Global Tycoon: You Call This A Small Achievement?

It is true that He Zhou was born a landlord, and it is true that the treasures he had hidden during the hard years were sold for a fortune, but this does not mean that He Zhou is truly penniless and desperate.

This jade ring was the only and most valuable item left to He Zhou.

"Welcome!" The doorman's childish voice gave people a very special feeling.

The store lobby manager walked over to shake hands with He Zhou with a calm face. He did not look down on He Zhou because of his casual clothes. "I wonder if I can help you, sir?"

“Do you have a mortgage business here?”

"Of course," the lobby manager said hurriedly, "our main business at Xingda Mortgage is small-amount mortgage loans, and we also usually undertake some exchange business from banks."

"Then your business is quite extensive." He Zhou said in surprise. Although this store is luxuriously decorated, its floor space is far from spacious. It is much worse than the gold store next door.

The lobby manager explained with a smile: "Actually, we do all businesses that can make money."

This is very cryptic.

In short, it means doing honest business and not rejecting gray business.

There are risks in gray business, but as long as it is successful, it will basically last three years without opening, and three years after opening.

He Zhou nodded and said, "I've encountered some difficulties in my business and am in urgent need of capital turnover. I plan to temporarily mortgage an object that has been passed down for more than 300 years to provide an emergency loan."

"Sir, please come with me." The lobby manager confirmed that it was business. His eyes lit up and he hurriedly led him to the box. "We at Xingda Betting have professional evaluation masters who will definitely give you the most reasonable price increase."

He Zhou followed the lobby manager into the private room without comment.

After the other party wisely went out to guard the door, he took out the ring ring from the pocket of his suit. "This is high-quality jadeite, exquisite workmanship. It is an old item passed down by my ancestors for more than three hundred years. Please estimate the price."

"Hey, it's rare to see an old object that has been passed down for more than 300 years."

The old master first moved the reading glasses on the bridge of his nose and sat up straight.

Then he picked up the magnifying glass and observed the wrench finger carefully.

He saw that the texture of this ring finger was warm and moist, with a hint of coldness. Under the light, it reflected a charming brilliance. It was indeed jadeite of the highest quality.

The pattern on the wrench finger is very complicated and the texture is very clear. At a glance, you can tell that it is a valuable object.

A quarter of an hour later, the old master put down his tools, put his hands in his sleeves, and said somewhat uncertainly: "Sir, do you have any evidence to prove the ownership of the object?"

The implication is that I am worried that the origin of the trigger is unknown and may be involved in some inexplicable cases.

As if he was worried about angering He Zhou, he immediately added: "It's not that I mean to embarrass you, old man, it's just that the pawn business is too deep!"

As for what ancestral traditions are?

Some people dare to claim that they are ancestral objects that have just been dug up from the grave.

He Zhou was a little disapproving, grabbed the wrench back, and said in a feint of anger: "Why does the old man need to make such excuses if he wants to lower the price? Besides, does your store not accept items from unknown origins?"

With that said, he was ready to go back home and find another place to pawn or sell.

The old master's eyes never left the ring, and he stopped him with a smile, "Sir, won't you listen to my offer?"

"How much can I pawn?" He Zhou paused subconsciously.

The old master held out two fingers: "Two hundred thousand Hong Kong dollars."

He Zhou pretended to be angry, flicked his sleeves, and said angrily: "This is an old thing passed down by my ancestors for more than 300 years. It's less than 2 million Hong Kong dollars. Don't even think about it!"

hiss!

The master took a deep breath, two million Hong Kong dollars, which was nearly one-tenth of the net worth of his boss behind the scenes.

He was really unsure, so he decided to continue bargaining, "Mr. He, pawning and selling cannot be confused."

Pawn mortgages have always been at a discount, let alone two million Hong Kong dollars. Even if this business is completed, Xingda Pledge will not make much profit. If it is lost, it will suffer a small loss.

"Even if you search all over Hong Kong for small pledges, they still won't be able to pawn you two million Hong Kong dollars!" the old master said confidently.

The so-called small pawn shop is a pawn shop that has no name, no signboard, and operates secretly.

This kind of small pawn shop can pawn more money, but the interest rate is very high, so it is suitable for death because the other party may run away at any time.

If you want to have less trouble and want to redeem it later, then it is more reliable to go to a time-honored pawn shop like Xingda Pawn.

He Zhou naturally knows that two million Hong Kong dollars is a big deal. Before the time travel, if this thing was put at auction, it might fetch a sky-high price of tens of millions if he was lucky, but in this era, that is unthinkable.

Two million is enough to buy several 'luxury homes' in Hong Kong, a place where land is at a premium.

"At worst, take it to the auction house." He Zhou said cruelly. The only thing that worries him is that if he wants to buy back the items at auction in the future, it is far less easy than mortgage redemption.

The old master laughed when he heard this and said: "Auction houses do not have pawn mortgage business. Mr. He must also know the commissions of large auction houses, otherwise he would not try his luck in a small business like ours."

Large auction houses generally charge a commission of more than 10% for extremely precious and rare items that have no problem with their provenance. This is generally only eligible for items worth hundreds of millions of Hong Kong dollars.

For general treasures, the commission is generally 20%~25%

"What's the most you can give?" He Zhou asked.

The old master thought for a while and then said: "Three hundred thousand Hong Kong dollars. If you sign the responsibility deed, you can pay a premium of 20,000 Hong Kong dollars on top of that."

After all, the business was not settled.

He Zhou asked for directions and found several regular pawn shops. The one with the highest offer only offered HK$600,000.

The price given is high, but the conditions are also very harsh, and the interest is not low.

The most embarrassing thing is that even if you redeem it early, the interest will not be less.

He Zhou finally agreed.

With a limit of 100 days and a profit of three cents, when it was 600,000, only HK$582,000 was obtained, and one month's interest was deducted.

During these 100 days, no matter which day you redeem your fingers, you need to pay 100 days of interest.

If He Zhou does not come to redeem the ring after 100 years, then the jade ring will belong to the pawnshop.