Chong Sheng 1977Nian Cong Zhi Qing Kai Shi

Chapter 811 The Day of National Bankruptcy

In Seoul in the 1990s, people usually rated a very handsome man as "Like Leslie Cheung". In the eyes of many people in Seoul, especially young women, Leslie Cheung was the most handsome man in the world.

At Seoul National University, there was a student who was affectionately called Leslie Cheung by female students, and his name was Nan Jiajun.

Nan Jiajun is very busy, not only to manage the business, but also to complete his studies in school.

South Korea’s education is notoriously introverted. Every year, the college entrance examination [gaokao] can drive a few to death and madness. In the sprint stage, if you sleep more than five hours a day, you will be scolded for not working hard.

Fortunately, Nan Jiajun's brains are good enough, and the university academic ability test did not bring him too much trouble. He was easily admitted to Seoul National University, majoring in public administration and minoring in economics.

Although economics is a minor, Nan Jiajun devotes most of his energy to this major, and only one pass is required for administration.

The reason for this arrangement is inseparable from South Korea's concept of seniority and hierarchy, as well as the nickname "civil servant training class" of the administration major of Seoul University. Nan Jiajun majored in administration, which means that South Korea's administrative units will be full of His predecessors.

With the foundation of the seniors and his status as the president of the New Miracle Group, the seniors will take the initiative to approach him and build an "alumni social circle" around him without him taking the initiative to establish contacts.

Because in South Korea, the chaebol who were supported by administrative means in the 1960s have long been freed from the state of relying on the Cheong Wa Dae, and are currently in a state of equal power with the Cheong Wa Dae. I believe that the latecomers will soon prevail.

In South Korea’s administrative system, if there is no chaebol to provide financial and personal support behind it, it is very difficult to go up. If you can be admitted to Seoul National University, you will choose to study administration. A few years should also wake up.

Rootless duckweed, if you want to find someone to rely on, you must look for it from your social circle. When you slap your head, oh, I have a junior Nan Jiajun, a senior Nan Jiajun, and a classmate Nan Jiajun. What are you waiting for? We used to be united .

On campus, in the stands near the basketball court, Nan Jiajun was reading his study notes while tasting his Han Dingshi.

The Han Dingshi that Nan Jiajun ate was both simple and complicated. Eight small utensils contained kimchi, one large utensil contained a mackerel grilled fish known as the national fish, and the other large utensil contained three There is a kimchi platter, and there is a crock pot in the center surrounded by utensils, which contains miso soup.

It looks like there are twelve dishes and one soup, but that’s it, except for the mackerel, which is worth a little money, the others are not only cheap, but also the quantity is very small, two chopsticks can complete the disc operation.

Nan Jiajun kept his eyes on the notes, stretched the chopsticks in his hand into a utensil at random, picked up a little kimchi and stuffed it into his mouth, chewed a couple of times, his eyebrows became one word wide, "Brother Yongmin, make a phone call Going to Gwangju, the taste of sesame leaf kimchi is not right, find more people who are representative of class and occupation to taste it, and improve the taste."

"yes."

Wearing a pair of sunglasses, Zheng Yongmin who was standing behind Nan Jiajun bowed slightly and responded.

Kimchi is cheap and inconspicuous, but everyone in South Korea cannot do without it. In 1991, the population of South Korea was 43.296 million, which means that there were 43.296 million potential consumers of kimchi. Although many rural families in South Korea now make their own kimchi, and, There are still many kimchi brands on the market, but the actual market is not very big.

But this is now, not the future. The profit of kimchi is very inconspicuous, or the entire agricultural field in South Korea is very inconspicuous, the ceiling is too low, and there are no chaebols reaching out to this area, which leaves a vacuum for New Miracle. Without the leading chaebol as a competitor, New Miracle can rampage in the agricultural field and do some hurtful activities.

That is, after the land annexation in Busan, New Miracle has acquired a lot of land in Gwangju. On the banks of the Rongsan River, one left and one right, two New Miracle vegetable plantations face each other across the river. Fang stands erect, specializing in the production of kimchi under the Nanbapa brand.

Rich and thoughtful, it is not difficult to find a famous ancestor for yourself, just like the Li family's style back then, it is obviously not the blood of the Han family, but they have given the Li family an old man Li Er ancestors.

The reason why the kimchi making workshop is located in Gwangju is because the kimchi in Gwangju is well-known in South Korea, and the kimchi made here is well-received by everyone. Secondly, it just so happens that there is a kimchi family in Gwangju, and this family is the Nam family.

The Nan clan didn't have any big names. In the early years when it was still in the Li Dynasty, someone once entered the palace as an imperial cook who specialized in pickling kimchi. Later, each generation was not as good as the next generation. Now, the Nan clan not only has inheritance and genealogy , Life is not very good, either farming, or making kimchi, and going to the tower house in Seoul for a little profit.

[Roof tower room is the attic on the roof. It freezes to death in winter and heats to death in summer. The rent is relatively cheap. ]

At this time, there was a man named Nan who insisted that he was from the Nan family in Busan, and now he wanted to come over to recognize his ancestors and return to his clan, and to continue the genealogy, not only with his words, but also with his actions—— Donate money to renovate the clan's mansion, help the Nan clan's fellow clansmen who live in hardship, build roads for the villages where the Nan clan lives together, and so on, they have done a good job.

It is difficult and difficult for the poor to climb the rich, and the rich admit the poor, which is more relaxed and happy.

The Nan family's family's mansion has received benefits. When the old people heard that Nan Jiajun still wanted to restore the glory of their ancestors and make pickles from the Nan's family's family's mansion again, it was naturally a 10,000 promise. Nan Jiajun is not a descendant of the Nan family. And it has to be.

Just like that, the kimchi production workshop of the Nan Clan's Clan Mansion was established, and New Miracle took 80% of the shares, and the remaining 20% ​​belonged to the Nan Clan Clan Mansion, which was distributed to all the Nan Clan's people in name, but in fact it was owned by the Nan Clan Clan Mansion A few old guys dominate.

As for why it is Nan Papa brand, Nan Yi firmly denies that it has anything to do with him. It is entirely due to Nan Jiajun’s marketing point of view.

You must know that in South Korea, there is a clear distinction between superiority and inferiority. Few fathers and children can play together. In the minds of most children, the image of fathers is always unsmiling and strict. Too many people suffer from "lack of fatherly love syndrome". A portion of Papa Nan’s kimchi full of strong fatherly love can more or less make up for the children’s lack of fatherly love.

...

On the other side of the basketball court, a girl held two movie tickets for "Days of Being Wild" in her hands, staring at Nan Jiajun obsessively.

The girl's name is Bian Shangmei, a local girl from Ulsan, her family background is very ordinary, her appearance is also very ordinary, and she wears a pair of rusty-looking glasses on her nose.

Bian Shangmei is one year younger than Nan Jiajun, she is Nan Jiajun's junior in the Department of Economics, from the first time she saw Nan Jiajun, she thought Nan Jiajun was very handsome, he was Leslie Cheung in her mind.

As the time in school increased, Bian Shangmei learned more and more about Nan Jiajun. She knew that Nan Jiajun was a top student, had two majors, and his grades were very good; she knew that Nan Jiajun had a good family background, and often had The servant brought him meals; he knew that there were many girls who liked Nan Jiajun, but he never accepted any girl's love.

The deeper she understands, the more Bian Shangmei loves Nan Jiajun. From time to time, she will dream of him in her dreams, being pampered, loved, kissed, and so on. All the good things are in her dreams. Dreaming about it, but when she opened her eyes and found out it was a dream, she would become very disappointed.

After one year, three months and twenty-seven days of such torture, today, she finally mustered up the courage to confess to Nan Jiajun, even if she was ruthlessly rejected, at least she worked hard for love.

Looking down at the movie ticket in her hand, Bian Shangmei's eyes became firm, she raised her head, took a step, and walked resolutely towards Nan Jiajun.

Taking a spoon and scraping in the rice cooker, Nan Jiajun stuffed the last mouthful of rice into his mouth. The rice cooker was put aside, picked up the rice grains that fell on the note with his hands, and put it to his mouth. With a sip of his lips, The rice grains fell into the mouth.

Nan Jiajun cherishes food very much, because he has been hungry, snatched the leftovers in the dog bowl, licked the ice cream sticks just thrown away by others, experienced the days when he was not full, but had to do heavy work every day, and had to be beaten severely , He cherishes food, everything he has today, and the fatherly love he wants to share with many people.

Taking the kettle on the side, just about to take a sip of the rice in the throat, Nan Jiajun realized that his eyes were dark and the sunlight was blocked by someone. He looked up and saw a girl who would often peek at him.

Seeing Nan Jiajun looking at her, Bian Shangmei quickly sent her hands forward, "Senior Nan, can I invite you to watch a movie?"

Nan Jiajun glanced at the movie ticket in Bian Shangmei's hand, and after seeing the time of the show, a bright smile appeared on his face, "Okay."

"You... yes?"

Nan Jiajun's answer made Bian Shangmei at a loss. The rational side of her heart had already determined that she would be rejected 100%, but the emotional side pushed her to take this step. She has been waiting for the rejection. Answer, but Senior Nan actually agreed?

"Yes, Junior Bian Shangmei."

Nan Jiajun still had a bright smile on his face.

Bian Shangmei asked excitedly: "Senior knows me?"

"Of course, you are the classmate with the best grades in the 1989 school year, the recipient of a full scholarship and a global scholarship." Nan Jiajun said with a faint smile, "Besides, you often peek at me."

There are two kinds of scholarships at Seoul University: on-campus and off-campus. The global scholarship is off-campus. The funds come from the Star Group and the New Miracle Group. Regardless of nationality, international students can also apply. Usually, students who can get this scholarship have the opportunity to go to Star or New Miracle to participate in the internship, there is also a great opportunity to formally enter the job.

"Senior Nan has been paying attention to me."

Bian Shangmei's cheeks were stained with shyness, and her fingers were restlessly wrapped around the hem of the clothes, feeling happy in her heart.

"At six o'clock, I'll wait for you at the school gate."

"Okay...Okay, Senior Nan, you continue to study, I'll go first." After finishing speaking, Bian Shangmei left with cheerful steps.

As soon as Bian Shangmei left, the smile on Nan Jiajun's face immediately subsided, and he continued to read his notes with his head down.

Nanyi knows his own family affairs. He is very aware that his views on love and marriage are distorted. Therefore, he has never instilled these two ideas in his adoptive children. He only talked about the theory of appearance value. ——No matter how good-looking a woman/man is, it is not worth spending a lot of money to own. A person's appearance will only depreciate continuously, but wisdom will not.

In fact, being admitted to Seoul University is the best of the same age. Those girls who have confessed to Nan Jiajun are not too bad, but Nan Jiajun has no idea of ​​​​choosing a wife for the time being. His reputation at school has become a swinger, so during school, he only plans to have one girlfriend or not at all.

Now, he is going to use the only spot for Bian Shangmei, because she is smart enough, and New Miracle is eager for someone like her, because of her low appearance, and in the process of falling in love, he can enjoy more, Pay less.

Because of money, what Nan Jiajun needs to get from women, he can definitely get from more women. There is no need to cruelly stare at one woman until he becomes bald.

Men must learn to be kind!

"Jia Jun, Jun Jia."

Not long after Bian Shangmei left, another person came to look for Nan Jiajun.

"Senior Mingxun, what can you do with me?" Nan Jiajun looked at the person with a smile.

Park Myung-hoon, Nan Jiajun's friend, has not yet graduated. He is currently an intern at the Seoul Prosecutor's Office. He is a rising star in the South Korean prosecutorial system.

Park Myung-hoon walked up to Nan Jiajun and sat down, put his hand on his shoulder, "The bastards from Korea University are going to play against us again, we must destroy their prestige, you must go, otherwise we may not It's their opponent."

"When?"

"This Saturday." Park Mingxun flipped through the study notes in Nan Jiajun's hand while talking, "You still work so hard, you want to take back all your family's scholarships?"

"If I can get a few more copies, I won't mind." Nan Jiajun smiled.

"Xiba." Park Mingxun cursed happily, and patted Nan Jiajun on the shoulder, "Tonight, we are going to the club in Qingliangli, do you want to go?"

"Not today, I have an appointment to go to the movies."

"woman?"

"Yes."

"Haha, you're finally on a date. Who is that woman? Tell everyone to meet her." Park Myung-hoon laughed.

"Not today, just started, next time."

"OK, you look at the arrangement." Pu Mingxun patted Nan Jiajun on the shoulder again, "You continue to work hard, and I will go to the prosecutor's office in the afternoon to be an intern Park, interns have no human rights, and they have to do all kinds of dirty work. I will go to the club very late, if your date ends early, you can go there."

"Yes, senior Mingxun, goodbye."

In the afternoon, Nan Jiajun had two classes. Afterwards, he went to the school garden to learn to let go, and began to care about the business of New Miracle.

New Miracle Group owns 38% of the shares of Metropolis Mall. Although it is the second largest shareholder, it does not have much say in the affairs of Metropolis. A few months ago, Metropolis increased its credit card issuance business. After the support was given, he was very worried about this business, which has a lot to do with South Korea's credit card system.

South Korea's credit card industry started second only to Japan in Asia. After years of development, it has become a credit card kingdom in Asia.

In the mid-to-late 1950s, South Korea had just experienced war trauma and stood up from the ruins, and its economic foundation was almost destroyed by the war.

In the early 1960s, the Blue House began to implement the five-year economic development plan and the "export-oriented" economic development strategy, which promoted the rapid development of the country's economy. In just over 20 years, South Korea developed from a backward agricultural country to a A powerful industrial nation.

After the rapid economic development of South Korea, the national personal income has increased, the purchasing power has increased, and consumer demand has also shifted from daily necessities to durable goods, as well as high-quality health, education, and leisure. Consumers' purchasing preferences have undergone epoch-making changes.

The start of South Korea's credit card industry has many similarities with the United States. It is also due to the fact that the consumer credit business after the economy has developed has brought a revolutionary impact on consumer life, and the income gap between urban and rural areas has gradually narrowed, which has promoted the development of large durable goods. The development of credit consumption mode.

In the early 1960s, after the post-war South Korea implemented the five-year economic development plan, the economy developed rapidly, the purchasing power of consumers increased, and the basic needs of the people began to change to high-quality products.

In 1967, consumer credit business began to appear in automobile consumer products, and South Korea's financial industry also began to pay attention to retail finance. The credit card, which had just emerged in the United States, was introduced to South Korea as a new consumer credit method.

South Korea’s credit card business emerged in the late 1960s. In order to promote sales, some large commercial enterprises such as New Century Department Store began to issue credit cards for internal use, which made the circulation system issue credit cards prior to the banking system. This phenomenon is similar to the early development track of American credit cards. Coincidentally, the credit card industry in the US also started with the issuance of in-house credit cards by numerous merchants.

In 1978, KEB took the lead in the credit card business, and for the first time cooperated with the Visa card organization to issue the first Visa credit card in South Korea, becoming the first bank in South Korea to issue a standard credit card.

In the next few years, as South Korea's credit card business gradually gained attention, major banks and some monopoly group companies also set up credit card departments to carry out credit card business.

In 1982, BC Card Company was jointly established by five banks and became the largest credit card issuing company in South Korea.

In 1979, the Blue House announced the opening of South Korea’s financial market to foreign financial institutions, which triggered a wave of foreign banks entering the South Korean credit card industry. American Express and Diners Club entered the South Korean market in 1980 and 1984. The South Korean credit card market is facing a full-scale opening. arrival.

Because South Korea’s personal credit system was not perfect at that time, and the credit card business system had not yet been established, commercial enterprises that issued credit cards in the early days encountered a large number of individual users who were unable to repay the overdue payments, causing some commercial enterprises to go bankrupt.

If the relevant institutions do not regulate and manage it, the newly emerging credit card industry will face a huge blow.

In 1987, the Central Bank of South Korea enacted the "Credit Card Business Law", requiring only approved operators to engage in credit card business and allowing the establishment of professional credit card companies.

Major card-issuing banks have separated their credit card business divisions and set up independent credit card companies. Some large companies have also established credit card companies one after another. The credit card business is gaining momentum in South Korea.

The reason why South Korea's credit card industry took off is that in the 24th Summer Olympics held in Seoul, the capital of South Korea in 1988, with the help of the Visa international credit card, a member of the Olympic Global Partnership Program [TOP Program] first implemented by the Olympic Organizing Committee in 1985 Organize vigorous marketing during the Olympic Games.

Although the credit card industry in South Korea had begun to emerge before the Seoul Olympics, South Korean citizens did not seem to be keen on using credit cards.

It was the "TOP Project" of the Visa card organization participating in the first Olympic Games, which not only established the leading position of the Visa card organization in the credit card field, but also awakened South Korean citizens from the traditional consumption mode and became the driving force for the rapid development of the South Korean credit card industry. important force.

The Seoul Olympic Games in 1988 not only promoted the vigorous development of South Korea’s credit card industry, but at the same time, in order to use credit cards as a special financial tool to promote national economic growth, Cheong Wa Dae also began to introduce a series of policies and measures to promote and regulate the development of the credit card industry last year.

Last year, the "Credit Card Industry Law" was revised, which will allow financial companies to set up franchised installment payment institutions in the form of subsidiaries, and regulate them in a legal way; and it is revealed that provisions related to "use and protection of credit information" will be formulated soon;

Promote the financial real-name system to improve the transparency of financial transactions in South Korea. At the same time, it is stipulated that customer financial and credit information should be collected and managed by specialized agencies, and financial institutions can conduct inquiries in accordance with laws and regulations, building the attributes of public infrastructure for credit information.

The reason why South Korea vigorously promotes credit cards is nothing more than to stimulate national consumption and establish and maintain a well-functioning credit system through the credit card system.

However, the actual situation is contrary to what Cheong Wa Dae had expected. South Korean citizens did not all use credit cards to spend in advance. Instead, many people used credit cards to "cash cash", which is an indirect means of raising funds, and also used credit card revolving credit. The function is "supporting loans with loans".

At present, South Korea's economy is developing well, and the income channels of its citizens are also guaranteed. Most of the citizens who borrow well, and the increasing number of credit card issuing companies, conceal the fact that a small number of people have already used their credit cards to excess.

Credit cards have become a financial time bomb in South Korea, and the power of this bomb is still growing as time goes by. This is a hidden crisis. In the open, due to the ubiquity of credit cards, merchants are still facing a crisis. The problem - how to attract customers' attention.

Gas stations, bookstores, airlines, shopping malls, telecommunications companies, bakeries, amusement parks, Vandefort outlets, and even hospitals offer discounts as long as consumers pay with a credit card.

Citizens are keen on credit card consumption, and credit card companies even use various preferential activities such as bonus points to attract consumers.

Cheong Wa Dae has also adopted preferential tax policies for credit card special merchants to encourage merchants to accept credit card consumption. In particular, large merchants with a certain transaction volume must accept credit cards; official consumption must be reimbursed after payment by credit card to avoid corruption such as false reporting of expenses. .

This is the case at the national level. When it falls to the level of Meidubo, what Nan Jiajun sees is more than 100 billion won in receivables, including installments and overdue ones. How to recover the overdue bad debts is a matter for Meidubo. Already a big problem.

Although the credit card issued by Metropolis provides higher discounts for consumption in its own shopping malls, it seems that the credit card has stimulated the growth of Metropolis' turnover, but the profit growth is very limited. Today's Metropolis can still operate very well. Smooth, all thanks to the "acceptance bill" under South Korea's credit system.

Whether it is a bank contract or a commercial contract, they all have a high reputation in the credit system of South Korea. What the customer pays is a money order. It doesn’t matter if there is no cash for production. Just take the money order to the bank, and the bank will tell you the amount on the money order. How much will you borrow.

Under the support of a wave of efforts to speed up economic development and enter developed countries as soon as possible, South Korea's monetary conditions are very loose, and it is very easy for local companies to get loans.

Thinking in his mind, Nan Jiajun reached out his hand to take out the computer from his backpack and turned it on. First, he called up South Korea's foreign exchange reserve curve and looked at it——1986, 3.3 billion U.S. dollars; 1987, 3.57 billion U.S. dollars; 1988 , $12.34 billion; in 1989, $14.98 billion; in 1990, $14.46 billion; a week ago the figure was $12.93 billion.

After typing on the keyboard, Nan Jiajun called up the foreign debt data of South Korean companies.

South Korea, the head of the four Asian tigers, has absorbed a large amount of international investment in order to develop its economy and pursue industrialization. These foreign funds are basically introduced in the form of debt.

Moreover, South Korea is small and weak. In order to gain competitiveness in the fierce international market, Cheong Wa Dae can only acquiesce in South Korean companies adopting a business model of desperately borrowing and increasing leverage to expand their business models, so that the debts of South Korean companies are getting bigger and bigger. The phenomenon of paying debts to pay debts.

For example, Daewoo’s rapid expansion model is not only due to subjective development decisions, but also foreign debt factors. Only by raising Daewoo’s valuation and borrowing new debts can it be ensured that the west wall can be demolished and the south wall can be guaranteed .

"US$69.84 billion." Seeing this figure, Nan Jiajun muttered and fell into deep thought, "When the international economic situation changes, international hot money sells Korean won, and the national foreign exchange reserves are not enough to prevent the Korean won from depreciating, what will happen? "

After contemplating for a long time, Nan Jiajun managed to utter a few words: "The country is bankrupt, what day will the country go bankrupt?"

Taking out his phone, Nan Jiajun called Ma Shimin's secretary, Wendy Rhodes.

"Secretary Rhodes, is it convenient for Mr. Murray to speak?"

"President Nan, I'm sorry, Simon is meeting with guests, so it's inconvenient to talk on the phone."

"Okay, please wait for Mr. Murray to tell him when he is free. I want to know how much debt receivable Weir Bank has in South Korea."

"Chairman Nan, you want to know that this number needs to be approved by the financial team of the Intelligence Policy Committee. Please send an email to the Intelligence Policy Committee and copy to BOSS. After approval, we will send you an email."

"Understood, excuse me."

Hanging up the phone, Nan Jiajun fell into deep thought again, "Why do you need the approval of the EPC if you want to know this number? No, copy to Abba, the most important thing should be Abba's approval, why is it so high? level of secrecy?"

deep boil.

Just as the meal time was approaching, Xu Xiaofang's restaurant had already had a lot of customers. Unfortunately, two waiters asked for leave at the same time today, and the restaurant was a little busy, so Nanyi could only help pass and serve the dishes.

"Your dishes are ready, please take your time, both of you."

As soon as Nanyi finished serving dishes to a table of new customers, the school belle in the corner pointed to the phone in her hand.

Walking out of the restaurant with the phone in hand, Nan Yi dialed the phone to Nan Jiajun, "Jia Jun, what can I do with Dad?"

"Abba, I want to know the receivable debts of Weir Bank in South Korea."

"Twenty days ago, it was US$3.93 billion. The debtors include Star, Hyundai, Daewoo, and several other lesser-known companies. I don't know if there has been an increase. No new statement has been received."

"I want to see the detailed report, can Dad authorize me?"

Nanyi looked at his watch and said, "Yes, I will send an email to Nanguo Bank in three hours. You are waiting to receive it. Is there anything else?"

"there is none left."

"Let's talk about something personal. I heard that you have a lover. Is it an idol?"

"Abba, it's not a lover, it's just a joke."

"Well, that's good. Last year, no, it should be the year before last. I watched a TV series called "Twenty Treasures". It's not good to spend it on dating."

"Father, I understand, she will definitely not fall in love."

"Very good, it's better to persuade her to learn yoga and Latin, the flexibility of the body has increased, and it is not easy to get injured when shooting action movies."

"So."

"Don't be too tired yourself, pay attention to the balance between work and rest. That's it, I have to go back and serve the dishes."

"Father, goodbye."

"goodbye."

After hanging up the phone, Nan Jiajun said to Zheng Yongmin: "Brother Yongmin, send someone to the video store to look for the videotape of "Twenty Treasures". I want to know who the leading actress is."

"yes."

Nanyi was so busy that it was nearly eight o'clock, and the chef picked out four dishes and one soup from the guest's menu. At half past eight, Fan Hongdou, who finished her self-study class a day earlier, hurried back from school. Zuo Can, who was coaxing his two daughters to sleep at home, also arrived, and together with Nan Yi, the four of them sat in the box and talked while eating.

"Sister-in-law, although Hongdou has passed the TOEFL test, there are still more than three months before the college entrance examination. According to Hongdou's score, she can enter any domestic university. What do you think, should she study abroad or stay in China? read?"

Xu Xiaofang hesitated for a while and said, "I want Hongdou to stay in China to study and become a cadre like Feiyang and his younger siblings after graduation."

Hearing Xu Xiaofang's words, Nanyi really wanted to pat his forehead, "Well, the factor of Lu provincial people in Xu Xiaofang's body has played a role. Being an official for one day is better than serving the people for ten thousand years. In the bones of the provincial people, the idea of ​​learning and excellence is engraved.

The prototype character of Song Jiang in "Water Margin", also called Song Jiang, is different from Fang La, who was involved in the peasant uprising at the same time. People who can be officials can also have a sense of justice. "

"Sister-in-law, it's not easy for a woman to be a cadre. In comparison, men have more advantages. Moreover, Hongdou is beautiful. As long as she wants to go up, she doesn't provoke right and wrong, and right and wrong will take the initiative to provoke her.

If she just spent her life as a small cadre at the grassroots level, it would be better than she is now. At least she is free. She can eat whatever she wants, drink whatever she wants, buy a house, buy a car, go abroad for fun, whatever she wants , Spend your own money, no one else can control it.

Sister-in-law, Hongdou jumped out of the farm a long time ago. If you don't care about her, she can't live a bad life, let alone me as a godfather. "

As Nanyi said, he touched Xu Xiaofang with his wine glass, "Hongdou has grown up, let's listen to her own thoughts."

Xu Xiaofang drank the wine in the glass, nodded, looked at Fan Hongdou, and waited for her to speak.

"I'll listen to my godfather. I'll do whatever my godfather arranges." Fan Hongdou put down his chopsticks and said simply.

Nanyi smiled, "You've already had dinner, eat less, it won't be easy to digest for a while."

"Hee hee, godfather, it's okay, I have to study when I get back, I didn't go to bed so early." Fan Hongdou smiled, picked up the chopsticks and continued to eat.

Seeing the father and daughter singing together, Xu Xiaofang said helplessly: "Nanyi, then you can decide, Qianye..."

"Chiba's senior high school graduation exam will be in mid-June, a little earlier than Hongdou. Don't worry, sister-in-law. According to Chiba's grades, he can be admitted to the university. Even if he can't get into the University of Bologna, he can still get into Rome. Universities, both of which are top schools."

Nanyi doesn't like Fan Qianye, but it doesn't change the fact that he and Fan Hongdou are twins. Fan Qianye's IQ is no worse than Fan Hongdou's. , is also a good at reading, Nanyi plans to observe and observe, maybe he will regard Fan Qianye as an evil general in the future.

Xu Xiaofang breathed a sigh of relief, "I'm relieved now."

"Tsk!"

Nan Yi slammed his mouth, and felt that Xu Xiaofang and him were not as close as before, so why not worry? The record of Fan Qianye's recent situation, so to speak now, is a bit deliberate and a bit alienated.

Fortunately, Xu Xiaofang is still a sensible person, unlike Li Lamei.

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