Future library

Cheng Jinzhou is not a person who waits for opportunities. Most of the time, he is willing to take the lead.

The library in the ring seems to exist forever, but God knows when, it will disappear without a trace like it did in the beginning? God knows if customer service 010 will choke to death on milk at breakfast tomorrow, and then the single line of contact will be disconnected. Or maybe, because of the internal adjustment of the library, I was completely forgotten...

If possible, Cheng Jinzhou would never place his fate on such a distant connection. He hoped to copy more useful books, at least one or two things that could be used for self-defense and survival.

For this purpose, it doesn't matter if you suffer a few blows and consume a little something in advance.

Therefore, even though the city gate would be closed in two hours, Cheng Jinzhou decided to make a round trip.

"Shen's Pawnshop" is the largest pawnshop in Shaonan City, larger than the Zhengda Pawnshop opened by the Cheng family themselves. Behind it is the Shen family in the capital, and I heard there are other backgrounds, so although there are only two connected stores, they are built extremely luxuriously and occupy a large area in the southeast of the city.

Most of the aristocratic families in this city would actually stay here if they needed it. Firstly, the Shen family doesn't know the whereabouts of things like local snakes, so it saves them a lot of trouble. Secondly, it's the business of this pawn shop. The scope is much larger.

Everything from cotton-padded clothes and jackets to star formation secrets are sold here. Even if they are unfamiliar with things, there are pawnbrokers who dare to pay for them. This is their most popular place.

As for the price, pawn shops never care.

Shi Yan came from a poor family and had a natural fear of pawnshops. When he arrived at the farm, he was still very uneasy and said: "Third brother, if you need money, ask the young lady for it."

"The bag of golden melon seeds from last time has been used up. Where can I get more?" Cheng Jinzhou said as he dismounted.

He took the left door, specializing in high-priced goods, and the decoration was even more grand.

The pawnshop is famously arrogant, but the owner who rides a Yadong horse, wears Nanhu silk and satin, and is accompanied by bodyguards and servants is more fashionable than driving an Aston Martin, wearing Armani, and having black bodyguards and white horsemen. , the waiter at the door did not dare to neglect, and welcomed Cheng Jinzhou in first. No matter what Cheng Jinzhou's purpose was, he made this year's new tea, and then he bowed to Qianzuo and said: "Master, are you buying something, or do you need money for turnover?"

The essence of a pawn shop is actually usury. Although pawns are a major source of profits, they are not a stable source of income. Especially wealthy families are usually very taboo about pawn products, because the owner of the pawn items is not in ruins. Even if misfortune occurs, some people will naturally worry about bringing bad luck home. This idea still exists until the 21st century. Therefore, although the items in pawn shops are cheap, not everyone is willing to buy them.

What business requires is a return on investment and a stable return, and the same is true for pawnshops. Although the income from work is less, the advantage is that the money can be recovered quickly, there is no need to go through the sales process, and the risks are also much lower. What's more, even if it is a pawn, it is often more expensive than a loan shark who returns nine times.

The waiter quickly went to the back and asked the shopkeeper to come out. The latter looked like a businessman, holding an abacus in his hand, with thin hair, and his appearance exceeded Cheng Jinzhou's expectations.

He thought that for such a large pawn shop, coupled with the appraisal experience accumulated over the years, he should have some cultural temperament, but he did not expect that he was an ancient money worshiper.

"My name is Shen Ping, what do you call me?" The shopkeeper didn't know what Cheng Jinzhou was thinking, and his eyes were shining brightly, looking at Cheng Jinzhou's master and servant.

"My surname is Cheng." Classmate Xiao Cheng didn't hide it, shrugged his shoulders and said, "I need 400 taels of silver for turnover. Let's see if Shopkeeper Shen can come up with it."

Speaking of business, the shopkeeper nodded slightly, still standing to the side and said: "400 taels of silver, the shop can get it now, but I don't know what this young master Cheng wants to pawn? Who are you and the Cheng family of Shaonan?"

His last voice was long, and Cheng Jinzhou smiled and said, "I am a member of the Cheng family, but I pawned it by myself, and what I pawned is also mine. Is this okay?"

"Okay." The shopkeeper chuckled. He often encounters this kind of thing. If a child from an aristocratic family pawns anything, businessmen naturally have no reason to extrapolate it. As for family members who come to find them, they can take the things back, but the interest will not be less. . The reason why the Shen family's pawnshops spread all over the world is because of the strength behind them.

Cheng Jinzhou patted his butt and stood up, saying, "Then please ask the shopkeeper to send two people to follow you."

"Where to go?" Shopkeeper Shen was stunned.

"I'm going to pawn the two ships." Cheng Jinzhou took a sip of tea and said, "Now is the dry season, and there is no time for the two sloops to sail out, so I will pledge them to you."

As he spoke, he took out two pieces of paper from his arms.

The six sloops in Xidianzhuang are all new ships. Each of them is worth at least three to four hundred taels of silver. Two of them are pledged for 400 taels, which is in line with the rules.

Looking at the ship's deed, Shopkeeper Shen can guess the price at seven to eight cents.

A 20-person salt boat in Hanoi can be purchased for 100 taels, not to mention a boat for a noble family. When he thought about it, he nodded and said to the guy: "Go and ask Mr. Hu to come out."

After he finished speaking, he turned around and said with a smile: "Brother Cheng, why don't you have some tea with me and wait until they come back from reading and then we can take over the handover?"

From Xidianzhuang to the city, you may not be able to make it back in two hours. Cheng Jinzhou had his own lazy way and said: "I will ask the book boy to accompany your people to watch the boat. Tomorrow morning, you can ask someone to bring money to Xiaoxizhuang to find it." I."

"That's fine." The shopkeeper was always polite and said with a smile: "Then according to the rules, how about we pledge it for half a year?"

Naturally, the longer the mortgage period, the better.

"Three months is enough."

"Then two cents of interest. Add one more." Shopkeeper Shen is not ruthless in asking for it. After three months, he will have to pay 60% of the interest, adding one to the total, which is equal to an extra 280 taels of silver.

Cheng Jinzhou smacked his mouth and nodded in agreement.

When the three were sent out, Meng Da was still untying the reins. Shi Yan was so anxious that his voice was on fire and he said in a hoarse voice: "Third brother, will you really give them the boat after three months? Mr. Liu said that that day …”

"Just return it then." Cheng Jinzhou looked nonchalant.

Shi Yan couldn't help but grab his hair, and the eunuch said anxiously: "How can I pay back 680 taels of silver?"

Cheng Jinzhou spread his hands and said: "At that time, I had passed the provincial examination and had the reputation of being a scholar. 600 taels of silver was just a small amount of money."

Shi Yan didn't care to look at Cheng Jinzhou's strange appearance, and he didn't dare to ask whether he could pass the exam. He just prayed silently in his heart. He didn't want to be sent to a village outside the city after being a book boy for only a few months.

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