Darkwalker of the Sky World

"Mr. Romes, we already know something about your good credit. However, although you have a stable job, your salary returns are not optimistic.

This is not a student loan, nor a commercial loan with collateral, but a credit loan. Therefore, according to our assessment, you can only have a limit of $15,000 at most. "

Zhou Zhen frowned, obviously not very satisfied with this number. But this is already the most suitable Morgan Stanley. Their stock investment operations are far more convenient than other banks.

And in the small place of Tallahassee, the information sharing between several banks is obviously just changing to another bank, and it will not get more than this.

Loans for the poor will never be satisfactory.

He hesitated and asked: "If I use your bank's investment and wealth management services, and your bank handles the funds, is there a higher limit?"

Hearing Zhou Zhen said that he would not withdraw funds, but only use loans to invest, and hand them over to their bank for operation, the staff's attitude became quite enthusiastic.

"Of course, if this is the investment model, your quota can be increased to 25,000 US dollars."

"Very good, then let's sign an agreement."

A total of three agreements were signed, one loan agreement, one entrusted investment agreement, and one notarization agreement.

Zhou Zhen's world belongs to legal workers. It doesn't cost much to ask a colleague to do the notarization.

Zhou Zhen cannot withdraw a penny when the amount of assets in the account does not exceed 25,000 U.S. dollars plus interest from a savings account to an investment account.

But Zhou Zhen is not worried. Looking at the development history of Internet companies, the development of Cisco's stock is also a miracle.

From 1990 to 2000, their stocks have appreciated by 1139 times, especially after 1997, every time they say that their stocks have reached the top, after a little hesitation, they have risen several times.

In contrast, the performance of Microsoft's stock during the same period is far worse.

This is mainly because they were the only router company at the time, and any network required their terminal equipment.

They monopolized the entire industry for many years before being broken by Huawei.

This kind of unicorn company, as long as it is not a major stock market crash, as long as the monopoly is not broken, the stock market performance will not be bad.

Zhou Zhen bought Cisco’s stock at a price of $4.1 per share. Even without the restoration of rights, it would be fifteen times from the peak of Cisco’s more than $70.

However, since Cisco went public in 1995, the share price of US$1.85 per share, after the restoration process, seems to have only increased by two times, but it has actually been restored every year.

In other words, if you bought ten shares for US$18.5 the year before last, it has now become 30 shares at US$4.1 per share, which has actually increased more than six times.

Cisco's market value is only more than 10 billion U.S. dollars, which is at least forty to fifty times the income from the highest market value of 600 billion U.S. dollars.

Just relying on this stock is enough to become a millionaire in this small place like Tallahassee.

If this does not satisfy Marianne, it can only prove that she has been tempted by the devil.

After returning home, Zhou Zhen didn't conceal the slightest bit of information from Marianne, and directly handed over a few points of contract to her.

"What's this?"

"I went to apply for a loan today, and then used this loan to make some investment. I want to think about our future. I don't want to live in a rented apartment after three years."

Marianne didn't read these loan documents, but looked at Zhou Zhen very seriously and said, "Kevin, I think we need to talk."

Zhou Zhen felt a little bad. "I'm listening."

"I'm very happy that you are planning for our future, but you excluded me from this matter and didn't discuss it with me at all, which made me angry again."

Zhou Zhen knew where he had made a mistake. He was doing it with a Chinese mentality, but he had forgotten that this was the United States.

Moreover, it was a closed town in the United States in the 1990s.

Equality between men and women is emphasized here, and they are equal in terms of responsibilities and obligations.

For example, a woman won’t marry you because you don’t have money, or because you don’t have a house.

When buying a house, buying a car, or even buying food for a day, women think that they spend money just right, rather than just letting men pay.

Then, in such an environment, Zhou Zhen didn't discuss with Marianne at all and went to apply for the loan. Not only did she disrespect and distrust Marianne, it was an insult to her.

So, after figuring this out, he immediately hugged Marianne and looked into her eyes and said seriously: "I promise, I didn’t tell you today but I don’t want you to worry about it, because my investment is a bit risky, and it’s definitely not because of you. Disrespect. I love you, I want to make you happy, but I don’t want to worry about you."

Marianne gave him a kiss, and at the sweet moment of her wedding, she believed in Zhou Zhen.

But when she saw the loan amount, she screamed, holding Zhou Zhen's head and asking: "Are you crazy?"

"I'm sure I'm sober."

"Twenty-five thousand U.S. dollars, a huge sum we haven't paid off for five years."

As a prosecutor, Zhou Zhen only gets less than two thousand dollars a month, while Marianne has less and does not have all kinds of insurance, so she needs to buy it herself.

The expenses of the two people are offset by the income, saving money. It is good to have a thousand dollars. Most of the time, even a penny can't be saved.

Twenty-five thousand dollars, which seems to be Zhou Zhen's salary for one year, actually requires five years of savings.

And most Americans don't know what deposits are.

Zhou Zhen hugged Marianne, stirred her with her touch, and melted her with her gentle breath. "This is an investment, not a consumer loan..."

"But we can't afford the interest..."

Zhou Zhen was a little helpless, and explained to her: "As long as our investment is profitable, we don't worry about repaying the loan and interest."

"What if you lose?"

"Believe in my vision, I invested in Cisco stocks. They produce routers, and any network is inseparable from their products. Therefore, when there are no competitors, their stock performance will not be too bad."

Marianne was still a little worried, and said anxiously, "Kevin, this is too risky."

"For our future, this risk is worth it."

She still said uncomfortably: "I originally planned to add a dishwasher to my home this month, but now it seems that I have to borrow money to buy a computer, and I have to get a network cable... and money."

Zhou Zhen hugged her, the two foreheads touched each other, and said softly, "This is what I want to tell you. Marianne, I don't want any changes in our lives, because any changes may lead to our feelings. There is a problem in our lives. I think you can promise me a request."

"Kevin..." She licked Zhou Zhen's lips. "You know, I will grant you any request."

"Don't pay attention to these, don't even care about these, don't let these affect our lives.

Every month from now on, we only need to look at the bank statement. When we make money, we will have a big meal. If we lose money, we will save a little bit and keep the interest for this month. "

Zhou Zhen is not afraid that she will not be able to make money, but she is afraid that Marian's heart will be disturbed by making money because of stocks.

If she sees that stocks are so easy to earn, and become obsessed with stocks, she may become the source of temptation.

Quick money like stocks is the easiest way to be tempted.

Once the heart floats, it is difficult to settle down again.

Zhou Zhen thought about letting Marianne change jobs, but it definitely couldn't be this kind of ups and downs.

He prefers her to open a flower shop, a bookstore, which is plain and full.

He had actually thought of what Marian would do, which was to open a cafe and sell milk tea.

Milk tea is popular in the United Kingdom, but not in the United States, but a small shop can be used as a specialty product.

Although Tallahassee is small, there are two universities in the downtown area, one Florida State University and one Agricultural and Industrial University.

Two universities are working together to open a coffee shop and milk tea shop in their area. No matter how much money they make, they should not lose money.

As long as her life is fulfilling, not empty, and life is enjoyable, she will not be tempted easily.

It's just that the two of them are paupers now, and he can't get the money to open a cafe.

Therefore, he hasn't told Marianne about this plan yet.

What he has to do now is to guard against it, and not to leave a chance for the temptation he faces in the future.

The days that followed were still dull and fulfilling. Zhou Zhen's daily work was to contact the police station to conduct legal analysis of the cases reviewed by the police station, and then to file a lawsuit.

Another task is to select twelve jurors for each case in the court, which belongs to his job.

Pride and vanity are one of the seven deadly sins, and Zhou Zhen has always avoided being as sullen as the protagonist in the original plot.

In the first ending, the protagonist commits suicide, and in the second ending, the protagonist resurrects from suicide and returns to the first case he started.

This time, he let the beast teacher get the punishment he deserved, and then proudly show off to the reporter friend. In the end, the reporter became his Satan father and laughed, and then the plot ended.

This ending also implies that Satan can be anyone, making people commit seven deadly sins at any time.

The pride of Lucifer, the greed of Mammon, the anger of Satan, the hope of Asmodeus, the gluttony of Beelzebub, the jealousy of Levi Ansen, the laziness of Baalpior.

These seven original sins are something Zhou Zhen must try to avoid.

Thinking of this, he couldn't help feeling sad and ridiculous.

In the real world, a spoiled dude has to learn to be a good person in the illusory world.

Moreover, it is really difficult to be a good person who really thinks about others!

However, he has no choice, because he knows very well that his secret fight with the system will result in this world.

Losing to the system, he may not be able to keep a bottom line.

But to win the system, he has a certain degree of autonomy.

For this goal, the world must be stable.