Gene from the 13th Department of Bright City
Chapter 2006 Guangbo (Part 2)
October 13, 2246
Just after 8 o'clock in the morning, Li Ang walked into the office, went directly to the section officer, brought up the light and shadow screen, and handed the report directly to his boss.
"Let's do it. Don't be in such a hurry. It's been done in less than a week."
The section officer casually looked through the report on the seized assets review, and then nodded thoughtfully.
"Yes, you did a good job. I think you can take a vacation, Li Ang. You haven't had a break in several months."
Li Ang grunted, then stood up and handed over the vacation slip. After the section officer glanced at it a few times, there was no doubt. Li Ang submitted the audit report of seized assets every time perfectly, with almost no faults. Come.
Li Ang turned around at this time, his eyes were slightly dim, his little finger was trembling slightly, and sweat overflowed from his forehead.
Li Ang made a falsification. This was the first time he had done so after working for so long. There were 17 places where assets were seized this time, 3 of which were high-quality assets. However, Li Ang had tampered with the report and review. Turned 3 high-quality assets into inferior assets.
Once it is characterized as a low-quality asset, it will basically be ignored during the auction. Only some people who do not know the truth will buy it. Li Ang has taken care of everything in advance. These three assets will be sold to Li Jun at a very low price. After getting it, Li Jun also promised to take care of all relations in the area, and as long as he succeeded, Zhang Ting's debt would be reset to zero.
At this time, Li Ang was feeling painful in his heart. He knew very well that doing this was no different from what most people in Section 7 do today. There was always something hurting Li Ang in his heart.
Li Ang knew very well that this was the only way to help Li Jun. While thinking, Li Ang heard a sound of footsteps.
"Why did you come back?"
Ye Jiao, who was behind her, looked at Li Ang suspiciously. She felt something was wrong as soon as she saw Li Ang, because he was different from the usual Li Ang. He was a little flashy, as if he had done something wrong.
"Sorry, I met an old friend and was delayed for two days."
Just when Ye Jiao was about to ask something more, Li Ang bluntly said that he was going on vacation. After saying something casually, he quickly left. Ye Jiao didn't say a word, just looked at Li Ang's running back and instinctively felt something was wrong. Something is wrong.
Li Ang was definitely hiding something from Ye Jiao. This was Ye Jiao's first feeling. Then Ye Jiao looked at the office where Li Ang belonged. She stood at the door holding her cell phone, pretending to be talking to someone, and quietly observing. People in the office.
Ye Jiao hesitated a little. She wanted to ask Li Ang, but thinking of Li Ang's attitude just now, Ye Jiao turned around and quickly returned to her office and went directly to the captain.
"I'm going on vacation."
As soon as he finished speaking, the originally noisy office fell into silence. Many people looked at Ye Jiao in surprise. She never took a vacation and always had troubles with the captain and other team members over trivial issues.
"That's right, let's rest for a few more days, Ye Jiao."
After Ye Jiao bowed slightly, she directly handed over the work in progress to her colleagues and left.
Ye Jiao went directly back to her dormitory, a little helpless, because in the past few years, Li Ang would always talk to her about anything, but today's situation was obviously different.
"what should I do?"
Ye Jiao could feel that what Li Ang was hiding was not a trivial matter. The reason why she noticed it was because Ye Jiao saw the same expression as her father in the past, full of anxiety and hesitation, and her eyes were a little sad.
Without thinking much, Ye Jiao directly turned on the light and shadow screen and took a look at Area 103. Ye Jiao planned to go directly to Area 103. She couldn't worry about Li Ang, and the image of her father's appearance before committing suicide always appeared in her mind. The feeling of powerlessness, guilt, and deep regret of being bound by something and being unable to break free.
Li Ang did something he shouldn't have done. This was Ye Jiao's first reaction. This matter cannot be ignored, but Ye Jiao is not sure what Li Ang did. After so many years of understanding Li Ang, Ye Jiao clearly realizes , even if she goes and asks Li Ang what he did, Li Ang will not let go.
After thinking for a while, Ye Jiao took out the phone and pressed the number 0013.
"Mr. Jean, I want to ask you for something."
"What's wrong, Jiaojiao, tell me!"
Ye Jiao hummed and talked about Li Ang. What Ye Jiao hoped was that Jean would use his authority to get Li Ang's last work report. She only needed to see the content of his last work. Ye Jiao only needed to directly When you get to Area 103 and check the corresponding place, you can probably guess what Li Ang did.
"Give me a few minutes!"
After hanging up the phone, Ye Jiao breathed a sigh of relief. Now she could only ask Jean. Sure enough, in less than 3 minutes, a document was sent. When Ye Jiao opened it, she saw that it was Li Ang's work this time. She started Looked at it in detail.
After a while, Ye Jiao discovered several problematic areas. This was not like the mistakes Li Ang would make on a daily basis. Many areas seemed to have no problems, but Ye Jiao had already dealt with loan matters twice. It has been more than a month, and I am very clear about some unspoken rules of mortgaged objects. There are some unreasonable things in the review of mortgaged objects handled by Li Ang.
Under normal circumstances, the mortgage objects and the loan amount must be at least proportional, within 1 to 3 times, but after a brief calculation, three of the mortgage objects handled by Li Ang were a little wrong, but they were only within 0.8 times of the loan amount. This involves a problem. Although it is not as good as the mortgage value of the loan, in principle it only needs to be more than 0.6 times, because there is a future evaluation value included, but such a value is generally between 0.3 and .04, which is not too high. Not too high or too low.
In the qualification review report made by Li Ang, 0.8 is a relatively ambiguous value. If the basis is 0.6, at least such an asset assessment value must be above 0.9 to be reasonable. 0.8 is extremely unreasonable.
Ye Jiao has seen most of the asset mortgage reviews handled by Li Ang, and has also heard Li Ang talk about some of the issues involved. Therefore, Ye Jiao concluded that Li Ang would not be able to rashly set a value of 0.85. There is only one Maybe, Li Ang is lying. Most people think that such a value is fine. The difference is just a few percentage points, which does not pose a big problem, because there are errors in the seizure of assets in these three places, and the largest loan is only a few percent off. 800,000, and the other two loans are 680,000 and 390,000.
Generally, assets lower than 1 will be characterized as inferior assets, but this is done internally rather than externally, and internal personnel will give the information to the corresponding businessmen in advance, and the businessmen will naturally make decisions based on the initial amount of the loan. With the adjustment of the auction, there is basically a high probability that it can be won. Coupled with some high-level signals, the merchants can 100% win some of the mortgaged high-quality assets.
While thinking about it, Ye Jiao had already got on the subway to District 103. She continued to look at several other assets made by Li Ang. They were basically very accurate. The comparison between the loan amount and the description of the assets was between 0.9 and 1, and some even If it is above 0.7 or 0.6, it can be determined that the others are low-quality assets. As for these three problematic assets, Ye Jiao suspects that they are most likely high-quality assets.
10:38 am
Ye Jiao walked out of the central platform of Area 103. She was not wearing a uniform, but simple black casual clothes. However, her pretty face still attracted the attention of many people, and some people even took the initiative to strike up a conversation. However, Ye Jiao Jiao simply ignored it.
The street in front of her made Ye Jiao feel as if she was watching some TV series from the past era. Ye Jiao rarely visited the lower class. From birth to graduation, she basically lived in the upper class. She only knew about the lower class from some film and television dramas. Ye Jiao was extremely shocked by what she saw here and in the news reports, because everything in front of her was far more real than Ye Jiao thought.
After several inquiries, Ye Jiao found the first mortgage asset, which was a small mechanical parts production factory that had ceased production. Although most of the machinery in the middle and upper classes have been replaced by light and shadow machinery, some machinery still has physical substance. Ye Jiao looked at the mechanical parts production factory with a loan of 800,000 yuan in front of her. It occupied a small area and looked a bit old.
"Can I go in and take a look?"
Ye Jiao walked over and asked the security guard at the gate, and he immediately laughed.
"Beauty, which school are you graduating from? Do you want to visit?"
Ye Jiao shook her head and took out her mobile phone to bring up a light and shadow screen. The security guard's face turned pale for a moment and he looked a little hesitant.
"Sir, I came here under the order of the headquarters to conduct a secret investigation. I hope you can cooperate. If you cannot cooperate, I will directly write down the reasons why I cannot investigate in the report to Section 2."
The security guard panicked for a moment and opened the door without thinking much to let Ye Jiao in. At this time, Ye Jiao was also very panicked.
A few minutes later, Ye Jiao entered the factory. Listening to the security guard's statement, Ye Jiao probably knew that the reason why this company went bankrupt was because it could not pay the workers' wages, and the machinery they produced was The parts were not worried about sales because the boss invested the money he earned in other industries. Due to the large-scale criminal investigation, the new industry the boss invested in was completely destroyed. In the end, he had to file for bankruptcy because the boss could not compensate at all. Get a loan.
Ye Jiao was basically sure of the size of this factory after looking around. It would not be difficult for a factory like this to sell 200,000 yuan a month. Based on the parts produced and excluding various costs, it would be 5 yuan a month. Profit of up to RMB 100,000 is guaranteed. If you can not only repay the loan within one year, you can at least repay half of it. For such mortgage assets, the seizure coefficient should be above 1.5.
Moreover, Ye Jiao has seen the loan from this factory. The interest rate is very low, only three ten thousandths of the monthly interest. The monthly payment of 800,000 yuan is only 240 yuan. The loan is not very heavy, but it is only because the factory owner also The investment losses caused him to be unable to repay the loan within a short period of time, so he had to file for bankruptcy and the mortgaged assets were directly seized and sealed.
After conducting more detailed inquiries, Ye Jiao basically concluded one thing. Li Ang had tampered with the review of seized assets. Ye Jiao didn't know why he did this. If he was short of money, there was no need for Li Ang to do it. This kind of small-scale manipulation of seized assets can make him a maximum profit of 20,000 to 30,000 yuan, which is already the limit.
In the office where Li Ang is located, many of the seized assets are reviewed for large assets exceeding tens of millions. Li Ang only needs to use his brain to pocket hundreds of thousands or millions. There is no need to expend effort on such inconspicuous small assets. .
Ye Jiao was very angry after leaving the factory. She didn't know what happened to Li Ang. If he really had financial difficulties, Ye Jiao was willing to help him. Ye Jiao had saved a lot of money over the years, and she still had more than 100,000. It was completely You can lend it to Li Ang, but if not, Ye Jiao can help Li Ang find someone to borrow money, such as her adoptive father Ye Chunwang or Jean, and you can borrow tens of millions.
The more she thought about it, the more annoyed Ye Jiao was when she came to the second location of the seized assets in question. This was a clothing production workshop. It seemed to be a small factory with only 50 workers at most. After doing the same thing, Ye Jiao went in easily. .
The result was still the same. Ye Jiao found that the demand here was huge, and the boss had been arrested long ago because he was a member of the gang and was involved in some major cases. The relevant personnel were arrested and the factory was shut down. However, after asking Ye Jiao a little, she was sure that this factory with a loan of 680,000 yuan could have a monthly sales of at least 100,000 yuan, and the profit of clothing was very high, and the profit could be maintained at more than 50,000 yuan.
Although most of the local physical clothing industry in the middle and upper classes has been replaced by light and shadow clothing, the demand at the bottom level is still very large. Most of the materials are made of some fiber waste that is not needed in the agricultural sector. They are high quality and low price. They will definitely not be available at the bottom level. There is a lack of market, so such assets cannot be of inferior quality.
Near 1 o'clock, Ye Jiao came to the third location. The seized asset here was a fuel production company. This company went bankrupt after being investigated because it was involved in illegal acquisition of raw materials. They would produce a lot of compressed biogas. Fuel, this kind of fuel has a drawback, storage is troublesome, the requirements for equipment are very high, and the technology of compressed gas is a problem, but this kind of industry is very popular at the bottom.
Many families have original biogas tanks, which are used as heat sources for cooking. After reviewing the information in detail, Ye Jiao found that it was impossible for this company to suffer huge losses. The loan could be recovered, but the person in charge insisted on filing for bankruptcy. , and in the past two or three days.
All the problems were very clear. At around 2 o'clock in the afternoon, Ye Jiao found a shop to have something to eat. She was sure that Li Ang had made some secret deal, so he concealed the three things that were supposed to be Quality seized assets.
Ye Jiao felt more and more uneasy, and she began to feel a little worried. At this moment, Ye Jiao opened her eyes wide and saw Li Ang, wearing casual clothes, walking intimately with a woman on the street. Surrounded by some gang members, Ye Jiao's mood fell to the bottom for a moment. It was not because of the problem between men and women. Soon Ye Jiao became angry. She got up and wanted to question him, but she finally held back.
"You bastard, how dare you lie to me!"
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