Daming pirates

Over the past year or so, after Maoshengyuan acquired two unique secret treasures: soap and glass products, the business immediately began to flourish, which also led to other businesses they did, and they also improved together.

There is no other semicolon about soap except Maoshengyuan. Thanks to Li Yi’s unremitting efforts, almost everyone in the wealthy south knows about this new thing. If someone tells them,

If you haven't used it, you would be embarrassed to say that they are rich people.

So even though the price of soap is ridiculously high, you still get what you pay for, and demand simply exceeds supply.

In addition, during this period, Maoshengyuan's glass mirror brand was also completely launched. The advantages of glass mirrors are much better than the commonly used bronze mirrors.

Previously, Sea Wolf could only produce some smaller glass mirrors, which did not have much advantage over the glass mirrors imported from Europeans, except that they were cheaper in price.

However, as the craftsmen in the glass field began to mature, Seawolf was now able to use molds to press larger and faster flat glass to make glass mirrors. The largest glass mirror area reached two feet square. In this

Era, definitely a rare product.

Therefore, large glass mirrors and batch-produced glass products that meet the aesthetic tastes of the Chinese people have become Maoshengyuan's flagship products. In addition, last year, after Maoshengyuan's soaps and glass mirrors were sent to the capital as tribute by Fujian officials,

He immediately gained the favor of the royal family and ordered the Fujian side to continue to pay tribute to the palace.

As a result, these two flagship products of Maoshengyuan became an instant hit, and there was an endless stream of buyers. There were even merchants from as far away as the capital, who sent people all the way to Fuzhou Maoshengyuan Headquarters to buy these things, and transferred them to

Sales are carried out in Jingshi.

With these two flagship products, Maoshengyuan can be said to have made a prosperous business. In addition, although Li Yi was not able to hook up with Wei Zhongxian, he finally spent money to hook up with one who is currently under Wei Zhongxian.

The old eunuch who works.

With this line, those who covet the business of Maoshengyuan are much more honest. Now who doesn't know that in the imperial court, Wei Zhongxian, a high official, is very popular in front of the Holy Emperor. Sitting in the capital, he can control the wind and rain, and even snap his fingers.

In a short period of time, many people can be wiped out.

Although Mao Shengyuan could not be regarded as hugging Wei Zhongxian's thick leg, Mao Shengyuan still found a eunuch who was relatively close to Wei Zhongxian to join him. Such a person cannot be easily offended, so Li Yi was annoyed by all kinds of tickling some time ago.

After he hugged the thigh of this little-known eunuch, he suddenly felt at ease.

Even the Jin Yiwei who were usually very arrogant on land no longer dared to easily cause trouble to Mao Shengyuan, because these Jin Yiwei all knew that Wei Zhongxian was now in charge of the factory of the East Factory, and the Jin Yiwei fans had to obey orders.

After Yu Dongchang's dispatch and Mao Shengyuan had this line, Jin Yiwei would not dare to trouble them again no matter how arrogant they were.

So it seems that Li Yi spent a lot of money to find a way this time, but in fact, doing so saved Mao Shengyuan a lot of trouble and unnecessary losses.

Otherwise, if Mao Shengyuan suddenly rises in the business world so quickly, he will definitely arouse the hostility and covetousness of his peers. Who knows who will secretly stumble Mao Shengyuan, making it difficult for Mao Shengyuan to go around, so Yu Xiaotian

It seems that the tens of thousands of taels of silver Li Yi spent on this last year were not in vain.

With this approach, Mao Shengyuan's business is getting bigger and bigger. In addition to setting up subcolons in various prefectures in Fujian, the south has also sent people to Guangzhou to open new subcolons. Even now, Li Yi is still

It is proposed that in the second half of this year, we will open another Maoshengyuan branch in Nanjing, move Maoshengyuan's business north, and eventually open the branch to the capital.

As a result, the chain business of Maoshengyuan basically spread all over the country, forming a network, and the business grew bigger and bigger.

Just after Sea Wolf defeated Mr. Chu Cai, Li Yi went to Nanyue Island to meet Yu Xiaotian in person and proposed a new idea to Yu Xiaotian, which made Yu Xiaotian very excited.

Li Yi's idea is actually to rely on Maoshengyuan's network and abundant funds to do bank business.

What are banks? In fact, to put it bluntly, they are just early private banks. By the end of the Ming Dynasty, many banks had appeared in the north and south of the Ming Dynasty. Because there were big problems in currency circulation in the Ming Dynasty, merchants in the north and south basically only accepted money to deliver goods.

silver.

Therefore, silver became the official hard currency of the Ming Dynasty. However, silver has a high value. When buying some small things, it is definitely not suitable to use silver. Only copper coins can be used, so the money bank business came into being.

At first, the bank was just a place for people to exchange silver and copper coins. Later, it gradually began to expand its business scope to absorb deposits, loans, exchange and other services.

In this era, silver, as the hardest currency in official circulation, was very inconvenient to use. Even if it had a high value, it would not be easy to carry if the business was large.

So the bank provided banknotes, which were convenient for merchants to carry when going out, and were easy to deliver. Those who held this banknote could go to the nearest branch of the bank and exchange it for cash, which greatly facilitated the business needs of merchants.

, this is also an earlier form of the banking industry.

Although Li Yi could do well in business in the past, his strength was far from enough to open a bank. But now that he has partnered with Yu Xiaotian, Mao Shengyuan's business is now much stronger.

Several Maoshengyuan branches have been opened in various places. Every day, Maoshengyuan's own business transactions alone amount to tens of thousands of taels. Therefore, Li Yi took a fancy to this and decided not to let others do this business.

, it would be better for them to open a bank and do this business by themselves.

Even before he came to Yu Xiaotian, he had already made a detailed plan and found some good people. As soon as Yu Xiaotian agreed, he immediately started to handle the matter.

After Yu Xiaotian listened to Li Yi's suggestion, he thought about it. He actually didn't know how the bank operated. He didn't study economics before, so he didn't have a deep understanding of this aspect.

But he knows the benefits that a bank may bring to him. Once he has a bank of his own, he will have more money in the future. In addition, he will no longer need to rely on others to launder money.

With his own bank, he can easily launder the money.

In short, this matter is a good thing for him, and he has no reason to interfere with it. However, he cannot let Li Yi do it alone. Necessary supervision is still required.

So he recruited Zhao Mazi and asked Zhao Mazi to find two subordinates who were familiar with the bank business in the board of directors to study how this matter should be operated, and the board of directors could control and supervise behind the scenes. In short, the bank could be opened.

But it must be under his control to ensure safety.

After Zhao Mazi obeyed the order, he quickly started working according to Yu Xiaotian's instructions. Finally, he and Li Yi reached an agreement and confirmed that the bank could be opened.

However, the people in the board of directors proposed that it is best not to put the newly opened bank under the name of Maoshengyuan, and try to start another one. On the surface, people should not know the relationship between this bank and Maoshengyuan. Maoshengyuan is just a bank.

A customer of a bank can just use the bank's channels to make payment for goods.

In this way, the bank and Maoshengyuan will not have any relationship on the surface. Even if there is any problem with Maoshengyuan or the bank in the future, it will not affect the other company's business.

Li Yi felt that it was okay and safer, so the matter of opening a bank was settled. After discussing with Yu Xiaotian, the bank was named Jingtai Bank.

As for the specific start-up and operation matters, Yu Xiaotian didn't understand and didn't pretend to understand. He just left it to Zhao Mazi, Li Yi and others, letting them mess around.

The establishment of a bank is not a matter of just one sentence. The bank must first have start-up funds, then print the receipts, and make them as difficult as possible for forgery. In short, the things involved are very complicated and there must be no mistakes.

Otherwise, your business may be ruined as soon as you open the door.

Therefore, Yu Xiaotian, a layman, stopped interfering and let Li Yi and other experts do it.

Just when Li Yi left Nanyue Island, Yu Xiaotian received another piece of great news. This news was not of much concern to Hailang, but to Xiaotian, it was a great benefit.

information.

Because his wife Lan'er and his maid-in-law Xiu'er almost immediately came out with the happy news, which meant that he, Yu Xiaotian, would be a father soon.

When the bodyguard whispered the great news, Yu Xiaotian was so happy that he almost rolled over on the spot with laughter.

You must know that he and Lan'er have been married for a long time. For such a long time, Yu Xiaotian has worked hard, including Xiu'er, and Yu Xiaotian has also worked hard.

But all this time, for some unknown reason, Lan'er and Xiu'er's stomachs never responded. For this reason, Lan'er and Xiu'er, and even many people, including Liu Laoliu, were worried for them.

Yu Xiaotian has always been busy with his life and often stays out at night. This makes Liu Laoliu very dissatisfied. For this reason, Yu Xiaotian has been reminded many times that he is not young. Lan

My son has been married to him for such a long time, and it’s time to have a child.

Yu Xiaotian does not resist this. Since he has come to this era, he also wants to leave his heirs here. However, God does not seem to be very helpful to him on this point, leaving him alone in Lan'er.

No matter how hard He and Xiuer tried, there was still no movement in their bellies.

So Yu Xiaotian even thought about whether there might be something wrong with him that caused Lan'er and Xiu'er to be unable to conceive. He even secretly asked a medical officer to check his body to see if it was possible.

What's wrong with his health?

However, several doctors who examined Yu Xiaotian's body said that Yu Xiaotian's body was very strong and no problems were found, so Yu Xiaotian could only accept his fate and wait for a miracle to happen one day.

This time, he never expected that not long after he defeated Mr. Chu Cai, Lan'er and Xiu'er discovered that Youxi was almost at the same time.

When the doctor checked their pulse and confirmed that they were pregnant, both of them were overjoyed and quickly sent someone to report the news to Yu Xiaotian.

Yu Xiaotian was still in his study, discussing some issues of ship construction with several craftsmen in the boathouse. Now he is rushing to build more practical ships like sloops as soon as possible to satisfy himself.

needs.

So he invited the shipwrights in the boathouse to discuss with them the construction of a boathouse in Tamsui Village, and how to build more sloops or ketchers faster to satisfy them.

needs.

When the bodyguard came and whispered the news to Xiaotian, Yu Xiaotian was overjoyed on the spot. He immediately stood up and waved, "That's it for today. Get ready. You will go to Danshui Village tomorrow."

A few people, according to the results of our discussion, went over there to keep an eye on the construction situation of the boathouse over there. In addition, we must step up preparation of materials. Once the boathouse is completed, construction will start immediately! Don't waste time!

There are other things that can be prepared first. After you go there, you need to prepare first. The dock is more laborious, so for the time being, it is better to use the slipway to build it. After enough manpower is available, it will not be too late to dig the dock!

I have something to do today, so I won’t tell you any more! Haha! Just step aside!”

After hearing this, the shipwrights quickly packed up their things and got up to leave. Before they could leave the room, Yu Xiaotian quickly ran out with his bodyguards, heading towards the backyard of his home.