Farmer’s Little Girl

  Chapter 387 Persuasion

  Lao Zhoutou just remembered and asked, "Man Bao, how much did you have on credit with Yamen, and how much do you want to pay back?"

  Man Bao stunned and said: "Three two..."

  Lao Zhou let out a sigh of relief, "Just twos?"

  Man Bao nodded affirmatively.

Lao Zhou immediately said to Qian, "Hurry up and open the money box. Tomorrow the boss and the second child will settle the account on credit. Is the money in the yamen so easy to use on credit? By the way, how is the interest calculated? After a day’s credit, he can’t ask us for the monthly interest, right? Manbao, you can quickly calculate it. How much is the interest for one day."

  Qian went back to open the money box, and soon took out three bucks of copper coins, and Lao Zhou asked her to give the money to Zhou Dalang.

Zhou Dalang took it hesitantly, but couldn't help but glance at Man Bao subconsciously.

Seeing that the old man was sitting softly on the threshold and reluctant to move, Man Bao simply sat on the ground, facing him, "Father, we borrowed money, so we have to pay back the silver instead of the copper. "

   "Then pay the silver," Lao Zhou said to Zhou Dalang: "You go to the county town to find a silver building and exchange it for silver."

  Man Bao said quietly: "One thousand two hundred words can be exchanged for one or two silver."

  Lao Zhou's head rounded his eyes, his feet were not soft, his hands were not soft anymore, he jumped up and shouted, "Why?"

On Thursday, Lang hurriedly stepped forward to appease, and talked about their credit for the cow from beginning to end, emphasizing that they exchanged silver for copper plates, which is the same amount, so if their family goes to exchange for silver, it is not necessary to exchange it at this price. Loss.

  Lao Zhoutou thoughtfully said: "There is still silver that is worse than official silver? Then let's change to that kind, right?"

  The Zhou family brothers all opened their eyes. Zhou Dalang and Wednesday Lang did not expect this kind of operation, but Tuesday Lang and Thu Lang and others did not have the guts to do it.

  As for Manbao, she directly praised her father with a thumbs up, "Father, you are so amazing, you can even think of this."

  Lao Zhou glanced at her head and said: "I will ask you to settle the account after I have done this. Your mother will not beat you, I, I will beat you too."

  Man Bao was unhappy, and said: "Father, are you afraid that this year's harvest will not be good, should you save money for prevention?"

  Lao Zhoutou couldn't help but yelled: "Since you know why you still want to go on credit?"

  "We won’t pay it this year, and it will be the same next year. Dad, we won’t lose any money on crediting the cow."

   "It's not a bad thing, so high interest..."

  Man Bao couldn’t help but said, “The interest is not high at all, dad, those who borrowed money for gambling like the fourth brother are considered high interest. Although I think Yamen can actually lower the interest..."

  Thursday Lang who was just watching but was suddenly hit by a stone:...

Man Bao is not an ignorant child, and she knows her father, and knows why he reacts so strongly. Seeing that the brothers and sisters are all there, and everyone has some worries on their faces, she simply asks the big head to go to the kitchen to find her roots. The branches that have passed.

  There are always burnt sticks in the kitchen of Lao Zhou’s house, because everyone found that this thing is particularly prominent on the ground and on the stones.

  Big heads, they like to use it to practice calligraphy.

Man Bao took a tree branch and drew it to her father, "Father, didn't you say that one cow can do the work of two adults? Buying a cow is equivalent to two more brothers working for you. Oh, how much land can be cultivated intensively..."

The difference between ploughing once and ploughing twice may not be very big. One mu of land is estimated to be a few kilograms of grain, but after ploughing twice, spread a little more fertilizer, weeding carefully, and catching some insects. There may be more than ten or twenty catties of grain in the land.

  But it takes manpower to do this.

  An extra cow means that there are two more people. How much work can two people do in a day?

  How much work can you do in a year?

  And how much can these jobs be converted into value?

  Listening that Man Bao counts, Lao Zhou swallowed.

   Then Man Bao replied: "Father, our cow is only three years old now. It can work for seven or eight years, or even ten years. If it earns you so much in a year, how much will it earn you in those ten years?"

  Wednesday Lang was clumsy in his own heart, and said, "Isn't this the equivalent of getting two eldest sons in vain?"

  Old Zhoutou couldn't help but glared at him and said: "What nonsense, he is your son, can he give you a grandson?"

  Man Bao became excited, "Okay, just wait for him to grow up and marry him a daughter-in-law."

  Everyone:...

  Lao Zhoutou thought, "It makes sense, after giving birth to a calf, we will sell it too, one for three or two. How much is that..."

  Qian interrupted his daydreaming and asked, "Man Bao, where is the number plate of the cow? Take Lai Niang and collect it."

  Lao Zhou immediately regained his senses, “No, even if the bull is worth the money, then the money must be paid back. We can’t let the yamen eat our interest.”

   "Father, what if God doesn't show your face this year?" Man Bao said, "You can't keep your money for self-defense?"

  This is also Lao Zhou’s unwillingness to spend money. There is always some savings in the family, and he is prepared to save his life even if natural and man-made disasters occur.

  So he thinks that if you make less money, you can make less money. It’s okay for your sons to work harder. If you have money in your hands, don’t you panic?

  But Lao Zhoutou has another insistence besides, "That can't be debts, especially debts with interest."

  It’s not that Lao Zhoutou has never owed money, but there are two kinds of money. He has been unwilling to owe money. As long as he has money, he will pay it back.

  One is that the other party’s family is not rich either, and he feels uneasy owing such money;

The second type is interest-bearing debt, which means that for every extra day he owes more money, he owes more money. This is more life-saving than the first type, because every night he feels his heart trembles. trembling.

But Man Bao felt that this kind of credit loan method was okay. She said, "Father, our family can afford to pay the interest. We have three years. So we don’t need to use the “life-saving” money left at home to repay this. Money. Because now we can borrow money to buy cows on credit, but if there is a natural disaster and when money is urgently needed, our family cannot borrow money from the yamen at the current interest."

  Old Zhoutou: "...this interest."

   "This interest is not very high." Man Bao could say that because the information that Keke searched for her indicated that this interest, even in the future, would not appear to be very high.

  Qian glanced at Lao Zhou's head and asked Man Bao: "When do you plan to pay it back?"

  Man Bao confidently said: "The short term will be this winter, and the long term will be next winter."

  Qian nodded, “This year, if God’s face is good, the money will be paid back at home. The cows are bought back to the family.

  This is the meaning of letting Manbao feel confident to do it boldly.

  Lao Zhoutou couldn't help but glanced at his old wife. Is this intending to spoil the girl into the sky?

  Qian said faintly: "Man Bao is a fairy reincarnated. I don't believe her luck will be bad."

  Lao Zhou’s family went up and down, and immediately refreshed, even the face of Lao Zhou’s head was relaxed a lot.

  Keke: ...it is a little certain now, and Qian seems to think so too.

  (End of this chapter)