression on Lynch's face suddenly became lively. Lynch was patient enough to treat every customer or patron, and he could show his sincerity better than anyone else. His smile was a part of sincerity. a form of expression.
"Quite simply, Mr. Fox, let's say you lent Tom a thousand dollars... Let's just assume, this is an example... He mortgaged you something worth a thousand dollars, but he was overdue, and you ended up chasing The principal and interest were recovered, and the principal and interest were 1,000 yuan each."
"In this business, your principal is one thousand yuan, and the profit is two thousand yuan..."
Mr. Fox raised his hand and interrupted Lynch, "Sorry, I didn't understand, shouldn't my income be one thousand yuan?"
Lynch was not impatient at all, and explained very patiently, "The agreement I asked you to draw up, the borrower will automatically give up the ownership of the collateral after the expiration date, and the loan and interest will still be valid... Do you understand, in fact, you I got a thousand yuan in interest, and a mortgage worth a thousand yuan."
Seeing Mr. Fox's sudden realization, Lynch felt that the old man was cute, and he continued, "Ten percent of the one thousand yuan and five percent of the income add up to two hundred yuan."
This is actually a relatively primitive commercial contract with a minimum guarantee plus a share. Although it is rare, it is not uncommon, especially in a few VAM contracts that have similar or similar clauses to protect the best interests of one party .
Mr. Fox thought for a long time before he understood, and his expression was a bit dumbfounded, "Actually, we are a partner, so it's not so troublesome. I can give you 20% to 30% of the shares. It's much simpler than complicated calculations."
What he said may be a solution, but it is not what Lynch likes. After all, Mr. Fox's business now seems to have no illegal content with his help.
But not breaking the law does not mean it is legal. This is a kind of gray boundary. When Mr. Fox is strong and no one intends to step on him to get ahead, he is legal.
But when someone intends to challenge him, and society's own development wants to eliminate him, as long as there is such a demand, his business is illegal.
Gray may mean huge profits, but it also has great risks.
Looking at those who have been imprisoned in the recent period and those who have absconded, you know that the risk of this business has exceeded the concept of risk for most businessmen.
Besides, this business is not a steady profit. What if someone borrows money and refuses to repay it, or even runs away?
Of course, the collateral can barely keep the capital, but it will also lose more expected profits brought about by the continuous rolling of the funds. In addition, sometimes it is not so peaceful when collecting debts. In short, Lynch does not intend to enter this in the industry.
If he was going to come in, he wouldn't talk to Mr. Fox about it, just find a place to set up his stall.
He talked about cooperation with Mr. Fox, and the purpose was to obtain the maximum benefit within the maximum legal range, without drought or flood. Therefore, Mr. Fox was a kind-hearted and kind-hearted person, and Lynch always felt so.
He shook his head resolutely, and politely rejected Mr. Fox's repeated invitations in a non-tough way, "It's not that I don't want to. If you want to get this money, or even more money, there is no way between us." There's an obvious, direct connection, we have to be two separate entities, you know what I mean?"
"I don't understand!" Mr. Fox shook his head. He felt that what Lynch said was too complicated and he couldn't understand it at all. "But this does not prevent us from continuing to cooperate. I can agree to your request, so what are you going to do?" ?”
Mr. Fox's tone contained some interest in inquiry. He knew Lynch's current situation, and he only had tens of thousands of dollars on him. He didn't quite believe that Lynch could come up with the hundreds of thousands and tens of millions he said.
Lynch smiled, "Originally, I wouldn't disclose the business secrets before signing the contract, but we are friends, and I also trust your character, I don't mind telling you..."
"Wait a minute!" Mr. Fox stood up suddenly, walked to the edge of the glass wall of the office, closed all the shutters, and locked the door, and then he was relieved, "Tell me, I'm very curious!"
With Lynch's confident smile, he slowly revealed his solution.
If you want to say which places in Sabine City can get millions of funds in a short period of time, it is undoubtedly the bank.
The six major private banks are so rich that they can get countless funds anytime and anywhere. Lynch’s plan is to get the money through the bank. As for how to get the money, he urged Mr. Fox to revise it. related to the contract.
Borrowers need a collateral to borrow money from him, and this collateral is the key to borrowing money from the bank. In other words, as long as Mr. Fox is brave enough, he can cover the private interests of the entire city of Sabine by himself. All financial assistance businesses for the public!
But in it, there needs to be a third party who acts as a matchmaker, and this third party is Lynch.
It is precisely because of this that Lynch dared to tell Mr. Fox the truth.
The entire city of Sabine is catching money laundering and financial crimes. At this time, a "listed" person like Mr. Fox wants to borrow money from the bank. Even if he has legal procedures, the bank dare not lend him the money.
The ghost knows what the nature of this money will turn into in the end, and whether it will draw the attention of the FBI and the Federal Taxation Service to him because of this money.
But if there is a third party, it will be different. This third party has not only proved his innocence in the media, but he can even win the friendship of the Commissioner of the Taxation Bureau. So as long as it is not out of line, why would the bank reject such a big client as Lynch?
It's like an area with a strict access control system that prohibits any strangers from entering. Mr. Fox is this stranger. He does not have an access card and is not inside. The guards cannot let him pass.
But if there is a person to lead him, this person is still a small boss, and he is willing to take full responsibility for Mr. Fox's actions, then why does the guard want to offend others for other people's affairs?
So Lynch didn't care about it and said it directly. If Mr. Fox wants to eat alone, he will not only find that he can't eat a piece of grass, but he will also lose his teeth!
In this world, apart from parents and relatives, no one who can take advantage of him has yet been born!
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