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Chapter 237 Lending
Lei Hao somewhat ignored the thoughts of the people in Hong Kong Island. He thought that his arrival would be helpful to these people, but the other party would not see it that way.
Both are investment companies and target the securities market. Qingyu Hong Kong Branch feels that they compete more with Lei Hao than cooperate with Lei Hao. So, if the head office asks them to give Lei Hao some help within their capabilities, it will make a fuss.
What does it mean to do what you can, I will help if you can, and I won't help if I can't help. Ma Peijie is very clear about the company's decision, which is to show both good and enemy.
Send Ma Peijie over. This level is enough to show that we attach great importance to it. We will give you two bad cars. If you can understand, you will know our attitude, which is... we will not give in to our actual interests.
Lei Hao barely understood the meaning, so he felt that things were a bit difficult to handle.
When I learned the latest news, it was yesterday Saturday. Lei Hao had not allocated funds at all. Now it seems that Qingyu has no hope. How about a loan? It takes a certain amount of time to follow the procedure, and the day lily is already cold.
The only option left is to find someone to ask for money. Lei Hao has the ability, but what about the profit? When a customer gives you money, you have to distribute the profits well, or you don't have to distribute the profits. If you owe a favor, you will have to pay it back in the future.
After thinking about it, the problem circled back to asking for money and connections. Lei Hao turned his attention to Ma Peijie, and then turned to the window again.
The car drove into Central and stopped in front of the Four Seasons Hotel in Central. Lei Hao paid the fare and checked into the hotel with his frightened parents.
"How much does this cost? How much does it cost?" The two elders were shocked. When Lei Hao went through the formalities, he almost had a heart attack.
According to the top ten hotels in China selected by last year's magazine, Four Seasons Hotel Hong Kong ranked fourth. Locally, it is slightly behind the Eju Hotel, but the too European Eju Hotel is in Queensway, and the Four Seasons Hotel is located in Central. Lei Hao chose The four seasons in Central.
The money was well spent. After entering the reserved suite and opening the floor-to-ceiling curtains, Lei Hao felt his parents' eyes began to light up. Looking out from here, he could see Victoria Harbor. The scenery was truly incredible.
"Stay with me while I go discuss something with Mr. Ma." Lei Hao asked his girlfriend. After receiving a blank look, he invited Ma Peijie to sit on the sofa in the living room and began to test the other party's attitude.
The result was obvious. Just as Lei Hao thought, Ma Peijie was vague about many things.
Lei Hao didn't mind at first, so he turned to another question and said, "I hope to talk about short-term lending."
"Um...Mr. Lei, please forgive me. The lending market on Hong Kong Island is relatively complicated at the moment." Ma Peijie looked around and did not answer Lei Hao's words directly.
Lei Hao was really surprised this time.
The lending market is very complicated. Leaving aside the lending between banks and institutions, Lei Hao asked Ma Peijie this question. In fact, it seems simple to sign a contract and borrow funds from Qingyu. If there are idle funds on the books, Lei Hao can Use it first and pay the agreed interest within the agreed period.
Before the interest rate was mentioned, Ma Peijie began to change the subject, and Lei Hao felt a fire in his heart. He said in a slightly colder tone: "I just need to borrow Qingyu's reputation to give you enough interest space, and you can start from Is it difficult to lend it out from the bank?"
"Let us be an intermediary?" Ma Peijie's eyes lit up. This can be considered a business.
For the same amount of funds, Lei Hao may have to pay 1 million in interest when borrowing from Qingyu, but Qingyu may only need to pay 800,000 when borrowing from the bank. The middle 200,000 is pure profit, and... there is no risk.
Thunder Investment now comes forward to lend money to banks, which requires complicated procedures and takes some time, but Qingyu doesn't need to. They have established a smooth channel. This is not the first time this kind of thing has been done.
I thought he was a beggar, but he didn't expect that the beggar turned into a beggar. Ma Peijie immediately thought of many things, and finally pretended to smile bitterly and said: "Mr. Lei, please forgive me. I have to ask Mr. Lu about the company's recent lending quota." I use more, but I’m afraid it’s not enough.”
"Then I can just find someone else." Lei Hao showed a sarcastic smile and said: "In business, with the current situation of Thunder Investment, is it difficult to borrow some funds? If Qingyu can't do it, other companies will definitely be able to do it. .”
"Don't be angry, Mr. Lei. I'm telling the truth. Qingyu's quota is really used aggressively. The last time Mr. Qin invested 300 million in Thunder Investment, part of it was transferred by us. Until now, I haven't made up for it yet." Ma Peijie said aggrievedly.
After talking for a while, Lei Hao watched Ma Peijie walk to a quiet place and start making a phone call.
Not long after, after the phone call was finished, Ma Peijie frowned, returned to the sofa, and said in embarrassment: "Qingyu can pay out 10 to 20 million Hong Kong dollars, but the funds are not allowed to be leveraged. This is Mr. Lei, do you want to see what the lender strictly stipulates?"
"I have more than 20 million yuan in my personal account, and the conversion into Hong Kong dollars is more than 23 million." Lei Hao looked at Ma Peijie with a half-smile, and the meaning behind his words was very clear: 10 to 20 million Hong Kong dollars is simply a lot of money. Send the beggar away.
"Then, we can change to another way. Is Mr. Lei willing to cooperate with other companies? Qingyu can be an introducer." Ma Peijie said with a smile.
Just now Ma Peijie called General Manager Lu Huaide, and the two discussed it and believed that Qingyu controlled Thunder Investment on the books. Although the Hong Kong Island branch had previously made a gesture of separation, it was best not to cause a real quarrel. fall out.
Pulling strings, acting as an intermediary, ostensibly helping Lei Hao sign contracts with other companies, but in fact Qingyu's Hong Kong Island branch is doing the work, and the handling fees are turned into other benefits, which can be considered a profit.
As for whether Lei Hao can afford the money... Haha, within 200 million, there is absolutely no problem.
This is the so-called secret talk, or it can be said that after being a pawn, you still need to build a memorial arch. Lei Hao is a little disappointed. He is convinced by the Hong Kong branch invested by Qingyu. The other party has done a very qualified job as a businessman. , not showing any kindness at all.
Lei Hao was right. If he had clairvoyance, he would have seen Lu Huaide talking on the phone with Ma Peijie, who had just left the Four Seasons Hotel, in the general manager's office of Qingyu Investment Hong Kong Branch in Central.
"If the company named Lei fails, we will lose money. If it does not rise or fall, we will have one more competitor. If it succeeds, it will inevitably make our work achievements over the years less valuable."
"So, Lao Ma, let's discuss business and show the safest side. Then no matter how the situation changes, the impact on us will always be minimized."
"Besides, Lei Hu is so eager to borrow funds? According to his past style, he must invest. I am very unfavorable to him in such a hurry and blindly."
"We just wait and see the good show."
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