Future library
Chapter 400 Discovering Credit Currency
In a world with a developed commodity economy, the profits gained from financial operations are far greater than commodity production. The so-called world economy is actually the fermented product of the financial economy. Only finance can integrate the world and allow London to colonize the global economy. New York’s global economic context allows Arabian horses to be bred globally.
The Star Alliance is definitely a financial world, and it is undoubtedly extremely developed. However, Cheng Jinzhou's identity cannot break into this world at all. He is like a Korean living in North Korea. He can only salivate and condemn the happiness of Wall Street.
In a world lacking advanced finance, there are often two options, one is to trade commodities, and the other is to produce commodities. Historically, countries such as the Netherlands, Portugal, and even Venice all developed in the direction of mercantilism.
However, what can really be maintained for a long time is the direction of industrial development guided by the former and based on the latter. Especially food production - at least in the history that Cheng Jinzhou knew, whoever produced the most food would have the strongest national power.
This law has not changed until the 21st century.
Because humans are overbred animals, they are always short of food. Humans are greedy animals, so they always control food.
The world is in the hands of food owners.
Cheng Jinzhou is not in the mood to study theories in another field, but his understanding of food is definitely much deeper than that of his contemporaries.
Today, he is equivalent to a descendant of a businessman who made his fortune relying on food, and his new target is a row of small villages on the edge of the Mijiang River.
That night, Cheng Jinzhou stayed in the village in the center of the alluvial plain.
Life is better near the capital, and the proportion of people studying is very high. Even the name of Xiaozhuang has an unexplained cultural atmosphere.
Qin and He followed him like loyal dogs. With their status, they had seen very few blue trainer badges in their lives. After finally seeing them, they must be carefully wooing them for the family.
They followed Cheng Jinzhou, Jiang Huang and Bishop Kande also had to follow, plus the newly arrived Lu family father and son, a large group of Zi Xing magicians came to Zhuangzi. The village chief was still thinking about the suspicion of "gods and monsters", and the local county Ling ran over first.
The counties near the capital are all high-class counties, and the county magistrates among them have at least participated in the imperial examination. The gentlemen who are at the forefront of the top three have different opportunities and experiences, and the frequency and amplitude of nodding and bowing are even more astonishing.
After enjoying the other party's sumptuous dinner, Cheng Jinzhou made a request seemingly unintentionally: "Sir Liu, can I borrow the household registration land information of this county for a look?"
County Magistrate Liu was from the Liu family in the capital. He was able to pass the imperial examination, so he was naturally very smart. His nose was as amazing as a wolfdog that had been hungry for 500 days in a cold storage. However, even if everyone knew that the household registration information was the most important information in a county and could never be borrowed, he still responded stupidly: "Bring it to me immediately."
Just the presence of three fourth-level star warlock badges can make his character disappear without a trace. He is a man of culture, and his character has long been corrupted into integrity in the officialdom.
After a while, the sound of horse hooves sounded outside.
Magistrate Liu sneered: "The county's yamen are so shallow that they have disturbed a few adults."
"Where is the study?" Cheng Jinzhou picked up the tea bowl and drank it in one gulp. The Liu family's tea is very famous, with an excellent aftertaste and long-lasting moistness and sweetness that can be clearly felt in the throat. Such tea will be grown in large quantities with high-tech assistance in later generations, and the price will still be more than 1,000 yuan per tael.
In Daxia, there are even fewer people who can afford to taste it. Even the county magistrate would probably be reluctant to brew it on weekdays.
After a refreshing drink, Cheng Jinzhou carried the koala out of the room and said on the way: "Look at which fields are good for business. Let's buy them first."
The emperor's reward is usually limited to ten thousand hectares. Anything exceeding this amount is a double favor and cannot be obtained easily. But for Cheng Jinzhou, 150,000 acres of land can only be regarded as ordinary.
However, another way of thinking is to first acquire the land from the names of officials and nobles who are interested in furthering their career, and then ask for rewards through the emperor, and naturally get more.
As in any era, the value of land near the capital is very high. Ordinary dry land costs more than 10 taels of silver, not to mention the fertile land near Mijiang River. In Shaonan, the price would be more than three times lower, and in the cheaper border states and counties, land worth 1 tael per mu could be seen everywhere.
The cultivation of real rice does not have high requirements for the field, but to meet the fertility requirements, the cost per acre will not be less than 20 acres. Yisu looked at it for a while, tapped the table with his hoof and said: "You can't plant it farther away. Want to buy a field? Why buy it in the capital?"
He had stayed in Daxia for a long time and had an idea of prices.
"That's why you don't understand." Cheng Jinzhou smiled proudly: "If I want to promote the planting of real rice, of course I have to start from the capital. In Shaonan, those big men don't care about you. Woolen cloth."
"Then why do you care about those nobles?"
"The nobility is the cornerstone of this country, and also the cornerstone of this era. They are the ones in power, and even more so the promoters. The nobility are the best living advertisements. No matter how much the common people despise the nobility, I don't know how envious they are in private. Face to face I don't know how servile I will be." When Cheng Jinzhou said this, he said it completely from the perspective of a noble, and he believed it deeply.
In fact, the only thing that can succeed in the movements and reforms initiated by farmers is to spread poverty. Otherwise, everything is bleak. The most realistic and common fantasy that farmers have about nobility is to become nobility.
Cheng Jinzhou wants to replace the low-grade food of this era with high-grade food so that he can have a stable supply and then sell it to the Star Alliance. In his experience, with the level of development of the Star Alliance, they have no shortage of smart middlemen, but the threshold for manufacturers is much higher.
In fact, this is also true. The reason why agents are valued by the Star Alliance is precisely because they have productive capital-their own planet-and those young people who grew up in the Star Alliance, despite their broad vision, except for a few family backgrounds and even Apart from the good ones, the best job is to work in the Star Alliance, like Ys.
And it is almost impossible to own a planet that can produce food.
The former customer service acquiesced in Cheng Jinzhou's choice, but immediately asked a practical question: "Where do you get the money from?"
"Star Tower." Cheng Jinzhou straightened his clothes and said without hesitation.
"If you understand basic finance, you should understand that the total amount of liquidity in a society is limited." Ys looked at him with educational eyes and said: "If your goal is to exchange for funds and then purchase land, Then you should understand that even if you collect the entire Daxia, even the currency of the entire planet, those copper coins, gold and silver, it will not be enough for you to buy all the land, can you understand?"
There should be something humiliating about being looked at with an educational gaze by a koala.
Cheng Jinzhou stared back and continued to adjust his sleeves and collar. A nobleman needs to pay attention to his appearance, especially a young nobleman.
It wasn't until two minutes later that he said slowly: "I know what you said, feudal society has a problem of monetary tightening..."
"Hmm?" The koala's voice channel is very interesting.
Cheng Jinzhou laughed and said: "In addition to the normal official channels, maybe we can absorb the money from the star warlocks."
In ancient China, a society with a developed commodity economy, there would always be situations where money was not enough. The money mentioned here is narrow currency. The most typical example is the Ming Dynasty of China. Even when the country was wealthy, they did not have enough silver to serve as currency, resulting in inevitable deflation.
On the other hand, Chinese people are accustomed to storing money in the basement of their homes, and even smelting silver into huge spheres that are difficult to move. They are known as "the sorrow of gods" - this situation really makes the country's rulers quite worried.
However, the world of Star Warlocks is an almost perfect feudal society, and the most beautiful thing is the certification stone.
For gentlemen in the financial world, if there is anything more satisfying than accounting money, it is credit money, or to be more precise, "electronic" money.
Certification stones are equivalent to the credit currency issued by the Star Warlock world based on the Star Warlock's credit.
In the past, Xiao Cheng didn't care much about it, but now that he is using it, he realizes its beautiful design - it is simply an invention born for exploitation by bourgeois.
After all, Yi Su was not as familiar as Cheng Jinzhou. After thinking for a while, he paused and exclaimed: "If all the money can be recorded on the certification stone, wouldn't it mean that buying and selling is not restricted by gold and silver currency?"
"Of course." Cheng Jinzhou laughed. The problem that merchants in Daxia often encounter is that when they want to sell, the other party has no money but they have the goods. When they want to buy, they have no money but they have the goods, but the goods of both parties are not the same. need each other.
For example, a big livestock dealer has 10,000 cattle worth 40,000 taels of silver. But when he wants to sell them all, few people can come up with so much money.
Even if the Cheng family was known as the first aristocratic family in Shaonan, they had to go to Beijing to pay bribes because of Cheng's father's affairs. They searched the public house and the third house, but they could only collect two to thirty thousand taels of silver.
The proportion of liquid capital in the so-called wealthy families is far lower than modern people imagine.
However, if certification stones are available and popularized, almost all problems will be solved.
Yisu couldn't help but worry at this time: "What if the Star Warlock Association doesn't agree with your approach, or other people don't accept the certification stone?"
"The Certification Stone is a reflection of identity. Those aristocratic families send their children to study astrology, just to become a Star Warlock's apprentice. Why? There will be no one who doesn't want the Certification Stone, but the Star Warlock Association, let's wait until they come to their door. "
Cheng Jinzhou spoke like a credit card salesman, dressed neatly and going out to find Jiang Huang.
With his Royal Star Warlock and his connections in the Star Warlock Association, it was easy to get some certification stones. And he was not prepared to scatter the certification stones right from the start.
This kind of thing can be given to some influential nobles and wealthy businessmen.
…
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