Golden Fishery

Qin Shiou came up and put his arms around her slender waist and said, "Do you think our Melon can be admitted to your alma mater in the future?"

Winnie laughed and said, "That's definitely no problem. She will be a wonderful child. Even if she doesn't go to a women's university, she can still study in a world-renowned school."

The two talked and looked at the little girl on the ground. She was fighting with Xiong Luoli, and the tigers, leopards, bears, wolves, and lynx were watching with great interest. Xiong Luoli was already over 100 catties, but the little girl punched and kicked Don't fall behind.

Qin Shiou felt that what Wei Ni said was not quite right, he hesitated and said, "Why do I think that my daughter may not be so powerful?"

Winnie became anxious when she heard this, and said, "Honey, what do you mean? You have to encourage your daughter to grow up..."

The official Qin interrupted her and explained: "I know, my daughter will definitely be very good, but she is not necessarily good at studying. You see her fighting. If it is better than this, I think my daughter must be a genius."

Winnie hesitated for a moment, and then said: "If you talk about studying, then you probably won't be able to get into my alma mater, right? There are so few students enrolled each year, and I was able to work hard and be damned good-looking. What does your expression mean? What do you think I said wrong?"

Qin Shiou said: "You just told me to encourage my daughter's growth"

Winnie said aggrievedly: "But we can't open our eyes and talk nonsense."

The two looked at each other in blank dismay, and finally agreed that three years old is old. Although Melon is less than two years old, she is growing fast and can almost see the future. This little girl will definitely not be a worry-free product in the future.

So Qin Shiou stated his purpose: "Let's not leave this time, contact your college, let's donate to the school, and donate every year in the future, so that Melon can at least go to a women's university."

Another benefit of donations is tax avoidance. Canada adopts progressive taxation on personal income. Simply put, the higher the income, the higher the corresponding tax rate.

The tax rate for the highest earners in the United States is 40. But Canada is even higher than this. In addition to collecting federal personal income tax, they also collect provincial and territorial personal income tax. Qin Shiou feels that our party did not fight over this layer of exploitation. If they call, none of these leaders in Canada can escape, and they will all have to be labeled as blood-sucking capitalists and criticized.

Qin Shiou has to pay nearly 45% of his income in taxes every year. This is the case without tax avoidance, and he has relatively few means of tax avoidance. In this way, even if Deloitte tried to help him avoid taxes, he would have to exceed 40 in the end.

so,

So why doesn't he donate to the school and avoid taxes?

According to Canadian regulations, donations to school charities can be exchanged for a lower tax rate: the donated part of the money can not be included in the taxable income, and the tax rate corresponding to the remaining taxable income after the donation may be higher than before. much lower.

And if it is a large donation, the tax deduction can even exceed 70. For example, if he donates 10 million, the tax deduction can reach 7 million. What does it mean? It means that it only costs an extra three million a year. You can get a big favor of 10 million

Thinking of this, Qin Shiou felt that he had to donate to Wei Ni's alma mater no matter what, what if his daughter needed it in the future?

He has never done this before, mainly because of two reasons. One is that donations are more than taxes. If there is no donation, there is no need for him to make donations. The dollar saved is still money; the other is that he is a new immigrant. These prestigious schools may not accept his donation.

Canadian universities are not beggars, they do not accept donations from anyone. Alumni donations are given priority. Because these schools are very smart, they know that there is no free lunch in the world, since someone wants to donate to them, there must be some conspiracy.

Great donation for those who don't know well. They never accept it, and it will be bad luck if it is regarded as money laundering.

After listening to his analysis, Winnie nodded, saying that it's simple, she just needs to contact the school.

Qin Shiou handed over the matter to him, and about ten minutes later. Winnie pulled him and said, "It's fine."

Official Qin was astonished: "So fast? Damn, is your school out of money and crazy? They don't check the source of your money?"

This is not surprising. Anderson Cooper, a famous host of Yale University alumni CNN, once said half-jokingly in a speech when he returned to his alma mater: "You don't know enough about the Yale Alumni Association. A friendly reminder: you No matter where he goes or where he lives in the future in this life, they can always be tracked down, and they can always receive reminder letters. If bin Laden also graduated from Yale, they will definitely be able to find out which cave he is hiding in."

What Anderson said is a bit exaggerated, but it also reflects the reality that various schools attach great importance to donations from alumni.

This is normal. For those private colleges and universities that do not rely on financial support, alumni donations are an important source of income, and are crucial to maintaining academic capabilities, scientific research levels, faculty strength, and scholarships. Because of this, the work of the alumni association is highly valued, and the core task is to ensure stable and sufficient alumni donations.

Winnie showed him her phone. It turned out that she contacted the alumni association official of her alma mater on Twitter. She directly said that she planned to donate a sum of money to the school, and someone contacted her to ask how much it was.

"How much?" Winnie asked.

Qin Shiou said: "Ten million."

Wei Ni looked at him in surprise, he hesitated, and said: "Then 15 million? Wouldn't it be better to do it every year in the future? There is no need to donate so much at one time, right?"

Winnie took back the phone, pressed a number of 5 million on it, and said, "The remaining 10 million will be divided into two parts, one will be donated to the orphanage, and the other will be donated to the Institute of Serious Diseases."

Qin Shiou grinned, his consciousness was a bit low, the donation was to pave the way for the children, not to do charity, to be honest he huddled in the small place of Farewell Island every day, it was strange that his consciousness had improved.

But Winnie really wanted to do charity. In this regard, she respected her husband's wishes. Before Qin Shiou didn't mention her, she didn't mention it. Now that Qin Shiou brought it up, she will do these things seriously.

Enter Winnie's five million digits, and the phone here rang. Even at night, the call was still very fast. Qin Shiou heard someone over there enthusiastically ask: "Student Winnie Schroeder? Where are you now? I think There's something we need to talk about."

This matter is handed over to Wei Ni. Qin Shiou plans other charity activities. Since he wants to donate money, the money must be used for practical purposes. He simply set up a foundation in his daughter's name. Not only donate to Canada, but also go to China Donations for some practical projects. To be continued.

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