Consumer male god

When Gaoyi Jun came out of the bathhouse, his face was red and full of energy.

"Teacher Han, you pick the place, and I'll buy it!"

Han Lie smiled and said nothing, and took Gao Daomao to have a drink with Mr. Moxin Qiu.

In the wine shop, they were making out, they were so good, Mr. Qiu didn't take any advantage at all, he patted his chest to make sure.

After the show ended, Lao Qiu immediately asked Han Lie: "Teacher Han, what do you mean? Aren't you going to participate in the new project?"

Han Lie replied slowly: "I have a good friend who took shares in Gaoyuan Real Estate, so I helped him introduce a credit enhancement institution, that's all.

Mr. Gao is too wild and unscrupulous in his actions. I don't like it.

The project is endless. At my level, I really can’t do it. Can you understand?

But you have to save my face. This project can be provided with an incomplete guarantee or a limited agreed guarantee.

All in all, you definitely know how to pick yourself out and still make the project come together smoothly.

As for the benefits Mr. Gao has given you...my suggestion is that it's best not to accept them.

The market has fallen into such a bearish state. Our fund is guaranteed to make profits without losing money, so there is no need to take risks with him.

Let's see what effect he can achieve..."

Mr. Qiu understood, but felt he didn't understand.

"If you are so guarded against him, why would you want to cooperate with him? It's not like you can't find other projects..."

It was naturally impossible for Han Lie to tell him the truth, so he shook his head and sighed, and used other excuses to excuse himself.

"You don't understand, Mr. Gao has really spent a lot of money on me. His daughter-in-law, his daughter-in-law's sister, his daughter-in-law's sister's sister...it's hard to refuse such kindness!"

"Fuck!"

Lao Qiu's eyes bulged out, and he bared his teeth. He wanted to smile but was embarrassed to do so.

"You are really... Hey, isn't it particularly exciting?"

Gou Lie raised his eyebrows and smiled, saying nothing.

"Okay, I understand!"

Mr. Qiu waved his hand, then slapped his thigh hard, extremely excited.

"I told you earlier that you are so nice... Hey, there is a subordinate in my company. His wife is beautiful, with a celebrity face and a figure that is the best in nightclubs... I will ask his section chief later if he wants it, and I will finish the research after my brother , let’s go together and help him get promotion training!”

Brother Lie was speechless and pointed at Lao Qiu with his finger.

I have become so perverted, but I still feel out of tune with you. Which of us is the problem? !

"Don't be ridiculous, I'm not that kind of person!"

Gou Lie forcefully explained: "They sent it to me on their own initiative. I really didn't hint at anything!"

"I see!"

Mr. Qiu Yin smiled: "I never take the initiative in the company. I don't have enough money... That's it. Just wait for my news!"

Brother Lie is in a very bad mood. What have I decided to do with you? !

I'm really not that kind of person!

"No, no, no, no. Brother Qiu, please keep the suit of your subordinate and wear it yourself... let's talk about business, let's talk about business, I promise you can handle it, right?"

"What's not easy to deal with?"

Mr. Qiu touched his scalp, his little eyes flashed with cunning and greed, but his mouth was full of energy.

"Teacher Han, don't worry, no matter whether it is compliant or not, I will take care of this matter!"

Han Lie nodded with satisfaction, but he knew very well that a promise was a promise, and there was still one thing left before it could be truly fulfilled.

--compensate.

Han Lie thought for a while and chuckled: "Let's sign a new fund contract and change the step dividend to 90%, 70%, 50%, 30%, 10%... I never let friends who help me suffer, Qiu Are you satisfied, sir?"

Lao Qiu silently calculated that it was equivalent to getting 50% more dividends, and he suddenly smiled crookedly.

"Satisfied, Brother Han, that's interesting!"

As the Shanghai Composite Index pulled back and forth above 2,000 points, those who listened to the lecture had more and more confidence in Han Lie.

If you can correctly judge the general trend, you are already a master.

If you can predict all the details in the general trend, you are a stock god.

Is there any reason not to make money by following the stock gods?

Lao Qiu swore: "When the time comes when your side is safe, just ask the Gaoyi army to come to me. I will deal with it cleanly and promise not to involve you!"

Han Lie didn't care, let alone what Lao Qiu wanted to do.

He must have a way. Each subdivision of the financial industry has its own way of playing, and there are countless tricks.

Anyway, as long as he can get rid of himself, that's fine. He doesn't care whether Lao Qiu will reap the benefits of Gao Diaomao.

The duty of reminder has been fulfilled. If Lao Qiu insists on getting involved and is too greedy for scraps, he will deserve to die when the final reckoning comes.

Thinking about it, Principal Zhang and Manager Guan couldn't blame themselves.

Will he be implicated for this?

The answer is definitely not.

In Gaoyuan Real Estate, Han Lie is just a small shareholder who does nothing. We are also the victims of the shady operations carried out by legal persons.

Yu Modu trusts that Han Lie is just an introducer, the details are for you to talk about, and we don’t know.

Lao Qiu did provide the guarantee because of Han Lie, but Han Lie would not leave him any evidence.

"Let's go, go to your house to pick up the contract, and then come back with me to sign the new contract. I won't have time to take care of this anymore, so I'll leave it all to you..."

Han Lie looked vigorous and resolute, but Mr. Qiu did not have any doubts, only excitement.

The original contract was taken back, and a new contract was signed at the company. The date was still the original date.

Quietly destroy the original and call it a day.

In this way, even if something happened to Lao Qiu and he wanted to bite Han Lie, he would not be able to produce any evidence.

High dividends are a benefit for partners. Pan Zi, Zhang Xiao, Dou Mingde, Liu Minghao and others all have the same dividend ratio. They have already signed it as early as the fund raising period. What is the problem?

In fact, the probability of something happening to Lao Qiu was not high.

If something goes wrong, the possibility of dragging Han Lie into the water is even lower, less than one in ten thousand, which is extremely unrealistic.

Han Lie was simply used to being cautious and didn't want to leave any flaws.

Lao Qiu is trustworthy from a standpoint, but his personality is greedy and lustful, with many flaws. He is not a true friend worthy of deep friendship and trust, so he still has to be careful.

Han Lie has a clear definition of friends.

In the core circle, Pan Zi, Xiaodou, Zhang Xiao, and Liu Dalu are on the first level, and they are extremely reliable in all aspects.

Jin Xing, Huang Xing, Mr. Xing, Tang Xintian, Pan Dajun, Jin Wujie, Su Xiao and others are on the second level. They are reliable in character and have outstanding abilities, but they are not emotionally close enough and can only be used as partners.

Those who go further down will come and go because of profit, and it is not worth investing any emotion.

This is an essential ability for successful people - to accurately define clear distinctions and know how much energy and emotion should be devoted to whom, so that you can do it with ease.

Many people make friends in a muddle-headed manner, without paying attention to distinguishing between them. They are distracted by a large number of ineffective social interactions, and often even get into trouble with their friends, causing them to feel overwhelmed and affecting their quality of life and mood.

Smart people don't just look at benefits when making friends, but they must pay special attention to "positive energy".

Therefore, you should observe a person and see who she often hangs out with. This is the most real and effective way.

For example, Pan Zi organized a drinking party with flowers and wine whenever he had nothing to do...

Ahem!

He is not my friend, I hope everyone knows.

Han Lie said goodbye to the over-enthusiastic Mr. Qiu. Lao Qiu even got in the car and was still there scratching his neck and shouting: "Brother, wait for my news, promotion training!"

Stay with your sister!

I don't want to do this!

Zhengpai Lie shook his head and turned to visit Bai Yuqiu.

…

At this time, Gao Daomao also made an appointment for another drink.

In the imperial room of the business KTV, in addition to a bunch of girls feeding wine and grapes, his boss, CITIC's marketing manager, Lao Gao, was sitting.

"Brother, can you do this job?!"

Gao Diaomao shouted while pulling his neck, not paying attention to the beauties around him.

Lao Gao laughed: "Teacher Han has promised to deal with the credit enhancement agency, what can't he do? An Xin, sell products, I am an expert!"

"good!"

Gao Diaomao perked up: "What about product design?"

Lao Gao proudly slapped his chest: "I'll find someone to do it for you! Teacher Han is not the only expert in this field, it's not a problem at all!"

CITIC's own asset management department can do this job. It was known beforehand that they were not as good as Han Lie, but once they had a direction, it was not easy to carry out specific operations.

Gao Diaomao's natural vigilance and suspicion made him subconsciously ask another question: "Mr. Han means to build some kind of REITs and try not to build ordinary ABS. I didn't understand. Brother, do you understand?"

"Hey, did Teacher Han really say that?"

Mr. Gao suddenly sat up straight, pushed the little girl away, frowned and pondered.

He was in charge of marketing and had nothing to do with asset management, but it was precisely because of the news that Han Lie made that he made up a lot of homework in this area.

While thinking about it, he explained to Gao Daomao.

“In terms of nature, ABS is an asset-backed bond, you must first own a property or project, and then use it for mortgage financing; REITs are real estate trust funds, which first raise funds and then use it to invest in real estate.

From an operational perspective, ABS is more prone to over-packaging and is more suitable for your project.

Variant REITs are not easy to develop. There seems to be no precedent in China. This thing is not completely impossible to develop, but the supervision is destined to be very strict...

It’s impossible that Teacher Han doesn’t understand, so why would he give you such advice? "

"That's right!"

Gao Diaomao slapped his thigh fiercely, and his mood suddenly cheered up.

"Teacher Han doesn't really want me to engage in external issuance operations. Firstly, he is afraid that there will be risks and it will easily involve him. He is so proud now that he is definitely not willing to take risks. Secondly, he wants to fully represent my project and control the entire process... …

The idea he gave me was 100% because he wanted me to give up and go back to him!

It's a pity, he didn't expect that I would have such a big helping hand as Mr. Gao..."

"I see."

Mr. Gao laughed dumbly and shook his head, deliberately complaining for Gao Yijun: "Teacher Han is really a qualified financial person. He doesn't want to let go of a penny of profit..."

"Hey, it won't happen!"

Gao Daomao laughed and defended Han Lie.

"It's not just about earning more intermediary fees. Teacher Han feels that our operation is too risky and will easily affect his reputation and goodwill, so he still hopes that I can follow the formal process... It is understandable that people can be stable by doing private equity. Why bother doing these little tricks when you can make big money for sure?”

He thought he had seen through Han Lie's full plan and was completely relieved, no longer doubting whether Han Lie was harboring some other bad intentions.

For people like him, it has long been a habit to take advantage of others. He always cooperates with anyone and is always ready to take a bite. Therefore, he absolutely refuses to believe that Han Lie will cooperate with him honestly.

And Han Lie's caution just shows that Han Lie is actually not honest - at least he doesn't trust himself completely and has other ideas in his heart.

But no matter how hard he tried, he couldn't figure out what Han Lie was planning. This was so uncomfortable that his heart couldn't let go.

Now, he finally understands - he's not satisfied with 20% of my shares, but he still wants to steal another 200 million from me in cash? !

What a greedy person!

What a pity, your great-grandfather and I have already been prepared!

In fact, Gao Daomao doesn't care if Han Lie embezzles another 200 million in cash, but he can't accept the outcome of formal guarantee and formal repayment. Borrow 18 and repay 25, am I crazy?

As a result, I became more determined to cut leeks.

Mr. Gao also echoed just right: "That's right! How easy is it for Teacher Han to make money? How can you understand how difficult it is for us? We all have to go through formal procedures, and we are just doing nothing for the middlemen. We are making a fortune! We can do it alone. Zeng Xin, he is so embarrassed to take away so many of your shares just by opening his mouth!"

Gao Diaomao's eyes lit up and he asked hurriedly: "Brother, if you can get the credit..."

Lao Gao hurriedly sneered and waved his hand: "That's not possible. Our risk control at CITIC Trust is not that easy. Teacher Han's role is still very important..."

"Hahaha, drink and drink! Let's make a fortune together!"

Gao Daomao was a little disappointed, but he didn't force it, and quickly established a real cooperative alliance with Mr. Gao.

At the end of the conversation, Lao Gao and Gao Diaomao asked for a full 5% of the underwriting fee, as well as a set of foreign real estate after the deal was completed. They were also a lot of shady, and they were no more polite than Han Lie.

Coupled with the 9.5% annualized return that the product gives investors, and the credit-enhancement institution requiring at least 5%, the total apparent cost directly reaches 22%.

You have to spend extra money to bribe the appraisal company, and there are other hidden costs in other places. Calculating the official accounts, it is simply a loss.

But Gao Diaomao was extremely happy.

You are interested in my high interest rate, I am concerned about your principal, let’s see who has the better means...

This wave, Grandpa Gao, I am in the atmosphere!

…

When Han Lie arrived at Bai Yushuang's house, the eldest and second sisters were watching TV and the third sister was taking a bath.

The bathroom in the rental house was not big. The door was made of frosted glass, and a beautiful body was silhouetted inside, emitting mysterious fluctuations under the light.

Brother Lie originally wanted to be decent, but Bai Yushuang was too good at flirting.

She smiled evilly and asked quietly: "Are you curious about Xiaoxue's figure? If you take me to the bedroom now, you can see exactly the same figure~~~"

Let me go, can you bear this? !

Brother Lie had just picked up Bai Yushuang, and Bai Yuqiu pounced on his back again, sticky and said: "Little husband, are you going to bully my sister again? Bad guy, look, you're scaring her." My mouth is watering..."

Han Lie lowered his head and glanced at Bai Yushuang. The corners of his mouth were clean, but his eyes were full of charm.

Good guys, you two sisters are really...

If you don't fight for a day, go to the house and uncover the tiles!

Then while they were being punished, Bai Yuxue in the bathroom gritted her teeth and burst into tears. She turned off the water heater and switched to cold water for a shower.

Bastard, do you have to be anxious just now? !

Ah sneeze!

I'm so unlucky...

After a quick shower of cold water, Bai Yuxue jumped back into the room like a rabbit, got into the bed, curled up into a ball, and gradually began to have a fever.

At the worst point, she was shaking all over, her consciousness began to blur, and the pictures in her mind and the sounds in her ears became endless.

Tonight is extremely long and difficult.