Future chat group

"Tomorrow is the settlement day. I was originally worried that Oasis Securities would be defeated." It was another day of regular meetings. In the conference room, Lei Hao was in a good mood and said jokingly: "Now it seems that even our old rivals Even if you want to fish to death, Forest’s net won’t be able to break it.”

"Haha, I really want to see Keith's expression now." Arman has been staying out of the matter. He is now a supporter of Lei Hao. He looked at Fox and Buhler with strange eyes and said with a smile: "Fox, Buhler , tell me about the scene when you two fight against the Supervision Bureau."

"OK, Armen, I can hear your teasing tone." Fox began to subconsciously slow down his speaking speed, accommodating Lei Hao's slightly unfamiliar English listening, and said: "I admit that I made some omissions, but in Yingming Under Lei’s leadership, these small oversights have been plugged.”

"I didn't think Alex would stab me." Buhler sat in his seat, a trace of pain flashing across his expression.

"Okay, we have evidence that Oasis Securities has contact with Alex's creditors, and we also have evidence that Forest has no violations at all. What do you think... what will Standard \u0026 Poor's and the Regulatory Authority think?" Lei Hao smiled. Said: "Based on the somewhat sufficient evidence, these two guys can eat people without spitting out their bones."

"With the scandal, Oasis Securities is doomed. The only pity is that Standard \u0026 Poor's is unlikely to give our bonds an A-level rating. It is likely to be BBB+." Fox said helplessly: "Less than A-level. The coupon interest will be one level higher.”

"We can make it back! Fox, looking at it from another perspective, we gain more profits and we give more interest. When the principal of this bond is at the safety line, what will the buyer think?" Lei Hao Already had a plan.

“Forest only requires the insurance company to underwrite the 10% area below the stop loss line. Then, our stop loss line is set at 10%. In other words, if we issue a 100 million dollar debt, we only need to find a third party with 20 million US dollars. guarantee."

Lei Hao continued: "If Forest's own credit rating was not insufficient, how could this bond be below A grade?"

"NO, Lei, don't forget, we invest in the stock market. Third-party institutions and insurance companies can only see changes in capital accounts. In other words, they can only see actual profits and losses, but not book profits and losses. "Yes." Arman shook his head and said, "I know the temper of those people. They won't take risks, at least they won't take risks because of others."

Everyone in the conference room nodded. After Arman, Fox and Buhler were also taught by Lei Hao. Together with Leo, who was originally a fan, the entire conference room almost became Lei Hao's talking point. Now he Every fart smells good.

Forest’s bond issuance procedures and bond properties are also less complex.

What Lei Hao plans to do is to gradually increase the amount of bond issuance. For example, he will first issue 100 million US dollars of financial bonds and limit investment to the stock market. Then he will find insurance companies and third-party guarantee agencies to keep an eye on the exclusive account. When the actual loss reaches 10% When the stop-loss line is reached, the insurance company intervenes and requires the investment to be stopped.

Then Forest liquidates the funds obtained from the bond issuance and replenishes the principal of the bond. If it does not replenish the bond, it will be replenished by a third-party guarantee institution and the account will be frozen. In this way, if Forest issues a 100 million bond, the actual possible loss will be Not too much.

Will Lei Hao worry about losing money? Of course not. He will first use the 100 million to make some profits, and then...continue to issue bonds, snowballing the share of investment in the stock market, and finally forming a capital pool for borrowing money to speculate in stocks.

What made Fox and others feel bad was that these funds were borrowed, and Lei Hao gave them 4% annual coupon interest and also added some floating interest income.

In other words, Lei Hao offered an interest rate that may be higher than that of junk bonds even though it was clearly out of the category of junk bonds. This was a bit too generous.

For Lei Hao, the annual interest rate of a few percent is too little. He plans to borrow money from people all over the United States. In this case, with a little more interest, the commercial bank that LEI will own will Wouldn’t it be a good choice to expand your business?

A little bit of interest can help its banks quickly spread out their entire business, which is really refreshing.

"Niya, where is the person I want? Haven't you found it yet?" After settling the matter of Oasis Securities, Lei Hao began to focus on the bank acquisition.

Hearing Lei Hao's words, Niya had a depressed look on her chubby face, "BOSS, the person you are looking for can be called a banker. I can quickly arrange cooperation partners with actuaries, accountants, lawyers, etc. But to recruit a banker for LEI...how could it be done in a few days?"

"Arman?" Lei Hao turned his attention to Arman, who had spent some time in the bank.

"Boss, you know, I am only responsible for the investment field in the bank. I am not good at the operation of the entire system." Arman said with a smile: "I provided several candidates for Niya, but unfortunately, They are very satisfied with their current jobs and have no intention of changing jobs.”

"The most important thing is that we don't even have a bank, so we can't win anyone's trust." Niya said with a wry smile.

Manpower shortage has been a normal problem that Lei Hao has encountered since he started his business. China's Thunder is doing well now. Fiancée Qiu Yuting and the Qiu family, Su Yiwen, Xiang Yongze, Tao Liyu, etc. are all managers who can take charge of their own business.

The United States is a bit stretched. It has a lot of budget, but only one Focus can be used.

When managing Forest and about to take over Oasis Securities and continue to expand, Fox's three heads and six arms are not enough for Lei Hao to control.

Lei Hao already knew from Cao Maosen and Future Information that Yuhua Bank was about to have a big problem. There were also several other bank share acquisition projects that were in progress, but the sad thing was that he had not yet found the person to manage the commercial bank.

Time is too tight and there are too few manpower. This is Lei Hao's current predicament.

"If it doesn't work, I will ask Su Yiwen to come to the United States!" Lei Hao thought of his fiancée Qiu Yuting's suggestion.

With Lei Hao's current majesty, it can be said that no matter who he wants to transfer to Thunder, the other party will not have much objection. The problem is that if Su Yiwen goes to the United States, Qiu Yuting will have to take care of the business in hand, so... When will Leihuhu and his wife be reunited?

Besides, asking Su Yiwen to manage a small commercial bank is really overkill.

In desperation, Lei Hao remembered another suggestion from Qiu Yuting: Taylor!