Lin Feng gradually fell asleep, and in a daze, Lin Feng saw a scene:
Inside a wealthy mansion, a young man, and this young man also named Lin Feng, lazily lay on the rocking chair, and ordered the middle-aged man: "Zhang Qiang, ask Tianzong Li's head that the medical loan is overdue, right?" "
"Yes, Gongzi"
"Go and collect it, not even a cent of interest," the young man said.
"The small ones will go to urge the debt," Zhang Qiang replied.
"Go ahead"
"Yes, Gongzi", Zhang Qiang turned and went out.
"Wait, is Li Zhangmen equal principal and interest, or equal principal," the young man asked.
"Gongzi, what is equal principal and interest, equal principal," Zhang Qiang asked, touching his head.
"Loser stuff, I don't know this after so many years with Gongzi," Lin Feng scolded.
"Gongzi, I'm just a doorman, you let me collect money, but I don't know anything about finance." , Zhang Qiang said aggrievedly.
When Lin Feng heard it, he seemed to be right, "Forget it." Tell you,
Medical loan is the same as housing loan, there are two ways, the biggest difference between equal principal and interest and equal principal is that the repayment method is different (the total amount of monthly repayment is different), equal interest principal is equal principal and equal interest, is to evenly distribute the loan principal into the monthly repayment amount, plus the interest calculated according to the full amount of installments, the monthly repayment of principal and interest is fixed; Equal principal is the equal distribution of the total amount of the loan into each repayment month, and the same principal amount plus the interest accrued on the remaining loan amount in that month is repaid each month.
The advantage of equal principal and interest is that the monthly repayment amount is the same, which is convenient for arranging income and expenditure, and is suitable for borrowers whose economic conditions do not allow excessive investment in early repayment and whose income is in a relatively stable state. The disadvantage is that you need to pay more interest. However, most of the amount repaid in the early stage is interest, and the proportion of principal increases after half of the repayment period, which is not suitable for early repayment.
The advantage of equal principal is that the total interest is less relative to equal principal and interest. The repayment amount decreases every month, and it becomes easier to repay it later. And because the proportion of principal repaid in the early stage is larger and the proportion of interest is small, it is very suitable for early repayment. The disadvantage is that the pressure of early repayment is greater, and it is necessary to have a certain economic foundation and be able to bear the pressure of large repayment in the early stage.
You go and check what kind of way Li Zhangmen is, see how much you still owe and have not paid it, and then go to ask for the account! "
"Okay, Gongzi," Zhang Qiang said, turned around and went to check it.
"Wait," the young man stopped Zhang Qiang again, "I'll go, that old guy is not easy to get." "
The young man lying on the rocking chair is also called Lin Feng, who originally crossed from Blue Star to this new world, became the son of the Lin family, and was in charge of the business of a city. This world is a realm of immortal cultivation, centered on Mount Meru, surrounded by four continents, each continent with a kingdom.
Lin Feng was in Lingyao City, the Dongzhou Dynasty, and he was not used to it at first, he had seen in the novel that the immortal cultivation world was full of dangers, so he accepted a city business arranged by the family, and the business was mainly to engage in medical loans, that is, some immortal cultivators needed a large number of high-grade medicinal materials or property to treat serious injuries, so loans, collections, and other businesses were operated by the rest of the family.
It is not easy to get a loan this year, and there are often people who cut off the loan and give up the loan, making Lin Feng anxious, so he has lost a lot of money, but fortunately, there are losses and profits, basically not much loss.
Today is the first day that the medical loan of the head of Tianzong Li is overdue, when he was injured, but crying and shouting to him to buy top medicinal materials to treat himself, Lin Feng had to hurry to collect the money this time. Otherwise, this year's performance will not be up to par, and the family will blame him.
With the crossing over, according to the previous plot, Lin Feng should have a system, but it has not been for a long time, which makes Lin Feng very annoyed, doesn't the crossing have a system? What check-in system, villain system, garbage picking system, even if you have a potato perfume bubble princess Changle.
But there was nothing, and gradually Lin Feng lost his expectations. Today's trip to ask for the account, I don't know if I can get it, he decided that it would be safer to go by himself than Zhang Qiang.
In this world, those who cannot afford to pay back will also be counted into the credit blacklist, which will affect cultivation and cultivation resources, even if this is not possible, it is impossible to avoid the existence of old people. Sometimes Lin Feng wondered, isn't this the same as the earth?
The property of the sect house will also be foreclosed, and these foreclosure houses will be taken away by Lin Feng and the deed to the auction house for auction.
Lin Feng secretly thought, this Nima to the immortal world is not easy, but also to repay the loan, the pressure mountain is not big, but the pressure mountain is super large.
Lin Feng was glad that he had passed through a good family, although he was a son, but at least there was a house and a carriage, that is, a sister. Although his maid Qiurong wanted to seduce him from time to time, he was not interested in it at all.
In Lin Feng's heart, at least he had to get a princess and the like like in the travel novel.
Just when Lin Feng was thinking about it, suddenly he heard a voice: "Ding, you are currently mounted on the medical system, please ask the host if you accept it, if not, the system will disappear, please choose within 3 seconds: 3,2..
Lin Feng quickly chose to accept it directly, and Lin Feng secretly scolded, "Lean, system, you are too short, how can others think about time." "
"Host, please pay attention to the words, I am a master, not shorter than you, and the dignity of a man is stronger than you." , the system replied.
"What do you think, it's that you let people choose too short a time, system, know don't know ah." , Lin Feng was angry and didn't laugh.
The system suddenly turned the female voice, "Hehe, ah, I'm sorry, little brother, people are still young and don't understand"
"Grandma's, are you a man or a woman." Lin Feng scolded again.
"Ah, people are not happy to say this." The system replied.
Lin Feng felt a pang of nausea, "You won't be male or female, right?" "
"You are a shemale, I am a master." , the system suddenly turned the sound again.
"Why are you a man again, and say that you are not a human yao!" Lin Feng breathed.
"The host, this medical system, is managed by our two elves," the system replied.
"So that's the case, does it make any difference?" Lin Feng asked.
"It depends on whether you're asking a man or a woman." , the system said.
"What about women?"
"Same as men."
"How are the men?"
"Same as women."
"Your grandmother's, isn't it all the same, don't you talk nonsense, system," Lin Feng said breathlessly.
"It's the same, it's no different."
"Then you say that there is no difference, there is so much nonsense."
"Is this nonsense? It's not nonsense. The system said.
"What is not nonsense? Talk about it, where is not nonsense? Lin Feng scolded.
"It depends on whether you're asking a man or a woman." System
Replied.
"How about men, what about women?" , Lin Feng asked.
"Man..." As soon as the system answered, Lin Feng hurriedly said: "Stop it, stop, I won't ask." Just ask you, what does this medical system do? "
"Are you asking about men or women?" The system asked.
"Again, what's the matter, the system is still divided into men and women, and the functions are different?" Lin Feng said again.
"Yes, it's different. Are you asking about male or female system features? The system asked again.
Lin Feng was impatient, "Don't talk nonsense, hurry up, say it all, regardless of men and women, say it one by one." "
"Okay", the system began to introduce.
(
Notes,
In the future, I will add the diagnosis method of traditional Chinese medicine ear point treatment in the novel, which is a unique method that I have summarized in Beijing with the old Chinese medicine for twenty or thirty years, and ordinary people can learn it in one day.
)
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