God of Life

The complexity of getting a large-amount credit card was beyond Wang Yan's imagination. Chen Xi ran around many times before he finally got the materials.

It is even more troublesome when it comes to swiping the card. Large consumption must be confirmed by phone, and there is a single transaction limit and a single day limit.

Fortunately, we can talk about it.

The result of the final negotiation is that the daily limit is 20 million, and the single transaction limit is 20 million—that is, there is no limit.

As for the upgrade of normal credit cards, don't even think about it in a short time.

The corresponding restriction was that as long as the card was used to spend more than one million yuan, Wang Yan's savings in Minsheng would be frozen by the corresponding amount.

In this way, does this credit card mean nothing?

it's not true.

There is a maximum interest-free period of 50 days for credit card consumption, and the cash that Wang Yan saved is generating interest all the time.

In 2015, the demand deposit interest rate stipulated by the central bank was 0.35%, and commercial banks could raise it by up to 30%, and the highest demand deposit rate was almost 0.455%.

Meanwhile, the minimum term for fixed deposits is 3 months.

However, what is more embarrassing is that commercial banks such as Minsheng Everbright have a fixed deposit with a one-month period when faced with large deposit certificates.

Young master Wang doesn't know how to circumvent the supervision, anyway, the one-month term can give 1.75% interest rate.

The gap between the rich and ordinary people is fully revealed in this small detail.

The same deposit for one month, 50,000 is 0.35%, the maximum is not more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a gap of 5 times.

And Young Master Wang not only has a large certificate of deposit of 20 million, but also the person Chu Hong tried his best to make friends with.

So, the treatment is better.

Chu Hong specially opened a back door for Wang Yan, so that Young Master Wang can use that "margin" to roll over the 7-14 days of Minsheng's main investment currency fund and treasury bond capital-guaranteed wealth management products.

Of course, the annualized rate of return is far from those financial products that easily cost 6% or 7%.

Only about 3.8%-4.5%.

But safe enough.

On the whole, in 50 days, 20 million will have an interest income of 95,000 to 123,000.

Yes, Chu Hong didn't ask Wang Yan to save 30 million, 20 million is enough.

Putting a long line to catch big fish is really hard work.

Regardless of whether he has a credit card or not, Young Master Wang has to pay for it.

Using a credit card will generate an additional interest income of 700,000 to 800,000 per year.

It may not sound like much, like two days' breathing wages, but its significance is not at all in the benefits.

Actively integrating into the real financial system is a major hurdle that Wang Yan must go through.

Building a good relationship with the bank is an important step for Shenhao Wang to come to the stage.

In addition, if you have Minsheng's 20 million credit card, and you apply for a credit card from another bank, basically every bank will be willing to give you the maximum credit limit.

It is very easy to apply for a card with a card, and it is very likely that there is no need to make a deposit.

Of course, the quota may not be as high as Minsheng, but it can be supplemented by quantity.

If more than ten cards can be added together to have a limit of 80 million, it will be completely awesome.

Using 30 million cash to turn over 100 million quota, proper management and a good billing cycle, it is a bloody profit.

Under normal circumstances, the bosses who can get a quota of 100 million don't like the petty profits, and the kids who like it can't do it, so no one can play like that.

Wang Yan was a special case. In fact, he didn't like the benefit, but he needed a cover on the bright side, so he was really suitable for playing like this.

Open vests in dozens of banks...

Please call me a vest maniac!

Use loans to make troubles, use turnover to mess up accounts, disperse breathing wages, and finally return them through Wangting Entertainment...

Perfect!

When I went out, dozens of banks did it piecemeal, and when I came back, it was divided into two pieces.

One sum goes to Wang Yunxi, and one sum goes to Shenting Capital Corporation.

Tax payment is done on two levels of Wangting entertainment and Jinyan investment. If nothing else happens, Wang Yan will soon become a real big dog with an annual profit and tax of over 100 million.

With an entity and tax records, no one could do anything to Wang Yan.

Many years later, if someone wants to find out how Mr. Wang started his career, there will only be one question - where did the money for the auction of the Haiguang office building come from?

As long as Wang Yan protects his parents well enough, the outside world can only draw one conclusion - the elders' black gold from the mine.

The initial stage of Shenhao is the most fragile, once the momentum is established, all unreasonable things will be explained.

Brain supplementation is the fate of human beings.

Following Wang Yan's step-by-step approach, until now, the exposure risk in terms of capital has almost been eliminated.

Thinking of this, the young master is even more grateful for the [attribute modifier].

If he didn't have an intelligence of 79 points, he would have been so stupid until today, and a catastrophe might not be far away.

It would be a disaster for ordinary people to have money they can't spend without giving them the wisdom to manage it.

...

After finishing all the details, the time has reached 5 o'clock.

Next, Chu Hong will entertain Wang Yan for a second public relations.

The difficult Young Master Wang never let go of the transfer of basic accounts, but it was not the kind of merciless refusal, which made Chu Hong's heart bubbling.

No need to say, let him go!

The venue for the banquet was arranged by Chu Hong at the Bankers Club in the Bank of China Building next to Minsheng.

Chu Hong introduced proudly: "This is one of the top private clubs in Shanghai. It is as famous as Yongfu Club and Securities Association. It is equivalent to Chang'an Club in the imperial capital. Leaders of Shanghai often meet guests here."

The appearance of the Bank of China Building is very beautiful, but the Bankers Club located on the 52nd floor, in the eyes of Young Master Wang, is just one word——

Old-fashioned.

There is no problem with Chinese-style decoration, but the problem is that the decoration is not beautiful.

The 50th floor is a 5-star suite, the 51st floor is a western restaurant, and the 52nd floor is a club reception and entertainment area, all of which are basically in a rustic style.

Young Master Wang felt inexplicably familiar, as if he was watching a TVB TVB drama, and asked casually, "Designer from Hong Kong Island?"

Chu Hong was taken aback for a moment, and gave a thumbs up casually.

"Young Master Wang is amazing! You really don't look like you are new to Shanghai... That's right, the Bankers Club itself is a product of Hong Kong Island.

When it was established in 2001, Hong Kong Island designers were invited to decorate according to the style of the Hong Kong Island Bankers Club. Now the club is still networking with each other to share resources. "

Wang Yan pouted, losing interest in the environment.

In 2015, Lao Chu!

Still superstitious about Hong Kong Island?

Look at this dilapidated decoration, how can it be worthy of the title of "Magic City's Top Club"?

The KEE club that Li Yixu hosted last time was also not to Wang Yan's liking and was a bit old-fashioned, but it was eighty miles better than today's broken place.

The so-called private clubs have disappointed Young Master Wang more and more.

But today's focus is not the environment.

When the accompanying guests came out, First Young Master Wang gave a slight Y... startled.

Chen Xi was the girl who was surprised before, but when she went to the restaurant, two other girls of the same level appeared.

[Bai Jie, 33 years old, appearance 90, figure 95, special 74]

[Wang Yufei, 26 years old, appearance 97, figure 92, special 85]

Young Master Wang didn't respond to Bai Jie's name, he was a decent Wang, he didn't understand so many strange things.

The young woman is about 163 in height, plump, white enough to reflect the light, and laughs before speaking to people, very charming.

Wang Yufei is tall and slender, nearly 170, with a melon-shaped face, and her eyes are very characteristic-watery peach eyes, the corners of which are slightly upturned, and any look that comes over seems to express some shy and timid invitation.

In addition to Chen Xi, the three golden flowers gathered together are simply dizzying.

There were only two men present, Chu Hong and Wang Yan.

Young Master Wang immediately realized that the situation was not simple.

Are you guys going to push the BOSS...

Chu Hong smiled and introduced: "Bai Jie is the director of our office, and Fei Fei is the most beautiful woman in the credit department. In fact, I will have to deal with Wang Shao often from now on. Today we just got together to get to know each other."

The grounds really pie.

A housekeeper, a secretary, and a loan officer, according to common sense, do deal with each other frequently.

But sending a boy out can't work?

It's not that I'm greedy!

Wang Yan had a tendency to be smelly and shameless, but he didn't resist.

Such a dinner...

Also strangely interesting.

Don't think about anything else, just treat it as a long-term experience!

When they were seated, Bai Jie sat on Wang Yan's left hand, Wang Yufei took the initiative to sit on Wang Yan's right, then Chu Hong and Chen Xi.

——Another very interesting and thought-provoking arrangement.

Among the three girls, Chen Xi was still in overalls and uniforms, so she didn't have time to change.

Wang Yufei and Bai Jie were both wearing private clothes, with exquisite makeup, and they looked specially dressed.

It's only less than 6 o'clock now, and it's not even an hour after get off work.

Really caring...

Wang Yan probably knew what Chu Hong was planning, but the direction of the banquet was still a bit unexpected.

I ate western food, and the dishes were served one by one, and I spent most of the time drinking and chatting.

At the beginning of the stage of getting to know each other, chatting about wine and food, everything is normal.

Slowly, the topic shifted to Wang Yan, and the situation became more delicate.

Chu Hong started by flattering.

"You probably don't know yet, right? Wang Shao's company was a hot topic of discussion on the Internet before, and it has been listed on hot searches for several days. I, an old antique who never plays Weibo, have heard friends talk about it more than once."

This is a bit exaggerated.

The hot searches are actually the live broadcast industry, eating and broadcasting, mysterious local tyrants, and Haagen-Dazs with sky-high prices. The people who eat melons really don't pay much attention to Wang Ting Entertainment.

But Chu Hong's purpose is to throw out the introduction, so that others can make use of it.

"Really?"

Wang Yufei immediately cast her admiring little eyes over, the corners of her eyes were raised, and she was admiring a lot.

"Young Master Wang, tell me quickly!"

Pretending to be tender is a kind of talent, obviously she is attractive, but Wang Yufei can pretend to be a girl all over her body, and her expression is so innocent.

Innocent seduction is not called coquettish, it is called natural flattery, there is a big difference.

In fact, Wang Yufei is also very difficult.

Facing an aloof young master, if you don't take the initiative, you have no chance at all.

But too active, it seems cheap.

what to do?

Turn unfavorable factors into advantages, this is called a master.

However, Young Master Wang was still obsessed with the high-cold state and couldn't extricate himself, so the answer was very simple.

"It's not that exaggerated, it's just a few trending searches bought by friends."

Wang Yufei came back in a hurry, and Bai Jie immediately followed with a wine glass.

"Bacon once said: A man may be young in years and old in hours, if he wastes no time.

Wang Shao, your modesty and low profile remind me of this sentence involuntarily.

You should have never wasted time, so you can make such a big career, and at the same time be so mature and stable, without arrogance at all.

Come, I offer you a glass of wine, for no other reason, just to express my respect.

I cheer, you do as you please! "

Fuck!

How can you persuade me to drink like this?

You are awesome!

Wang Yan was almost taken aback.

It's not how happy and comfortable it is, it's really shocking.

After several months of serious reading, Wang Yan was still a long way from the realm where famous people could just say famous quotes.

The key point is that it's not hard, it's really well applied.

Such flattery and persuasion, who can hold it?

There was no other way, Wang Yan raised his glass to accompany him: "Sister Bai is overrated, thank you."

With half a cup of dry red, Bai Jie really looked up and killed it, and Young Master Wang had no choice but to toast with him.

No matter how you pretend to be cold, at most you should talk less, you can't let the lady drink alone, just take a sip, right?

I can't afford to lose that man!

Then, as soon as the glass of wine was finished, Wang Yufei immediately refilled Wang Yan's glass, pursing her mouth aggrievedly.

"Young Master Wang, you just have to toast, Miss Bai, and you don't even bother to answer my question...you eat a la carte, drink slowly, and tell me about your company!"

Wang Yufei is another routine.

He poured wine but didn't persuade him to drink, complained but didn't climb the pole, just stared at the topic of Wang Ting Entertainment, and had to make Wang Yan let go.

First Young Master Wang was a little confused again, not wanting to understand what she meant.

Why do you have to let me talk about the company?

Unable to figure it out, Young Master Wang simply followed suit and gave some positive feedback.

"Wang Ting Entertainment is just a start-up company based in the live broadcasting industry. For the time being, it doesn't have any big achievements. If you do credit, you should be able to get in touch with those big companies often. We are still far away..."

When Wang Yan spoke, Wang Yufei just stared at the young master with admiring eyes without saying a word.

After Wang Yan finished speaking, he followed up with questions.

"Young Master Wang, how many employees do you have in such a large resident?"

"Temporarily, there are 100+ employees, serving 150+ anchors. Live broadcast needs space, and the two floors cannot accommodate many workstations."

"Wow! Opening a live broadcast company in Lujiazui is too extravagant, isn't it? My office area is less than 4 square meters..."

Wang Yan finally saw a sign of it.

The role played by Wang Yufei was probably to induce Wang Yan to talk about her own affairs, and then to express her admiration in various ways regardless of the matter.

Fan girl character set? !

Just thinking about it, Chu Hong pointed at Wang Yufei with a smile: "I hate the small work place, go hang out with Wang Shao! Every day, if the work is not done well, there are many things to do...

Don't say Brother Chu didn't give you a chance, you serve Wang Shao well, when Wang Shao tells me: Feifei is a good girl. I will arrange an office for you alone! "

Wang Yufei's eyes lit up: "Really?!"

Chu Hong shook his head angrily: "I am a vice president, how can I lie to you a little girl?"

Wang Yufei immediately looked at Wang Yan pitifully, and called out in a tired voice, "Young Master Wang..."

Bai Jie snickered and got angry: "What's the use of acting like a baby? What about your attitude?"

Wang Yufei immediately picked up the wine glass: "Young Master Wang, I would like to toast you a glass of wine! I'll do it, you can do whatever you want! Xiaoxi is too stupid to make trouble. If she is not fair, you can just tell me. In the future, where do you point? Where am I going!"

again? !

Wang Yan figured it out, Chu Hong was leading the way, Bai Jie was in charge of looking for opportunities to drink, Wang Yufei was in charge of acting like a spoiled girl, and the three of them came here with a full set of procedures.

So, what is Chen Xi doing?

She looks really well-behaved and dignified, and she is the only good person at the table.

After being poured another glass of wine, Wang Yan glanced sideways at Chen Xi.

The big beauty is still smiling slightly, her posture is straight, her smile is kind and distant.

Huh? !

wrong!

This girl is too hard to see through.

Young Master Wang suddenly felt that things were not that simple.

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