Endless Gods and Heroes
Chapter 15 Unexpected
"I wonder if your bank and Tomson Yipin have cooperated? Can I buy a house at Tomson Yipin and get a loan from your bank?" Wang Tieniu asked. A house, but not in my name." President Xue nodded slightly to signal to continue.
"The total price of this house is about 207 million. I would like to borrow according to the ratio of 70% of the ceiling, that is, about 145 million for 30 years. Of course, the proof of the purchaser's income and assets will definitely not meet the requirements." Wang Tieniu introduced, "This..." President Xue looked embarrassed. ''You can use my fixed deposit as collateral, but you can't let the buyer know, do you understand what I mean? ” Wang Tieniu continued.
"Hey, Mr. Wang said earlier, since this is the case, there is no problem at all. I don't know when Mr. Wang will need it?" President Xue patted his thigh and agreed without hesitation, for fear that Wang Tieniu would go back on it.
"I'll go to Tomson Yipin soon, I'll save the money here, you send someone to wait for me there first, leave a phone number for me, and he will show up to go through the formalities when I need him, you Do you know what I mean?" Wang Tieniu asked
"No problem at all, Mr. Wang wait a moment." President Xue returned to the landline and made a quick call, "Little Li, leave the business at hand and come to my office." Just hung up the phone.
In less than three minutes, there was a soft knock on the door, and "Come in" President Xue answered loudly. The door was gently pushed open, and a thin man in his early thirties with glasses walked quickly to President Xue, "President Xue, are you looking for me?" At the same time, he glanced at Wang Tieniu quietly from the corner of his eyes. "This is our senior account manager Zhang Zhang, you can just call him Xiao Zhang. I will explain to Xiao Zhang in a while, and make sure to help you handle things without leakage." President Xue introduced to Wang Tieniu, then turned his head and told Zhang Zhang, "One I will take Mr. Wang to a private bank and ask Xiao Xie to help Mr. Wang go through the deposit procedures. All specifications, benefits and benefits will be capped. After handing it over to Xiao Xie, you will come to me, understand?"
"Understood, President Xue, don't worry, just leave it to me, Mr. Wang, please," Zhang Li, the senior account manager, agreed repeatedly, and at the same time, he bent down slightly and stretched out his hand to invite Wang Tieniu. Taking Wang Tieniu to a very ornately decorated small hall, a beautiful woman who called herself Xiao Xie graciously took Wang Tieniu's information and helped Wang Tieniu go through the account opening and deposit procedures. After saying goodbye to Wang Tieniu politely, Zhang Li trotted all the way to President Xue's office.
The efficiency here is not the same as that of the lobby. With Wang Tieniu's successful transfer of card binding, he is already the top VIP of Mofa Bank, but as a god, he is not interested in these benefits at all. Stuffing the Magic Hair Private Bank Express card into his trouser pocket, Wang Tieniu asked Xiao Xie to take him down the hall. "It turns out that there are also good ladies here, and I can score 75 points," Wang Tieniu, who was standing behind the girl surnamed Xie in the elevator, thought silently.
Wang Tieniu, who went down to the lobby, took a look at the VIP lounge. Maybe it was because of the stress and lack of rest recently. Qin Xianyun actually fell asleep leaning on the chair. Amazing charm. Afraid that she would catch a cold, the staff found a thin blanket for her to cover, covering the attractive curves of the undulating peaks. "It's so beautiful, I can't pass myself without you." Standing silently beside Qin Xianyun and bowing his head for 5 minutes, Wang Tieniu gently nudged her.
"Huh? Hmm..." Qin Xianyun opened his big eyes in confusion, then saw Wang Tieniu standing beside him, his face blushed in a rare sight, he quickly stood up, and folded his hair , that inadvertently exuding lazy style almost took Wang Tieniu's soul out of his body.
"Let's go, it's the last stop." Wang Tieniu said with a smile, Qin Xianyun, who vaguely felt that something major was about to happen with a woman's sixth sense, took a step back and asked cautiously, "Where are you going?" "Tomson Yipin!" Wang Tieniu gave her a mysterious smile. "Where do you live? I won't go." Qin Xianyun refused directly. The famous landmark mansion was just a legend in Qin Xianyun's heart. Even in her dreams, she never thought of living there. She mistakenly thought that Wang Tieniu lived there. Xianyun actually felt a little sour after eating a lemon.
"I don't live there, let's go, let's find out the mystery, in broad daylight, at Tomson Yipin, are you still afraid that I won't do anything to you?" Wang Tieniu continued, Qin Xianyun thought about it too, tidied up his dress, carried Xiaobao followed Wang Tieniu out of the door with an expression of going to the execution ground.
Not much to say, Wang Tieniu took Qin Xianyun to park the car in the parking space at the entrance of the Tomson Yipin sales office, watching Wang Tieniu take her to the sales office, Qin Xianyun was also full of question marks, but he still pressed down. Doubt entered with Wang Tieniu.
"Good afternoon, both of you, welcome to Tomson Yipin, what can I do for you?" the sales lady asked politely. At this level of luxury house sales, it is unlikely that the quality of employees will be low. Although Tomson Yipin has not been sold out for more than ten years, but it is a daily operation if you just look at it instead of buying it, and people in the sales office are used to it.
Is there a room type of 767 square meters? At this time, Wang Tieniu didn't hesitate at all, and went straight to the topic when he walked in the door. "Uh... yes", the sales lady Wang Tieniu, who did not follow the routine, was also stunned for a while, but her professional quality was very strong. Let her respond immediately. "Is your commission based on the individual or the entire team?" Wang Tieniu suddenly asked an irrelevant question, "Most of it is based on the individual, and a small part is based on the team, sir." The sales lady vaguely felt To a possibility that made her heart pound.
Wang Tieniu didn't answer any more. He walked around the sales office and read every sale. He didn't find any goddess-level girls with an average score of 90. He didn't say anything at the moment, "Call your sales manager to me. ."
The sales girl looked at Wang Tieniu's eyes and didn't seem to be joking, and immediately called "Manager Ye, please come to the front desk." After a few seconds, a gentle middle-aged man in his forties and glasses came over. .
"Hello sir, my servant Ye Bohan is in charge of selling this piece. What can I do for you?" Ye Bohan extended his hand towards Wang Tieniu.
"Old Ye, bill." Wang Tieniu shook hands with him casually, directly explaining his intention. "Ah? Sir, what do you mean?" Ye Bohan couldn't believe his ears.
"The 767-flat set, the down payment is three-tier loan and seven-tier loan. Bill now, speed up." Wang Tieniu made the matter clear in one sentence.
"Sir, please, please, please... Don't know your surname?" "Don't give your surname Wang." Manager Ye rubbed his hands excitedly, and ecstatically led Wang Tieniu to the reception room, followed by Qin Xianyun who was behind She was also stunned. Wang Tieniu had to buy a set of Tomson first-class products within 3 minutes of coming in. He didn't even look at the room. It was beyond her understanding to how much she could do such a behavior.
"Have you brought your ID card?" Wang Tieniu suddenly turned his head and asked Qin Xianyun before he had been seated in the reception room. "Ah? I took it." Qin Xianyun replied subconsciously. "Give me the ID card" Wang Tieniu stretched out his hand towards Qin Xianyun.
Qin Xianyun didn't respond to Wang Tieniu's brain circuit for a while, and everyone who looked around looked at her with bright eyes. She lowered her head and rummaged in the small bag. She had her ID card in her hand and just wanted to ask Wang Tieniu what she wanted to do. Wang Tieniu He grabbed one and stuffed it into Manager Ye's hand, "write her name in the house purchase contract", and then pulled Qin Xianyun to a chair and pressed her to sit down.
It's like a nuclear bomb exploded in his mind. Qin Xianyun, who never thought it would be unfolded by such a god, went blank in his mind, her beautiful red lips trembled slightly, and she was a little incoherent, "No...you you You...I...I...I can't...this...not...this..." Qin Xianyun didn't know what she wanted to say, what she was talking about, she had already Lost the ability to think.
However, the sales team of Tomson Yipin immediately acted in an orderly manner. Everyone had a clear division of labor and walked like a revolving lantern. Manager Ye immediately took an A4 paper and calculated the price for Wang Tieniu
"Mr. Wang, the total price of this house is 207.09 million yuan. According to your plan, your down payment is 62.13 million yuan. I don't know if you choose equal principal and interest or equal principal?" "Equal principal and interest."
"Okay, if you repay the principal and interest in equal amounts over 30 years, that is 360 months. Your total repayment is 144.96 million yuan, the total interest is 132 million yuan, and the total principal and interest is 276,966 yuan. 10,000 yuan, with an average monthly repayment of 769,341 yuan." Manager Ye quickly calculated, "Are you sure, Mr. Wang?"
Wang Tieniu didn't answer him first, turned his head and looked at Qin Xianyun with playful eyes, "Are you sure? Baby Xianyun."
Qin Xianyun understood everything.
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