Drink Black Tea Calmly at Hogwarts

? The last class in the morning was the Defense Against the Dark Arts class. At the end of class, Zhang Xu was kept by Lu Ping. Lu Ping told him that he had passed the level with the Patil sisters and how to plan for tomorrow's actions.

"What other plans can there be?" Zhang Xu spread his hands and said, "The best plan is for everyone to pretend not to know anything, and then pretend to meet by chance. It's not like you don't know your brother's character. Forcibly introducing someone to him will only make people feel uncomfortable. He had a rebellious mentality, so he blew it. In the summer, Mrs. Weasley tried to introduce her cousin to Black, but it ended badly."

After a round of rambling, Zhang went to the dungeon and prepared to continue tormenting Harry and the others.

However, because he had been delayed for such a while by Lupine, when he came to the dungeon, he saw Moody sitting by the empty casserole, picking his teeth and burping, smiling at him.

(^▽o)~*??_(:ι」∠)_

Zhang Xu didn't have time to talk nonsense with Moody who had stolen his mutton, but hurried back to the canteen, otherwise today's lunch would be in trouble.

Today at noon, the students in the cafeteria were excitedly discussing the latest announcement on the bulletin board outside the door, because Hogwarts has a rare Hogsmeade day in December, and it will be tomorrow. At the same time, next to this announcement is a poster announcing that the New Year Festival will open tomorrow. Two happy things overlapped, and these two joys brought more happiness to everyone.

Smart people have already thought that tomorrow's Hogsmeade Day must be related to the Christmas shopping carnival on the poster, and those who know some inside information are asking Zhang Xu for more details.

In order to fill his stomach before lunch disappeared, Zhang Xu ignored them and just stuffed something into his mouth while saying vaguely, "Just bring all your pocket money with you tomorrow. If you don't have enough money, you can ask me to borrow it." "

Zhang was willing to lend money to his classmates, naturally not because he wanted to get into the business of campus loans, routine loans, and red fruit loans, but because he wanted to take the opportunity to spend the gold galleons he had stored in Gringotts.

In addition to the small amount of money that could be lent to the classmates, the Galleons, Sickles and Nats that the merchants in the New Year market had prepared for replacement were all provided by Zhang.

The reason why he did this was mainly because Gringotts did not have an exchange business between gold galleons and renminbi, and it would be troublesome to exchange it with pounds sterling in the middle. Secondly, because Gringotts does not have a domestic transfer business, he did this to facilitate the transfer back of the money he earned over the years.

The goblins of Gringotts wanted to expand their business there, but the relevant domestic authorities treated Gringotts directly as an ordinary foreign bank.

And when the goblins saw the English version of the relevant documents on the admission standards for foreign banks, they knew every letter, but they didn’t know what it meant when they were put together.

The deeper reason is that Zhang knows that Gringotts is likely to have pills.

Some people have discovered that due to the isolation between the wizarding world and the ordinary world, coupled with the consistent style of the goblins, Gringotts' response to the Galleons and local currency exchange rates is very slow.

This has something to do with Gringotts' decision-makers. After the goblins took charge of Gringotts, they continued to maintain the old methods and traditions from hundreds of years ago while making money. According to Bill Weasley, who once worked at Gringotts, many of the rules and regulations in Gringotts were last updated during the Victorian period. The communication between them and Muggles was delayed as long as possible.

If this was in the past it wouldn't be a big problem. However, it is now 1997. A financial crisis is sweeping across East and Southeast Asia, and the currencies of many countries are devaluing crazily. In this way, a certain guy's mind became more active.

Give me a chestnut.

On November 17 this year, in Gringotts, South Korea, 1 Galleons can be exchanged for 10,080 Korean won. At the same time, 1 Galleons can be exchanged for 10 US dollars. The exchange rate between Korean won and US dollars is 1008:1.

However, in the two days from December 10th to 12th, the exchange rate between the Korean won and the US dollar has fallen to about 1,700:1. In Gringotts, which is slow to respond, one Galleung can still be exchanged for about 11,000 won.

Just in the last 24 hours, Mr. Owen, the father of Michael Owen, a student at Hogwarts' House of Eagles, took out 100,000 US dollars of his private money. He exchanged these US dollars for about 1.7×10? Korean won, and then entrusted The family of a certain mathematics professor at Hogwarts took the Korean won to Gringotts in Seoul and exchanged it for approximately 15,454 galleons at an exchange rate of 11,000:1. Finally, these galleons went to Gringotts in Tokyo, Japan. It was converted into $154,540.

This morning, Mr. Irving felt like he was going crazy. Just taking advantage of the information gap, he made his private money increase by a little more than half in just 24 hours.

And this is his own private money, and the funds he operates at the same time are far more than this. In his huge commission contract, there are several surnames such as Zhang, Delacour, Scarlet, and several people who do not want to disclose their identities. 5% of the income of these clients belongs to him.

As a senior financial worker, Mr. Owen knows the ins and outs of the current Asian financial crisis. He also knows that in the coming time, currencies such as the Indonesian rupiah, Singapore dollar, Malaysian ringgit, Thai baht, Philippine peso, and Japanese yen will continue to fall. .

Thinking about the profits behind this, Mr. Owen was so excited that he felt twenty years younger. He immediately began to mobilize a large amount of funds to obtain sufficient profits before other peers rushed into the feast like vultures smelling carrion. If those vultures that eat people without spitting out bones enter the scene, no matter how slow Gringotts reacts, they will find that something is wrong.

Now, Scarlet's family members are scattered in Gringotts in South Korea, Japan and Southeast Asia, and the exchange rate of galleons and local currencies is sent to Mr. Owen in the City of London in real time through technological means. After analyzing these exchange rate data, Mr. Owen came up with the optimal exchange sequence, and then directed front-line personnel to carry out various operations.

At the same time, Mrs. Delacour and those who do not want to be identified are using their identities to continuously inquire about information inside Gringotts. As soon as Gringotts makes a relevant decision, it is guaranteed that Mr. Owen will receive the news as soon as possible.

In less than a day, the investment in the first phase of Pathfinding increased by half. This news made all the participants excited, and then they invested more.

There is no airtight wall in this world, and Mr. Owen's unusual operation has attracted the attention of some people. However, now everyone is immersed in the Asian financial crisis and has no energy to pay attention to what Mr. Irving is doing.

It is conceivable that when this group of financial vultures discover this piece of meat from Gringotts, Gringotts will face a huge crisis.