Future library

Chapter 406 Bank

When the treasury silver is transferred from other places, rumors inevitably leak out. Before the treasury silver reaches the capital, all kinds of gossip and speculation are spread first.

When Cheng Jinzhou handed over the cash to the Star Warlocks, it actually meant that the advertisement for the second trade fair was successfully placed.

Real money and silver are more powerful than any words.

An unintentional move. The effect is very significant.

The Star Warlocks, who had received ten times more cash than before, frequently appeared in the market, purchasing various experimental materials, distributing bounties to their families and their servants, or even renovating their mansions and Star Warlock towers. The sudden surge in large amounts of expenditure attracted the attention of businessmen and nobles.

Shops such as Shen's House and Qin Yu Trading Company began to purchase large quantities of goods to meet their consumption.

On the other hand, those gentlemen who have accumulated a lot of assets have begun to consider the issue of redeeming the contribution points of the Star Warlock Association.

Whether used for bribes or consumption, contribution points have irreplaceable advantages. Before the start of the trade fair, some small-scale private transactions were quietly carried out, some of which were through the Star Warlock Association.

However, it is very difficult to reach the price at the trade fair, which is why the scale of private transactions is always limited.

In this undercurrent caused by himself, a small shop belonging to Cheng Jinzhou quietly opened.

It is located in the most prosperous central area of ​​​​the entire capital, adjacent to the imperial palace to the south and the Zongfu to the north. It is the core business district of Daxia—it is also one of the few areas in the inner city where business is allowed.

The simple carvings and light-toned decorations are not obscured by the splendor. On the contrary, the unusual low-key makes it look particularly extraordinary here.

There is no store name, and the embossed five-star symbol makes people feel mysterious, but at the same time, they can understand the products sold inside - Star Warlock supplies.

Cheng Jinzhou held his chin and sat in the hotel opposite to admire his store design. It was a design that he spent thousands of stars to buy - a task accepted by an unknown agent.

It sold a variety of Star Warlock supplies, also from the Star Alliance, including simple scales, flasks, and rare materials. He even hung two fifth-grade cotton fruits in the center of the shop. , be the treasure of the store.

In the past, he would not have dared to put such tempting things on it, even for fear that others would know about it.

However, with the current strength, few people would take the risk for this.

Two astromancer apprentices walked into the store with their heads protruding. The Star Warlock Shop is not just a simple store, it represents the life of a Star Warlock in miniature.

Cheng Jinzhou's previous balances, etc., were handed over to the Shen family and other trading firms and then resold to the Star Warlock store. In his newly opened store, in addition to the common Star Warlock products, there are also some rare items on display.

The flagship product is aluminum.

On the second day after opening, word spread among the Star Warlocks that the newly opened store had six pieces of nine-purity aluminum. The entire Astromancer world has never seen aluminum of such high purity.

The limited but large supply makes lower grade cotton fruit more competitive.

"We want 200 grams of aluminum, can that be okay?" One of the star warlock apprentices stopped in front of the cotton fruit, imagining that one day he could get it from Xingzhou.

"Of course, each gram of aluminum is 2 taels of silver, and 200 grams total 400 taels of silver." The clerk is also an apprentice of a star warlock, and he cuts pure aluminum with a knife with nimble hands and feet.

Before being made into alloys, aluminum and iron are very soft metals, not the hard stainless steel that people imagine.

"It must be 99.999% pure." The customer still looked a little distrustful.

"Of course. It's the latest technology." The clerk held his head high.

Although aluminum is a ubiquitous metal material in modern society, in the world of Star Warlocks, it is a high-priced and scarce commodity.

Before the invention of electrolytic aluminum, the cost of purifying it was almost the entire cost of metallic aluminum, and the purity of six to nine was unthinkable.

When looking for a common and scarce material as a flagship product, Cheng Jinzhou immediately thought of aluminum.

It is so technological that any advancement in science and technology has caused drastic changes in the price of aluminum. It was once more expensive than gold, it was once more expensive than silver, it was once more expensive than brass - in the end, it is aluminum .

Of course, the most important thing is that the price of aluminum in the Star Alliance is very cheap, while the price of aluminum in the Star Warlock World is quite expensive. For now, it is already the lightest metal, such as sodium, magnesium, and lithium. Metal is still sleeping in the associated mines.

The travel fee of 10 star yuan per kilogram is only equivalent to 500 kilograms of grain, but in the star warlock store, aluminum can be sold for this price per gram.

If more valuable items are purchased and sold to the Star Alliance, the profit will be even higher.

The pure aluminum softly reflects the light of the stars. After the clerk weighed it on the balance, he carefully placed it in the glass cover.

"It's really pure aluminum." The buyer praised, took out three gold nuggets from his pocket, and said, "You can use gold."

"Of course you can." The clerk smiled, put it away, and said: "Do you want to keep the remaining gold in our store? We will pay 1% of the net profit every quarter. And when there are new products and transactions When we do, we will notify you as a priority.”

"1% per quarter?" The two star warlock apprentices' heads were spinning rapidly. 4% interest a year was really a lot. The person in the lead asked doubtfully: "I've only heard that banks collect money, but never heard of people paying?"

"This is the boss's new initiative for everyone's convenience. It's called 'bank'" the clerk smiled like a wolf grandma.

In an era when inflation is almost non-existent or even deflationary, offering an annual interest rate of 4% is indeed a bold thing. This is also the main reason why local banks have not developed. Their service goal is storage, but they are far from financing services.

Despite the temptation of higher interest rates, the two Star Warlock apprentices were obviously hesitant.

In the past two days, the clerk saw many such customers, and immediately continued: "Look at the fifth-grade cotton fruit behind me. This is a good product that even high-level astrologers can't get, but our boss will sell it from time to time. , buyers can only buy with money deposited in the bank."

"Your boss?"

"Mr. Cheng Jinzhou." The clerk said respectfully: "In addition to cotton berries, there are many commonly used materials such as pine cone extract. In addition, you can participate in some of the research materials and lectures of the De'an team, and even... "

At this point, the clerk lowered his voice a little, and said somewhat artificially: "You can even write to the De'an Star Warlock to ask questions, and you have a chance to get answers from the Four-Star Warlock."

"Four-star warlock?"

"Warlock Jiang Huangxing and Warlock Kande, the De'an team is the most powerful team in Daxia now..."

The two Star Warlock apprentices couldn't help but be tempted.

The clerk finally resorted to his tried-and-tested trick. He leaned half of his body on the counter and said: "If you deposit 100 taels of silver in the bank, next time the De'an team holds a discussion, you will not only have the opportunity to listen, but also have the opportunity to speak and participate in the discussion. .”

This was definitely the last concrete pillar that broke the camel's back. The two customers shouted in unison: "Really?"

"It's absolutely true." The star warlock apprentice in the store narrowed his eyes with laughter.

Before the savings business, or banking business, has not yet matured, various promotional activities are indispensable. Compared with businessmen and ordinary star warlocks, Cheng Jinzhou has obvious advantages.

The two star warlock apprentices happily took out a few more gold nuggets and handed them to the clerk, and left the business with the strange red paper, which meant that two more people were involved in Cheng Jinzhou's financial den.

Credit cards are the most in line with the nature of a bank. The inner greed is hidden under the beautiful excuse. When you start to come into contact with it, you will be completely attracted by it and you will be unable to extricate yourself.

Growing up in a society radiated by Wall Street, Cheng Jinzhou believed in the power of the financial market and believed in his ability to build a financial giant to carry the rapid development.

For this reason, he began to communicate frequently with Buddha again, not to earn stars, but to develop his own base.

The more a child of an aristocratic family, the more he believes in the importance of a stable foundation. After several years of personal experience, Cheng Jinzhou is convinced of this.

In the blink of an eye, a star warlock walked into the trading house with a five-star hanging, followed closely by a servant carrying a heavy baggage.

"Deflation is accompanied by inflation. It's such an interesting currency." Cheng Jinzhou thought of something and suddenly muttered to himself.

"Currency?" Lu Xu had mutton shreds hanging from the corners of his mouth, confused.

"Silver and copper coins are deflationary, Star Warlock Association contribution points are obviously inflationary, and it is an international currency..." Cheng Jinzhou spoke to help himself clarify his thoughts.

Jiang Huang raised his head and glanced at him, then immersed himself in his own thoughts. His life was filled with research. If Cheng Jinzhou, who was afraid of death, had not forced him to do it, he would never have come outside.

"The next step is to sell concentrated sulfuric acid. After all, it is an important chemical raw material." Cheng Jinzhou said and nodded to Shi Mo.

The latter took the opportunity and ran out.

Concentrated sulfuric acid is produced by small workshops, and the total quantity will not be too large.

Cheng Jinzhou just lowered his head and saw Shi Mo's blue robe getting closer and closer to him.

"Why..." He said halfway before he saw Mr. Liu Bin, the transfer envoy, pushing Shi Mo in with his own hands.

"Sir... father-in-law." Cheng Jinzhou's tone was a little abnormal.

No matter how he changes, his son-in-law will inevitably be nervous in front of his father-in-law.

"Cheng Jinzhou Star Warlock." Liu Bin's Chinese character face is a bit thin, but he is in good spirits.

Cheng Jinzhou laughed twice, knowing why he was unhappy.

Anyone who has done well in the local area will not be too happy if he is transferred to the capital to be a scapegoat because of his son-in-law.

"Tell me about your plans for next month's trade fair so that we can prepare." Liu Bin put away his joke and sat down.

"Uh..." Cheng Jinzhou didn't expect that he would come to talk to him. He couldn't use the lines he had prepared. He couldn't help but hesitate and said: "It's hard to guess what will happen next month. I'll make a report when it's over." I’ll send it to you.”

This is a delaying tactic.

In his politics, he seeks his position. Although Liu Bin was dissatisfied with the Zhengshitang's decision, he was a staunch supporter of the civilian clique. He believed in the theory of civilian salvation and rejuvenation. After many years of official career, Xiao Cheng's rhetoric can be said to be a master's degree. He almost immediately said: "Since you are not sure, let's talk about mine. The current treasury of the imperial court is only 2 million taels. In addition to allocating funds from various places, In addition, there is no ability to accept more flight tickets. If the amount of treasury silver drops to 1 million taels, the court will suspend the exchange of flight tickets."

"Then the court's credibility will be ruined."

"You can use flying tickets to pay taxes." Liu Bin said a common solution.

Flying tickets cannot become a credit currency because of the traditional irresponsibility of the government.

Cheng Jinzhou smiled lightly. He deliberately pondered for a long time before saying: "Father-in-law, since I have said so, it would not be a bad thing if the court is willing to use future tax revenue as collateral."

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