Cosma Empire
Chapter 809 Enthusiastic attitude
? Dooling says he has time tomorrow night..." In a very elegant room sat three men and a woman, the other three men were executive directors of the board of directors of the Southern Commercial Bank.
As the analysis team composed of internal economic and financial experts draws more conclusions, the senior executives of Southern Commercial Bank are more enthusiastic about the insurance business. This is an industry with low risk and high return. The most important thing is that insurance business can bring a lot of money to the bank. The cash flow of any investment is much more important.
It seems that the bank is very rich. They always say how much cash they have in the vault. This kind of words will deceive those ordinary depositors. In fact, a large amount of funds in the bank have been drawn out for investment and other short-term gains. profit-making activities, and some are used for long-term investment such as farms and ranches, which also have great risks. It can only be said that in the field of investment, especially in the field of stocks and futures, banks are the big players, they have more capital, and the risks they face are slightly smaller, just slightly smaller. They also need cash flow to cope with various financial disasters that may occur at any time. Often an inexplicable policy can destroy an industry and drag all investors who have invested a lot of money into the abyss.
In the past, the Imperial Central Bank used some shameful means to try to break down the Southern Commercial Bank through a run. Fortunately, many businessmen stood up to protect the interests of the Southern Commercial Bank, but this does not mean that there will be no risk of a run in the future. .
For example, war, if there is any signal of war, ordinary people will withdraw money from the bank without hesitation, buy a lot of daily necessities and hoard them at home, which will inevitably make the Southern Commercial Bank unable to pay the withdrawal. The demand for payment ended up on the verge of bankruptcy. Or there have been major policy fluctuations in a certain industry. Some policies formulated by the cabinet in the past few years have always been released unexpectedly, and then industries have been hit hard by it. For example, the "Anti-Monopoly Law" some time ago and the Anti-Industry Manipulation Act.
It seems that no one among the people has been hurt because of these two bills, but looking at those tycoons who have monopolized the industry, they are all miserable. Either they were suspected of manipulating the industry and were investigated all day long, or they faced huge monopoly fines, and each industry trust was eventually dismembered into pieces by the cabinet. Investors who invested a lot of money in these people and their businesses lost all their money, and many jumped off the building.
In fact, banks have one more trouble than ordinary companies, that is, they need to pay interest to those depositors. According to Holsend's rules--this is a "conscience" banker who claims that accounts over fifty can earn interest, but accounts below fifty must charge management fees. In the past, people didn't like to store money in the bank. They didn't trust the bank. They even preferred to dig a hole in the corner of their home and hide the money in it, rather than putting it in the bank.
This local method has brought a devastating blow to economic construction and a healthy currency circulation cycle. Of course, this is another matter. Holsend was an alternative way to save, and he was the first banker to propose that you could get more money by depositing money in the bank.
At that time, many people thought he was stupid, because the more depositors and funds the bank recruited, the heavier the interest it would bear. If their profit rate was not as fast as the interest paid to depositors, no one would need to stop them. can go bankrupt.
This kind of behavior itself can be said to increase the burden on the bank, but it also catalyzes the inflow of idle funds in the society-in the bank where he invested and implemented this rule, the minimum storage standard of 50 yuan has basically been completed, so that Banks have gained more money to compete with their peers and have a greater voice in the financial industry.
In the field related to money, whoever has more money is the daddy.
Some people say that Horsend is a schemer who plans to bankrupt all the banks he didn't invest in, but now people need to thank him, because of him, more people are willing to put their money in the bank and eat those paltry interest, instead of Buried in some dark corner waiting for mold to grow. Banks use more funds to control the industry, invest or forcibly invest in certain companies to obtain a long-term and stable profit channel, and part of the money earned is used to pay depositors' interest, and the other part continues to enter the rolling income link. Create greater profits for the bank.
There are always risks in the financial circle, and there will never be too obvious warnings that will appear suddenly, destroy all the buildings, and then leave slowly. To combat such risks, the easiest way is to have money, a lot of money, so much that you can stand still in the face of financial turmoil or economic crisis.
Therefore, the internal decision of Southern Commercial Bank is to win the insurance business as much as possible, enter this industry, and then gain more "sense of security".
The four people in this room are the representatives of Southern Commercial Bank this time, and they will be fully responsible for the cooperation and negotiation with Du Lin. It seems that their attitude is better. At least they did not countersued During. In fact, this situation does not exist, because the Imperial Bank has already done it, so there is no need for them to continue to do it. As long as the Imperial Bank can win the lawsuit, it means that they have won the lawsuit , so why go to invite people to hate?
Natia covered the microphone and looked at the other three people. One of them was a very handsome young man in his thirties, who thought for a while, "The night after tomorrow, Emperor Hotel, seventh floor."
The Imperial Hotel is one of the best hotels in Imperial City, on the same level as Kailemen, or even a little higher. It is said that this is a hotel with a royal family investment background, the grade is very high, and the consumption is of course high. Now in this society, as long as it is related to the nobility, everything is expensive, let alone this hotel that is related to the emperor?
Natia nodded slightly, let go of her hand and smiled, and continued in a very gentle tone, "Mr. Du Lin, do you have time the night after tomorrow...Okay, okay, the executive director of Nanshang and I will be in the Imperial Palace The seventh floor of the hotel is waiting for your visit... yes, good, goodbye!"
"He agreed?" asked the thirty-seven or eighteen-year-old young man sitting in the middle, taking a sip of the paradise.
Natia nodded and put down the receiver in her hand, "Yes, he agreed, he said he would definitely come."
The thirty-seven or eighteen-year-old youth laughed twice, "Very good, this shows that the sisters of the Hill family have not managed Du Lin, this is an opportunity." He shook his head while speaking, "So I Keep talking, don't let our management and board of directors stay in the hands of people with big ideas and behavior. We all know that Dooling is important, but the Imperial Bank only sent the Hill sisters to deal with him , if it were me, I would feel that they looked down on me, which is why I came here in person.”
Although everyone is an executive director, except for Natiya, their status in the bank is also divided.
This young man is called Angrio. He has a very unknown surname, Di Plessi, which can make many big men feel nervous. That's right, he is an important member of the Shadow Family and holds a part of Southern Commercial Bank's shares. The specific amount has not been announced. He is currently one of the shareholders with the largest number of African representatives in Southern Commercial Bank.
Southern Commercial Bank comes from a loose banking alliance, and in order to fight against the central bank, many businessmen put their own funds into these banks to ensure that these banks will not be run and bankrupt, which greatly reduces the number of each shareholder. shareholding ratio. The Diplesi family also invested some money in Southern Commercial Bank, and now Angrio is the biggest beneficiary.
The other two executive directors could only smile and nod in agreement with his opinion. Anyway, there is no conflict of interest with them. Why deny others in exchange for bad feelings?
Angrio put one hand on his sideburns, and leaned on the sofa with a thoughtful look, "The sisters of the Hill family didn't succeed, which means that Du Lin doesn't like to eat these delicious melons, and he doesn't lack money. What do you think? What does he want?"
The other two executive directors looked at each other and shook their heads. One of them said, "It depends on whether Miss Natiya can find this key."
"We still have two days left, Natiya, and I need to entrust you with the rest."
"It's my honor, Mr. Angrio." Natiya's voice was still so gentle, it was impossible not to feel good about her.
The next day, the Social Service Bureau official who took Du Lin's 10,000 yuan called Du Lin at noon and told Du Lin that their director had heard that Du Lin was a person who liked to make friends and also A generous person wanted to meet Du Lin, and the time was agreed to be at three o'clock in the afternoon on the weekend at the largest outdoor hockey stadium outside the imperial capital. This is good news, which means that Du Lin's new friend accepted Du Lin's friendship and lived up to it. After a few chats with him, Du Lin hung up the phone, and the other party seemed unwilling to say anything on the phone too much.
The weekend, which is the day after tomorrow, is the first weekend in August, and the court will be held next Monday. During this time, Adams and the others have been busy at the villa in Oak Bay. Then Du Lin made a phone call, and it was Kevin who answered the phone. Kevin hadn't been there for the past few days. As the only rogue lawyer in the empire with a 100% winning rate... that's what others call him, he must be in the villa to reassure Du Lin.
"How's the situation over there?"
Kevin looked back at the scattered documents and various paper balls, and a group of lawyers who hadn't showered for several days and had hair like chicken coops laughed, "Everyone is very happy and enthusiastic about their work."
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