Doom Lord

While talking, the two had already walked to the facade of the bank. 'Top' point';'.2.o

As soon as you enter the gate of the bank, there is a hall. In the hall, there are many virtual panels. Cheng Yang knows that the function of these virtual panels is equivalent to those ATMs before the end.

In the middle of the inner side of the hall, there are several separate offices, which are more luxuriously decorated.

Cheng Yang pointed to the office in the middle and said, "Wang Lu, that will be where you work from now on."

Wang Lu walked over quickly, and the layout inside was somewhat similar to that of a modern office, except that there was no electrical equipment to be seen here, and a very magical virtual screen could be seen on the table. .

There are many permissions and setting options on this screen, Wang Lu can modify the settings. But after the most basic content is set, it needs to be confirmed by the lord Cheng Yang.

But Cheng Yang doesn't need to operate in the bank, he only needs to do it at the altar of the territory. Because all the buildings in the territory have an operation panel dedicated to Cheng Yang on the territory altar.

After Wang Lu got familiar with the environment here, Cheng Yang said: "I will transfer 70,000 psionic energy points to you in a while, and open the loan to all citizens. You set the maximum loan amount per person at a time to the daily amount per person. Income, the cumulative loan amount does not exceed two days, and the loan repayment time is up to 10 days. After you submit it, I will approve it immediately."

Wang Lu nodded and asked again, "What about the interest?"

Cheng Yang thought for a while and said, "Let's use 1% daily interest. If you borrow once, the interest generated is less than 1 point of psionic energy, and the settlement will be settled with 1 point of psionic energy."

Wang Lu hesitated, "Is this a little high?"

Cheng Yang said: "This is not high. It is estimated that it will increase in the future. At that time, there will be different loan ratios for different groups of people. After all, it is different from the peaceful and prosperous age. The death rate of soldiers is definitely much higher than before the end. So it is inevitable that there will be some bad debts, and the risk of borrowing is quite high. I estimate that even 5% daily interest will appear in the future.”

Wang Lu suddenly understood, and suddenly asked: "Lord, what if someone repudiates the debt?"

Cheng Yang smiled and said: "No, the reason why I had to build this bank to start the lending business is because I have to rely on the rules of the gods to manage it. Because anyone who borrows psionic value from the bank is equivalent to Signed a contract that is supervised by the rules. As long as the time stipulated in the contract is reached, the psionic value in his personal account will be automatically deducted. If he died in battle, the balance of his account will also be used to repay the debt first. Regardless of the loan where is the person,

This rule is valid. "

Only then did Wang Lu feel relieved. After all, if the bank had too many dead debts, no matter how high the interest was, it would not matter.

Cheng Yang continued: "In addition, the bank also has a deposit business, and the interest rate is 0.1% for the time being. It is estimated that not many people deposit in now."

Wang Lu nodded. She also knew the status quo of the spiritual energy value of the territory. Now everyone's daily spiritual energy value is enough for their own use, which is not bad. How can there be any left? Of course, Cheng Yang is an exception, his current amount of psionic energy is enough to scare many people.

At the moment Cheng Yang transferred 200,000 Psionic Points from his personal account, and this money was naturally stolen from Yuan Jianze.

Seeing such a large sum of money in the bank that he was running in an instant. Wang Lu was taken aback. She remembered that what Cheng Yang said just now was to transfer 70,000 psionic points, how could it become 200,000 in an instant?

Cheng Yang saw Wang Lu's doubts, and said with a smile: "The 200,000 psionic points are saved by me, and you have to pay me two hundred psionic points every day. Those psionic points mentioned before. The psionic value of the territory belongs to the territory's funds, and the income from the bank is used to expand this part of the territory's funds."

Only then did Wang Lu understand. At the same time, he was also shocked by the speed at which Cheng Yang earned psionic energy.

Later, Cheng Yang left the bank, leaving Wang Lu here to manage the bank.

When Cheng Yang came to the altar of the territory, he transferred 70,000 psionic points from the territory to the bank. So far, the total psionic points of the bank have reached 270,000 points.

Cheng Yang did a simple calculation. If all these psionic energy points were borrowed, excluding bad debts, 2,700 psionic energy points could be created for the territory every day. Of course, after deducting the interest paid to Cheng Yang and some bad debts that may arise, this value should be around 2,000 points.

However, at present, the fighters in Luofeng Village are all troops, and under this kind of unified action, Cheng Yang has always insisted on suppressing the opponent with an absolute advantage. In addition, the fighters in Luofeng Village have always been equipped with priests and Medicine, so the number of casualties has been extremely small. So the current income is basically infinitely close to 2500 points.

This is undoubtedly an effective means of increasing the power value of the territory. It is equivalent to asking the fighters in the territory to donate the power value. This way of increasing the power value will undoubtedly benefit both parties. But if the fighters in the territory want to increase their contribution value, they have to contribute to the territory through donations or other means.

There are still more than 110,000 psionic points in my personal account, plus the more than 10,000 psionic points lent to Liu Hao and others to open the four times the cultivation speed, the total is close to 130,000. Cheng Yang didn't intend to put these psionic energy points into the bank, he still had to rely on this part of psionic energy points to unlock eight times the speed of cultivation.

In the next four days, the territory of Luofeng Village developed step by step. Although the number of fighters did not increase further, their strength developed by leaps and bounds.

First of all, among the nearly 2,000 fighters in the territory, a large part of the first batch of fighters who changed jobs appeared to be upgraded to the middle-level apprentice level, and the number was about a hundred. Without exception, these people are all managers of the various battalions in the territory. The high rank is the deputy commander, and the low rank is the squadron leader. As for the squad leader, no one has yet been upgraded to the middle rank.

It's not that their psionic energy is not enough to support them to open up a more efficient cultivation speed, the main reason is that they didn't have more psionic energy before for these fighters to open up four times the cultivation speed.

However, the situation has begun to improve, and they put their minds on the public resource account that Cheng Yang distributes every day. Since this part of psionic value can be allocated by each team leader at their own discretion, after asking Cheng Yang for instructions. These fighter teams saved a thousand points of psionic energy, and then adopted the method Cheng Yang used before. Every five teams united to start four times the speed of cultivation in turn.

In this way, it can basically satisfy half of the people to start four times the speed of cultivation. But at present, most of the combatants in the territory can't fully satisfy the four times the speed of cultivation, and the business of the bank is booming immediately.

1% interest is not high for these fighters. These people know very well that even if the psionic points borrowed can make them advance one day earlier, the extra day is enough to pay the interest owed to them. Still more than enough. What's more, the four times the speed of cultivation has been adopted, and its effect is not only to allow them to advance one day in advance, but to use one day as two days.

Undoubtedly, through the official operation of the military system and the use of the money bank in Luofeng Village, the entire psionic value has been completely revitalized, and its role has been brought into full play. Coupled with the 300,000 psionic points looted from Yuan Jianze in the next three days, Luofeng Bank became extremely rich in funds.

In addition, after the army distributed salaries and public psionic points every day, there were still fifty to sixty thousand psionic points left, which were also brought into the bank by Cheng Yang. The capital of the bank broke through to nearly 800,000.

Of course, it would be a big mistake to think that cultivating an army is a good way to earn psionic points based on these statistics.

The psionic values ​​given by Cheng Yang now do not include the allocation of equipment, the pensions of the soldiers who died in battle, and some new good things that will improve their strength.

The distribution of equipment is a matter that consumes a lot of power points. If you want to equip a soldier with a set of black iron apprentice equipment, you need nearly a thousand points of power points to buy it completely. more expensive.

Soldiers' pensions can be light or heavy, and with Cheng Yang's attitude, he can't be disappointed by those soldiers who have served Luofeng Village. Therefore, Cheng Yang has always adopted a policy of preferential treatment for the soldiers who died in battle. Fortunately, so far, the number of combatants who died in Luofeng Village did not exceed 10, and those who died were basically those who had just changed jobs and did not have much combat experience. Therefore, according to the pension system established not long ago, The pension paid by Luofeng Village is not much either.

As for the good things that will improve the strength that will appear later, it is a bottomless pit. No one knows what kind of things will appear in the future, and how much consumption it will have. Therefore, it is undoubtedly necessary to accumulate a certain amount of psionic energy points.

Of course, the harvest in these four days is not only these. For example, the amount of wood accumulated in the past few days has exceeded 7,000 cubic meters, and the number of stones has also reached 5,000 cubic meters. However, these timbers are not enough to build the third-level fence of the last building in Luofeng Village. As for the construction of the road from Dongshan Village to Luofeng Village, the 5,000 cubic meters of stone materials would be a drop in the bucket.

In addition, the development of the two affiliated residences of Luofeng Village is also in an orderly manner. Both Xianghe Village and Dongshan Village have been upgraded to level 3 villages at this moment, and the level of professional statues is about to reach level 4.

At this moment, the number of fighters in these two affiliated stations has reached 800, which can be regarded as a relatively powerful force.

It's just that it's not so easy to upgrade this subsidiary station to level 4, and it's not so easy to train the three junior warriors.

ps: ask for a monthly pass, ask for a subscription. (To be continued..)