Different World Development Manual
Chapter 778: Thorough investigation
Robert sitting on the bench also felt someone's eyes staring at him at this time, turned his head, and suddenly found Chen Xuan and his party who were about to leave after taking out the money.
Chen Xuan and Zhong didn't know him, but Yimir, Robert knew.
Yimeer is the fifth largest sugar manufacturer in Camber, and Robert knows a little bit about this kind of bigwig in a certain industry.
It's just that Yimir has been "gobbled up" by Chinese merchants now, and it is not reasonable to insist that Camber is the fifth largest sugar manufacturer.
Looking at the Huaxiamen and Beast Ears around Yimir, Chen Xuan was in C position from the standpoint of the opponent, and should be the highest position, while Zhong, like Yimir, should be the starter of the Huaxia.
Robert directly guessed that the Huaxia person around him was probably the Huaxia person who acquired Yimir.
Robert smiled at this side, Yimeer was agitated. After all, he was already helping Boss Chen. Now the Governor's Mansion is not dealing with China, and facing Robert's smile, Yimeer's heart panicked.
However, he still needs to have the proper etiquette, and he quickly squeezed an ugly smile and responded.
And Chen Xuan did the same. Looking at Robert, he smiled and nodded slightly.
Robert did not intend to talk to Chen Xuan and the others, turned his head and continued to stare at the counter of Hyundai Bank.
From the observations in Hyundai Bank these days, the main business of Hyundai Bank is Huaxiaren’s Kanbi exchange business and Kanbi loan business.
At first glance, this seems to be no problem, but the problem is huge.
First of all, modern banks do not have many kanbi depositors, and secondly, it is not a banknote-issuing bank in Camber. Then, the business linked to kanbi in these banks, how did these Kanbi come?
According to the investigation, Hyundai Bank was jointly managed by the Bourbon family and some merchants in Camber, as well as Chinese merchants.
Now that Chinese merchants are involved, will the coins in modern banks be counterfeit coins made by Chinese merchants for profit?
Robert thought about it for a long time, until he informed Falkenhausen, the governor of Camber elected by the financial faction, that he made a decision to let Robert thoroughly investigate whether modern banks were the source of counterfeit money.
Investigating Hyundai Bank means reaching out to the Bourbon family and the interests of Chinese businessmen.
But this is no longer possible. Under this round of counterfeit currency proliferation, Camber, who should have belonged to a neutral financial faction, has been hit hard.
Inflation, currency devaluation, and soaring prices have brought Camber into an economic crisis, which makes Falkenhausen hope to find out the source of the counterfeit currency as soon as possible.
Before Chen Xuan and others had time to get out of Hyundai Bank, a group of Camberer government officials walked in outside the door, put their handbags on the counter, took out documents, pressed them on the glass, and said, "I was ordered to investigate Hyundai Bank. The source of funds, where is your president, find him."
Chen Xuan looked at the group of self-proclaimed investigators, and then at Robert who was sitting there in awe, squinted his eyes, stopped preparing to go out, and watched the excitement: "Investigate Hyundai Bank?"
After notifying the bank staff, the lead investigator hurriedly got in front of Robert and said something, and then stood beside him.
Soon the bank president rushed out of the office, and faced these investigators, he did not dare to be careless.
It was even more shocking to see that Robert was also here.
But the president who can sit in this position must have extraordinary skills. First of all, he would like to say hello to the special adviser of the Governor's Mansion and immediately ask what happened.
Robert expressed his intentions: "Recently, the Governor's Office is investigating the Camber counterfeit currency incident. The investigators suspect that your bank has problems, so I hope you will hand over all the funding movements since your establishment to us for investigation.
You have only been in business for 3 months, and the business volume is not large, and the statistics are also fast. It should be fine, right? "
"No problem, of course no problem."
The bank president hurriedly arranged staff to call out the records, and invited Robert and his party to the meeting room to discuss in detail.
Chen Xuan and the three of them saw that Robert had gone with the president, and there was nothing good to watch, so they turned around and drove and went to their factory.
In the modern bank’s living room, Huaxia’s staff soon printed out all the materials that Robert needed. In fact, these were all prepared by the bank.
Robert looked at it, and the bank president was also introducing him.
It is true that modern banks have very few Kanbi deposit accounts, but it does not mean that modern banks have scarce Kanbi reserves.
Based on the deposit and withdrawal records, modern banks will deposit a large amount of money in the bank every week.
Therefore, I want to say that Hyundai Bank obviously does not have any Kanbi storage business, but it can provide a large number of Kanbi exchange and Kanbi loan services to Chinese people who come to Camber for tourism and business activities. This problematic behavior may be The bank is making counterfeit money, and this crime is impossible.
Although there are few Kanbi savings users, the amount of savings users save each time is very large.
And what makes Robert strange is that although a large amount of Kanbi is deposited in modern banks every week, the depositor for each deposit is not alone.
When inquiring about the president, the president also shook his head. He did not know or recognize the personal information of the client.
Why there are modern banks is even more unknown.
In short, asking three questions is the same as not knowing anything.
However, such a large customer deposits money every week, and it must have made the president of Modern Bank smile. These are all performance, and he will have a commission in the future.
Robert continued to look down and found that the funds deposited into modern banks by these customers every week were increasing, more than once.
And now that the currency is depreciating rapidly, these "savers" are still depositing money in the modern bank every week, which makes Robert think that there must be a problem with the modern bank.
And what makes Robert think that modern banks have the most problem is that after depositors deposited large sums of kancoins, modern banks quickly lent out these kancoins in the name of loans.
Whether it is a Chinese or a Campbell, as long as it is a loan, modern banks will not refuse.
The bank president’s explanation is also very simple. Modern banks have just opened their doors. In order to attract depositors and develop loan business, banks use low-interest loans.
As long as the conditions are sufficient and the review is no problem, the bank can take it out.
The first is to create the bank's own income. After all, if the bank is a dead thing, the bank has nothing but loans.
The second is that the money loaned out has promoted the economic development of Camber, which is naturally the best of both worlds.
The bank governor's explanation of the large number of loans is indeed reasonable.
Although these do not seem to have much to do with modern banks, Robert also discovered that modern banks are also using these deposit currencies in banks to invest in Camber.
Regardless of whether there are projects that are moving forward or not, Hyundai Bank is investing.
As the bank president said before, depositing money in the bank is dead, and the money must be used to make money to create income for the bank.
From a normal point of view, for the benefit of the bank, the bank president has no problem at all.
But the problem arises. Now the domestic economy of Camber is seriously experiencing problems. A large amount of counterfeit currency flows into Camber's market, causing currency devaluation.
And Hyundai Bank now has such a large amount of loans and a large amount of investment in the market, which undoubtedly made the entire Camber market worse.
This modern bank is like a valve that puts money in. After opening, it madly injects water into the Camber market.
However, the scale of money put by modern banks is also beyond the scale that Camber now bears.
If the currency in the entire market is 10, then real coins account for 2 and counterfeit coins account for 8.
And these 8, still in the water of modern banks, continue to grow wildly.
So Robert seriously suspects that all Kanbi in modern banks are counterfeit.
Robert asked investigators to investigate the authenticity of modern bank currency, and the president of modern bank also let go and let Robert check it.
However, the final result is that the Kan coins of modern banks are all real coins, not a single fake coin.
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