Drink Black Tea Calmly at Hogwarts

The banking industry has a very long history. The Babylonian temples in 2000 B.C. and the Greek temples in 500 B.C. already had operations such as keeping gold and silver and issuing loans. In the sixteenth century, the first modern bank appeared in Venice, and subsequently banks appeared in various European countries. With the development and prosperity of commerce in human society, the banking industry has also developed.

The history of Gringotts is similar to the history of Muggle banking. Today, in addition to providing treasury, currency exchange, and currency issuance, its business also includes current time deposits, investments, and lending, among other businesses owned by other banks.

Through investment and lending, Gringotts controls a large amount of real estate and shares in many industries. These assets become Gringotts' cash cows, providing Gringotts with huge profits every year. The days after Christmas every year and before New Year's Day are the days when Gringotts collects dividends and accounts.

Under the current wave of bank runs, in fact, as long as Gringotts persists for 72 hours, their dividends will be credited to their accounts. At that time, coupled with publicity in the media, they will be able to calmly deal with depositors who come to withdraw money.

It's just that what Gringotts lacks now is time. If they don't find a way to raise cash, let alone 72 hours, their cash flow will completely dry up by tea time, and their credit will go bankrupt because they can't pay their depositors. This forced them to first rely on killing the chicken to obtain the eggs to pass this level.

Although Gringotts is a monopoly in the wizarding world, the goblins know that wizards have long resented them. If they fell, there would be a swarm of vultures standing on their corpses the next day, forming new banks and absorbing the nutrients from their corpses to strengthen themselves.

Far water can't save nearby fire. In order to save Gringotts, Taloshir had to bring what Gringotts could sell to negotiate with Zhang and his team of poachers. He had previously estimated the amount of Galleons the opponent had in hand. If all these Galleons were obtained, it would theoretically allow Gringotts to survive until get off work today, thereby buying time for Gringotts to take other rescue operations.

At this time, the place where Taloshir and the poaching team were negotiating was no longer in the small conference room. They came to a huge venue.

In the venue, a huge table on the rostrum was filled with all the land deeds, house deeds, equity documents and other documents brought by Taloshir.

Several staff members classified these documents by region, industry, etc., and then handed them over to professionals from various industries brought by different forces under the rostrum. These professionals estimate the value of various real estate and equity, then record their suggested prices and estimated yields, and let other staff hand them over to the next person, and finally hand them over to the front row for data processing. center.

There is a row of computers lined up in the data processing center. The staff enters the details of asset documents into the system, and then enters the purchase price and estimated rate of return recommended by three professionals.

Finally, the average value is obtained. If there is a large deviation among the three evaluation values, the system will remind the staff to hand over the document to the fourth or fifth person for evaluation.

At the end, the system will classify all the content and arrange it from high to low according to the estimated return rate, and then submit it to the speakers on the rostrum.

Taloshir looked at the wizards and Muggles who were busy in a clear division of labor and in an orderly manner, and his heart was bleeding.

The negotiations turned out differently than he expected.

At the beginning, based on the principle of maximizing profits, Talohill planned to sell the real estate and equity in his hands to the nine people in front of him in the form of an auction. As a result, he received nine pairs of caring looks for mentally retarded children.

He has requests from others, and the other party is confident. With the other party's insistence, he can only accept that the other party selects these assets as if they were selecting goods in a store.

He could foresee that what he would face next was a very fierce bargaining.

At this time, Taloshir could already see that Gringotts was deeply involved in a huge conspiracy. Not to mention the nine people sitting in front of him drinking coffee and chatting and laughing about what to eat on Christmas Eve tonight, the more than 100 busy professionals under the rostrum alone were not short. It can be organized within time.

With this news, he had already asked his goblins to take them back to Gringotts. Before Grancher's latest instructions came, he could only bite the bullet and continue the negotiations.

Among the things that Talosiel brought were the excellent assets controlled by Gringotts covering the five continents of the world. At the same time, he also mixed a lot of sand into it.

It’s just that his opponents are not fools. Taloshir drank bitter coffee and saw that the list of exquisite artifacts made by various goblins was first thrown back in front of him, and the second one was thrown back in London. Mortgage contract for the Ministry of Magic buildings.

Taloshir originally planned to sell some assets with extremely attractive returns in an attempt to provoke internal strife in the other party, so that he could take advantage of it.

As a result, the other party was not fooled at all, and they had already marked out their respective territories.

All properties related to Muggles are for the Muggle Mr. Owen and the rebel representative, Mr. Rodney, to choose from.

The British Isles and Western Europe, except for the French industry, were divided between Mrs. Malfoy, Mr. Weasley and Mr. Diggory.

The industries in France and Eastern Europe fell into the hands of Madame Delacour.

Properties in South and West Asia were picked and picked by Mrs. Petil.

All the industries in Southeast Asia and Oceania have gone into Mr. Scarlet's pocket.

The industries in East Asia, Central Asia and Africa were taken over by Zhang Xu.

However, they have kept the industries in North and South America separately. After selecting the good things in their respective regions, they will then consider their own strength and then select the remaining assets from other regions for internal re-dividing.

Based on the evaluation results of professionals, they eliminated those non-performing assets that Gringotts had sneaked in in an attempt to fish in troubled waters and abandoned them, leaving behind only high-quality assets with real money.

After some selection and friendly negotiation, they put together the high-quality assets they had selected, and finally made an offer to Taloshir that made him jump out of his chair.

Talosiel's hand holding the quotation list trembled violently, causing the stack of A4 papers he had just printed out to shake.

??(°D°): "You are robbing!"

Talosiel waved the quotation list in his hand and roared at the nine people across the desk.

"Mr. Talosiel, please be careful what you say." Zhang Xu said with a smile, "The benefits of robbing with a wand are not that high."

Taloshir was almost so angry at Zhang Xu's words that he lost his temper.

Mr. Zhang is indeed right. Robbery is indeed not as profitable as them taking advantage of the situation. In order to gain a head start, they who had money directly cut the total price of the selected assets in half and reported it to Taloshir.

"Mr. Taloshir, please stay calm." Bill said from the side. "Business negotiations are like this. We make an offer and you counteroffer. This is negotiation. We are not using a magic wand to force you to agree to us. condition."

Then Narcissa said: "Since Mr. Taloshir thinks this guy is not suitable, please offer a price you think is appropriate."

Talosiel gritted his teeth and offered a price, which was 1.2 times the reasonable price of all the assets on the list.

Zhang Xu and others laughed after hearing the price. The goblins were really on the verge of death and had not yet realized that they were meat on the chopping board. If it were normal times, there would be nothing wrong with Taloshir raising the premium even more. But now Gringotts is a salted fish lying on the chopping block, struggling to survive. If we don't save ourselves with the determination of a strong man to cut off his wrist, maybe Gringotts will be robbed by angry wizards and wizards before the Death Eaters come tonight. It was torn down.

Zhang Xu turned around and called a staff member, and said: "Everyone has worked hard today. You take everyone to lunch first, and then give each person a red envelope of one hundred galleons. After dinner, everyone Just go back and spend time with your family.”

Thousand Gallons were thrown out without blinking, making Taloshir jealous. Many young wizards don't have much savings, only tens or hundreds of galleons. This money is enough for them to deal with almost a hundred such young wizards.

"Don't think that you can do whatever you want if you have money!" Talosiel said angrily.

"Sorry, you can really do whatever you want if you have money." Zhang Xu said with a smile.