.phone ?
.Da Mi Mi raised her eyebrows and said that she was an old classmate . Who knows what happened before ?
.Bao Buqi is an ex-girlfriend !
.But in this scene , Da Mi Mi can’t say anything .
.And Su Ye thought for a while , only to realize that he didn’t have a big brother , but a phone was installed in the newly renovated courtyard, but Su Ye, who was used to using a mobile phone , really didn’t know what his phone number was .
.” Well , so be it . ”
.Su Ye changed his mind and left the company’s phone number to Cai Siyao , “010-********, this is my company’s phone number , I will tell the staff below , if you find me, I will report to you. name will do . ”
.After all, he was an old classmate . Su Ye felt that if Cai Siyao wanted to ask him for help , he would help him if he could .
.I really don’t know the phone number at home, so I have to ask Wang’s experience from the real estate company , so I left the company’s phone number .
.” Oh , it’s 010-******** right ? I wrote it down . ”
.Cai Siyao was also in chaos because of the sudden appearance of Da Mi Mi. He had long forgotten what he was going to do after chasing it out . Hearing that, he just repeated the number mechanically and nodded again and again .
.” Then I’ll go back first , um , bye . ”
.Disappointed, he turned around and left .
.It ‘s too embarrassing to continue to stay …
.And Da Mi Mi has been staring at Cai Siyao’s back all the time , and her heart is also an alarm bell .
.A fool can’t see it , this old classmate of Su Ye has a crush on Su Ye , and she is also a beautiful woman with a soft and weak temperament . Isn’t it the best thing for men ?
.In Da Mi Mi’s heart , Cai Siyao has been listed as the number one dangerous person .
.The most old love is hard to let go !
.In today’s society , there shouldn’t be too many things about the revival of old feelings and the disconnection .
.There is a saying in the society : classmates reunion , classmates reunion , breaking up a pair is a pair !
.Without any purpose , who would go to the class reunion ?
.” Come on, everyone is waiting for you, the big boss . ”
.However, Da Mi Mi’s face was not revealed at all , as if Cai Siyao was a passerby , he took Su Ye’s arm and walked back .
.This is where she is smart .
.After all, she is an old classmate , who knows what her status is in Su Ye’s heart ?
.Just wait and see !
.Su Ye didn’t think much about it, how did he know that whether it was Da Mi Mi or Cai Siyao , the moment he saw the other party, he already listed the other party as the number one rival in love ?
.” Well , let’s go . ”
.Su Ye wasn’t interested in the alumni reunion either , so he went back to the banquet hall where he had dinner in his company .
.I didn’t drink much after that .
.As the boss, I toasted all the employees , and then arranged a lottery session . I gave some small gifts to the employees to boost their morale . Today’s dinner is over .
.Next , the two companies will enter a busy working state …
.For more than a week after that , Su Ye and Dami Mi both hid in the courtyard and exercised reluctantly , leaving their work aside .
.Of course, the employees below will not be able to relax .
.On the real estate side , Su Ye threw them a business idea , which was an improved version of the long-term rental apartment business plan for later generations .
.The long-term rental apartment of later generations , after several thunderstorms , everyone knows that it is a pit .
.But actually .
.There is no problem with the business model of long-term rental apartments . This pit is mainly because the intermediary company is too pitiful .
.With the fast-track overtaking development of the domestic economy , big cities , especially Beijing, Shanghai, Guangzhou and Shenzhen , have gathered a large number of domestic wealth and hot money , as well as a large number of migrant workers .
.Among these migrant workers , very few can buy a house in a big city , but the salary in a big city is unmatched by other places . In this case , the migrant worker can only choose to rent a house .
.Because the rental market in big cities is an absolute high-quality resource .
.In the next 20 to 30 years , like housing prices , it will be a situation of rising steadily .
.So Su Ye’s salted fish plan at the beginning was to buy a few houses in the capital and become a happy charterer .
.So in this context , how can the company manage rental apartments not make money ?
.Blame the intermediary company for being too dark-hearted .
.Not only do you want to earn intermediary fees , but you also want to make quick money for financial operations !
.The intermediary company signs a contract with the landlord and takes the house in its own hands , but the rent is paid on a quarterly or even monthly basis .
.What about the other side ?
.Tenants are charged a 2 -month rent deposit and at least half a yearly rent , or even a yearly rent .
.But the tenant does not have 490 money to pay half a year or a year , what should I do ?
.Loan it !
.The real estate agency cooperates with the financial lending company , and uses the lease contract as collateral to allow the tenant to lend to the financial lending company .
.By the financial lending company , the first year’s rent is directly called to the intermediary company in the form of a loan .
.And what about the tenants ?
.He doesn’t have any relationship with the intermediary company , because after taking out the loan , theoretically he will pay off his rent for one year .
.Then the tenant only needs to make monthly repayments to the financial company .
.The tenants look at it , this feeling is good .
.As long as you make monthly repayments , you can live in a renovated boutique apartment .
.It’s like paying monthly rent .
.Even counting , the original rent may be 4,000 yuan a month , and it is difficult to find a house with monthly payment in big cities , but now it may be possible to live in a house with only 3,500 loan repayments a month .
.But is the truth really that good ?
.Of course not .
.In fact, through such an operation , the original simple lease relationship has been replaced by a loan relationship . As long as every tenant rents a house , he has a loan on his back …
.On the financial company’s side , he naturally charged high interest for lending .
.If that’s the case , it’s not a big problem .
.As long as everyone operates in a healthy way , it is nothing more than the tenants who bear the interest , but can pay the rent monthly , which will relieve the rent pressure in the short term .
.But the problem lies in the intermediary company !
.In this way , the intermediary company can get the rent for the whole year in advance , but it pays the landlord monthly or quarterly payment .
.Well .
.There is a lot of money , which is deposited in the hands of intermediary companies .
.It is equivalent to an intermediary company that has no resources at all , but it uses this model to collect a large amount of funds into its own hands .
.This is obviously a reversal of subject and guest , right ?
.Because in theory , the intermediary company should only earn an intermediary fee , but in fact , after such a model , the intermediary company has become the party that holds a large amount of funds .
.Well .
.What do you do when you have a lot of ” time-limited ” money on hand ? .
Chapter 103 _ Su Ye layout ! 98 Trillion Financial War [ Seventh more for self-determination ]
.What is time-limited funding ?
.It is these money , which should have been the rent to be paid to the landlord in the future , but the time has not yet come , and there is no need to pay it for the time being , and it is all deposited in the hands of the intermediary company .
.But the money itself does not belong to the intermediary company .
.Of course money makes money !
.The money does not belong to the intermediary company , but isn’t the profit generated by the money during this period of the intermediary company’s ?
.This money was naturally invested .
.It may be investment lending , investment funds , or other projects .
.In short .
.No one would put such a sum of money there in vain , and wait until the time is up before handing it over . It will definitely be used to make money … Proper wealth code !
.Use other people’s money to generate your own money ! !
.As an intermediary company, of course, it is very cool . Take the landlord’s house and recruit tenants ; use the identity of the tenant to cash out in a financial company ; use the cash to make money for yourself .
.Simultaneously .
.This thunder was naturally buried !
.If the investment is profitable , everything is good , and the principal will be paid to the landlord when it is due .
.But the question is , what if the investment loses ?
.Then when the rent is due , there is no money on the books .
.This thunder , naturally, exploded .
.As soon as the thunder exploded , the intermediary company naturally ran away , leaving a piece of chicken feathers between the landlord and the tenant …
.The ones that broke out in the news were those who didn’t have a loan and paid their rent for half a year or a year , but were kicked out by their landlords .
.There’s still a lawsuit for that .
.Because the tenant holds the lease contract in hand, the landlord has no legal right to drive people out , and the intermediary company running away is a matter between the intermediary company and the landlord .
.At the very least , the contracted lease time must be fulfilled .
.What didn’t break out in the news actually involved financial loans .
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