Daming pirates

Although Zhu Yifeng has a reputation as a capable official and treats the people well, he is also relatively upright. He is not the kind of official who is obsessed with money and cannot get out of it. He will accept any money.

He is a man without any principles, and his attitude towards Wei Zhongxian can be considered quite restrained, which makes Yu Xiaotian admire him more.

But appreciation is appreciation, and Yu Xiaotian would not stop scolding Zhu Yifeng just because he admired him for secretly thinking about dealing with him all day long.

Although Yu Xiaotian was known as a thief, the things he did were in many ways more beneficial to the people than what the government did.

First of all, since the existence of the Sea Wolf, the coastal areas of Fuzhou, Xinghua Prefecture and Funing Prefecture have become much calmer, which has greatly reduced the harassment of pirates in the coastal areas, allowing ordinary people to have an environment to live and work in peace and contentment, which has greatly improved

The environment in which fishermen go out to sea for fishing operations.

He recruited immigrants to farm on Taiyuan Island and Nanri Island, and saved countless lives. He also bought slaves and saved countless lives.

These things should have been done by the government, but the government's administrative capabilities are so poor that they have never thought of doing these things. They represent the interests of some powerful gentry and wealthy people, and they have no regard for the life and death of these ordinary people.

of.

These officials have their own way of making money. They are all very fat, but they do nothing but help the powerful gentry and wealthy landowners to oppress good people.

Nowadays, he has repeatedly shown goodwill to the government and does not want to be a direct enemy of the government. However, although Zhu Yifeng has the reputation of being an upright official, he still regards him as a thorn in his side and must kill him to satisfy his hatred.

In fact, if you think about it carefully, Yu Xiaotian can also understand that although Zhu Yifeng is a relatively honest official, he is still within the system after all. He must speak and act on behalf of the upper class, and what he hears is also

There are more voices from these classes.

Although Sea Wolf's approach is very good for ordinary people, it has greatly touched the interests of many original vested interests along the coast. These people are the upper class of this society and will definitely find ways to put pressure on Zhu Yifeng.

Let Zhu Yifeng use tough measures to restore their previous vested interests and the original order.

In addition, he forced Zhu Qinxiang to step down sadly, which was something Zhu Yifeng could not bear. In the eyes of officials like them, they could not be controlled by thieves, and his presence in Xiaotian and Hailang challenged this

Order, as a high-ranking governor, he must not forget the previous sea wolf bombardment of Puxi Institute and the burning of Nanri Water Village.

Even if he wants to forget, there are some so-called officials who are too full and have nothing to do. They will not let it go and will definitely remind him constantly and force him to find his place again.

So if you think about it carefully, in addition to appeasing him, Zhu Yifeng can only use strong methods to deal with him. As for ignoring him, Zhu Yifeng cannot do it and does not dare to do so.

So now Zhu Yifeng was working hard, and after thinking that he was almost ready, he finally showed his fangs to Yu Xiaotian.

It turns out that Yu Xiaotian has been letting Zheng Yiguan mess around in the Zhangquan area for the past few months, not because he doesn't want to get rid of him immediately. First, he wants to concentrate his energy and financial resources on accelerating the infrastructure construction in Tamsui City.

The most important purpose of his current firearms upgrade is to attract the attention of the officials by allowing Zheng Yiguan to raid Zhangquan and other places.

The more noisy Zheng Yiguan became, the more likely he felt that he would be able to attract Zhu Yifeng's attention, and instead regard Zheng Yiguan as a pirate who must be exterminated, and focus his energy on destroying Zheng Yiguan, although it was not possible.

If you just want to reap the benefits, at least you won't have to fight with the government anymore.

But now it seems that what he did did not achieve the desired effect. In the end, Zhu Yifeng ignored Zheng Yiguan, but still had to deal with him.

So when Yu Xiaotian heard the news that Zhu Yifeng was planning to attack him, he felt a strong sense of frustration in his heart. He didn't want to change the course of history now, but the wheel of history still pushed him to the forefront and became the leader of Fujian.

The target that the authorities want to exterminate.

I'm afraid no one would feel comfortable if this matter were brought to their shoulders, so it was reasonable for Yu Xiao to curse Zhu Yifeng angrily.

But despite the scolding, what needs to be done still needs to be done. As for Mao Shengyuan's matter, he immediately ordered Li Yi to find a way to mobilize the money and pay off the outstanding debts. As for the problem of tight funds,

He ordered the council to find a solution.

Recently, he just made a big deal with Chu Cai Lao and obtained a large sum of silver from Chu Cai Lao. He has not spent all the money yet. Otherwise, he would have asked him to mobilize a position of 50,000 to 60,000 taels of silver at once.

, he is really in a bit of trouble.

In addition, fortunately, this time the government mainly focused on Mao Shengyuan, and did not touch the Hong Leong Bank controlled by him, nor the drug store that was originally branched off by Mao Shengyuan. Otherwise, he would really be in trouble this time.

Big trouble.

In fact, in this era, some wealthy people, like those in later generations, who are smarter, do not want their money to lie in their cellars. Otherwise, the money will not give them small money, so they will also find ways to use it.

Money flows and investments make profits.

There are several ways to make profits from their investments. One is to use their own money to do business. Although the Ming Dynasty extremely despised businessmen and their social status was also very low, having money is better than having no money. Moreover, the gentry and officials

Many people do business privately, but they don’t

Just come forward. Power rent-seeking is feasible in any era. Rich people need officials to provide them with protection, and officials also need to realize their power, so even in an era like the Ming Dynasty that was light on business

, there is also an indistinguishable relationship between officials and gentry and businessmen.

However, some people have no business acumen and dare not easily take out their money to do business, because doing business, especially sea business, although it is huge profits now, is also very risky. There are many unexpected things when ships go to sea, and they are very likely to encounter mishaps.

Windy waves caused the ship to capsize and the cargo to drift away.

There is a possibility of encountering pirates, and even the ships and goods are folded in, so many people are very worried and dare not invest money easily. Long-distance trafficking on land is also very risky. After leaving the city, on the post road

On the road, there are still many thieves who cut the tracks, the transportation costs are also high, and the risks are not small.

So these people had to find other ways to circulate their money, so some people made loan sharks, or gave the money to businessmen to earn interest. In this era, small loan sharking was very common, especially the landlords and gentry, who liked to lend money very much.

Small usury loans were made to farmers or small craftsmen.

The interest rate of loan sharking is very high. In order to raise production funds, farmers or small handicraftsmen can only bear such exploitation. If God has mercy and encounters a good year, every year after paying off the debt, there will still be a little harvest.

But once there is a bad year, they will be unable to repay their debts, which will eventually lead to their bankruptcy.

Landowners and gentry often use this method to forcibly take away land or properties from borrowers when they cannot repay their debts. The government protects this, which also results in a large amount of land being concentrated in the hands of a few people.

, wealth is accumulating more and more in the hands of some people, while the poor are getting poorer and poorer, making society extremely polarized.

Of course, there are also many wealthy people who do not have access to loan sharking or are inconvenient to do such things. Some officials, in particular, do not dare to do such things easily. Once someone impeaches them, they will not be able to live with it, and

This group of people can only put the money in their hands into the hands of some businessmen and earn fixed interest.

Maoshengyuan, as a large merchant that has suddenly emerged in recent years, has a very prosperous business. Naturally, many people are willing to put their money with them, so that their money can be turned over and they can earn a certain amount of interest income every year.

This is also the reason why Li Yi initially proposed to set up a bank. It would be more convenient for the money to be transferred through the bank. In addition, after the bank is opened, when doing business, there is no need to carry large amounts of silver, and you can hold the bank's banknotes.

The purchase is made directly, and after the bank issues the banknote, it can be delivered internally, which is actually a kind of exchange.

To some extent, banknotes are bearer checks and can be used as cash. When Hong Leong Bank was first established, it was not easy to do business because it did not have much credit. However, with the support of a large customer like Mao Shengyuan,

Large sums of silver were delivered at Hong Leong Bank, which made Hong Leong Bank famous very quickly. After some people cashed their banknotes at Hong Leong Bank several times, they found that Hong Leong Bank had good credit, and gradually other people came to Hong Leong Bank.

Merchants gradually became accustomed to using banknotes issued by Hong Leong for delivery and business.

So over the past year or so, Hong Leong's business has begun to grow bigger and bigger. In addition to setting up the main account in Fuzhou, it has now gradually opened branches in various prefectures in Fujian, and even opened branches in Guangdong.

Guangzhou, Chaozhou and other places also began to prepare for the establishment of semicolons.

This time the government wants to take action against Maoshengyuan, but because Fenglong Bank is too involved, even if some people suspect that Fenglong Bank is related to Hailang, they are unwilling to touch it because it may affect the interests of many Jin gentry officials. In addition,

Outsiders know very little about the internal information of Honglong Bank. Even most of the people inside Honglong Bank do not know that their boss behind the scenes is Yu Xiaotian of Sea Wolf. Therefore, this time Zhu Yifeng wanted to deal with Sea Wolf, but he did not

It affected Hong Leong Bank.

Keeping Hong Leong Bank will make things much easier. Some people who put their money in Maoshengyuan are not in a hurry to cash it out. They just want to be on the safe side and temporarily ask Li Yi to exchange the money they put in Maoshengyuan for that of other banks.

Just vote, which will reduce the expenditure on silver.