Daming pirates

After hearing these rumors, Yu Xiaotian laughed it off and continued to do whatever he was supposed to do. For this reason, some ministers began to think about it, feeling that the current emperor was no longer the enterprising emperor he once was, so they began to slack off, and even

I started to make small moves down there, trying to do things to line my own pockets or form cliques for personal gain. ** Top** Point ** | Novel

But what they didn't expect was that things didn't seem to be as simple as they thought. Some ministers and officials had just slacked off or made some small moves, and were immediately caught by the Metropolitan Procuratorate, who immediately reported it to Yu Xiaotian.

, he was quickly arrested, sent to the Ministry of Criminal Justice for interrogation, and then transferred to Dali Temple for quick sentencing, and once again arrested and killed a group of corrupt officials.

At this time, many ministers realized that the current Holy Lord, on the surface, seemed not to be involved in the affairs of the government, but in fact, he was very bright in his heart! If you want to make small moves under him, I am afraid that the current Holy Lord cannot get rid of the sand in his eyes, so soon

This kind of evil trend was suppressed.

In the sixth year of Chengtian's reign, the Eastern Conquest of the Japanese Kingdom was basically over. Yu Xiaotian decreed that the original Japanese Kingdom should be changed to Donghai Province, and he also ordered to recruit immigrants to move to Donghai Province.

At this time, Greater China has begun to show a preliminary situation of national peace and security. The implementation of various new policies to benefit the people has allowed the people to obtain the most basic living conditions, so various sporadic riots have gradually disappeared.

With the completion of the massive investment in river repair projects in the early stage, the flooded areas of rivers in various places have returned to calm, and a large number of farmland in the flooded areas have begun to be re-cultivated. Coupled with the construction of supporting water conservancy projects, agricultural production in the northern grain-producing areas has begun.

It has entered a stage of steady improvement.

With the expansion of re-cultivation area and the promotion and planting of various improved varieties in consecutive years, although the north continues to be affected by the small glacier climate, the grain output has been steadily increasing year by year, and with the increase of various high-yielding crops

For example, the promotion and cultivation of improved rice, upland rice, selected improved wheat, sweet potatoes, corn, potatoes and other crops have greatly increased the grain output in the entire north at a somersault speed every year.

The gradual recovery of northern agriculture has also caused the northern demand for southern grain to begin to decrease significantly, which has greatly reduced the pressure on the transportation of grain from the south to the north.

In addition, after Xiaotian ascended the throne and proclaimed himself emperor, he tried his best to implement various measures to encourage the development of industry and commerce, which caused the northern economy to recover rapidly and improve greatly. This also caused the fiscal revenue of the Great and Central Dynasty to increase year by year.

.

This is the result that Yu Xiaotian has always achieved on the basis of adhering to a lower tax structure. He has adopted measures such as light taxation to support farmers and light taxation to support business. He has not increased the proportion and amount of tax collection for many years, and has required such light taxation.

The policy has been implemented continuously.

The common people have gained a lot of benefits from this. In the past, they could not solve the problem of food. Of course, they did not have much spare money on hand.

However, as Yu Xiaotian implemented the policy of light taxation to support farmers, farmers gradually began to earn a small amount of savings through farming. Although they were still very poor, they had more or less spare money on hand.

If you have spare money, you will definitely be a little more generous, and the demand for various daily necessities will also increase. The accumulation of small things will also lead to the development of small handicraftsmen.

At this time, the social division of labor began to become more detailed than before. The original peasant economy, which was almost completely self-sufficient, began to undergo some changes, and social consumption capacity was greatly improved.

Although during the Ming Dynasty, it seemed that the Ming Dynasty emphasized agriculture and neglected commerce, but the so-called emphasis on agriculture was nothing more than constantly squeezing farmers and squeezing more wealth from them.

On the surface, light business seems to be very good for business and does not charge commercial taxes, but in fact it only makes it cheaper for some big businessmen who collude with government officials. Really for ordinary businessmen, the government often forces purchases.

Either they don't pay or they give extremely low prices, which often makes merchants or small handicraft workshops go bankrupt due to these reasons. In the end, they can only go bankrupt and live on the streets and become beggars.

However, with the establishment of the Great China Dynasty, the officials were in charge of the Qingming Dynasty and strictly investigated and dealt with all kinds of collusion between officials and businessmen, or forcibly assigned more merchants. On the surface, the Great China Dynasty increased the taxes on merchants, which seemed to increase their burden.

, but in fact, for many businessmen, after they were relieved of the burden of being extorted by the government, their burden was greatly reduced.

In addition, as China and North Korea launched a unified monetary policy and issued a unified currency, they controlled the financial market, which greatly facilitated the transaction process in the commercial circulation field and promoted the development of commercialization.

In addition, China and North Korea continue to invest in various infrastructure construction, and the number of official procurements increases year by year. Yu Xiaotian implemented an open bidding system in many projects or official procurements, canceled the previous black-box operations, and put official procurements in the open.

On the surface, let businessmen compete.

This has greatly curbed the collusion between government and businessmen to cheat secretly, so that some businessmen with technology and ability no longer need to bribe officials to obtain official orders through normal competition, and after winning the bid, they will sign a peace contract with the official.

It's a contract. Officials are strictly ordered to make settlements in accordance with the contract and not to default or refuse to settle.

Such a large number of official orders also greatly promoted the development of industry and commerce and made a large number of businessmen rich.

But Chinese people have a very bad habit, that is, they don’t know how to manage money after they have money. Their favorite and most accustomed way is to buy land, as if land is their most secure way to manage money.

On the mainland of China, due to changes in the land tax structure, this kind of land annexation has been fundamentally curbed. The more land you buy, the higher the tax you have to pay, so you have to buy more land.

, on the contrary, not only can’t you make money, but you have to lose money every year.

This makes many people who have money not know where to invest the money after making it, so they can only dig cellars at home to hide the money.

This will cause a large amount of money to eventually settle in society, which will have a very negative impact on economic development.

The Account Department and state-owned banks also had a headache in this regard, so Yu Xiaotian gave them guidance and launched interest deposit and lending businesses.

In fact, the loan business was carried out by banks or money shops a long time ago. However, in this era, the loan business of private banks and the private lending rates of landlords are very high. The highest interest rate in one month can reach 30%.

Even 50%, and many landlords use this kind of loan to control and exploit small farmers and extract more wealth from them.

This also led to many small farmers or small craftsmen who had no choice but to borrow money from them. They eventually went bankrupt because they could not repay the interest, and had to mortgage their land or houses to the people who lent them the money.

Those landlords or banks.

During the Ming Dynasty, this situation was very serious. In the richest places such as the South, many farmers or farmers raising silkworms eventually went bankrupt and became beggars because of this situation.

Now, after Yu Xiaotian has been in Chengtian for five years, with the gradual implementation of the new monetary policy, the unified currency has been fully recognized by the people and has begun to replace the old currency and become the only currency.

Among all Chinese banks, there are two branches. One is responsible for small loans to farmers, and the other is mainly responsible for larger loans to industry and commerce.

At the same time, they are allowed to absorb deposits, but the interest rates on deposits are low, and the interest rates on loans are also low, so that ordinary people can borrow from these two branches and avoid being exploited at high profits by landlords or private banks.

The credit of the big state-owned banks has now been established. Looking at it, it is impossible for private banks to compete with the big state-owned banks in terms of scale and credit.

Although the interest rate for deposits in state-owned banks is not high, it is ten thousand times safer than putting money in private banks. Most people are still willing to put their wealthy spare money in state-owned banks and earn a little interest.

In addition, through the Ministry of Accounts, a system for regulating private banks was promulgated, which limited private banks and private loans, stipulated the maximum interest limit that must not be exceeded, and the interest limit for purchasing and depositing. They were allowed to absorb deposits at a higher rate than state-owned banks.

A bit higher, but not too high. At the same time, when lending, the interest must also be limited to a certain percentage.

As the loan business of state-owned banks began to expand, low loan interest rates immediately attracted a large number of people to borrow money from state-owned banks.

As a result, the landlords, evil gentry and some money banks who used to make a living by loan sharking lost their business. No one came to them for loans, and their money could not be released. If they could not be released, they would have to put the money in their hands.

The people inside pay high interest rates, and they become a purely money-losing business. No one does the money-losing business, so they have no choice but to close down their business.

This also led to a large number of private loans being gradually driven out of the market, and a large number of small private banks closed down. On the surface, this seemed to be a bad thing, but it actually allowed the Dazhong and Zhong Dynasties to control the entire financial market and standardize the financial market.

market, and at the same time, it also avoids the risks of small private banks, which may lead to civil unrest.

This also put a lot of idle funds into state-owned banks, which allowed the large and medium-sized courts to allocate more funds, concentrate their efforts on major projects, and invest in the establishment of more state-owned factories.

(Some brothers may find that the content of the first two chapters is repeated. Let me explain. The problem lies in the chapter "Historical Mystery". The content in it involves content that some people don't like to read, so it has received a lot of attention just after the update.

Complaints may lead to the book being blocked, so I have no choice but to

Therefore, I can only delete a large amount of the content of this chapter and put the content of the next chapter on top. This leads to a large overlap in the content of the two chapters. It is not that I want to cheat the word count and make money, but that some of the content offends me.

Some Japanese guys can only make compromises! I would like to say sorry to everyone!)