Chong Sheng 1977Nian Cong Zhi Qing Kai Shi

When Nanyi was fishing for leisure, Nan Ruoqi, a little girl, sat firmly in the trading room like a female general, watching the traders sell the shares of Guangyu Electric in accordance with the rhythm.

A few days ago, Guangyu Electric just carried out a stock split. The little girl knew that the opportunity was coming. After waiting for a few days, the stock price went from 3.714 to 4.432.

"Sell, 10,000 lots (1,000 shares per lot)."

"eaten."

"Sell, 12,000 lots."

"Be eaten and slow down."

"8000 hands."

"..."

The little girl stared at the big screen hanging from the ceiling, keeping an eye on the stock trend, and issued sell orders from time to time.

As long as Guangyu Electric's stock price does not fall below 3 Hong Kong dollars, short selling 3.5 billion shares, the cost of securities lending can be smoothed out, and there is a small profit, and then the stock is bought back at a lower price, and the difference is the net profit.

Is there a possibility that the 3.5 billion shares will not be bought back?

It can be said that it is almost impossible.

Spring River Plumbing Duck Prophet, many European and American hot money invested in Hong Kong have been retreating, the pillars supporting the prosperity of Hong Kong stocks are being pulled away one by one, and the Hang Seng Index is about to fall.

At this time, you can make money by shorting the index or any stock at will.

Of course, this is not what the little girl should consider now. She is still a child, and she can use billions of billions to leverage tens of billions. It’s enough for a small test, just to feel the atmosphere. For a big market like the financial crisis, she still waits until ten years It's not too late to intervene later.

The ten-year crisis will only be late, and will not stop coming. This is the third time Nanshi has encountered it. Instead, they are estimating the losses that this crisis will bring to Nan's. Except for the financial part, the accountants in other industries are struggling with the messy financial statements that will appear in the second half of the year.

Forecasting that the financial crisis is coming, it is true that we can make a lot of preparations in advance to avoid losses, but some of them are unavoidable. The reduction in consumption caused by the financial crisis must be faced. If the enterprise is shut down or sold, it can only be carried on hard, and it is a victory to survive the crisis and disappear.

After selling several times in a row, more than 200 million shares in her hand have been sold out. The little girl can finally breathe a sigh of relief. She took out a lollipop from her pocket and put it in her mouth. What dish.

The trading room is monitored. Zhao Shixian has been watching the monitoring screen on the computer screen in his office, paying attention to his precious daughter all the time.

She can only pay attention like this, and can't go to the trading room and stand beside Nan Ruoqi. In that case, Nan Ruoqi will have psychological support, and the instructions she makes may not represent her true level. It will become dependence, and then, it will become something at the level of superstition.

For example, lucky rings, lucky necklaces, lucky red pants, Buddha hanging necks, and Guan Gong tattoos are actually useless, but they can also give you psychological hints.

Once a person starts to believe in such illusory things, then what flows in his bone marrow can only be gambling. Finance depends on gambling, and it will always be low-brow. If you make a mistake once in your life, you will lose everything.

"Hey, your baby girl's operation is over for today."

"How is the little girl?"

"I'm in a good mood and I'm in a good state. You should do something."

"learn."

Nanyi hung up the phone and sent Chen Wenqin a message: Fire in the hole.

After receiving his message, Chen Wenqin immediately sent a message, the boss of a Wolley non-performing asset management company that had no real presence in Beijing went out to a company called Xinda.

In the process of Huang Guomei's rise, especially on the eve of the backdoor listing of Guangyu Electric, he had no financing ability in Hong Kong, and he couldn't afford the money to buy the shell. , not to mention Huang Guomei, who is very slippery with loans.

At the beginning of the backdoor, Huang Guomei successively lent more than 400 million yuan in auto loans from Guoming Bank through a guarantee company. It is very troublesome to get a car loan. One loan is not much, but he still loaned out a total of more than 400 million yuan in three years in a piecemeal way, and most of the money flowed.

Even so, the funding gap still far exceeds the supply. After all, cashing out is limited. In fact, in order to maintain the stock price, Huang Guomei needs to buy shares of Guangyu Electric from time to time to support the market. On the other hand, the cash-out funds were quickly used for domestic real estate development and the expansion of Guangyu Electric across the country, but the money was never enough.

In fact, Huang Guomei's position as the richest man is very false. He has a lot of loans in various banks, a few of which are compliant, and most of them have illegal operations, and many of them have become non-performing assets. 400 million car loans that is.

In 2004, Guoming Bank launched the joint-stock reform and began to divest a large number of non-performing loans. In June, the four major state-owned asset management companies participated in the bidding hosted by the central bank and the Ministry of Finance. Cinda won the bid for Guoming Bank at a nominal price of 50% of book assets. , Construction Bank totaled 278.7 billion yuan in non-performing loans.

Previously, in the non-performing asset divestiture of Guoming Bank, part of the loans that Huang Guomei had lent in the name of other companies over the years were specified under the name of Xiao Huang's family and listed as suspicious assets. This part of the loan totaled more than 400 million yuan, which was sold to Cinda along with the entire non-performing asset package of Guoming Bank, and was priced at 23% of book assets.

In 2005, Cinda packaged and sold the above 400 million yuan of non-performing loans separately. Among the four bidders, two companies are closely related to Huang Guomei, and one of them won the bid at a price of 40% of book assets, which was almost the same as the base price.

However, when the transaction procedures were nearly completed, the China Banking Regulatory Commission rejected it.

Just a few days ago, Cinda once again publicly called for the sale of non-performing asset packages in the capital area. In one of the asset packages with a total book asset of 1.528 billion yuan, the above-mentioned non-performing loans of more than 400 million yuan were included again. Cinda also directly stated in the announcement: "The creditor's rights of a certain enterprise group engaged in real estate development and commercial retailing are the main ones."

The more than 400 million yuan of suspicious loans has neither credit nor clear collateral, and the purpose of the loan is unknown and cannot be recovered for many years. Most people dare not pick it up at all, and the only one who can pick it up is Huang Guomei. Once he successfully repurchased this asset package at a 40% discount, it would be equivalent to using more than 100 million yuan to smooth out more than 400 million yuan of problem loans, and he would no longer be subject to debt collection.

This is a very disgusting thing. The same thing is the debt relationship between companies. The debtor company drags down the creditor company, and then buys the creditor's rights held by the creditor company at a low price. A debt of 1 billion may be several million It can be done.

Huang Guomei has connections capable of doing this kind of operation. At the same time, there are some righteous people who don't want to see him so rampant, such as Nanyi.

Nanyi stood in a corner of the fish pond and thought for a while, then sent Mei Zhengyi a message: Have a cup of tribute in the evening.

Cup tribute, also known as fair rice, in the early years, poor people in Qiongdao bought three birds (chicken, duck and goose) for the tooth festival. In addition to the head, feet and other parts, the heart of the chicken with the big thumb should also be equally divided. This is called fairness or eating fairness. Over time, it sums up the cooking method of a delicacy-chicken/duck rice.

After sending the message and returning to Diaotai, Nanyi continued to talk nonsense with Yang Xiaohu.

As for men, they like to be with women of different ages at different stages. When they were young, they always liked to be with their sisters. When they reached the golden age, they preferred women of the same age. When they got older, they began to like women who were younger than themselves. As you get older, your favorite objects become smaller.

Nanyi now likes to hang out with women in their twenties. It doesn't necessarily have to happen, just chatting is also okay.

Let's just say that Yang Xiaohu in front of him is not his type, even if he shares the same bed and puts a bowl of water in the middle, when he wakes up the next morning, except for the evaporated water, there will be absolutely no loss of water.

Yang Xiaohu also loves chatting with Nanyi. At the beginning, she was worried that Nanyi coveted her beauty and was wary. Later, she found that Nanyi didn't mean anything to her at all and felt disappointed. Now she is calm, and thinks this is not bad. There are people who are optimistic about her and are willing to spend a lot of money on her. Nanyi is her noble person.

...

the next day.

Nanyi went to Ya'er Hutong and asked Li Weijing to set up two subsidiaries, one was Lulu Trading and Finance, and the other was Two Birds Industry.

The positioning of Lulu Trade and Finance is to engage in textile-related export and loan business. This year, affected by multiple factors, more than 70,000 small and medium-sized enterprises in China have closed down successively. The three industries that are relatively concentrated are textile and clothing, toys, and furniture. Immediately The tsunami of the subprime mortgage crisis will sweep over again, and it will be even more difficult for small and medium-sized enterprises.

Nanyi is not a Bodhisattva, does not have great supernatural powers, cannot save sentient beings, is not Sakyamuni, cannot cut meat to feed eagles, and has no energy to verify which of tens of thousands of companies are worthy of help.

The reason why Heron is only established now is to wait for the reshuffle. Those who fall first will always make serious mistakes in one aspect, or have problems with product quality, or poor marketing capabilities, or blind expansion. Borrowing uses the model of leverage to open branch factories everywhere. This type of business can be classified as a bottomless pit, and no amount of money will be enough to fill it.

Get rid of these, what is left is the more essential part, only use probability to conduct blind investment, and the funds thrown out are also very easy to recover.

The reason why he only targets the textile industry is because Nanyi is familiar with this industry, second is that this industry has the most serious problems, and third is that most of the practitioners in this industry are women. The situation arises that the basis of personality independence is economic independence, and the source of income is cut off. How can we talk about women's independence.

Nanyi has prepared 3 billion in cash for Lulu, as well as 5 billion in loan credits obtained by swiping his face, preparing to support foreign trade salesmen, actively looking for foreign trade orders; entering the field of private lending, providing textile business owners with the highest 5% interest (annual interest rate) 60%); provide financing for large textile enterprises that lack funds.

This time Nanyi is going all out, the bottom line is not to lose money, otherwise he will not relax the loan interest to 50% interest, such a high interest rate, only people who are at the end of the road will borrow, the probability of becoming a bad debt is extremely high, it is equivalent to The paper money is soaked in water, betting that it will not be soaked, and it is suspected of usury, and the person saved by him may not be grateful. Maybe he cursed him to be hit by a car when he went out, or waited to respond. The law does not protect the excess interest awarded.

Nanyi was already mentally prepared, this time he would act like a fool and help others until tears flowed down his face.

Two Birds Industry is mainly engaged in the production of home appliances, more precisely, the production of industrial waste, searching for unsalable parts in stock, and pieced together various home appliances. It does not guarantee advanced, service life, or quality, but only guarantees safe and cheap use, service For the group of people who are left behind on the road to the four modernizations, solve their "existing" problems.

In Nanyi's eyes, what he saw was a husband and a son carrying a 100-yuan two-bird TV, staggering along the mountain road, and when the TV returned home, the son and daughter could see the outside world, determined to work hard, and let the long-term Parents who are sick in bed enjoy audio-visual enjoyment in the last time of their lives, leaving less regret.

Two birds enter the door, you are happy even if you are not rich, two birds serve fairness.