Bring The System To Datang

"This precipitation is not good, where does the cold air flow come from? The air pressure is also low, go and look at Mu Laozhang."

Lijiazhuangzi, Li Yi knows that a thousand prisoners will arrive tomorrow, but he is considering the situation of the elderly.

In many cases, people's sudden illnesses are affected by the environment, such as hot weather, cold weather, low air pressure, heavy moisture, reduced oxygen content in the air, and the concentration of sulfur dioxide in the air. Ascension...

In addition, there are dietary factors. If you eat too much at night, your body will have trouble adjusting during sleep. Coupled with changes in the magnetic field, more people die between midnight and early morning.

Some people in Lijiazhuangzi have also passed away. Older people have too many old health problems, so Li Yi can't help them recuperate.

Fortunately, there are only a few people, and other people take care of them slowly. Coupled with a good mood and always check, Li Yi feels that he can live a few more years.

When I found Li Dan, Li Dan was sitting next to the floor-to-ceiling window, holding a book on economics and reading.

There is a teapot next to him, but no oxygen bag is seen, indicating that he is in good health.

"Xiao Yi and Wen Tian are here!" Li Dan put down his book, poured tea himself, and washed the cup first.

Li Yi took the blood pressure meter and put it on Li Dan, put the stethoscope inside, and measured it three times: "Healthy."

"It all depends on Xiaoyi's abilities. Do you think Jingzhaofu Cabinet Shop has a better life now?"

When Li Dan read the book of economics, he happened to see finance.

He thought of the exchange voucher and public money, plus the purchase loan provided by Lijiazhuangzi, and he was worried about the ‘private’ counter shop.

Behind the so-called private sector, there are families, clans, and officials, including those in the palace.

Jingzhaofu's cabinet can be responsible for mortgage leasing, mailing of things, mortgage of real estate, valuables, and lending out.

With the emergence of exchange coupons, the common people did not use copper coins, silk, or gold as currency, but directly sent them to Lijiazhuangzi for banknotes.

Enclosing this transaction has no effect. If you don't put things here, you will have to pay you if you leave them. I will take the exchange voucher for a stroll.

The interest rate of public money fell down, and the interest rate was 10% in the first month, and interest was collected on a monthly basis.

Borrow 40,000 bucks with a monthly interest of 4,000 bucks. After a month, repay 4,000 bucks. This money is used as the principal to continue lending.

Some places even require a month’s repayment of 7,333 yuan with interest on the principal, and the principal still pays the interest according to the principal.

Merchants were exploited in this way, and there were large families in the area who had to borrow, not borrowing.

As the imperial court became too much money, the public funds were not available, and the officials' salaries were directly allocated by the Ministry of Households.

Li Yi insisted on the existence of public money, canceled monthly interest, calculated interest on an annual basis, and repaid principal and interest in December.

The annual interest is 12%, or 12%.

If you buy cattle to borrow money, you don't have to pay it back every month, and the people will benefit from it.

If you make money back in six months, you will repay your loan in advance and accrue interest on a daily basis.

Borrowing in business is different. Interest is settled on a monthly basis and the capital turnover cycle is short.

The low interest rate on public money makes the counters uncomfortable and shocks them.

They have thought about ways, such as those behind them, prohibiting public money from low interest rates, but they obviously didn't succeed.

They also thought about uniting, borrowing public money, and using it to lend themselves.

Borrow from public funds, guarantee a large amount of funds, and pass the review through various means, such as sending merchants to borrow.

The public money is not fixed, and the pool of funds can be large or small. The court can take out 10 million yuan and release it, can it be borrowed?

If you dare to borrow ten million yuan, Lijiazhuang will take another ten million yuan, can you still borrow it?

Borrowing money requires collateral, and the value of the collateral is less than 50% off. The maximum amount of 100-tickets can be borrowed at 50-tickets.

You can't have forty million things, right? If so, Lijiazhuangzi continued to provide funds.

When you get your interest back, the over-issued part will be eliminated.

Li Dan knows all these things, he reads books and thinks he has a better way.

Li Yi had nothing to hide. He nodded and shook his head: "There are shocks, of course, the interest cabinet will make money. The better the price control, the more stable the economy and the more developed the finance."

"Under normal circumstances, who borrowed money?" Li Dan was very regretful.

"Society is stable, commercial borrowing has increased, and non-commercial borrowing has decreased.

People have money and food, and they no longer borrow money to buy food. This is a non-commercial loan.

People who want to build a greenhouse have no money, so they borrow money to build it. This is a commercial one.

The fewer non-commercial borrowings, the stronger the country’s economic foundation.

The more commercial loans, the more prosperous the country’s economic development, and the increased risks.

At present, the existing financial industry does not directly participate in the investment of risky business activities, but only provides basic social financial services. "

Li Yi didn't pay attention to the current cabinet shop. The products were single, the scale was small, and the linkage with other places was poor.

His refusal to stop is the need of social development, and he does not participate all at once, because Datang's economic development has not yet reached that point.

"Xiao Yi, I have a method." After listening, Li Dan wanted to show off his own skills.

"Lao Zhang, please." Li Yi pulled Princess Yongmu to sit down, tell me, I'll listen.

"The people's wealth is increasing day by day, and the business is prosperous. The business is short of money. Public money is collected from the people and borrowed from the merchants to benefit from it.

Railway construction requires money, and you can negotiate with the people to put the money in the land of public money to build roads. When the railway is profitable, dividends will be given.

In addition, the imperial government’s infrastructure construction bidding, the deposit should be placed in the public money, the bidding will not stop, the public money will not stop in and out, and the extra money will be used to lend.

Although there is little profit, it is like a trickle. It is better than being idle. What do you think? "

Li Dan read the book and figured it out. He was too good. Who of the previous emperors had this ability?

If you don't believe me, look at Xiao Yi, dumbfounded, right? He was scared!

Li Yi did open his mouth slightly, took a look at the book Li Dan was reading, and then looked at Li Dan himself.

This book... why don't you finish it?

If you look at the front part, you are going to take out a small part of the back part? Otherwise, you will never finish reading it all, deliberately taking credit for it?

"Xiao Yi! Xiao Yi drinks tea." Li Dan is waiting, please hurry up and praise me, don't just be in a daze.

I know my idea is good, and you are also good in other ways.

You are still young, and some things are not comprehensive enough to think about. Can you make progress in the future!

"Oh!" Li Yi took a sip of the tea: "Mu Lao Zhangzhi's words are really high house constructions and initiation. This book... I have another one, change it."

Li Yi stretched out his hand to get the book that Li Dan was reading. You can't ask the other person to read it again, otherwise you will find that the idea is too shallow and the body is important.

"No, no, I have to watch it more, maybe I have watched it again, and there is a new law."

After Li Dan stretched out the book, he hoped that it would increase his thoughts.

"Okay! Mr. Mu, look at this tea, green tea, it turned out to be mostly fermented tea, it seems that this kind of tea is what I found.

In fact, it is not. People in other places may have done it in general, but they only drink it at home and have never been exposed.

Therefore, those who make green tea should not be presumptuous after seeing someone make green tea in advance.

The thinking is the most important. Even if it is discovered that there is green tea in Chang'an, the green tea that I have developed is still precious. "

Li Yi struggled for a moment and talked about tea.

Others think of it, before I have seen it, I also think of it, can't say that I am stupid, can I?

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