Cosma Empire

Taylor is highly educated, and has always considered himself to be one of the best embodies of the word "elite" in those newspapers and social reviews. His excellent grades and outstanding social skills made him enter the envied university as soon as he left school. He started his career at the Reichsbank, so he knew how to read, and a lot of them.

After reading the documents line by line with trembling arms, Taylor's heart sank into the abyss.

This is a very complete and perfect patent application approval report and a legally effective patent protection application, which not only includes the approval document from the Patent Office, but also the approval from the Ministry of Justice, which has complete legal effects , protected by imperial law.

If it was just an ordinary patent certificate, Taylor would throw it into the trash can most of the time after reading it, just like he used to read the reports of those who have reached the retirement age to apply for retirement and pension. Like throwing it in the trash. But at this moment, he can't do it. This is the patent certificate of business service patents, the most important of which cover the most important nature of the insurance business industry in a simple and straightforward way!

This bastard Du Lin actually registered this business one step ahead of time. What's even more bastard is the people from the Patent Office and the Ministry of Justice. Don't they know that registration without an entity is "dangerous"? If someone registers the air, will every living person have to pay the patent owner a "breathing fee" or infringement fee?

He suddenly raised his head to look at Du Lin, but Du Lin didn't look at him, but looked at the people who were distributing documents in the entire conference hall.

The Imperial Central Bank invited these people here to witness this historic moment, proving that the value and role of these people will cover most industries and fields in society. As long as they can understand the words on the document, they should know that the establishment of the so-called The China Insurance Industry Self-Regulatory Committee is a big joke, along with the initiators and organizers of this joke. Whatever roles the Southern Bank of Commerce and the Imperial Central Bank had played before, they were buffoons at this moment.

"Ladies and gentlemen, you can't believe how surprised I am to hear that some people are trying to use a fait accompli to fight me for the power that belongs to me. This kind of blatant violation of the law is happening in the sun. What surprised me even more is that these people actually have unimaginable prestige and status. They are Mr. Perito of the Southern Bank of Commerce, and Mr. Taylor of the Imperial Bank!"

"I'm not sure if there is any support from the two major banks behind them, or if this is just their personal behavior, but illegal things are illegal after all, and it will not be because some people have more social resources and have more social resources. More financial resources and knowing more powerful people can turn black and white."

He smiled and squinted at Taylor who was standing under the host stage, and said with a smile, "I know Mr. Taylor must have a lot to say to me, but I'm sorry, when you decide to use this shameful way to violate my rights When it was time, he took the initiative to cut off the channel of negotiation between us." As he spoke, Du Lin also mentioned the things that Taylor had done before, "I heard that Mr. Taylor is very familiar with the law, so that many people are I dare not sue him after infringing on my rights and interests, so I just want to try to see if Mr. Taylor is as powerful as he is!"

After speaking, Du Lin nodded his head to pay tribute to the audience, then turned around and got off the podium, leading people towards the door. His goal today has been achieved. Let everyone know that the so-called Insurance Industry Self-Regulatory Committee is a joke. At the same time, he also let more people know that the insurance business is now his exclusive business. No one can help, only Du Lin can be found.

Duhring and Magus talked about the insurance industry before, and a new problem was extended from it-the federal, sound and advanced social welfare security system has always been the object of study for all countries. In the past two years, there have also been some sound,

It is believed that the most basic social welfare security system should be launched, that is, the pension insurance system and the medical insurance system. The initiators believed that an imperial citizen lost the ability to work after working for the country for decades, and correspondingly lost the right to survive in society.

They have no new sources of income, and in the end they will inevitably become a burden on the family and even the whole society. The contradiction between the rich and the poor in society will become more acute, and more deadly problems will appear.

Even if the empire already has a relatively mature pension system, which is the so-called enterprise pension system, an employee who has worked for the enterprise for life can receive a large pension when he retires, which is enough for the employee to not Because of economic problems, they have reached a stalemate and finally lost the power to survive.

However, there are huge risks in the enterprise pension system. Although many enterprises are constantly repeating that they will send insurance money to every retiree, this promise is not always fulfilled. Once a company has a problem and is facing bankruptcy, what should those employees who have reached the red line do? It is difficult for them to find a suitable job, and even if they find it, they cannot guarantee that they will have the basic conditions for survival after retirement.

At the same time, the pension system is also a heavy burden for the enterprise. If an ordinary enterprise suddenly has a wave of retirement during the decline in performance, the huge pension will crush the originally well-run enterprise. Causes the embarrassing situation of being unable to pay and may even go bankrupt. In order to avoid this situation, entrepreneurs and capitalists are likely to choose to evade when faced with these problems-split up the retained liability part of their business, and then let this part explode in situ together with those employees who are on the verge of retirement.

There have been many situations like this in society now, and the Imperial Bank of China is the most obvious case, in which Taylor played a very disgraceful role. He kicked out a group of employees who were about to retire by finding faults or even finding faults to make faults, saving at least millions or more funds for the Imperial Bank, and also let him start from an ordinary bank. The top management has suddenly turned into a partner.

Therefore, this responsibility should be shared by the whole society and should not be done by enterprises. It is unfair whether enterprises are doing well or not. Let the imperial officials take the lead to form an effective organization to ensure that every imperial citizen will not lose the power and conditions of survival when he loses the ability to work and loses his job.

But this is not a very easy thing to do. The best performer in this regard is the Federation. The federal people's universal welfare protection system has existed since the founding of the country. After so many years of persistence and compliance from generation to generation, it has become a habit for everyone to pay various security funds every month. The federal government has also packaged it very well. They can continue to live without demanding the quality of life.

For this reason, the federal people can spend about 40% of the salary of 300 federal shields every month to pay various insurance benefits, but can the imperial people?

A dozen or twenty yuan is spent every month to pay various fees. I am afraid they would rather die of starvation than pay this part of the fees. Moreover, the huge wage gap between regions also makes it difficult to implement this policy. In the south, the ordinary working class earns about 60 yuan a month, but in the west, where the degree of danger is the greatest, miners with the highest wages earn less than 60 yuan a month. Only fifty bucks. So will it cause southerners, easterners and northerners to flock to the west to pay insurance premiums?

So when these people need to cash in on welfare guarantees, what standards should they follow?

Complicated and difficult to reconcile the situation, the empire's social welfare security system has not been launched. Although there is no document indicating that the empire is studying and formulating this policy involving more than 200 million people in the empire, there is no evidence that the empire has shelved this policy. Condition.

It was this policy that Durin and Magus were talking about. Of course, it was impossible for him to take this job. He knew that this was a huge sinkhole. It is a good step, that is to use the west as a pilot, and then separate the national insurance and commercial insurance into two categories to try to operate. The national insurance will be operated by the state itself, and a new department will be established to provide policies and legislation. The commercial insurance part Leave it to society to operate on its own.

For this reason, Du Lin is willing to be the forerunner of this road and open up a correct road for the latecomers.

Maggs was very moved by this, and learned about the specific situation of the insurance business through Du Lin. If the two major banks are allowed to continue to devour the wealth of the empire, it is very likely that some things that should not happen will happen in the future, restricting the power of capital The expansion of magus has always been the core of the policy. It is said that the current domestic situation does need something to make citizens have more sense of identity and belonging to the concept of the country, which plays an extremely important role in stabilizing the place.

After the two discussed for a long time, Magus decided to give Duhring enough support in registering patents. By the way, it is also good to suppress the central bank. The central bank has always resisted the infiltration of official power. Until now, the official proposed Policies such as the real-name system have been ignored by the Imperial Central Bank, and they should learn a lesson.

With Muggs reaching out to help him when necessary, he has no fear of confronting the two big groups head-on, and he still has some small tails left behind.