Critically Strikes A Miracle At The Beginning

Fang Yumeng couldn't stop laughing, she got up and poured hot water into her husband's teacup, with admiration in her smile.

Behind her, Shuang'er twisted her hair lightly, her eyes pondering, while Ling'er was excitedly taking notes and digesting knowledge.

Seeing that everyone looked at him with admiration, Luo Yu smiled lightly, with a slight smug look on his face.

[Hint: It is detected that your policy is effective, initially solving the contradictions among the people and alleviating the energy crisis]

[Reward: Uno Country Prosperity +2000]

[Hint: If your policy achieves better results in the future, the system will add prosperity rewards]

"Yumeng, this kind of random event reward is quite rich, I gave two thousand degrees of prosperity."

There was a hint of surprise in Luo Yu's voice.

"Two thousand! This is almost the prosperity of two small cities."

"In this way, the importance of internal affairs is no less than the development of new territories!"

Fang Yumeng got up excitedly, took Luo Yu's hand, and smiled briskly: "Don't sit here, let's go around again, maybe there are random events?"

"I want to learn more about your concept of governing the country, let's go!"

The summer sun was a bit harsh, and the four of them strolled on the roof of the building, occasionally jumping, so as to avoid causing a massive stir.

"Boom!"

There was thunder in the sky in the distance, Luo Yu turned his head to look, the sky was clear and there were no rain clouds gathering in that direction.

He was surprised when Fang Yumeng beside him asked curiously, "Husband, are the lines of dozens of meters long at the entrance of the bank all here to save money?"

"Are you all so rich?"

Luo Yu followed Fang Yumeng's gaze and saw that the tall Jinyuan Building and the luxurious Yucheng Bank were only separated by a road.

There will be long queues on the road, and bank employees are maintaining order.

"Linger, what's wrong?"

Luo Yu is also curious.

Everyone's eyes turned to Ling'er, and the little princess said: "In order to stimulate the purchase of houses, the imperial court and the bank have recently jointly issued a new policy."

"If it is a house purchase loan, you can apply for a loan repayment period of more than 50 years, and the loan interest rate is reduced to 4%"

"The imperial court announced the infrastructure project at the same time, and there is no plan to increase the residential area. The people think that the population of Uzhicheng will increase, and the housing area will not increase, and the housing price will definitely skyrocket, so they all take out loans to buy houses."

"When the financial data is reported this month, it must be an astonishing increase."

Ling'er said with a smile on her face, if she could do what she said, then the bank would earn interest, the court would be able to lend more money, and infrastructure, military spending, and official welfare could all be raised.

It's a win-win situation.

"A loan to buy a house?"

Fang Yumeng looked at the excited crowd in the distance, and there was a hint of worry in his eyes.

"If people put all their money into the real estate industry, the monthly mortgage loan will be tight, which will greatly affect their spending power."

"At that time, consumer industries such as catering, tourism, and culture will shrink, which will enrich the wallets of some people, but it will affect the national economic development."

While speaking, Fang Yumeng found that Luo Yu was also frowning slightly, sighed softly, and continued: "Financial capital wants to earn more interest, the imperial court wants more projects to boost political performance in front of you, and the common people want to raise the bar. house prices and increase your wealth.”

"The three parties are promoting housing prices together, and it seems that they will benefit together, but if the growth of loans and housing prices is no longer within a reasonable range, it is easy to form a financial bomb."

"One day the bubble will explode and the people will be cut off, and the banks will not be able to bear such a large amount of bad debts."

"What followed was a slump in housing prices, the money of depositors disappeared, social riots were inevitable, the imperial court was in turmoil, and the whole country could collapse at any time."

When speaking, Fang Yumeng was serious and vaguely described a terrifying future.

"It's over... the bank and the imperial court have taken the wrong flag!"

"Father...Father, what can I do!"

Ling'er's face was pale, tears were rolling in her beautiful eyes, she eagerly took Luo Yu's hand, she was really anxious.

[Triggered by the random prosperity of the territory: please prevent the possible outbreak of the subprime mortgage crisis]

[Reward: according to the degree of solution, give prosperity reward]

[Hint: If the real estate bubble cannot be resolved, the subprime mortgage crisis will inevitably break out, and the degree of prosperity will be deducted according to the degree of disaster]

Luo Yu, who was prompted again, looked calm.

"The prosperous curtain has finally come to an end, and the glamorous capital also hides hidden dangers that cannot be seen."

"The version update launched a random event of prosperity at the right time. This is to let our testers check themselves and prevent them from happening."

"The way of heaven is not always low in quality."

Feeling the slight trembling of Xin'er's small hand in his hand, he turned his head to look, and his wife, daughter, and maid all looked at him earnestly.

He squeezed the baby daughter's little hand and said softly: "Don't be afraid, this is a necessary stage for the development of the country, it's just a small problem."

"Um……"

Ling'er nodded slightly, and her mood eased a little.

Fang Yumeng, who was beside him, pondered and said in a low voice, "Husband, why don't you change the planning of the imperial court, build more residences, and at the same time, Jinyuan Building has introduced policies to limit purchases, sales, and prices."

"Maybe a crisis can be avoided."

Looking at his frowning wife, Luo Yu nodded and smiled: "These policies are naturally useful, but they cannot solve the problem at the root."

"Real estate speculation is a form of profit speculation. There are so many gamblers on World Channel. When did you stop?"

"The physical level cannot solve the demand for real estate speculation. Only by changing the people's cognition at the root can we avoid the collapse of the real estate bubble."

As he spoke, he pointed his toes and gently jumped to the rooftop of a nearby building. According to the plan, the next stop was the academy.

Fang Yumeng and the three followed lightly, chatting while walking.

The wind on the roof was a bit strong, and the long hair of the girls around him moved with the wind. Luo Yu looked at Linger and said softly, "Daughter, order the imperial court to set aside one-tenth of the budget to build a new house, and at the same time let out the sound of wind, Said that property tax could be levied at any time.”

"There is another passage, after you turn around and polish it, convey it to all the people in the name of the royal family."

"Yes."

Linger quickly took out the notebook, Yumeng, and Shuanger all looked at Luo Yu expectantly.

The noon in early summer was a bit sultry, Luo Yu lightly shaded the light with his hands, looked at the clear sky, and said slowly, "What is an asset?"

"All things that can generate income without labor are assets, such as bank interest, equity, technology patents, copyrights of literary and artistic works, company dividends, etc."

"Everything that costs money and doesn't bring in income is a liability, such as cars, carriages, beautiful jewelry, appliances in the home, etc."

"If you want to live a more comfortable life, it's very simple. Just keep buying assets and reduce liabilities. One day, you can make money while lying down."